The Loan Officer Podcast
Dustin Owen
This show makes the boring FUN! Imagine if Joe Rogan and Dave Ramsey had a baby. That’s this show! These guys teach the sh*t they don’t teach in school. Their goal is to simplify topics that range from personal finance, purchasing real estate & obtaining home loans to being a successful mortgage originator, running a business and finding success as a sales professional.
The mission is simple; to invite you into the room where it happens. They strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is a lot of content geared specifically towards mortgage professionals, the majority of the episodes will resonate will all audience members. (Not just mortgage lenders!)
D.O. (Dustin Owen) is the creator & host. He is a 20+ year veteran of the mortgage industry, a real estate investor, business coach and angel investor. J.C. (John Coleman) is the co-host / producer of the show. J.C. has 15+ years’ experience as an Emmy Award-Winning Content Creator & Marketer.
The mission is simple; to invite you into the room where it happens. They strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is a lot of content geared specifically towards mortgage professionals, the majority of the episodes will resonate will all audience members. (Not just mortgage lenders!)
D.O. (Dustin Owen) is the creator & host. He is a 20+ year veteran of the mortgage industry, a real estate investor, business coach and angel investor. J.C. (John Coleman) is the co-host / producer of the show. J.C. has 15+ years’ experience as an Emmy Award-Winning Content Creator & Marketer.
Episodes
Mentioned books
Apr 6, 2021 • 45min
Episode 112: ARMs Aren’t Evil
Adjustable rate mortgages are fantastic financial instruments for some, but not all. The financial collapse of 2008, along with the less-informed media will have you believe that ARMs attributed to the housing crash. This is not true.
Subprime loans caused the housing bubble to burst. There’s a difference between subprime, an ARM, and a subprime ARM. Loan officers, this episode is for you - your home loan borrowers and realtor partners. Everyone else, this is your public service announcement.
___________
WATCH us on YouTube!
LIKE us on Facebook!
FOLLOW us on Instagram!
CONNECT with us on LinkedIn!
__________
@TheLoanOfficerPodcast
Apr 1, 2021 • 37min
Episode 111: Get Your Buyer’s Offer Accepted In A Seller's Market
It’s no secret that today’s housing market is ridiculous. Multiple offers are presented in just about every house listed for sale - the question for you is what are doing to make sure your client’s offer is standing out?
D.O. discusses tups, tricks and tactics to make sure you and your client are winning.
___________
WATCH us on YouTube!
LIKE us on Facebook!
FOLLOW us on Instagram!
CONNECT with us on LinkedIn!
__________
@TheLoanOfficerPodcast
Mar 29, 2021 • 48min
Episode 110: Fannie Mae’s 7% Rule: The What, Why and How
Homebuyers, realtors, builders, loan originators and every mortgage professional needs to know what’s going on in the mortgage industry. Fannie Mae recently capped the amount of loans they will purchase that are backed by seconds homes (vacation homes) and rental properties (investment homes).
Additionally, but for some reason not being talked about, Fannie Mae is also making it more difficult to qualify for a home loan if you have below 680 FICO, above 45 DTI or over 90 LTV.
Make time for this very important episode. Shoutout to the Mortgage Bankers Association, NAMB, Dave Stevens, Rob Chrisman, Urban Institute and HousingWire.
___________
WATCH us on YouTube!
LIKE us on Facebook!
FOLLOW us on Instagram!
CONNECT with us on LinkedIn!
__________
@TheLoanOfficerPodcast
Mar 25, 2021 • 50min
Episode 109: Network Stacking, Topgolf. Network Stacking At Topgolf.
In this episode - ON LOCATION - D.O. interviews Erik Ducharme, Director of Sales at Topgolf in Lake Mary, FL! They discuss the importance of network stacking, Michael Maher’s “The Seven Levels of Communication” and how you can utilize these principles across multiple industries to grow your circle of influence.
From loan officers to realtors, sales professionals to general managers - this episode is for anyone in the relationship building business.
___________
WATCH us on YouTube!
LIKE us on Facebook!
FOLLOW us on Instagram!
CONNECT with us on LinkedIn!
__________
@TheLoanOfficerPodcast
Mar 22, 2021 • 37min
Episode 108: How Do I Pick My Employer?
So you’ve decided to become a mortgage loan originator, but don’t know where you should work? D.O. tackles listener submitted questions about how to select your employer and the importance of office culture, the sales manager and what you’re ultimately looking to accomplish.
___________
WATCH us on YouTube!
LIKE us on Facebook!
FOLLOW us on Instagram!
CONNECT with us on LinkedIn!
__________
@TheLoanOfficerPodcast
Mar 18, 2021 • 24min
Episode 107: The Mortgage Cycle
From lead generation to getting paid, D.O. will discuss the mortgage cycle. From lead to pre-approval, from rate lock to the discoing process, from underwriting to closing, from funding to commission check.
___________
WATCH us on YouTube!
LIKE us on Facebook!
FOLLOW us on Instagram!
CONNECT with us on LinkedIn!
__________
@TheLoanOfficerPodcast
Mar 15, 2021 • 42min
Episode 106: What is a HELOC?
D.O. gets geeky explaining loans. Bridge loans, purchase money loans, second mortgages and more. JC is impressed to learn there are dozens of ways to utilize a HELOC (Home Equity Line of Credit) and the importance of ‘OPM’ (other people’s money).
___________
WATCH us on YouTube!
LIKE us on Facebook!
FOLLOW us on Instagram!
CONNECT with us on LinkedIn!
__________
@TheLoanOfficerPodcast
Mar 11, 2021 • 41min
Episode 105: Five Questions With A Real Life Mortgage Underwriter
D.O. sits down with Melissa Ferenc - Regional Underwriting Manager at Waterstone Mortgage. Melissa answers five basic questions regarding what it’s like being an underwriter, what consumers need to know and what loan officers can do to be better partners.
___________
WATCH us on YouTube!
LIKE us on Facebook!
FOLLOW us on Instagram!
CONNECT with us on LinkedIn!
__________
@TheLoanOfficerPodcast
Mar 8, 2021 • 25min
Episode 104: Eighteen Is Too Young To Become A Mortgage Loan Originator
The mortgage industry is a vast and highly rewarding career choice for many. 18 years is never too young to start your career, however, if you’re between the ages of 18-22, jumping straight to be an LO is not suggested.
Tune in to hear why…
___________
WATCH us on YouTube!
LIKE us on Facebook!
FOLLOW us on Instagram!
CONNECT with us on LinkedIn!
__________
@TheLoanOfficerPodcast
Mar 4, 2021 • 47min
Episode 103: Basic Financial Principles For Loan Officers and Their Clients
Tune in to this episode to learn why it’s important you and your clients understand the basics of a 401k, Roth IRA, Law of 72, Reserve Assets, Mutual Funds and so much more.
___________
WATCH us on YouTube!
LIKE us on Facebook!
FOLLOW us on Instagram!
CONNECT with us on LinkedIn!
__________
@TheLoanOfficerPodcast
