

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Sep 3, 2023 • 9min
2434: Why You Should Stop Donating Your Stuff (and Do This First) by Anthony Ongaro of Break The Twitch
Anthony Ongaro of Break the Twitch talks about what to do before donating your stuff.Episode 2434: Why You Should Stop Donating Your Stuff (and Do This First) by Anthony Ongaro of Break The TwitchAfter years of impulse spending on Amazon and elsewhere, Anthony Ongaro realized that his one-click purchase habits were more of a physical Twitch than an intentional action. It turned out, this Twitch wasn’t just limited to online spending. It applied to social media, impulsive smartphone usage, and more.Break the Twitch is all about minimizing distractions and doing more of what matters.Check out Anthony's new book, Break the Twitch: http://breakthetwitch.com/bookThe original post is located here: https://www.breakthetwitch.com/stop-donating/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 2, 2023 • 10min
2433: What Happens to My Debt When I Die? by Christine Luken on Looking Out For Your Family's Financial Health
Christine Luken talks about what happens to your debt when you dieEpisode 2433: What Happens to My Debt When I Die? by Christine Luken on Looking Out For Your Family's Financial HealthReady to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner!As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve years.Christine’s books, Money is Emotional: Prevent Your Heart from Hijacking Your Wallet & Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs, have landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions.The original post is located here: https://www.christineluken.com/what-happens-to-my-debt-when-i-die/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 1, 2023 • 9min
2432: The Mistake People Make When Investing by Chris Reining on Investment Choices and Being Patient
Chris Reining shares the mistake people make when investingEpisode 2432: The Mistake People Make When Investing by Chris Reining on Investment Choices and Being PatientChris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.The original post is located here: https://chrisreining.com/investing-mistake/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 31, 2023 • 9min
2431: 7 Ways My Kids Actually Save Me Money by J. Money of Budgets Are Sexy on Spending Less Money as a Parent
J. Money of Budgets Are Sexy shares 7 ways his kids save him moneyEpisode 2431: 7 Ways My Kids Actually Save Me Money by J. Money of Budgets Are Sexy on Spending Less Money as a ParentJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://budgetsaresexy.com/how-my-kids-save-me-money/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 30, 2023 • 10min
2430: Invest a Lot Of Money at Once or Spread it Out? by Vicki Cook and Amy Blacklock of Women Who Money on Knowing Your Financial Goals
Amy Blacklock and Vicki Cook of Women Who Money talk about how much money to invest at onceEpisode 2430: Invest a Lot Of Money at Once or Spread it Out? by Vicki Cook and Amy Blacklock of Women Who Money on Knowing Your Financial GoalsThe co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.They enjoy collaborating on original content and sharing great articles written by and for women.The original post is located here: https://womenwhomoney.com/investing-money-best-lump-sum-spread-out/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 29, 2023 • 11min
2429: Are My Investments Good? by Jesse Cramer of Best Interest on Making Investment Decisions
Jesse Cramer talks about how to know if your investments are goodEpisode 2429: Are My Investments Good? by Jesse Cramer of Best Interest on Making Investment DecisionsJesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances. He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet. Fast forward to now. So much has changed. -The Best Interest was nominated for 2022 "Personal Finance Blog of the Year" -Jesse has been on CNBC, MSN, the Motley Fool, Yahoo Finance, and more. -Jesse created a book with 30 other personal finance experts contributing a chapter each. -And Jesse left engineering. He now works for a fiduciary wealth management firm with one important mission: helping people achieve their financial goals. The original post is located here: https://bestinterest.blog/are-my-investments-good/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 28, 2023 • 9min
2428: How To Enjoy Life Without Going Broke by Michelle Schroeder-Gardner of Making Sense of Cents on Inexpensive Ways to Have Fun
Michelle Schroeder-Gardner of Making Sense of Cents talks about how to enjoy life without going brokeEpisode 2428: How To Enjoy Life Without Going Broke by Michelle Schroeder-Gardner of Making Sense of Cents on Inexpensive Ways to Have FunMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2014/04/how-to-enjoy-life-without-going-broke.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 27, 2023 • 11min
2427: The Creation Mindset - Accelerate Your Wealth Trajectory by Craig Stephens of Retire Before Dad
Craig Stephens of Retire Before Dad talks about how to accelerate your wealth trajectory.Episode 2427: The Creation Mindset - Accelerate Your Wealth Trajectory by Craig Stephens of Retire Before DadCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/creation-mindset-wealth-trajectory/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 27, 2023 • 9min
2426: We Shouldn't Discourage Our Kids From Trade School by Kalen Bruce of Freedom Sprout on Sending Kids to College
Kalen Bruce of Freedom Sprout tells you why you shouldn't discourage your kids from trade school.Episode 2426: We Shouldn't Discourage Our Kids From Trade School by Kalen Bruce of Freedom Sprout on Sending Kids to CollegeKalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.The original post is located here: https://freedomsprout.com/trade-schools/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 26, 2023 • 10min
2425: [Part 2] Protect Yourself Against Identity and Credit Card Theft by Emily Guy Birken of PT Money
Emily Guy Birken with PT Money helps you protect yourself against identity and credit card theft. This is part 2 of 2.Episode 2425: [Part 2] Protect Yourself Against Identity and Credit Card Theft by Emily Guy Birken of PT MoneyPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/identity-theft-protection/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices