
Pennies To Pounds Podcast
Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances.Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths. Here are just a few of the topics we cover on the Pennies to Pounds Podcast:Budgeting: Learn how to create a budget that works for your lifestyle and goals.Saving: Discover the power of compound interest and effective strategies to save more money.Investing: Demystify the world of investing and learn how to grow your wealth over time.Debt management: Get tips and tricks for paying off debt, improving your credit score, and avoiding financial traps.Entrepreneurship: Hear inspiring stories from successful entrepreneurs and learn how to turn your passion into profit.Career development: Boost your career prospects with expert advice on job hunting, networking, and personal branding.Financial mindset: Cultivate a positive and abundant mindset to attract wealth and success in all areas of your life.Join us every week as we dive deep into these topics and more, with expert guests and actionable insights. Whether you're just starting your financial journey or looking to take your money management skills to the next level, the Pennies to Pounds Podcast is your go-to resource for financial education and empowerment. Tune in today and start taking control of your finances!
Latest episodes

May 10, 2023 • 26min
89. Investing in Luxury Assets: What Makes Them Attractive Investments? ft Lawrence The Broker
Send us a textJoin us for a riveting conversation with Larry, a successful entrepreneur and investor who has made his mark in the world of digital asset brokering, web design, and luxury asset investing. Larry shares his inspiring journey to wealth creation, from his early days in tech to his pivot into the high net worth investment space.Discover the hottest trends in luxury asset investing, including the most popular types of assets that high net worth individuals are investing in and what makes these assets so attractive. Larry also reveals some fascinating case studies of unique luxury asset acquisitions that he has been a part of, highlighting what made those assets stand out.We also dive into the critical role that due diligence plays in luxury asset investing and alternative investments. Larry shares his experience and insights into networking and relationship building in the luxury asset and alternative investment spaces, and the challenges he faced when transitioning from tech to alternative investments.FOLLOW LARRY 💎Instagram - https://www.instagram.com/lawrence_the_broker/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Apr 19, 2023 • 38min
88. Love, Money, and Independence: Navigating Financial Dependency in Relationships ft Nadine (Rona Renovation)
Send us a textIn this episode, we explore the complex and often taboo topic of financial dependency in relationships. Nadine, the creator of the social media page Rona Renovation, shares her insights on how financial dependency can manifest in a relationship, and the impact it can have on both partners. We delve into the power dynamics within relationships and how cultural and societal factors contribute to the idea of marrying for financial security.We also discuss the warning signs of financially dependent relationships and share practical tips for approaching financial planning and goal-setting in a way that promotes independence and transparency. Whether you're navigating financial dependency in your own relationship or looking to build your financial independence, this episode offers valuable advice and insights.FOLLOW NADINE 🏠Instagram - https://www.instagram.com/rona_renovation/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Apr 5, 2023 • 31min
87. No Money, No Problem: Getting Started in Property Investing ft Ibrahim Braimah
Send us a textIn this episode, we dive deep into the inspiring story of Ibrahim Braimah, who went from being homeless to owning multiple properties. They share their journey of how they overcame obstacles and challenges, and the mindset they developed along the way. We also discuss practical tips for getting started in property investing with little to no capital, including creative financing strategies and leveraging other people's resources.Additionally, we discuss the importance of location when it comes to property investing and share expert advice on how to identify the right location for your investment property. For those interested in Airbnb management, we provide a comprehensive overview of what it is and how to get started. Finally, we touch upon the various laws and regulations that property investors need to be aware of, including landlord responsibilities, and tax implications. Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Mar 27, 2023 • 30min
86. Studying Law, Rejected From Oxford University & Managing Money As A Student ft Mary-Grace Olu
Send us a textThis episode is with Mary-Grace Olu, a final year university student studying Law who is also an online content creator sharing her journey as well as fashion & beauty content. TOPICS COVERED:Choosing law as a career pathGoing to Brampton Manor Academy for sixth-formBeing rejected from Oxford UniversityBecoming a successful online content creatorManaging money as a university studentExploring other paths whilst at universityFOLLOW MARY-GRACE:Instagram - https://www.instagram.com/marygraceolu/TikTok - https://www.tiktok.com/@marygraceolu?_t=8azhVOgL9FS&_r=1LinkedIn - https://www.linkedin.com/in/mary-grace-o/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Mar 20, 2023 • 17min
85. Ways To Save On England Staycations & Our Trip To Newcastle ft Jazz (Sponsored By Visit England)
Send us a textThis week’s episode is sponsored by Visit England. Kia is joined by Jazz to discuss their trip to Newcastle discussing what they got up to and how they saved money on their staycation.TOPICS:- Things to do in Newcastle- Places to eat in Newcastle on a budget- Things to do in Newcastle on a budget- How to save on staycations in EnglandFor more Newcastle ideas head to: www.newcastlegateshead.com.Or, for more inspiration, VisitEngland has created a hub featuring ways to save on breaks and trips in England. Find out more by visiting: https://www.visitengland.com/things-to-do/budget?utm_source=influencer&utm_medium=influencer&utm_content=_KIAP2Ppodcast_newc_roe_link__pr&utm_campaign=ve value_GBR_feb23Until the end of March, the VisitBritain Shop (https://www.visitbritainshop.com/shop/uk_en/subscribe) is giving away £20 vouchers to anyone who signs up for its newsletter (applies to UK residents only). It’s a great incentive to book a day out so check it out!Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Mar 14, 2023 • 23min
84. Mental Health & Finances - How To Take Better Care Of Your Mental Health ft Celine Erorh (Celutions UK)
Send us a textThis week's episode is focusing on the link between mental health and finances. We're exploring this topic into the triggers and how people can take care of their mental health. To discuss this topic, we're joined by Celine Erorh, founder of mental health platform Celutions.TOPICS:How Celutions beganThe link between mental health and financesWays to take care of your mental healthHow to start journallingStatistics regarding young people's mental health and financesUnderstanding potential triggersFOLLOW CELUTIONS 💡Instagram - https://www.instagram.com/celutionsuk/Twitter - https://twitter.com/CelutionsUkTikTok - https://www.tiktok.com/@celutionsuk?_t=8aeKOWzJdgR&_r=1Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Mar 6, 2023 • 33min
83. Stocks That PAY YOU, Compound Interest & How To Become A Millionaire Through Investing ft Ato
Send us a textThis week's episode is great for anyone looking to start investing or better understand how to make it best work for you. To simplify this for us, we're joined by Ato, AKA Savvy Wallet.TOPICS COVERED:- The importance of investing in yourself- Investing myths- What are dividend stocks?- How does compound interest work?- How to become a millionaire through investingFOLLOW SAVVY WALLET 💰Instagram - https://www.instagram.com/savvywallet/Twitter - https://twitter.com/savvywallet1TikTok - https://www.tiktok.com/@savvywallet?_t=8aQQNpzOBUb&_r=1Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Feb 20, 2023 • 49min
82. Break Out Of These Habits, Money and Relationships & Becoming a Published Author ft Emmanuel Asuquo (The Eman Effect)
Send us a textThis episode is a very special one as we're joined by Financial Advisor, TV Personality, and Newly Published Author Emmanuel Asuquo.TOPICS COVERED:Habits to leave to improve your financesUnderstanding how to grow your wealthMoney and relationships - the role finances playHis newest book, Get Your Money Right (purchase the book here).FOLLOW EMMANUELInstagram - https://www.instagram.com/theemaneffectuk/Twitter - https://twitter.com/TheEmanEffectUKWebsite - https://emmanuelasuquo.com/This episode is kindly sponsored by Dodl. If you're looking to start your investment journey or just want to learn more, click the link below to find out how you can begin investing jargon- free, straight from your phone:https://dodl.onelink.me/uBIb/xzfg8w5sSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Feb 7, 2023 • 26min
81. Apprenticeships, Credit & Journey To £1 Million ft JayVSOP
Send us a textIn this episode, we're joined by content creator Jordan (JayVSOP). He is the Online Financial Influencer of 2022, Co-Founder of the platform @sturdyoff, and online content creator.TOPICS COVERED- Apprenticeships- Growing the Sturdy-Off platform- How credit works and using it responsibly- Ways to make extra money- Jordan's journey to becoming a millionaire by the end of 2023- Getting started with investingFOLLOW JORDAN 👟Instagram - https://instagram.com/jayvsop?igshid=YmMyMTA2M2Y=TikTok - https://www.tiktok.com/@jayvsop?_t=8ZgQ09UQqgQ&_r=1Road To £1M TikTok - https://www.tiktok.com/@roadto_1milly?_t=8ZgQ2UuT8AX&_r=1Contact - info@penniestopounds.co.ukSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Jan 30, 2023 • 45min
80. Investing In Property w/ Friends, Side Hustle Apps & Growing Your Wealth ft Sadia and Amanda
Send us a textIn this episode, we're joined by friends Sadia and Amanda. They have recently completed on an investment property together based in Liverpool and are going through the process of renovating the property.Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
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