The Loan Officer Podcast
Dustin Owen
This show makes the boring FUN! Imagine if Joe Rogan and Dave Ramsey had a baby. That’s this show! These guys teach the sh*t they don’t teach in school. Their goal is to simplify topics that range from personal finance, purchasing real estate & obtaining home loans to being a successful mortgage originator, running a business and finding success as a sales professional.
The mission is simple; to invite you into the room where it happens. They strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is a lot of content geared specifically towards mortgage professionals, the majority of the episodes will resonate will all audience members. (Not just mortgage lenders!)
D.O. (Dustin Owen) is the creator & host. He is a 20+ year veteran of the mortgage industry, a real estate investor, business coach and angel investor. J.C. (John Coleman) is the co-host / producer of the show. J.C. has 15+ years’ experience as an Emmy Award-Winning Content Creator & Marketer.
The mission is simple; to invite you into the room where it happens. They strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is a lot of content geared specifically towards mortgage professionals, the majority of the episodes will resonate will all audience members. (Not just mortgage lenders!)
D.O. (Dustin Owen) is the creator & host. He is a 20+ year veteran of the mortgage industry, a real estate investor, business coach and angel investor. J.C. (John Coleman) is the co-host / producer of the show. J.C. has 15+ years’ experience as an Emmy Award-Winning Content Creator & Marketer.
Episodes
Mentioned books
Apr 26, 2022 • 59min
Episode 222: Should I Open My Own Branch?
There comes a time in everyone’s career, regardless of industry, when they consider going out on their own. Sometime it’s because they’re convinced that it would be better. Sometimes the motivation is to earn more.
Going out on your own works for some, but not for all. Not every venture is a success. There are many examples of where working for someone else would have allowed a professional to earn more with less stress. Listen to D.O. explain the pros and cons of opening your own branch, company, shop or business.
These apply not to just mortgage pros, but to all skilled technicians who dream of owning their own company.
www.TLOPonline.com for more exclusive content!
Apr 22, 2022 • 42min
Episode 221: Are Condos Hard To Finance?
The quick answer is yes, condos are more difficult in comparison to single family or townhomes. The reason for this is because the collateral is deemed to be risky by the banking and lending industry.
Learn more about condos, condotels, what makes a condo warrantable vs non-warrantable and more. This episode is for anyone who finance, sells, or wants to buy a condominium.
www.TLOPonline.com
Apr 19, 2022 • 41min
Episode 220: What’s Wrong With the Mortgage Industry?
In this episode, D.O. takes a deep dive into the current state of the mortgage industry and provides some tips, tricks and tactics on how you can not only survive a as a loan officer in this environment - but thrive.
Visit www.TLOPonline.com for more content!
Apr 15, 2022 • 37min
Episode 219: Rate Sheets, Second Homes and Investment Properties, Explained.
This episode covers why mortgage rate sheets are missing par pricing. D.O. explains why many rate quotes are coming with discount points being paid by the consumer.
Tune in as he geeks out on the mortgage backed securities market and why they are disincentivizing premium priced interest rates. There’s logical reasoning why Freddie Mac and Fannie Mae are imposing their LLPAs on second homes - find out why.
www.TLOPonline.com for more content!
Apr 12, 2022 • 47min
Episode 218: Five Tools Every Loan Officer Needs
D.O. and JC are on fire again. If you’re a mortgage pro and are serious about your career, you need to tune in. This share-worthy episode discuses five traits top producing LOs all have in common.
The shoutouts are endless. Many thanks to Barry Habib - MBS Highway, Dave Savage - Mortgage Coach, HP 12c - Hewlett Packard, Jeremey Forcier, Andy Zemon, Denise Donoghue aka The Mortgage Nerd, spiral notebooks, MBS Authority, Brandon Goldberg and being predictable with your routine.
Visit www.TLOPonline.com for more exclusive content!
Apr 8, 2022 • 56min
Episode 217: General Principles for Homebuyers, Lenders and Realtors
Whether you call them rules of thumb or general principles is irrelevant. Homebuyers, homeowners, mortgage loan originators and Realtors must tune into this episode. Save it. Share it. Love it!
D.O. and JC lay out the basic roadmap for being financially responsible. They teach you how to quickly figure out closing costs on a home, help you determine your monthly payment, educate on how much home one should purchase, as well as the max monthly payment based on household income.
They even go as far as why you should be leery of individuals with ‘Have a Blessed Day’ in their email signature or drives a Hummer…
Visit www.TLOPonline.com for more content!
Apr 5, 2022 • 1h 5min
Episode 216: The Truth Behind Real Estate Investing
D.O. sits down with wiz kid real estate investor Cameron Moore. At 23, he’s already buying 3-4 homes per month and shares his personal journey from clueless college senior, to respected full time professional.
If you’re contemplating a career in real estate investing, check out this episode first.
Visit www.TLOPonline.com for more exclusive content!
Apr 1, 2022 • 38min
Episode 215: The Difference Between A Broker, Direct Lender and Bank LO
Answering the request of a viewer, D.O. and JC discuss, generically, the differences between working for a bank, vs. working for an independent mortgage banker vs. a broker.
There are pros and cons to all three, for not just mortgage pros but for also homebuyers and Realtors.
Visit www.TLOPonline.com for more exclusive content!
Mar 29, 2022 • 55min
Episode 214: Are You A Good Leader?
Are you a good leader? Do you work for a good leader? Do you know the attributes that make good leadership?
Everyone is born with the ability to lead - and everyone’s life gives opportunities for leadership on the daily. Tune in, consume, and get ready to lead.
Visit www.TLOPonline.com for more leadership content!
Mar 25, 2022 • 1h 19min
Episode 213: Amplify Your Influence w/ René Rodriguez
D.O. is joined by good friend and keynote speaker, René Rodriguez. For the last 25 years René has researched and applied behavioral neuroscience as a leadership advisor, world class sales expert, and renowned speaker coach.
Tune in to learn about Rene's journey, his Amplifii Conference, having the proper mindset and more!
www.TLOPonline.com
