Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Nov 24, 2022 • 11min
2111: 4 Types of Insurance You Should Consider by Kalen Bruce
Kalen Bruce of Money Mini Blog shares 4 types of insurance you should considerEpisode 2111: 4 Types of Insurance You Should Consider by Kalen BruceKalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: https://moneyminiblog.com/insurance/types-of-insurance/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 23, 2022 • 9min
2110: Taking Money For Granted: What To Do If The Money Runs Out? By Sam Dogen
Sam of Financial Samurai talks about what to do if the money runs outEpisode 2110: Taking Money For Granted: What To Do If The Money Runs Out? By Sam DogenSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/taking-money-for-granted/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 22, 2022 • 10min
2109: How Basic Knife Skills Can Save You Money by Julien Saunders
Julien Saunders of Rich and Regular talks about how basic knife skills can save you moneyEpisode 2109: How Basic Knife Skills Can Save You Money by Julien SaundersJulien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.The original post is located here: https://richandregular.com/how-basic-knife-skills-can-save-you-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 21, 2022 • 10min
2108: Savings Strategies by Ryan Larson
Ryan Larson of First Line Fin talks about savings strategiesEpisode 2108: Savings Strategies by Ryan LarsonRyan Larson is the principal Investment Advisor Representative and Founder of FirstLine Financial, LLC located in Scottsdale, Arizona. Ryan recognizes the importance of growing and preserving the assets accumulated for retirement and the need for reallocating those assets in transition from the working years to the retirement years. Focused on the unique needs of retirees and transitioning Boomers, Ryan employs a host of time-tested strategies utilizing both securities and insurance offerings. Ryan’s personal mission is to protect one’s life savings from unnecessary risks from market fluctuations and avoid fees and when ever possible, create tax efficiencies.The original post is located here: https://firstlinefin.com/savings-strategies/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 20, 2022 • 12min
2107: How to Avoid Sabotaging Yourself (To Be Accepted) by Beth Wittig Clayton
Beth Wittig Clayton with Mark Fisher Fitness helps you to stop sabotaging yourselfEpisode 2107: How to Avoid Sabotaging Yourself (To Be Accepted) by Beth Wittig ClaytonMark Fisher Fitness helps people who hate gyms find a fitness home they actually love. They offer classes, semi-private training, and six week transformation programs. Whether you've tried everything and never found a love match, or never even been to a gym at all, look no further.The original post is located here: https://markfisherfitness.com/how-to-avoid-sabotaging-yourself-to-be-accepted/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 20, 2022 • 10min
2106: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining
Chris Reining shares where to invest after maxing out retirement accounts.Episode 2106: Where Do I Invest After Maxing Out Retirement Accounts? by Chris ReiningChris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.The original post is located here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 19, 2022 • 11min
2105: Should You Do a HELOC or a Second Mortgage? By Miranda Marquit
Miranda Marquit of Good Financial Cents compares a HELOC to a second mortgageEpisode 2105: Should You Do a HELOC or a Second Mortgage? By Miranda MarquitJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/should-you-do-a-heloc-or-a-second-mortgage/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 18, 2022 • 11min
2104: [Part 2] FIRE Tax Strategies For Beginners by Sean Mullaney
Sean Mullaney of FI Tax Guy shares FIRE tax strategies for beginners. This is part 2 of 2.Episode 2104: [Part 2] FIRE Tax Strategies For Beginners by Sean MullaneySean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning.Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC’s Washington National Tax Services practice.Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning. The original post is located here: https://fitaxguy.com/top-four-tax-moves-for-financial-independence-beginners/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 17, 2022 • 12min
2103: [Part 1] FIRE Tax Strategies For Beginners by Sean Mullaney
Sean Mullaney of FI Tax Guy shares FIRE tax strategies for beginners. This is part 1 of 2.Episode 2103: [Part 1] FIRE Tax Strategies For Beginners by Sean MullaneySean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning.Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC’s Washington National Tax Services practice.Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning. The original post is located here: https://fitaxguy.com/top-four-tax-moves-for-financial-independence-beginners/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 16, 2022 • 11min
2102: What Is An HSA & Why Your Family Needs One by Andy Hill
Andy Hill of Marriage Kids And Money talks about the value of HSAsEpisode 2102: What Is An HSA & Why Your Family Needs One by Andy HillAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/protect-your-health-and-wealth-with-an-hsa Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
