

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Sep 11, 2023 • 11min
2444: Saving in Retirement: What You Should Do Now AND Starting a Roth IRA For a Teen by Ryan Larson of First Line Fin
Ryan Larson of First Line Fin shares two short posts about saving in retirement and starting a Roth IRA for a teenEpisode 2444: Saving in Retirement: What You Should Do Now AND Starting a Roth IRA For a Teen by Ryan Larson of First Line FinRyan Larson is the principal Investment Advisor Representative and Founder of FirstLine Financial, LLC located in Scottsdale, Arizona. Ryan recognizes the importance of growing and preserving the assets accumulated for retirement and the need for reallocating those assets in transition from the working years to the retirement years. Focused on the unique needs of retirees and transitioning Boomers, Ryan employs a host of time-tested strategies utilizing both securities and insurance offerings. Ryan’s personal mission is to protect one’s life savings from unnecessary risks from market fluctuations and avoid fees and when ever possible, create tax efficiencies.The original content is located here: https://firstlinefin.com/saving-in-retirement-what-you-should-do-now/ & https://firstlinefin.com/starting-a-roth-ira-for-a-teen/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 10, 2023 • 11min
2443: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexy
Brad of Budgets Are Sexy shares financial advice from the in-flight safety handbook.Episode 2443: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/financial-advice-from-the-in-flight-safety-handbook/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 10, 2023 • 11min
2442: Avoiding Fitness Information Overload by Rachel Trotta on How to Create Sustainable Health Habits
Rachel Trotta shares how to avoid fitness information overload.Episode 2442: Avoiding Fitness Information Overload by Rachel Trotta on How to Create Sustainable Health HabitsRachel Trotta is a certified personal trainer, fitness nutritionalist, and health writer living in Red Bank, New Jersey, and helping clients all over the world. She loves helping women transform their habits and their relationships to themselves, to help them achieve long-lasting results.The original post is located here: http://racheltrotta.com/making-the-changes-that-matter/avoiding-fitness-information-overload/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 9, 2023 • 9min
2441: How To Get Out Of Student Loan Default by Robert Farrington of The College Investor on Getting Out of Debt
Robert Farrington of The College Investor talks about how to get out of student loan defaultEpisode 2441: How To Get Out Of Student Loan Default by Robert Farrington of The College Investor on Getting Out of DebtRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/22174/student-loan-default/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 8, 2023 • 10min
2440: What Are Your Options for a 401k Rollover to IRA? by Jeff Rose of Good Financial Cents on Leaving Your Job
Jeff Rose talks about your options for a 401k rollover to IRAEpisode 2440: What Are Your Options for a 401k Rollover to IRA? by Jeff Rose of Good Financial Cents on Leaving Your JobJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/401k-rollover-options-to-ira/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 7, 2023 • 9min
2439: Percolate Your Portfolio by Gwen with Go Curry Cracker on Frontloading Retirement Savings
Gwen with Go Curry Cracker talks about frontloading your retirement savingsEpisode 2439: Percolate Your Portfolio by Gwen with Go Curry Cracker on Frontloading Retirement SavingsWinnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images.Jeremy Jacobson is from the United States and is the Go Curry Cracker blog writer. His love of learning and adventure make permanent travel the ideal lifestyle.The original post is located here: https://www.gocurrycracker.com/percolate-your-portfolio-guest-post/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 6, 2023 • 11min
2438: Today Is the Day to Improve Your Finances! TODAY! by Christina Browning of Our Rich Journey on Building Wealth
Christina Browning of Our Rich Journey helps you improve your finances todayEpisode 2438: Today Is the Day to Improve Your Finances! TODAY! by Christina Browning of Our Rich Journey on Building WealthAmon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.The original post is located here: https://www.ourrichjourney.com/post/improve-your-finances-today Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 5, 2023 • 11min
2437: [Part 2] How to Complete Your Very First Spending Audit by Amanda Brownlow on Managing Your Finances
Amanda Brownlow of Hello Brownlow shares how to complete your very first spending audit. This is part 2 of 2.Episode 2437: [Part 2] How to Complete Your Very First Spending Audit by Amanda Brownlow on Managing Your FinancesAmanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient. She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country. When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does. The original post is located here: https://hellobrownlow.com/2020/02/17/how-to-complete-your-very-first-spending-audit/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 4, 2023 • 9min
2436: [Part 1] How to Complete Your Very First Spending Audit by Amanda Brownlow on Managing Your Finances
Amanda Brownlow of Hello Brownlow shares how to complete your very first spending audit. This is part 1 of 2.Episode 2436: [Part 1] How to Complete Your Very First Spending Audit by Amanda Brownlow on Managing Your FinancesAmanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient. She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country. When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does. The original post is located here: https://hellobrownlow.com/2020/02/17/how-to-complete-your-very-first-spending-audit/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 3, 2023 • 11min
2435: Financial Reset: Setting New Financial Goals by Andrea Joy of Saving Joyfully on How to Commit to Becoming Wealthy
Andrea Joy of Saving Joyfully talks about setting new financial goals.Episode 2435: Financial Reset: Setting New Financial Goals by Andrea Joy of Saving Joyfully on How to Commit to Becoming WealthyAndrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom.The original post is located here: https://savingjoyfully.com/financial-reset-setting-new-financial-goals/Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices