
Pennies To Pounds Podcast
Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances.Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths. Here are just a few of the topics we cover on the Pennies to Pounds Podcast:Budgeting: Learn how to create a budget that works for your lifestyle and goals.Saving: Discover the power of compound interest and effective strategies to save more money.Investing: Demystify the world of investing and learn how to grow your wealth over time.Debt management: Get tips and tricks for paying off debt, improving your credit score, and avoiding financial traps.Entrepreneurship: Hear inspiring stories from successful entrepreneurs and learn how to turn your passion into profit.Career development: Boost your career prospects with expert advice on job hunting, networking, and personal branding.Financial mindset: Cultivate a positive and abundant mindset to attract wealth and success in all areas of your life.Join us every week as we dive deep into these topics and more, with expert guests and actionable insights. Whether you're just starting your financial journey or looking to take your money management skills to the next level, the Pennies to Pounds Podcast is your go-to resource for financial education and empowerment. Tune in today and start taking control of your finances!
Latest episodes

Jun 10, 2024 • 38min
108. Shaping Your Financial Future: Early Habits, Healthy Spending, and Relationships ft Aila Money
Send us a textWhat if your childhood experiences with money have already set the stage for your financial future? This week's episode is about how we can make positive financial shifts. Whether recognising your spending triggers or acknowledging past teaching about money when you were younger, we can all progress towards a healthier financial lifestyle. Joining us in this episode are Elisabeth Prager and Nitika Vyas, co-founders of the money app Aila Money. Aila Money: the Personal Trainer app for your finances – helps you calculate the cost of your life goals and using data, behavioural science and human expertise helps you achieve them – one prompt at a time!FOLLOW AILA MONEY:• Instagram - https://www.instagram.com/ailamoney/• LinkedIn - https://www.linkedin.com/company/ailamoney/• Website - https://ailamoney.com/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

May 7, 2024 • 27min
107. Maximize Your Paycheck and Financial Well-Being ft Nikkita Tew (Young Spender)
Send us a textThis episode is with Nikkita Tew, founder of the financial literacy platform Young Spender. We're discussing the ways in which people in their 20s and 30s can maximise their savings for their short—and long-term goals and plan for retirement. She also breaks down your payslip and explains how taxes are deducted and what your tax code means.FOLLOW YOUNG SPENDER:Instagram - https://www.instagram.com/youngspender_/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Apr 22, 2024 • 31min
106. Youth & The Cost of Living Crisis: Love, Beauty, Thrifting and Community Resilience ft Tag Agency
Send us a textHow are today's youth weathering the storm of the cost-of-living crisis while keeping their fingers firmly on the pulse of culture and beauty standards? This week's episode features Tumisha and Alvin of Tag Agency, who discuss the findings from their $penny Report. This report highlights this generation's resilience, embracing thrifting and DIY to maintain their identity. DOWNLOAD THE REPORT - https://www.tagagency.co.uk/download-reportFOLLOW TAG AGENCY ON INSTAGRAM - https://www.instagram.com/tagagencyuk/FOLLOW TUMISHA - https://www.instagram.com/tumbalogun/FOLLOW ALVIN - https://www.instagram.com/alvnowusu/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Mar 25, 2024 • 34min
105. Up The Gains: Wealth Building, Personal Growth & Extra Income ft Sammie Ellard-King
Send us a textThis episode is with Sammie Ellard-King, founder of financial education platform Up The Gains. In this episode, we're discussing how to begin your wealth-building journey, ways to increase your personal growth and how to give your income a boost.FOLLOW UP THE GAINS:Instagram - https://www.instagram.com/upthegainsmoney/Website - https://upthegains.co.uk/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Mar 19, 2024 • 19min
104. Homeownership 101: The First-Time Buyer Guide ft Dan Knott
Learn about buying your first home with expert tips from mortgage advisor Dan Knott. Discover the importance of credit checks, navigating the timing of home buying, and schemes available for first-time buyers to boost savings. Explore different mortgage options and understand the costs associated with buying a home.

Mar 12, 2024 • 23min
103. The Reality of Homebuying From First-Time Buyers (LIVE From P2P August Event)
Send us a textWe're back with another episode for first-time buyers! On Thursday 24th August 2023, we hosted an event in London at the Samsung KX building dedicated to debunking the first-time homebuyer journey.This was the final panel of the night with London solo buyer Ayo and couple Alex and Cameron who bought in East London. Filled with a lot of useful tips and insight, hope you enjoy this episode!Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Feb 19, 2024 • 26min
102. Calculating a Creative's Currency - How To Manage Money With A Variable Income ft Susie Italiano (Idle Money Blog)
Send us a textWhen you think about a professional dancer, does the image of a financial whiz come to mind? For Susie, this week's podcast guest, this unlikely transition from the stage to spreadsheets is her reality. Susie Italiano, the finance fairy godmother for small charities and creative freelancers, shares how to calculate your minimum monthly spend, the benefits of an emergency fund, and ways to diversify your income.Visit The Idle Money Blog Website - https://idlemoneyblog.com/Learn more about the courses available - https://idlemoneyblog.com/my-offer/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Jan 22, 2024 • 25min
101. Protecting the Future: Life Insurance and Financial Protection ft Ella Ensures
Send us a textIn this episode, we're discussing Life Insurance and the importance of having insurance policies to protect your finances. To do this, we're joined by Insurance Advisor Ella or Ella Ensures who breaks down the different types of policies available and at which points in life you should consider taking them out. FOLLOW ELLA:Instagram - https://www.instagram.com/ellaensures/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Jan 15, 2024 • 32min
100. Right To Buy Scheme & Buying Your Next Home ft Topsy Taiwo
Send us a textThis episode is filled with insights from Topsy Taiwo, the property guru behind Property Purchaser, guiding us through the Right to Buy scheme. We also explore the process of going from buying your first home to your next home - schemes available, the process, and how to find a good estate agent.Get Topsy's Book - https://payhip.com/b/4DwuTFollow Topsy on Instagram - https://www.instagram.com/topsytaiwo/Follow Property Purchaser on Instagram - https://www.instagram.com/propertypurchaser/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Jan 8, 2024 • 19min
99. Making Conscious Money Choices in 2024 and Beyond
Send us a textHappy New Year everyone! As we're heading straight into 2024, the first episode of the year is discussing how you can make conscious money decisions to reach your financial goals this year.TOPICS COVERED:Discovering your financial valuesSetting realistic financial goalsCreating a useful budgetMindful spending and consumerism- Listen to the episode with Andrea to discover how to shop fashion sustainably here.- Download the budgeting app Emma - https://emma.to/kiacommodore- Download the Pennies To Pounds Budget Spreadsheet - https://www.penniestopounds.co.uk/product/budget-spreadsheetSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
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