

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Nov 15, 2022 • 9min
2101: You Can Be Frugal and Shop Gourmet by Helene Massicotte
Helene Massicotte of Free To Pursue talks about how you can be frugal and still shop gourmetEpisode 2101: You Can Be Frugal and Shop Gourmet by Helene MassicotteHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here: http://www.freetopursue.com/blog/frugal-gourmet Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 14, 2022 • 13min
2100: What a 4-Year-Old Taught Me About Dreams and Money by Nick True
Nick True of Mapped Out Money shares what a 4 year old taught him about dreams and money.Episode 2100: What a 4-Year-Old Taught Me About Dreams and Money by Nick TrueNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/what-a-4yr-old-taught-me-about-dreams/Ladder is 100% digital – no doctors, no needles, no paperwork – when you apply for $3 million in coverage or less. Go to LadderLife.com/OFD to see if you’re instantly approved. Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 13, 2022 • 11min
2099: Self-Discovery Is a Kind of Self-Respect by Vironika Tugaleva
Vironika Tugaleva on self-discovery being a kind of self-respect.Episode 2099: Self-Discovery Is a Kind of Self-Respect by Vironika TugalevaVironika Tugaleva was born in Donetsk, Ukraine in 1988. Her early years as a misfit began her painful struggle with mental health. As she struggled with self-acceptance, anxiety, and identity, Vironika found solace in words and music. Her first book, The Love Mindset, won the Readers' Favorite silver medal for Best Self-Help book of 2013. Driven by an urge to spread light in the world, Vironika began to do life coaching, speaking, and writing in the personal growth field. In 2014, Vironika sold her things, left Toronto, and became a digital nomad. She launched her 2nd book in 2017, The Art of Talking to Yourself. Currently, Vironika is working on a poetry book, writing and performing spoken word, and planning arts-related events.The original post is located here: https://www.vironika.org/self-discovery-self-respect/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 13, 2022 • 11min
2098: Is There Value in Buying an Extended Warranty? By Laurie Sepulveda
Laurie Sepulveda of Women Who Money discusses whether or not there's value in buying an extended warrantyEpisode 2098: Is There Value in Buying an Extended Warranty? By Laurie SepulvedaThe co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.They enjoy collaborating on original content and sharing great articles written by and for women.The original post is located here: https://womenwhomoney.com/extended-warranty-value-worth/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 12, 2022 • 12min
2097: Travel, Tourism, and Living Abroad by Jacob Lund Fisker
Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on travel, tourism and living abroad.Episode 2097: Travel, Tourism, and Living Abroad by Jacob Lund FiskerJacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.The original post is located here: http://earlyretirementextreme.com/travel-tourism-and-living-abroad.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 11, 2022 • 10min
2096: Why I’ll Never Buy A Timeshare by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents talks about why she'll never buy a timeshareEpisode 2096: Why I’ll Never Buy A Timeshare by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/03/why-are-timeshares-bad-worth-it.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 10, 2022 • 11min
2095: Should You Take a Hardship Withdrawal? By Cynthia Meyer
Cynthia Meyer with Financial Finesse talks about hardship withdrawalsEpisode 2095: Should You Take a Hardship Withdrawal? By Cynthia MeyerAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2017/03/27/should-you-take-a-hardship-withdrawal/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 9, 2022 • 10min
2094: Can Frugality Be Selfish? By Chris of Keep Thrifty
Chris of Keep Thrifty talks about whether or not frugality can be selfishEpisode 2094: Can Frugality Be Selfish? By Chris of Keep ThriftyChris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality.The original post is located here: https://www.keepthrifty.com/can-frugality-be-selfish/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 8, 2022 • 10min
2093: Thinking About Quality by Tynan
Tynan shares his thoughts on qualityEpisode 2093: Thinking About Quality by TynanTynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artists in the world. In 2008, he sold everything he owned and went on an extended world trip, becoming a fervent minimalist.Fun facts: he’s a college dropout, was a professional poker player, Courtney Love was his roommate for 9 months, and he once built a swimming pool in his living room.The original post is located here: https://tynan.com/quality/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 7, 2022 • 10min
2092: How to Lower Your Heating Bills This Winter by Sierra Black
Sierra Black with Get Rich Slowly tells you how to lower your heating bills this winterEpisode 2092: How to Lower Your Heating Bills This Winter by Sierra BlackJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/how-to-lower-your-heating-bills/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices