Pennies To Pounds Podcast
Pennies To Pounds
Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances.Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths. Here are just a few of the topics we cover on the Pennies to Pounds Podcast:Budgeting: Learn how to create a budget that works for your lifestyle and goals.Saving: Discover the power of compound interest and effective strategies to save more money.Investing: Demystify the world of investing and learn how to grow your wealth over time.Debt management: Get tips and tricks for paying off debt, improving your credit score, and avoiding financial traps.Entrepreneurship: Hear inspiring stories from successful entrepreneurs and learn how to turn your passion into profit.Career development: Boost your career prospects with expert advice on job hunting, networking, and personal branding.Financial mindset: Cultivate a positive and abundant mindset to attract wealth and success in all areas of your life.Join us every week as we dive deep into these topics and more, with expert guests and actionable insights. Whether you're just starting your financial journey or looking to take your money management skills to the next level, the Pennies to Pounds Podcast is your go-to resource for financial education and empowerment. Tune in today and start taking control of your finances!
Episodes
Mentioned books
Aug 19, 2024 • 24min
112. Mastering Business Finances: Startup Structures to Financial Success ft Joshua Akinbohun
Send us a textIn this week's episode, we discuss setting up and managing your business finances with finance coach Joshua. We also discuss the implications of operating as a sole trader vs a limited company and the importance of forecasting potential business earnings. Pre-order 'How To Handle Money' - https://amzn.eu/d/gjomK0TFOLLOW JOSHUA:Instagram - https://www.instagram.com/financebykilolu/TikTok - https://www.tiktok.com/@master.money.uk?_t=8oyRLB4EYtN&_r=1Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Aug 12, 2024 • 9min
111. Responsible Credit: Best Credit Practices To Implement (Sponsored by Klarna)
Send us a textIn this episode of the Pennies To Pounds podcast, our sponsor, Klarna, joins us to provide a straightforward yet comprehensive breakdown of understanding different types of credit—credit cards, overdrafts, or personal loans. Raji Behal shares invaluable tips on when it’s smart to use credit and when it’s best to steer clear, helping you make informed financial decisions. *Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.Learn more about Klarna by visiting: www.klarna.com/uk/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Jul 8, 2024 • 21min
110. Mid-Year Financial Check-In: Realigning Goals and Carrying Out a Financial MOT
Send us a textWe're halfway through the year; how are your financial goals coming along?Have you achieved any of them, or have they been put aside? This episode is all about reflecting on our journey, celebrating our wins, and recalibrating our targets for the rest of the year. By the end of this episode, you'll have practical tips and strategies to achieve financial stability and growth, ensuring you're well-equipped for the second half of the year!Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Jun 24, 2024 • 42min
109. Transform Your Finances & Grow a 5-Figure Investment Portfolio ft Laura Ann Moore and Kevin Cahill (LIVE From P2P Dec Event)
Send us a textKickstart your journey to financial empowerment with this special live episode from our "New Year, Wealthier You" event, hosted at the iconic Samsung KX building in London. Our esteemed panellists, financial well-being speaker Laura Ann Moore and wealth and investment coach Kevin Cahill discuss money mindset, smart budgeting, and effective money management. Have you ever wondered how early financial beliefs shape your money habits? Laura Ann Moore dives into the emotional side of money, revealing how ingrained beliefs can make or break your financial confidence. Meanwhile, Kevin Cahill shares his expertise on practical investment strategies to help you diversify and grow your wealth. Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Jun 10, 2024 • 38min
108. Shaping Your Financial Future: Early Habits, Healthy Spending, and Relationships ft Aila Money
Send us a textWhat if your childhood experiences with money have already set the stage for your financial future? This week's episode is about how we can make positive financial shifts. Whether recognising your spending triggers or acknowledging past teaching about money when you were younger, we can all progress towards a healthier financial lifestyle. Joining us in this episode are Elisabeth Prager and Nitika Vyas, co-founders of the money app Aila Money. Aila Money: the Personal Trainer app for your finances – helps you calculate the cost of your life goals and using data, behavioural science and human expertise helps you achieve them – one prompt at a time!FOLLOW AILA MONEY:• Instagram - https://www.instagram.com/ailamoney/• LinkedIn - https://www.linkedin.com/company/ailamoney/• Website - https://ailamoney.com/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
May 7, 2024 • 27min
107. Maximize Your Paycheck and Financial Well-Being ft Nikkita Tew (Young Spender)
Send us a textThis episode is with Nikkita Tew, founder of the financial literacy platform Young Spender. We're discussing the ways in which people in their 20s and 30s can maximise their savings for their short—and long-term goals and plan for retirement. She also breaks down your payslip and explains how taxes are deducted and what your tax code means.FOLLOW YOUNG SPENDER:Instagram - https://www.instagram.com/youngspender_/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Apr 22, 2024 • 31min
106. Youth & The Cost of Living Crisis: Love, Beauty, Thrifting and Community Resilience ft Tag Agency
Send us a textHow are today's youth weathering the storm of the cost-of-living crisis while keeping their fingers firmly on the pulse of culture and beauty standards? This week's episode features Tumisha and Alvin of Tag Agency, who discuss the findings from their $penny Report. This report highlights this generation's resilience, embracing thrifting and DIY to maintain their identity. DOWNLOAD THE REPORT - https://www.tagagency.co.uk/download-reportFOLLOW TAG AGENCY ON INSTAGRAM - https://www.instagram.com/tagagencyuk/FOLLOW TUMISHA - https://www.instagram.com/tumbalogun/FOLLOW ALVIN - https://www.instagram.com/alvnowusu/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Mar 25, 2024 • 34min
105. Up The Gains: Wealth Building, Personal Growth & Extra Income ft Sammie Ellard-King
Send us a textThis episode is with Sammie Ellard-King, founder of financial education platform Up The Gains. In this episode, we're discussing how to begin your wealth-building journey, ways to increase your personal growth and how to give your income a boost.FOLLOW UP THE GAINS:Instagram - https://www.instagram.com/upthegainsmoney/Website - https://upthegains.co.uk/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Mar 19, 2024 • 19min
104. Homeownership 101: The First-Time Buyer Guide ft Dan Knott
Learn about buying your first home with expert tips from mortgage advisor Dan Knott. Discover the importance of credit checks, navigating the timing of home buying, and schemes available for first-time buyers to boost savings. Explore different mortgage options and understand the costs associated with buying a home.
Mar 12, 2024 • 23min
103. The Reality of Homebuying From First-Time Buyers (LIVE From P2P August Event)
Send us a textWe're back with another episode for first-time buyers! On Thursday 24th August 2023, we hosted an event in London at the Samsung KX building dedicated to debunking the first-time homebuyer journey.This was the final panel of the night with London solo buyer Ayo and couple Alex and Cameron who bought in East London. Filled with a lot of useful tips and insight, hope you enjoy this episode!Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
