The Humans vs Retirement Podcast

Summary In this episode of the Human vs Retirement podcast, Dan interviews author and behavioural finance expert Brian Portnoy. Brian is an expert in simplifying the complex world of money, and they delve into his book "The Geometry of Wealth." Throughout the episode, Brian shares insights from his years of experience coaching and mentoring people on financial wellness, offering tips and wisdom on how to overcome the behavioural, emotional, and financial challenges of retirement and specifically delves into his contentment framework of the 4 C's. What You'll Learn The listener will learn about retirement planning, including the challenges of retirement, the importance of finding purpose beyond financial stability, and the four sources of contentment in life. The episode also discusses the relationship between money, work, contentment, and happiness, as well as the role of adaptation in retirement planning. Brian emphasises the need to question whose script you are living and to be an editor of one's own life narrative. The episode includes recommendations for resources and tools for retirement planning. About My Guest Brian Portnoy is the founder of Shaping Wealth, a financial wellness platform that engages with individuals and organisations to make better money decisions. In his two highly acclaimed books in the field of behavioural finance, The Investor's Paradox and The Geometry of Wealth, he tackles the challenges of making better financial decisions and figuring out how money fits into a joyful life. He has served as keynote speaker, seminar leader, and coach to thousands of investors on topics ranging from portfolio strategy to the connection between money and happiness. Brian has worked in the hedge fund and mutual fund industries for more than two decades. He is a CFA Charterholder, earned his doctorate at the University of Chicago, and serves on the advisory board for the Alliance for Decision Education. He lives in Chicago with his wife and three children. Find out more by going to www.humansvsretirement.com

Abraham Okusanya, founder and CEO of Timeline, shares insights on how retirees can spend confidently. He tackles the myth of overly cautious spending and encourages enjoying the 'go-go years' of retirement. Abraham also challenges the U-shaped spending pattern, advocating for a dynamic approach to withdrawals rather than sticking rigidly to the 4% rule. He emphasizes aligning financial goals with personal values and the importance of open discussions between couples about their retirement plans.

Dr. Joy Leary, a licensed clinical psychologist and co-founder of Shaping Wealth, dives deep into the psychology of money in retirement. She reveals how financial anxiety and past traumas can hinder spending, even when savings are plentiful. Joy discusses the emotional connections to money and homes, illustrating the challenges of transitioning from earning to spending. Her key advice? Embrace your 'go-go years' by prioritizing meaningful experiences, invest in relationships, and practice mindful spending to enhance your retirement joy.

Summary In this episode of the Human vs Retirement podcast, Dan is joined by Dr Daniel Crosby, Chief Behaviour Officer at Orion Advisor Solutions, a clinical psychologist, behavioural finance expert, and New York Times best-selling author. In their discussion, Dr Crosby shares his journey from clinical psychology to finance and the behavioural challenges individuals face in retirement. They delve into the power of habits, the role of social connections, and the importance of understanding one's values when planning for retirement. Tune in for this insightful conversation on overcoming the behavioural, emotional, and financial challenges of retirement. What You'll Learn The listener will learn about the intersection of psychology and finance regarding retirement, including the emotional and psychological challenges of life after work, the importance of maintaining identity and purpose, the need for flexibility in your retirement plans, and the impact of money on happiness. This episode provides tips, mental models and tools for successful retirement planning and developing a mindset for a happy, healthy, and wealthy retirement. More about us: www.humansvsretirement.com

In this episode of the Humans vs Retirement podcast, Dan is joined by Neil Bage, co-founder of Shaping Wealth, to discuss the subconscious behaviours that drive decision making in retirement. As a renowned expert in bridging scientific theory with real world understanding, Neil offers valuable insights into understanding and overcoming behavioural and emotional challenges of retirement. Together, Dan and Neil examine the intersection of the behavioural, emotional, and financial challenges that retirees often face and offer practical advice for achieving a happy, healthy, and wealthy retirement. What You'll Learn The listener will learn about the challenges of retirement, particularly the importance of understanding human behaviour and the need to maintain a sense of purpose and identity. The podcast emphasizes the importance of preparing early, identifying activities that bring happiness and fulfilment, and focusing on purpose and identity in retirement planning. Dan and Neil also discuss the cognitive changes that occur during retirement and the conflict between our present and future selves. More about us: www.humansvsretirement.co.uk

When it comes to retirement, many waste precious time by letting their emotions and behaviours overtake their dreams and desires. As humans we are not wired for all that comes with a modern retirement and are in a battle to ensure their life after work gives them freedom and joy. Each episode of The Humans vs Retirement Podcast contains expert opinions and real retirement stories that look at the emotional, behavioural and financial challenges of life after work, which will give you tools and tips to live a happy, healthy and wealthy retirement.