Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Sep 20, 2023 • 10min
2454: Frugal Hacks To Live An Awesome Life by Lisa Harrison of Mad Money Monster on Money-Saving Tips
Lisa Harrison of Mad Money Monster shares frugal hacks to live an awesome lifeEpisode 2454: Frugal Hacks To Live An Awesome Life by Lisa Harrison of Mad Money Monster on Money-Saving TipsLisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.The original post is located here: https://madmoneymonster.com/2017/01/26/frugal-hacks-to-live-an-awesome-life/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 19, 2023 • 11min
2453: How Kicking My Soda Habit is Fueling My Retirement by Chris of Keep Thrifty on Getting Rid of Unnecessary Expenses
Chris of Keep Thrifty talks about how kicking his soda habit is fueling his retirementEpisode 2453: How Kicking My Soda Habit is Fueling My Retirement by Chris of Keep Thrifty on Getting Rid of Unnecessary ExpensesChris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality.The original post is located here: https://www.keepthrifty.com/2016/03/14/soda-for-retirement.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 18, 2023 • 11min
2452: A Margin of Safety by Nick Maggiulli of Of Dollars and Data on Making Wise Investment Decisions
Nick Maggiulli talks about a margin of safetyEpisode 2452: A Margin of Safety by Nick Maggiulli of Of Dollars and Data on Making Wise Investment DecisionsThe goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as:-What to expect from financial markets-How to think about risk-How to time investment purchases-How to find good information and ignore bad information-How to organize and manage your finances-The best ways to increase your long-term wealthAnd much, much more.Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog.The original post is located here: https://ofdollarsanddata.com/a-margin-of-safety Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 17, 2023 • 10min
2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen Hayes
Jen Hayes tells us of five crucial ways that Dave Ramsey is right about money.Episode 2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen HayesA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/5-crucial-ways-dave-ramsey-is-right-about-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 17, 2023 • 8min
2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding Children
Julie Morgenstern teaches parents how to eliminate guilt about working too much.Episode 2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding ChildrenJulie Morgenstern is an organizing & productivity consultant, New York Times best-selling author, and speaker. For over 30 years, Julie has been teaching people all around the world and at all stages of life how to overcome disorganization to achieve their goals. Her mission is to free each individual to make their unique contribution to the world - by helping them design their own systems for managing time and space that feel natural and are easy to maintain. This Inside Out approach to organizing everything gives readers, listeners, and clients the energy and knowledge they need to get (and stay) organized.The original post is located here:https://www.juliemorgenstern.com/tips-tools-blog/2020/1/30/how-to-eliminate-working-mom-guilt Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 16, 2023 • 9min
2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money
Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 2 of 2.Episode 2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and MoneyAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/7-smart-tips-to-spend-less-so-you-can-live-more/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 15, 2023 • 10min
2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money
Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 1 of 2.Episode 2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and MoneyAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/7-smart-tips-to-spend-less-so-you-can-live-more/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 14, 2023 • 10min
2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt
Courtney Luke tells you why you need a debt management planEpisode 2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your DebtArrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income. There are three main areas of focus for Arrest Your Debt: 1. To provide trustworthy personal finance information to first responders. 2. To help first responders take control of their money and get out of debt. And 3. To provide valuable resources and references to first responders to help them grow their nest eggs and enjoy the retirement they deserve. Since 2009 when they started their journey toward financial literacy, they’ve been featured on MarketWatch, Forbes, Fox Business, Experian, MSN, Ladders, and USA TodayThe original post is located here: https://arrestyourdebt.com/you-need-a-debt-management-plan/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 13, 2023 • 11min
2446: Your Obsession With Being Perfect Could Cost You Six Figures by Kelley Long of Financial Finesse on Making Smart Money Decisions
Kelley Long with Financial Finesse talks about how much money you could lose by trying to be perfectEpisode 2446: Your Obsession With Being Perfect Could Cost You Six Figures by Kelley Long of Financial Finesse on Making Smart Money DecisionsAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2017/12/06/your-obsession-with-being-perfect-could-cost-you-six-figures/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 12, 2023 • 12min
2445: The 800 Credit Score Club: 4 Tricks to Quickly Increase Your FICO Score by Marcus Garrett with Jackie Beck
Marcus Garrett with Jackie Beck shares how to get your credit score to 800Episode 2445: The 800 Credit Score Club: 4 Tricks to Quickly Increase Your FICO Score by Marcus Garrett with Jackie BeckJackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more.The original post is located here: https://www.jackiebeck.com/800-credit-score-club/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
