How to Money

The holiday season often brings joy, but it can also lead to a post-present letdown. The discussion highlights the difference between superficial gifts and lasting happiness. They explore the paradox of wealth and fulfillment, emphasizing that true joy comes from meaningful experiences, not just material possessions. The idea of balancing hedonic and eudaimonic happiness is introduced, along with tips for aligning spending with personal values. Ultimately, they advocate for nurturing genuine relationships over transient pleasures.

Join award-winning journalist Cameron Huddleston as she tackles the sensitive subject of discussing finances with aging parents. With her expertise, she shares actionable tips for initiating these tough conversations about retirement, long-term care, and wills. Cameron emphasizes the need for empathy and offers strategies for navigating familial dynamics, especially with siblings involved. She also highlights the benefits of seeking third-party assistance to ease discussions. It's a must-listen for anyone looking to approach these essential topics with grace!

Dive into the week’s financial musings, from savvy travel trade-offs to the chaotic world of meme coins. Discover how Costco hacks can save you money and the implications of homebuyer scams. Unpack the recent spike in housing inventory and what it means for prospective buyers. Explore the pitfalls of misleading fees in banking and the allure of digital currencies. With insights on consumer behavior and tips for financial literacy, this week’s topics are all about making informed money moves!

Dr. Jay Zigmont, founder and CEO of Childfree Wealth, provides expert insights into the unique financial landscape for those choosing a child-free lifestyle. He discusses the contrasting economic priorities between parents and child-free individuals, highlighting tailored financial strategies. Jay emphasizes the importance of disability insurance for child-free couples and explores unique retirement approaches that align spending with personal values. He encourages listeners to prioritize personal joy and proactive planning as part of their financial journey.

Dive into the art of haggling with cultural insights and personal anecdotes, perfect for navigating those cruise markets. Explore whether to invest your Health Savings Account dollars and the financial implications of doing so. Discover the role of cash value life insurance in your portfolio, and learn how to assess if you're on track for retirement savings. Get practical tips on managing finances while traveling, all while enjoying a delightful discussion over a Pecan Pie Porter.

This week tackles rising electric vehicle charging costs and their impact on consumers. Discover the sad reality of aging coffee crops and the rising prices of streaming services. Explore alarming credit card debt statistics among retirees and the implications of monopolistic practices in the concert industry. Delve into innovative solutions for repurposing retail spaces and the exciting new 401(k) benefit for student loan repayments. It's all about smart financial choices, community support, and staying informed!

Jen Smith and Jill Sirianni, co-hosts of the Frugal Friends podcast, reveal how frugality can enhance your life rather than limit it. They discuss the importance of values-based spending and share strategies for mindful purchasing. A relatable 90-day transaction inventory encourages self-reflection, helping listeners understand their financial motivations. The duo also tackles holiday budgeting, emphasizing intentional spending over consumerism, and offer creative solutions to thrive amidst inflation. Join them for practical tips that blend joy with financial awareness!

Dive into listener financial queries covering everything from how to manage a UTMA account to the legitimacy of student loan repayment calls. Explore potential scams and the disappointing returns of robo-advisors. The hosts tackle whether social unrest should influence gold investments, and share engaging savings challenges to kickstart your financial goals. With humor and insightful anecdotes, they emphasize balanced, informed approaches to personal finance in a fluctuating market.

Explore financial pitfalls like predatory loan deferment and the importance of cash budgeting to avoid holiday overspending. Discover DAISY, an AI program that engages scammers while reflecting on tech's role in finance. Learn about navigating airline fees and the potential impact of tariffs on car prices. Dive into how internships can launch careers, emphasizing hands-on experience for future success. Plus, tips on combating package theft and DIY car repairs to save money.

In a thought-provoking conversation, Dana Miranda, a Certified Educator in Personal Finance and author of "You Don't Need A Budget," challenges the traditional budgeting mindset. She advocates for flexible financial strategies that prioritize empowerment over restriction, suggesting alternatives like the 'money map.' The discussion tackles the relationship between work, fulfillment, and finance, critiques systemic inequalities, and explores personal financial agency. Dana reimagines the way we think about spending, debt, and emotional well-being in personal finance.