

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Sep 28, 2023 • 9min
2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits
Mr. Money Mustache shares wealth advice that should be obvious. This is part 2 of 2.Episode 2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving HabitsMr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 27, 2023 • 12min
2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits
Mr. Money Mustache shares wealth advice that should be obvious. This is part 1 of 2.Episode 2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving HabitsMr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 26, 2023 • 10min
2461: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda of Women Who Money
Laurie Sepulveda of Women Who Money discusses how to take a vacation while paying off debtEpisode 2461: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda of Women Who MoneyThe co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.They enjoy collaborating on original content and sharing great articles written by and for women.The original post is located here: https://womenwhomoney.com/vacation-while-paying-down-debt/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 25, 2023 • 11min
2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and Finances
Honey Smith with Get Rich Slowly talks about motivation and moneyEpisode 2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and FinancesJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/motivation-and-money/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 24, 2023 • 10min
2459: The Keys to Getting Ahead Financially - It Gets Easier by Philip Taylor of PT Money
Philip Taylor of PT Money provides the keys to getting ahead financially.Episode 2459: The Keys to Getting Ahead Financially - It Gets Easier by Philip Taylor of PT MoneyPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/does-this-get-easier-getting-ahead-financially/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 24, 2023 • 10min
2458: This is How to be Less Distracted By Having Fun in Tedious Tasks by Nir Eyal on Productivity & Curiosity
Nir Eyal tells us how we can have fun to minimize distraction.Episode 2458: This is How to be Less Distracted By Having Fun in Tedious Tasks by Nir Eyal on Productivity & CuriosityNir Eyal writes, consults, and teaches about the intersection of psychology, technology, and business. The M.I.T. Technology Review dubbed Nir, “The Prophet of Habit-Forming Technology.”Nir founded two tech companies since 2003 and has taught at the Stanford Graduate School of Business and the Hasso Plattner Institute of Design at Stanford. He is the author of the bestselling book, Hooked: How to Build Habit-Forming Products.In addition to blogging at NirAndFar.com, Nir’s writing has been featured in The Harvard Business Review, TechCrunch, and Psychology Today.Nir is also an active investor in habit-forming technologies. Some of his past investments include: Eventbrite, Product Hunt, Pantry, Marco Polo, Presence Learning, 7 Cups, Pana, Symphony Commerce, Worklife (acquired by Cisco) and Refresh.io (acquired by LinkedIn).Nir attended The Stanford Graduate School of Business and Emory University.The original post is located here: https://www.nirandfar.com/tedious-tasks/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 23, 2023 • 9min
2457: 4 Common Mistakes That Investors Make by Tony with MoneyMiniBlog.com on Investing & Making Money in a Bull or Bear Market
Tony with Money Mini Blog provides 4 common mistakes that investors makeEpisode 2457: 4 Common Mistakes That Investors Make by Tony with MoneyMiniBlog.com on Investing & Making Money in a Bull or Bear MarketKalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: https://moneyminiblog.com/lists/common-investing-mistakes/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 22, 2023 • 10min
2456: Create A Stupid Mistakes Fund For Your Stupid Mistakes by Kevin of Financial Panther on Planning For Mistakes
Kevin of Financial Panther talks about creating a stupid mistakes fundEpisode 2456: Create A Stupid Mistakes Fund For Your Stupid Mistakes by Kevin of Financial Panther on Planning For MistakesKevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more money by side hustling.The original post is located here: https://financialpanther.com/create-stupid-mistakes-fund-stupid-mistakes/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 21, 2023 • 11min
2455: 5 Strategies for Protecting Your 401(k) Savings from Economic Collapse by Len Penzo
Len Penzo talks about 5 strategies for protecting your 401k from economic collapseEpisode 2455: 5 Strategies for Protecting Your 401(k) Savings from Economic Collapse by Len PenzoLen Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog. Len’s personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few. His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life.The original post is located here: https://lenpenzo.com/blog/id25073-5-strategies-for-protecting-your-401k-savings-from-economic-collapse-2.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 20, 2023 • 10min
2454: Frugal Hacks To Live An Awesome Life by Lisa Harrison of Mad Money Monster on Money-Saving Tips
Lisa Harrison of Mad Money Monster shares frugal hacks to live an awesome lifeEpisode 2454: Frugal Hacks To Live An Awesome Life by Lisa Harrison of Mad Money Monster on Money-Saving TipsLisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.The original post is located here: https://madmoneymonster.com/2017/01/26/frugal-hacks-to-live-an-awesome-life/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices