Pennies To Pounds Podcast

Send us a textImagine being in your early twenties and a homeowner. Sounds like a dream, right? Meet Jade Vanriel, a property & lifestyle content creator who turned this dream into reality. She shares her journey - from making sacrifices and tough financial decisions to living with her aunt to save money. She also gives young people a roadmap to kickstart their property-buying journey. But what if your budget is tight? No need for despair, as Jade delves into strategies to navigate the property market even when funds are low. We chat about adjusting plans, finding side hustles, and utilizing first-time buyer schemes. Jade also reveals her insider tips on assessing properties and effective negotiation skills. We also explore how to manage expectations as a buyer and find the right property - focusing on regions outside of London with cheaper housing prices. FOLLOW JADE VANRIEL 🏡Instagram - https://www.instagram.com/jadevanrielx/YouTube - https://www.youtube.com/@JadeVanrielxTikTok - https://www.tiktok.com/@jadevanrielx?_t=8dsCSK0HR75&_r=1Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textWe've got a gem-filled episode for you this week! Join us as we dive into the secrets of career success with our special guest, Shay Loko. Shay is a job-search content creator and co-founder of the Black British pub quiz, PRTY HERE.Shay reveals strategies for leveraging non-monetary benefits, from flexible schedules to professional development opportunities, to enhance your work-life balance and job satisfaction. And of course, we delve into the crucial topic of knowing your worth in the workplace, empowering you to communicate your value effectively and seize opportunities for growth and advancement.FOLLOW SHAY 📋Instagram - https://www.instagram.com/shayloks/Twitter - https://twitter.com/jobswithshayPRTY HERE - https://www.instagram.com/prtyhere/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textThis week's episode is live with Hayley Mulenda! Hayley Mulenda is a Multi-Award Winning International Speaker, Author, and Change Agent who has spoken to thousands of people across the world sharing her story of how she turned her pain into purpose.Get ready for a mind-expanding episode that will transform your relationship with money and ignite your personal growth journey. We dive deep into the captivating connection between self-worth and financial abundance. Gain practical advice and proven strategies for finding mentors, cultivating supportive relationships, and building a network that propels you toward your dreams.FOLLOW HAYLEY 💡Instagram - https://www.instagram.com/hayleymulenda/Twitter - https://twitter.com/HayleyMulendaWebsite - https://hayleymulenda.com/Podcast - For The Record with Mr and Mrs RecordSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textGet ready to dive deep into this week's finance headlines in this episode! To do so, we're joined by podcaster and current affairs commentator Ayo, aka Disunomics.We uncover the recent buzz surrounding interest rates, as they soar to a surprising 4.5%. What does this mean for you? Discover how the rate hike impacts savers, mortgage holders, and the overall economic landscape. 🗞 ARTICLE: https://www.express.co.uk/finance/personalfinance/1768972/bank-of-england-base-rate-increase-savers-mortgageWe also explore the fascinating realm of deposit-free mortgages. Imagine owning a home without the traditional down payment. We weigh the pros and cons of this innovative approach to homeownership, examining how it affects aspiring buyers and the housing market at large.🗞 ARTICLE: https://www.express.co.uk/finance/personalfinance/1761261/zero-deposit-mortgage-pros-consWe shine a spotlight on the jaw-dropping expenses racked up by London Boroughs during the coronation weekend. Brace yourself as we uncover the staggering figures, with some councils splurging over £100,000. Should they have carried out these lavish expenditures? 🗞 ARTICLE: https://www.opendemocracy.net/en/coronation-38m-costs-local-councils-barking-bromley-ealing/?utm_source=twitter&utm_medium=Social&utm_campaign=content_studioFOLLOW DISUNOMICS 👨🏾‍🏫Instagram - https://www.instagram.com/disunomics/Twitter - https://twitter.com/_NOMICSSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textJoin us for a riveting conversation with Larry, a successful entrepreneur and investor who has made his mark in the world of digital asset brokering, web design, and luxury asset investing. Larry shares his inspiring journey to wealth creation, from his early days in tech to his pivot into the high net worth investment space.Discover the hottest trends in luxury asset investing, including the most popular types of assets that high net worth individuals are investing in and what makes these assets so attractive. Larry also reveals some fascinating case studies of unique luxury asset acquisitions that he has been a part of, highlighting what made those assets stand out.We also dive into the critical role that due diligence plays in luxury asset investing and alternative investments. Larry shares his experience and insights into networking and relationship building in the luxury asset and alternative investment spaces, and the challenges he faced when transitioning from tech to alternative investments.FOLLOW LARRY 💎Instagram - https://www.instagram.com/lawrence_the_broker/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textIn this episode, we explore the complex and often taboo topic of financial dependency in relationships. Nadine, the creator of the social media page Rona Renovation, shares her insights on how financial dependency can manifest in a relationship, and the impact it can have on both partners. We delve into the power dynamics within relationships and how cultural and societal factors contribute to the idea of marrying for financial security.We also discuss the warning signs of financially dependent relationships and share practical tips for approaching financial planning and goal-setting in a way that promotes independence and transparency. Whether you're navigating financial dependency in your own relationship or looking to build your financial independence, this episode offers valuable advice and insights.FOLLOW NADINE 🏠Instagram - https://www.instagram.com/rona_renovation/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textIn this episode, we dive deep into the inspiring story of Ibrahim Braimah, who went from being homeless to owning multiple properties. They share their journey of how they overcame obstacles and challenges, and the mindset they developed along the way. We also discuss practical tips for getting started in property investing with little to no capital, including creative financing strategies and leveraging other people's resources.Additionally, we discuss the importance of location when it comes to property investing and share expert advice on how to identify the right location for your investment property. For those interested in Airbnb management, we provide a comprehensive overview of what it is and how to get started. Finally, we touch upon the various laws and regulations that property investors need to be aware of, including landlord responsibilities, and tax implications. Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textThis episode is with Mary-Grace Olu, a final year university student studying Law who is also an online content creator sharing her journey as well as fashion & beauty content. TOPICS COVERED:Choosing law as a career pathGoing to Brampton Manor Academy for sixth-formBeing rejected from Oxford UniversityBecoming a successful online content creatorManaging money as a university studentExploring other paths whilst at universityFOLLOW MARY-GRACE:Instagram - https://www.instagram.com/marygraceolu/TikTok - https://www.tiktok.com/@marygraceolu?_t=8azhVOgL9FS&_r=1LinkedIn - https://www.linkedin.com/in/mary-grace-o/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textThis week’s episode is sponsored by Visit England. Kia is joined by Jazz to discuss their trip to Newcastle discussing what they got up to and how they saved money on their staycation.TOPICS:- Things to do in Newcastle- Places to eat in Newcastle on a budget- Things to do in Newcastle on a budget- How to save on staycations in EnglandFor more Newcastle ideas head to: www.newcastlegateshead.com.Or, for more inspiration, VisitEngland has created a hub featuring ways to save on breaks and trips in England. Find out more by visiting: https://www.visitengland.com/things-to-do/budget?utm_source=influencer&utm_medium=influencer&utm_content=_KIAP2Ppodcast_newc_roe_link__pr&utm_campaign=ve value_GBR_feb23Until the end of March, the VisitBritain Shop (https://www.visitbritainshop.com/shop/uk_en/subscribe) is giving away £20 vouchers to anyone who signs up for its newsletter (applies to UK residents only). It’s a great incentive to book a day out so check it out!Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textThis week's episode is focusing on the link between mental health and finances. We're exploring this topic into the triggers and how people can take care of their mental health. To discuss this topic, we're joined by Celine Erorh, founder of mental health platform Celutions.TOPICS:How Celutions beganThe link between mental health and financesWays to take care of your mental healthHow to start journallingStatistics regarding young people's mental health and financesUnderstanding potential triggersFOLLOW CELUTIONS 💡Instagram - https://www.instagram.com/celutionsuk/Twitter - https://twitter.com/CelutionsUkTikTok - https://www.tiktok.com/@celutionsuk?_t=8aeKOWzJdgR&_r=1Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk