Pennies To Pounds Podcast
Pennies To Pounds
Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances.Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths. Here are just a few of the topics we cover on the Pennies to Pounds Podcast:Budgeting: Learn how to create a budget that works for your lifestyle and goals.Saving: Discover the power of compound interest and effective strategies to save more money.Investing: Demystify the world of investing and learn how to grow your wealth over time.Debt management: Get tips and tricks for paying off debt, improving your credit score, and avoiding financial traps.Entrepreneurship: Hear inspiring stories from successful entrepreneurs and learn how to turn your passion into profit.Career development: Boost your career prospects with expert advice on job hunting, networking, and personal branding.Financial mindset: Cultivate a positive and abundant mindset to attract wealth and success in all areas of your life.Join us every week as we dive deep into these topics and more, with expert guests and actionable insights. Whether you're just starting your financial journey or looking to take your money management skills to the next level, the Pennies to Pounds Podcast is your go-to resource for financial education and empowerment. Tune in today and start taking control of your finances!
Episodes
Mentioned books
Dec 24, 2024 • 8min
12 Days Of Finance, Day 2: How to Hit Every Financial Goal You Set
Send us a textIt’s time to stop wishing and start winning with your finances! In this episode, Kia breaks down the art of setting financial goals that you’ll actually achieve. Using the SMART framework, she shows you how to turn your big dreams into actionable plans that deliver real results. 💸Here’s what we’re covering:✨ Why vague goals won’t cut it and how to get specific✨ The power of progress checkpoints to keep you on track✨ How to set goals that are realistic, achievable, and life-changing✨ Breaking down your financial journey into short, mid, and long-term wins✨ Staying motivated and disciplined when the going gets toughIf you’ve ever felt stuck or overwhelmed by your financial goals, this episode will give you the tools and confidence to take charge.Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Dec 23, 2024 • 7min
12 Days Of Finance, Day 1: This Is Why You're Broke & How To Fix It
Send us a textWhat if you could completely transform your money game in just 12 days? On today’s episode of the Pennies To Pounds Podcast, we’re kicking off our special series, The 12 Days of Finance, to help you avoid the financial traps that leave you feeling broke and set yourself up for success in 2025.In this episode, we’re covering:✨ Why lifestyle inflation is sabotaging your progress✨ How to budget without feeling restricted✨ The non-negotiable need for an emergency fund✨ Tackling high-interest debt (and why it’s costing you more than you think)✨ The basics of smart investing to grow your moneyListen to Episode 96 for a step-by-step guide to start investing.Start 2025 on the right foot with strategies to save, borrow smarter, and invest confidently. Let’s make financial security your reality next year!Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Dec 22, 2024 • 36sec
Introducing... 12 Days of Finance (a Pennies To Pounds Mini-Series)
Send us a textWith the new year almost upon us, we’re bringing you a new series for the next twelve days! The Pennies To Pounds ‘12 Days Of Finance’ series is dedicated to helping you level up your finances in 2025 and beyond.Each episode will be no longer than 10 minutes long and contain actionable steps to master your money. We’ll also answer some dilemmas and common questions, offering actionable advice.Want to join us? Follow the Pennies To Pounds Podcast wherever you listen to your podcasts and subscribe to our YouTube Channel.Have a dilemma or question you'd like answered? Email content@penniestopounds.co.ukSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Nov 25, 2024 • 23min
119. The Secret to Building a Good Credit Score and Smart Money Habits
Send us a textIn this episode, we’re breaking down everything you need to know about credit scores — what they are, why they matter, and how they can impact your financial journey. I’ll walk you through the basics, including the three credit reference agencies in the UK (Experian, Equifax, and TransUnion) and explain why your credit score might look different depending on where you check it.We’ll also talk about practical ways to build and improve your credit, whether starting from scratch or trying to repair a less-than-perfect score. I’ll cover the difference between a soft and hard credit check, why it’s essential to know the difference, and how these checks affect your score. Plus, I’ll highlight some credit builder platforms that can help you take control of your credit and get on track toward achieving your financial goals.Whether you’re new to credit or want to improve it, this episode will give you the tools to make smarter financial decisions. Let’s take the mystery out of credit and put you in control of your financial future.Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Nov 5, 2024 • 41min
118. The Cost of Love and Legacy: Money Conversations, Parenthood Decisions, and Societal Pressures ft Maya Saffron
Send us a textThis week's episode we're joined by Maya, host of Maya’s Minutes podcast, to discuss finances in relation to love and womanhood. We explore the dynamics of observing your partner's money habits and why understanding these early on can prevent future conflict. The discussion extends to the pressures surrounding motherhood and career choices, and things that women can do to financially prepare for starting a family.FOLLOW MAYA'S MINUTES:TikTok - https://www.tiktok.com/@mayasminutespodcast?_t=8r9N83jYPWT&_r=1Instagram - https://www.instagram.com/mayasminutespodcast/Spotify - https://open.spotify.com/show/234NEJb8gf6TMlnHD2wmrx?si=8a4248960a114ca8Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Oct 2, 2024 • 24min
117. Property Apprentice: Getting Started at 17, How The Industry is Changing & Beginner Tips ft Mary Felicia
Send us a textThis episode features Mary Felicia, a degree apprentice who has been scaling within the property industry since the age of 17. Mary chose a degree apprenticeship over the traditional university route, and she shares her experience. Mary’s story is not just inspirational but also packed with practical advice—whether it’s about mastering the build-to-rent sector or using social media for lead generation. FOLLOW MARY FELICIA:Instagram - https://www.instagram.com/maryfeliciaa/TikTok - https://www.instagram.com/maryfeliciaa/LinkedIn - https://www.linkedin.com/in/mary-feliciagomez/Pre-order 'How To Handle Money' - https://amzn.eu/d/gjomK0THow To Handle Money Event - https://www.eventbrite.co.uk/e/pennies-to-pounds-5-year-celebration-party-tickets-995280991237?aff=oddtdtcreatorSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Sep 24, 2024 • 29min
116. Ex-Prisoner to Business Owner: Journey, Money Management & Using ChatGPT to Improve Your Finances ft Sobanan Narenthiran
Send us a textWhat does turning a prison sentence into a mission for social change take? Meet Sobanan Narenthiran, the CEO of Breakthrough Social Enterprise, who shares his extraordinary journey from medical school to prison and beyond. We discuss his experience in prison, his transition back into medical school and building his business.Sobanan explains how Breakthrough leverages AI to empower underserved communities with financial management tools and career development resources. This episode is a powerful testament to the impact of accessible education and strategic financial planning.FOLLOW SOBANAN:LinkedIn - https://www.linkedin.com/in/sobanan-narenthiran/TikTok - https://www.tiktok.com/@sobanan.ceo.of.br?_t=8q05TpTVKls&_r=1Breakthrough Enterprise - https://www.wearebreakthrough.org/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Sep 16, 2024 • 20min
115: Balancing Tech Careers and Personal Growth ft Safiya Rozi
Send us a textThis week's episode is with Safiya Rozi. As a software developer degree apprentice and content creator, Safiya shares her approach to juggling a demanding workload through prioritisation and planning. She also discusses her experience as a degree apprentice and how she's navigated the corporate world, especially with her finances. This episode also touches on wardrobe building, where Sophia emphasizes the importance of quality over quantity. Learn how to build a sustainable wardrobe while managing finances, and get budgeting tips highlighting investing in skill-building, self-care, and celebrating achievements. FOLLOW SAFIYA:Instagram - www.instagram.com/safiyarozi/TikTok - https://www.tiktok.com/@safiyarozi?_t=8plrZy72dYe&_r=1Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Sep 9, 2024 • 13min
114: Protecting Your Money: Understanding FSCS with Matt Phillips
Send us a textIs your money protected? In this week's episode, we're joined by Matt Phillips, Head of Readiness at the Financial Services Compensation Scheme (FSCS). Matt discusses how FSCS works and its vital role in protecting your finances when UK banks and institutions fail. From bank deposits to investments, pensions, mortgages, and insurance, learn how to secure up to £85,000 in compensation in the unlikely event of a firm's collapse.LEARN MORE ABOUT FSCS:https://www.fscs.org.uk/FCA REGISTER:https://register.fca.org.uk/s/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
Sep 2, 2024 • 35min
113. The Power of Discipline in Growing Your Finances ft Aaron Knightley
Send us a textIn this episode, Aaron discusses his early life marked by financial hardship and how it fueled his desire for financial stability and independence. He also discusses the importance of continuous learning, self-belief, and maintaining a disciplined approach to finances. FOLLOW AARON:• Instagram - https://www.instagram.com/aaronknightleyofficial/• TikTok - https://www.tiktok.com/@aaron_knightley?lang=enSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk
