

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Dec 3, 2022 • 10min
2121: Do You Have These Essential Financial Protections in Place? By Erik Carter
Erik Carter with Financial Finesse talks about essential financial protectionsEpisode 2121: Do You Have These Essential Financial Protections in Place? By Erik CarterAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2012/12/20/do-you-have-these-basic-financial-protections-in-place/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 2, 2022 • 9min
2120: My Worst Money Mistakes by ESI
ESI of ESI Money talks about his worst money mistakesEpisode 2120: My Worst Money Mistakes by ESIESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/my-worst-money-mistakes/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 1, 2022 • 10min
2119: 6 Ways to Turbocharge Your Savings by J. Money
J. Money of Budgets Are Sexy shares 6 ways to turbocharge your savingsEpisode 2119: 6 Ways to Turbocharge Your Savings by J. MoneyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://budgetsaresexy.com/6-ways-to-turbocharge-your-savings/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 30, 2022 • 12min
2118: Cash Flow Investments: REITs and Agency Mortgages by JT McGee
JT McGee with The College Investor talks about REITs and Agency MortgagesEpisode 2118: Cash Flow Investments: REITs and Agency Mortgages by JT McGeeRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/3589/cash-flow-investments-reits-agency-mortgages/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 29, 2022 • 12min
2117: [Part 2] The Greatest Risk To My Retirement Goal by Craig Stephens
Craig Stephens of Retire Before Dad talks about the greatest risk to his retirement goal. This is part 2 of 2.Episode 2117: [Part 2] The Greatest Risk To My Retirement Goal by Craig StephensCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/greatest-risk-to-retirement-goal/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 28, 2022 • 11min
2116: [Part 1] The Greatest Risk To My Retirement Goal by Craig Stephens
Craig Stephens of Retire Before Dad talks about the greatest risk to his retirement goal. This is part 1 of 2.Episode 2116: [Part 1] The Greatest Risk To My Retirement Goal by Craig StephensCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/greatest-risk-to-retirement-goal/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 27, 2022 • 9min
2115: 6 Ways to Sway Your Family Into a Life of Minimalism by Zoe Kim
Zoe Kim with No Sidebar shares 6 ways to sway your family into a life of minimalism.Episode 2115: 6 Ways to Sway Your Family Into a Life of Minimalism by Zoe KimNo Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off–to turn down the noise that disrupts the quiet of your heart and soul.The original post is located here: https://nosidebar.com/life-of-minimalism/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 27, 2022 • 10min
2114: A Simple Abundance Mini-Challenge by Steve Pavlina
Steve Pavlina shares a simple abundance mini-challenge.Episode 2114: A Simple Abundance Mini-Challenge by Steve PavlinaSteve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows.The original post is located here: https://www.stevepavlina.com/blog/2018/06/a-simple-abundance-mini-challenge/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 26, 2022 • 12min
2113: Have Yourself a Frugal Little Christmas by Jen Hayes
Jen Hayes wishes you a frugal ChristmasEpisode 2113: Have Yourself a Frugal Little Christmas by Jen HayesA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/have-yourself-frugal-little-christmas/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 25, 2022 • 11min
2112: Could You Be Making This Super-Common Credit Card Mistake? By Jackie Beck
Jackie Beck warns you of a common credit card mistakeEpisode 2112: Could You Be Making This Super-Common Credit Card Mistake? By Jackie BeckJackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more.The original post is located here: https://www.jackiebeck.com/common-credit-card-mistakes/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices