How to Money Friday Flight - Pre-K For Pay, Helicopter Savers, & Politics Shmoliticks #1029
14 snips
Aug 29, 2025 Explore the debate over pre-K for pay and its impact on parental finances. Learn how job skill certificates may not guarantee job opportunities. Discover the pitfalls of helicopter saving and buying now, paying later. The hosts discuss how politics could affect your wallet and encourage teaching financial literacy to empower future generations. Get insights into evolving job application processes and the necessity for personalized financial advice. Wrap up with a cheerful reflection on the week's financial news!
AI Snips
Chapters
Books
Transcript
Episode notes
Certificates Often Don’t Raise Pay
- Burning Glass Institute found only 1 in 8 popular certificates raised wages significantly.
- Most payoffs were in medical fields, so research before paying for credentials.
Verify Certificate ROI First
- Use the online tool the hosts mention to check which certificates actually boost pay before paying.
- Ask your employer to cover training when it directly improves your work to avoid personal cost.
Pre-K Can Boost Parental Earnings
- A Connecticut study found parents who used state pre-K earned more and stayed better off through fifth grade.
- Pre-K attendance improved parents' ability to work and maintain higher earnings over time.
