

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Aug 25, 2023 • 11min
2424: [Part 1] Protect Yourself Against Identity and Credit Card Theft by Emily Guy Birken of PT Money
Emily Guy Birken with PT Money helps you protect yourself against identity and credit card theft. This is part 1 of 2.Episode 2424: [Part 1] Protect Yourself Against Identity and Credit Card Theft by Emily Guy Birken of PT MoneyPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/identity-theft-protection/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 24, 2023 • 9min
2423: The Road From Rats to Riches by Julien Saunders of Rich and Regular on the Pursuit of Wealth
Julien Saunders of Rich and Regular talks about the road from rats to richesEpisode 2423: The Road From Rats to Riches by Julien Saunders of Rich and Regular on the Pursuit of WealthJulien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.The original post is located here: https://richandregular.com/the-road-from-rats-to-riches/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 23, 2023 • 11min
2422: Straightforward Ways To Get Out Of Debt by Gillian Manning with RadicalFIRE on Debt Reduction Tips
Gillian Manning shares straightforward ways to get out of debtEpisode 2422: Straightforward Ways To Get Out Of Debt by Gillian Manning with RadicalFIRE on Debt Reduction TipsMarjolein is the founder of Radical FIRE. She has a finance and economics background with a master’s in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it! The original post is located here: https://radicalfire.com/straightforward-ways-to-get-out-of-debt/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 22, 2023 • 10min
2421: The Diminishing Returns of More Hard Work by Dr. James Dahle with Physician on Fire
Dr. James M. Dahle of The White Coat Investor talks about the diminishing returns of more hard workEpisode 2421: The Diminishing Returns of More Hard Work by Dr. James Dahle with Physician on FireThe White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high-income professionals looking for unbiased information about all things financial or simply a referral to a trusted professional providing good advice at a fair price. What started as a simple blog has grown into a multi-media company that will provide you the financial information you need in whatever format you prefer.The original post can be found here: https://www.physicianonfire.com/diminishing-returns-work/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 21, 2023 • 9min
2420: Love and Money: Do Savers Seek Spenders? by April Dykman of Get Rich Slowly on Couples Spending
April Dykman with Get Rich Slowly talks about couples spendingEpisode 2420: Love and Money: Do Savers Seek Spenders? by April Dykman of Get Rich Slowly on Couples SpendingJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/love-and-money-do-savers-seek-spenders/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 20, 2023 • 10min
2419: I Stopped Trying to be Perfect and My Budget Thanked Me for It by Kumiko of The Budget Mom
Kumiko of The Budget Mom stopped trying to be perfect and her budget thanked her for it.Episode 2419: I Stopped Trying to be Perfect and My Budget Thanked Me for It by Kumiko of The Budget MomKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/i-stopped-trying-to-be-perfect-and-my-budget-thanked-me-for-it/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 20, 2023 • 11min
2418: Don't Make The Perfect the Enemy of The Good by Mark Fisher of MarkFisherFitness on Exercise Progress
Mark Fisher of Mark Fisher Fitness warns you not to make the perfect enemy of the good.Episode 2418: Don't Make The Perfect the Enemy of The Good by Mark Fisher of MarkFisherFitness on Exercise ProgressMark Fisher Fitness helps people who hate gyms find a fitness home they actually love. They offer classes, semi-private training, and six week transformation programs. Whether you've tried everything and never found a lovematch, or never even been to a gym at all, look no further.The original post is located here: https://markfisherfitness.com/dont-make-the-perfect-the-enemy-of-the-good/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 19, 2023 • 9min
2417: Why Following Your Dreams Will Make You Free by Wanderer of Millennial Revolution on Dreams vs. Stability
Wanderer of Millennial Revolution talks about why following your dreams will make you freeEpisode 2417: Why Following Your Dreams Will Make You Free by Wanderer of Millennial Revolution on Dreams vs. StabilityWanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.The original post can be seen here: https://www.millennial-revolution.com/freedom/why-following-your-dreams-will-make-you-free/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 18, 2023 • 12min
2416: Joint Bank Account Pros and Cons in Marriage by Andy Hill of Marriage Kids and Money on Finance and Marriage
Andy Hill of Marriage Kids And Money talks about the pros and cons of having a joint bank accountEpisode 2416: Joint Bank Account Pros and Cons in Marriage by Andy Hill of Marriage Kids and Money on Finance and MarriageAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/joint-bank-account-pros-and-cons/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 17, 2023 • 10min
2415: How I Almost Committed Financial Suicide by Lisa Harrison of Mad Money Monster on Overspending on a Home
Lisa Harrison of Mad Money Monster talks about how she almost committed financial suicideEpisode 2415: How I Almost Committed Financial Suicide by Lisa Harrison of Mad Money Monster on Overspending on a HomeLisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.The original post is located here: https://madmoneymonster.com/2015/10/02/how-i-almost-committed-financial-suicide/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices