Our guest today is Amanda Wolfe, better known as the SheWolfeOfWallStreet, and we’re grateful to have her share her story with us. Amanda was born into extreme poverty – not “I had a rough month after college so I slept in my car”, but more like “begging for food at gas stations” poverty. Her upbringing had a profound impact on her view of money and caused her to become a self-taught financial educator who has built a community of over 300,000 folks. She now helps countless families create debt payoff strategies, budget, and invest! Amanda is all over Instagram helping individuals achieve financial freedom, but how did she do it? What happened between those two extremes of poverty and prosperity? We’re excited for her to share her story, what she originally believed was a ticket to the middle class, how she learned to actually accumulate wealth, her take on side hustles, her relationship to money today, and much more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile. Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.   During this episode we enjoyed an Enduring Belief by Treehouse Brewing – a huge thank you to Michael G for sending this beer our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Listener questions spark lively discussions about navigating multi-family home purchases and house hacking. Experts weigh in on handling high credit card surcharges and making the most of student loan forgiveness. There’s a deep dive into life insurance options, comparing term versus indexed universal policies. The impact of payment methods on dining experiences is explored, alongside tips for maximizing credit card rewards. Plus, a fun exploration of West Coast IPAs adds a flavorful twist to the financial talk!

Discover the intriguing concept of geographic arbitrage to save money by moving to areas with lower living costs. Hear about the rising price of chasing the American Dream and a hilariously relatable rental car mishap. Learn how emotional intelligence can boost your salary and the evolving landscape of retirement. Explore the maze of car insurance costs and the perils of Bitcoin ATMs. Lastly, dive into the impracticality of pennies and the frustrations of dynamic pricing in ticket sales. Get ready to rethink your financial choices!

Our guest today has been called one of the greatest financial writers of all time. And it’s no wonder – Josh Brown started his original blog, The Reformed Broker back in 2008 as he now continues to write over at DowntownJoshBrown.com.  And his latest book “You Weren’t Supposed to See That: Secrets Every Investor Should Know” just came out yesterday in which he reveals the hidden truths that make the critical difference between understanding the world and being dangerously naive. Josh co-hosts The Compound and Friends podcast where they discuss current market trends and financial strategies. And in all of his extra time, he is the manager of billions of dollars as CEO of Ritholtz Wealth Management. During our conversation today he shares why Gen Z might make more successful investors, taking a “core and explore” investing strategy rather than a simple indexed approach, what direct indexing is all about, and much more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile. Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.   During this episode we enjoyed a Solid by Burial Beer and Schilling Beer Co! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - How can I plan a move back in with my parents that is financially a winner without things getting awkward? 2 - Should I keep my condo as an investment property and rent it out, or should I sell it? 3 - Is it a good idea for my daughter to contribute to her Roth IRA if she’s wanting to buy a house soon? 4 - What should I do if my MBA is getting paid for but my salary isn’t all that great?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Garden of Earthly Delights 2024 by Burial. And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

This week covers intriguing financial news with a focus on the rise of Aldi and its budget-friendly model. The discussion includes the accessibility of e-bikes and sustainable transportation, emphasizing the benefits of living car-free. Banking fees and savings rates are scrutinized, highlighting savvy choices for consumers. Additionally, the podcast touches on the challenges young adults face in homeownership and the implications of parental assistance, peppered with practical tips for smarter financial management.

Join financial educator Jesse Cramer, who traded a stable aerospace engineering job for a passion in personal finance. Together, they tackle the upsides of career transitions and the dangers of an overly conservative investment approach. Jesse shares strategies for managing risk, why diversifying investments matters, and offers alternative college savings insights. They discuss the importance of aligning finances with life goals and the realities of Social Security. Dive into a conversation that balances calculated risks with the rewards of smart investing!

In a lively discussion, the hosts tackle listener queries about the value of pricey real estate courses versus free learning resources. They offer insights on retirement plans, debating between pensions and employer matches. Wills and estate planning become a focal point, enlightening parents on how to safeguard their children's inheritance. Smart money management strategies are shared, emphasizing the effectiveness of savings challenges and high-yield accounts. Tune in for practical advice sprinkled with humor!

Dive into this week's fascinating financial news dissected for your benefit. Discover why presidential proposals matter for your wallet and the growing trend of renting content. Uncover the stark differences between gambling and investing, especially among stressed households. Learn tips to save on Disney trips and navigate the complexities of gift-giving. Plus, find out how to protect your credit amidst rising data breaches. Get informed and empowered to make smarter financial choices this weekend!

Lauren and Steven of Trip of a Lifestyle share their inspiring journey of budget travel, proving it doesn't have to be a luxury. They discuss overcoming common misconceptions about travel costs with clever financial hacks. From a 45-day road trip to exploring every national park, they highlight their adventures on less than $100,000 combined income. Discover their frugal dining strategies, innovative budgeting methods, and how they've successfully embraced freedom over traditional financial success—all while working remotely and living life to the fullest!