The Financial Wellbeing Podcast

Episode 54 – Mental Wellbeing & Money The guys take a canter around the subject of mental health in this episode of the Financial Wellbeing Podcast. Although Chris, David and Producer Tommo are not experts in mental health, they are in money. They stick to how financial issues effect mental wellbeing along with signposting for more information and further help. As ever there is the Ovation Client Question and #tightasstommo tips. This may be a tricky topic, but we urge you to stick with it and have a listen.   Welcomes & Introductions What is this podcast all about? – Looking at how financial issues effect our mental health and wellbeing Ovation Client Question’s – Income protection Link to episode 31 – Dealing with Financial Shocks Tight Ass Tommo – What happened to empathic customer service? Money and mental health Link to episode 53 – The Financial Wellbeing Conference Being in a mental state that makes it difficult to make decisions when it comes to money, What can people do if they are in a poor mental state and need to make money decisions? How to make money decisions that will not lead to mental health issues Chris and his muzzy head You need to recognise the problem to do something about it. Anxiety when there is more on the line Talking about it helps, others have similar worries and you will find they are also struggling Airport analogy – you are not alone, everybody has baggage Chris and his dad’s bankruptcy Do men find it more difficult to talk about their struggles? We all struggle to talk about stresses as a result of societal pressures The message is – ask for help Feeling in control of your finances, helps you feel in control of your life Link to episode 21 – Financial Capability with Neil Bage Signposting Rethink.org When vulnerable try not to make financial decisions without a third party The money charity Fincap.org.uk Financial Wellbeing comes from not having to think about money Not enough people focus on the clear path to identifiable objectives One thing people can do to manage and control anxiety that leads from money worries is to engage with your finances   Do you have any financial wellbeing questions you would like us to answer?  Do you have a #tightasstommo money saving tip you would like to share with our listeners? If so, let us know by going to Twitter @Finwellbeing or email – contact@financialwell-being.co.uk If you would like to purchase a copy of The Financial Wellbeing Book please click on this link to visit Penny Brohn UK shop  

Episode 53 – The Financial Wellbeing Conference 2019 We have a bumper hour long episode for you from the Financial Wellbeing Conference. Chris, David and Producer Tommo, along with special guests, delivered a great message to fellow financial planners under the iconic wings of Concorde. The event was a fantastic way to share with others in the financial planning industry the message of putting happiness and wellbeing at the heart of everything you do. Whether you are a financial planner, want to know more about financial wellbeing and how to apply it to your finances, or just want a giggle with the legendary #tightasstommo money saving tip, this is the episode for you!   Welcomes and introductions How the conference came about? Big thank you to Parmenion for organising the conference. The speakers at the conference; (click on names for more information) Chris Budd – outlined the principles of Financial Wellbeing Miles Hilton Barber – defining your life by your dreams Liz Zeidler from Happy City – tools to measure happiness and wellbeing The Happiness Pulse Nick Elston – money and anxiety Sarah Lyons from Parmenion – wellbeing in the workplace Dr Catherine Zollman form Penny Brohn – what they do to help support people with cancer all proceeds from the conference went to Penny Brohn Episode 40 – Dr Catherine Zollman and Living Well with Cancer Neil Bage – our behaviours and money Episode 36 – Understanding our Attitude to Risk with Neil Bage What happens next? If you are interested in being a part of this get in touch – chrisbudd@ovationfinance.co.uk Panel Discussion from the conference Introduction to the panel members Tight Ass Tommo conference trips can be expensive! Questions for the Panel How can we engage with clients emotions and why does this matter? How to best signpost clients Why talk to clients about philanthropy? Episode 12 – Philanthropy How do we change perceptions to become a truly holistic profession? How do we measure the wellbeing we give to clients? How long will it take for people to stop searching for ‘pensions’ and start searching ‘financial happiness’? How to make financial education a viable business Thank you to those who supported the conference – Parmenion The Money Charity C The World Do you have any financial wellbeing questions you would like us to answer?  Do you have a #tightasstommo money saving tip you would like to share with our listeners? If so, let us know by going to Twitter @Finwellbeing or email – contact@financialwell-being.co.uk If you would like to purchase a copy of The Financial Wellbeing Book please click on this link to visit Penny Brohn UK shop

Episode 52 – Financial Fitness with Jason Butler Join Chris, David and Producer Tommo as they have a chat with Jason Butler about the importance of financial education. Jason explains why he went from being a financial planner to an educator and how you can get your own Financial Fitness Score to see how you’re doing. This is an episode filled to the brim with money saving tips not only from the legend that is #tightasstommo, but Jason as well.   Welcomes & Introductions Financial Wellbeing Conference Exciting news from David! What is this podcast all about – An interview with Jason Butler, his thoughts on financial planning Ovation Client Questions – The difference between buying shares and buying a fund Tight Ass Tommo – Liquids at airports and wonky veg Jason Butler Interview selling his business why unscheduled time is essential the move into helping through financial wellbeing Episode 46 – Tim Kasser episode link Did clients get happier thorough financial planning? The relief when an adviser takes a mess off a client and brings clarity is powerful Talking to family about finances Head of financial education at Salary Finance Loans through salary, progressing to saving through salary Through regular engagements, helping people become better with money your money story Financial Fitness Score Click on this link to find out your Financial Fitness Score Based on behavioural questions, gives you a score to see how you are doing financially How does the score take into account the ‘it depends’ answer? does the role of money in your life help or hinder you? Common questions asked of Jason Financial education videos Money saving tips from Jason – credit cards, air-miles and finances as a job Conclusions from the guys Click here for more information about Jason Butler Do you have any financial wellbeing questions you would like us to answer?  Do you have a #tightasstommo money saving tip you would like to share with our listeners? If so, let us know by going to Twitter @Finwellbeing or email – contact@financialwell-being.co.uk If you would like to purchase a copy of The Financial Wellbeing Book please click on this link to visit Penny Brohn UK shop    

The terrific triumvirate are back, join Chris, David and Producer Tommo for the third and final podcast in the series on retirement. In this episode the guys take a look at applying wellbeing to retirement and how to maximise happiness when you no longer need to work for money. There are yet more practical ideas from a chartered financial planner, Ovation client questions and of course #tightasstommo money saving tips.   Welcome and Introductions Employee Ownership The Horne Section Podcast Chris Budd’s lack of fashion sense! Happy Birthday David What is this podcast all about – the third in a three part series on retirement, this episode looks how to apply the principles of wellbeing in retirement (click here to listen to Pt1, Foundations for Retirement) (click here to listen to Pt2. Planning a Happy Retirement) Today’s podcast, third part about retirement. Retirement = when one stops working because they have to and one works because they want to Ovation Client Question’s – What is a GAR? Tight Ass Tommo – Shopping hungry, and duty free Retirement Part Three Boredom causing stress in retirement Our social relationships are the biggest contributor to our wellbeing. Link to Harvard study on happiness Link to Episode 47 – planning for a sense of purpose Gallup study – wounds and relationships Wellbeing comes in many forms, the most important is social. Therefore our money should feed our social relationships How to spend your time Involve your other half in financial plans Retirement tips from a Chartered Financial Planner – Tom Morris Spreadsheet link Cashflow forecast so you can spend what you are able to and maxamise wellbeing Worried about running out? Don’t restrict spending unnecessarily Do you have any financial wellbeing questions you would like us to answer?  Do you have a #tightasstommo money saving tip you would like to share with our listeners? If so, let us know by going to Twitter @Finwellbeing or email – contact@financialwell-being.co.uk If you would like to purchase a copy of The Financial Wellbeing Book please click on this link to visit Penny Brohn UK shop