Dive into the classic debate of net worth versus cash flow! Discover how cash-producing assets like rental properties and dividend stocks can create income now while building wealth for the future. The hosts emphasize the importance of balancing these financial metrics for stability. They explore the ups and downs of investments and highlight innovative strategies that maximize both cash flow and growth opportunities. Plus, they share tips on managing investments and navigating potential pitfalls for long-term success.

This week we’re talking about the stock market's latest tantrum and what it means for YOU. (Spoiler: maybe not as much as you think!) 🤫In this episode we’re breaking down the psychology of fear and hype, and talking about how to avoid getting caught up in the noise while building a long-term strategy that makes you more confident and less stressed.Takeaways:An overvalued stock is one where the price is higher than its actual worth based on its current performance and future expectations.Market volatility and fluctuations in stock prices are often driven by market sentiment and short-term traders.Forget the hype and focus on fundamentals - For long-term investors, it is important to focus on the core fundamentals of a company and not get caught up in short-term fluctuations.Valuation is an art and science - Evaluating stock valuations requires a mix of quantitative measures (e.g., price-to-earnings ratio, price-to-earnings growth ratio) and qualitative factors (e.g., CEO and executive movements, insider trading).Long-term investing is about more than money - It's about building confidence and a sense of control over your finances. Diversification, dollar-cost averaging, and focusing on what you can control are key strategies for navigating stock market fluctuations.You're in control of your destiny, not the market's - Developing a solid investing philosophy and understanding your risk tolerance is crucial for making informed investment decisions. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

This week we're ditching the usual deep dives and trying a new format. The Quick Dip is where we embrace shallow takes, and in this episode we’re talking about everything from the Olympics and bankruptcy to the creepy world of personalized pricing. First we tackle the Olympic exploitation issue, questioning the disparity in pay and prize money for athletes across the globe. Then we discuss the rising bankruptcy trend, wondering if we're becoming numb to the stigma or if it’s truly just changing. And finally, we explore the spooky world of surveillance pricing, wondering if we've lost our privacy in the pursuit of convenience. Get ready to be surprised, provoked, and possibly slightly horrified Links: Why are Olympians so Broke?Download our free Financial Technology ToolkitBankruptcies up 16% YoYImpact to credit score and likelihood for bankruptcy in states with legalized bettingFTC files special report regarding surveillance pricing Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Julien shares his personal story about the emotional and financial challenges of finding affordable housing for his aging mother. He discusses the bureaucratic hurdles and the heavy toll these decisions take on families. The conversation delves into the high costs of senior living, especially for those on fixed incomes, and the necessity of early preparation for conversations about the future. They emphasize the importance of community support and understanding systemic barriers that complicate the search for suitable housing.

This podcast explores the complexities of ADHD, its impact on relationships and finances. It delves into the emotional roller coaster of diagnosis, challenges faced by women, and the role of a partner in support. The discussion covers executive functions, genetic aspects, work dynamics, and the importance of embracing vulnerability and communication.

Unlock the hidden potential of brokerage accounts, offering flexibility for short-term and retirement investing. You have full control of your investments, and it's easier than you think to get started. Don't overlook the short-term potential of brokerage accounts for various financial goals.

Money is a hot topic, and it's easy for disagreements to turn into full-blown fights. In this episode, we dive into the common reasons why we fight about money with our partners, family members, and even friends. We explore how our past experiences, cultural influences, and even the nature of our brains can lead to conflict and how to navigate these situations with grace and understanding.Key Takeaways:We're not taught how to argue about money: Most of us don't have the skills to discuss financial matters without resorting to emotion or negativity."On the same page" doesn't mean conflict-free: Healthy relationships include differences of opinion, even about money.We often hit below the belt: Media and cultural narratives can influence how we approach conflict, and sometimes we end up attacking our loved ones without realizing it.Ultimatums are a form of coercion: Instead of trying to control someone's actions with threats, learn to set clear boundaries and communicate your needs respectfully.The "money fight" is often about something deeper: Underlying insecurities about control, trust, and personal values can trigger intense conflict around money.Respecting each other's processes is key: Understand that everyone comes from a different place, has different experiences, and different beliefs.It's okay to not have all the answers: Embrace the process of communication, negotiation, and compromise. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

There's a lot of buzz around stock splits these days. Nvidia, Walmart, Chipotle - everyone's talking about it! But, as we explained on the podcast, this isn't the financial revolution you might think it is.A stock split is a simple concept: it's like taking a whole pie and cutting it into more slices. You don't end up with more pie; you just have more pieces. The same is true with a stock split. You don't actually increase the value of your investment; you simply have more shares, each with a lower price.So why do companies do this? Well, it's all about making their stock more accessible. When a company's stock price gets very high, it can be difficult for the average investor to buy in. A stock split makes those prices more palatable for folks with smaller portfolios. But let's be honest, it's also a bit of a marketing ploy. Tune into this week’s episode as we answer the question: what does it all mean for you? Key Takeaways: A stock split is like cutting a pie into more slices; it doesn't change the size of the pie, just how it's divided.Stock splits don't increase the value of your investment.Companies do stock splits to make their stock more accessible and increase trading volume.Stock splits don't guarantee future success.Focus on the fundamentals of a company, not just the hype around a split.Stock splits can offer an opportunity to buy into a good company at a more affordable price, but they’re just a piece of the puzzle.Consider your investment goals and risk tolerance when evaluating a stock split. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

We're excited to be back with a new season of our award-winning original video series, Money on the Table. This episode dives into the origins and inspiration behind Season 3 and why we decided to return to our humble home kitchen for these conversations.We’re unpacking why those authentic, no-holds-barred conversations about money are dang important, how food can be a powerful medium for breaking down walls to explore complex topics, and the trials and triumphs of DIY content creation. We’re giving you the inside scoop on what to expect in Season 3 of Money on the Table – and trust us, it's gonna be good!In this episode, you’ll learn:How Anthony Bourdain's work inspired Money on the Table.How food and food television can create a unique space for conversation.The challenges and benefits of creating content independently.The importance of genuine conversations about money.Our goals for Money on the Table Season going forward Links: Watch Episode 1 “A life with fewer regrets” Watch Episode 2 “Luck is NOT a PLAN”Subscribe to our YouTube channel to be notified when the rest of the episodes drop! Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Happy Father’s Day to all the Dads! In this special solo episode, Julien offers a heartfelt and inspiring look into the actual experience of fatherhood. He gives a refreshing perspective on fatherhood and opens up about his own journey, sharing a powerful message of presence, growth, and the role of a dad.Julien takes us on a personal exploration, revealing he wasn't always the father he is today. He describes a past "oblivious" phase where fatherhood wasn't even on his radar, and gets real about the whole “I thought I could plan for this thing” (spoiler alert: you can’t)Julien also explores moving beyond traditional notions of being just a provider, sharing how his journey into fatherhood has led him to confront his own limitations and learn the importance of embracing the present. He talks about how he actively strives to be a role model, coach, confidante, and even a punching bag for his son. He’s honest about the challenges, but there’s a real sense of joy and wonder in his voice when he talks about constantly evolving as a dad.If you're a dad, or even thinking about becoming one, this is the episode for you. It's a reminder that being present, being there for your kid, even in the messy, crazy, exhausting moments is the real gift Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow