The Financial Wellbeing Podcast

Episode 44 – Meaningful Money with Pete Matthew We have a special guest interview in this episode – the legend of financial planning and all round good egg, Pete Matthew. In the interview Pete talks to Chris about his new book The Meaningful Money Handbook. They explore being intentional in your approach to money, top budgeting tips and how to spend your money meaningfully. With great #tightasstommo money saving tips we have an action packed episode for you to enjoy.   Welcomes & Introductions What is this podcast all about? – The three steps we can take to Meaningful Money Tight Ass Tommo Cold water, cabbage wine and Christmas food shopping! #Tip of the week – Cut price fancy dining with FirstTable.co.uk Interview with Pete Matthew – Talking about ideas and tips from Pete’s new book Why is the word ‘intentional’ so important in Pete’s approach to money? The 3 steps to Meaningful Money Pete’s main investment tip Spend less than you earn – top budgeting tips Current account revelations Budget to zero Set aside money for wellbeing Finding the balance between the now and the one day Thinking about retirement and what we might need How to be intentional with saving money How to spend money when you don’t have much Responsibility, and not putting the blame on others Allowing yourself to spend money and take joy from it Tools Pete gives to people to empower them Conclusions from the guys a Pete Matthew is a Chartered Financial Planner, a Certified Financial Planner (CFP) and Managing Director of Jacksons Wealth Management in Penzance, UK. The point of his podcast Meaningful Money is to convey my belief that Financial Planning is really simple for the vast majority of people. It IS possible for anyone to achieve their goals, whether financial or otherwise, by following some pretty basic rules. Click here for more details. If you would like to purchase a copy of Pete’s book The Meaningful Money Handbook click on this link. a Do you have any financial wellbeing questions you would like us to answer?  Do you have a #tightasstommo money saving tip you would like to share with our listeners? If so, let us know and they could feature on a future episode. Contact us via Twitter @Finwellbeing or email – contact@financialwell-being.co.uk   If you would like to purchase a copy of The Financial Wellbeing Book please click on this link to visit Penny Brohn UK shop     Book Giveaway T&Cs Win 1 of 5 FREE copies of @petematthew “The Meaningful Money Handbook” To enter, follow and give us a RT on Twitter! 5 Retweets will be picked at random to win a copy of “The Meaningful Money Handbook” by Pete Matthew Winners will be asked to supply a postal address, details will only used to post prize Prize will be posted in the new year (January 2019) Competition closes midnight 31/12/2018

Episode 43 – Financial Wellbeing for Talk Money Week We’re here this Talk Money Week to get more people talking about money and help improve money management. Chris, David & Producer Tommo take a close look at the five areas that create Financial Wellbeing. With great tips and links to previous episodes, this podcast focuses on how to use your money to make you happier not just wealthier. As ever we have Listeners Questions and some great money saving tips from #tightasstommo for this bumper filled episode not to be missed.   Welcomes & Introductions Click here to purchase a copy of the Financial Wellbeing Book Economics of Happiness Conference What is this podcast all about – An overview of Financial Wellbeing for Talk Money Week – www.fincap.org.uk   Listeners questions – Is now a good time to invest in the stock market? Episode 25 with Greg Davies Episode 36 with Neil bage   Tight Ass Tommo Printer ink and recycling groomsmen Do you have any wedding themed Tight Ass Tommo Tips? Let us know through Twitter @Finwellbeing or email – contact@financialwell-being.co.uk and they could feature in special future episode   Talk Money Week – A focus on how to use your money to make you happier not just wealthier Episode 32 with Maria Nedeva episode link Know Thyself, whats give you wellbeing   The five parts to creating Financial Wellbeing  A clear path to identifiable objectives Control of daily finances Know that we can cope with financial shocks Financial options Clarity & security for those we leave behind   Working out what makes you happy Episode 15 with Carl Richards Social interaction Harvard Study of happiness TED talk Put time aside to connect with friends and family Be present Listen Be listened to Recognise unhealthy relationships Episode 22 – What Does A Financial Plan Look Like?   Taking control of daily finances – Where your money actually goes The Money Hub app   Coping with Shocks – Investments risks ‘don’t play any shot that will make your heart beat increase’ – Paul Casey Episode 25 with Greg Davies Episode 36 with Neil bage Episode 34 with Dr Daniel Crosby   Getting things in order – Perspective in life Episode 40 with Dr Catherine Zollman   Having financial options Money can make you happier to a point Working out how much is enough Changing what makes us happy Episode 42 with Tim Kasser The Origins of Happiness book   Conclusions For more information on Talk Money Week at www.fincap.org.uk   Do you have any financial wellbeing questions you would like us to answer?  Do you have a #tightasstommo money saving tip you would like to share with our listeners? Let us know and they could feature on a future episode. Contact us via Twitter @Finwellbeing or email – contact@financialwell-being.co.uk   If you would like to purchase a copy of The Financial Wellbeing Book please click on this link to visit Penny Brohn UK shop

Episode 42 – Hyper Capitalism with Professor Tim Kasser In this episode Chris chats to Professor Tim Kasser about his book Hyper Capitalism. They explore the difference between buying and consuming, the negative effects that materialism has on our long term wellbeing and marketing in our consumer society. If spending money on materialistic values doesn’t make us happy, what we can do to increase our wellbeing? Join Chris, David and Producer Tommo as they answer listeners questions and the ever popular #tightasstommo money saving tips.   Welcomes & Introductions What is this podcast all about? – The relationship between wellbeing and ‘stuff’ Listeners Questions – What is income drawdown? Tight Ass Tommo Many thanks to Simone Gnessen, Chris Tilly and Joe Bloom for their tips on spending habits, digital banking and ‘saving’ change in a jar Episode 17 – Simonne Gnessen #Tip of the week – Money for old electrical products Mazuma Mobile Who is Tim Kasser? Hyper Capitalism book How Tim researches materialism and consumerism and its effects on wellbeing Aligning values – the more people focus on materialistic values the more unhappy they are Goals and wellbeing What does intrinsic and extrinsic mean? Extrinsic values. External and materialistic – money, image, status. The focus is on external reward or praise from others Intrinsic values. Internal and essential – personal growth, connection to loved ones, physical health, community feeling. They are satisfying to pursue and meet psychological needs Using money to increase intrinsic wellbeing Financial behaviour Marketing in our consumer society – what effect does advertising have on our wellbeing? ‘don’t use money to solve a problem that does not need money to solve it’ Children and advertising Materialistic values and a destructive attitude to the environment What do people care about vs the behaviour they display The difference between buying and consuming – consuming is often mindless, buying in contrast has the potential to be mindful What can we do differently to beat hyper-capitalism and increase wellbeing? Timebanks – using time instead of money for exchange of services   Do you have any financial wellbeing questions you would like us to answer?  Do you have a #tightasstommo money saving tip you would like to share with our listeners? If so, let us know and they could feature on a future episode. Contact us via Twitter @Finwellbeing or email – contact@financialwell-being.co.uk   If you would like to purchase a copy of The Financial Wellbeing Book please click on this link to visit Penny Brohn UK shop  

Episode 41 – Motivation & Money What doesn’t necessarily motivate us to work harder? Money! Chris, David and Producer Tommo look at the theory behind what will motivate us and how it might change how we look at money. They take a practical look at the areas of financial well-being that link back to motivation and fulfilment in life. We also have listeners questions and the ever popular #tightasstommo tip.   Welcomes & introductions Tip for creative listeners This episode – what motivates us? Wellbeing recap A clear path to identifiable objectives Control of daily finances Know that we can cope with financial shocks Financial options Clarity & security for those we leave behind Financial Questions answered -the difference between yield and return #tightasstommo Charity shop shenanigans & watercress Tip of the week – Who needs a cleaner? What motivates us in life and how it connects to wellbeing What can we do to motivate ourselves? The effect money as an incentive has on wellbeing Daniel Pink – Drive Where does the carrot and stick approach come from? Algorithmic jobs – oil refineries, administration and mince meat The incentive was to work harder and get paid more to buy more stuff. Why is this old system flawed? Heuristic jobs – problem solving Fulfilment is the incentive for problem solving work. Voluntary work, when paid makes it feel like work and spoils it. Saving a pot of money versus a vision of the future to save for Have a picture of what you are saving for. The Eternal Business  Find a company that shares the same values as you to feel at home. We work harder when the reward offers fulfillment     Do you have any financial wellbeing questions you would like us to answer?  Do you have a #tightasstommo money saving tip you would like to share with our listeners? If so, let us know and they could feature on a future episode. Contact us via Twitter @Finwellbeing or email – contact@financialwell-being.co.uk   If you would like to purchase a copy of The Financial Wellbeing Book please click on this link to visit Penny Brohn UK shop