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Ask HTM - Paying for DeleteMe, Investing like the Ivies, and When a New Car Makes Sense #970

Apr 14, 2025
Listeners dive into intriguing financial questions! Should you mimic Yale’s endowment fund investment strategy? Is DIY better than paying for DeleteMe to protect your privacy? The podcast also explores whether to roll over retirement accounts during market dips and the pros and cons of paying cash for a new car. With a blend of humor and practical advice, the hosts share insights on navigating investments, healthcare costs, and smart financial decisions. Plus, they sprinkle in personal anecdotes that make learning about money fun!
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ADVICE

Investing Like the Ivies

  • Consider a low-cost target date fund for simplified diversification and risk management.
  • This approach offers a balanced portfolio based on your retirement date, simplifying investment choices.
ADVICE

Online Privacy

  • Prioritize free online privacy measures like two-factor authentication and credit freezes.
  • These steps significantly reduce risks without the recurring costs of paid services.
ADVICE

Medivac Coverage

  • Medicare Part B covers emergency ambulance and Medivac transportation within the U.S. under specific conditions.
  • Purchase a separate policy for international travel, as Medicare's coverage doesn't extend abroad.
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