SeedTime Money (Christian living & Personal Finances)
Bob Lotich, Linda Lotich
God’s put a dream on your heart. Don’t let money get in the way.
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Episodes
Mentioned books
Feb 24, 2020 • 12min
17 Things Frugal People Don't Do
Need some great frugal tips and tricks? Well you can start by NOT doing these 17 things. Linda and I think we're pretty frugal, but in this video we're going to find out if we truly are. Join us as we discuss 17 Things Frugal People Don't Do. Links Mentioned: How We Travel for Free (video): https://youtu.be/ZoC2Njxk184 Our MediShare Review: The Good and The Bad (video): https://youtu.be/eQpx7hM_758 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Are You Frugal? Financing Cars Keeping Up With The Joneses Paying Full Price out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Feb 10, 2020 • 6min
Why you should never co-sign a loan
Have you needed a co-signer? You may have wondered, "What does the Bible say about cosigning?" My wife Linda and I discuss just that and what you should consider when it comes to cosigning loans... Join us! Links Mentioned: Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php The Atlantic article on Cosigning - https://www.theatlantic.com/business/archive/2011/06/why-you-should-never-ever-cosign-a-loan-for-anyone/239775 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: What the Bible says about cosigning Is cosigning a good idea? What you should consider when cosigning Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jan 27, 2020 • 11min
The lie I wish I would have never believed about money
Everything starts with a tiny seed. Nothing “big” is born big. It takes time to see success in anything we set out to accomplish. It doesn’t matter how much you have or how big your goal is, just start where you are and make your way to success step by step. These are a few of the topics we cover: Achieving success It is more blessed to give than to receive God starts with seeds Starting with where you are now Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jan 13, 2020 • 12min
The unlikely money change that helped our marriage
All couples experience money issues and we want to help you eliminate any strife that may occur in a relationship because of finances. Linda and I want to let you in on the Unlikely Money Change Marriage. And, it can change your marriage, too! Links Mentioned: Interview with Chuck Bentley - https://youtu.be/w3znNfOMyZA Our Real Money Budgeting Course - https://seedtime.com/RMB (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Marital Finances Budgeting Your Money How Budgets Create Less Strife In Marriage Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jan 6, 2020 • 8min
If it weren't for this, we'd be devastated financially
Are you on top of your finances? Are you spending MORE than you’re earning? Find out what has helped our household finances as we discuss “If It Weren't For THIS, We'd Be Devastated Financially…” Links Mentioned: Our Real Money Budgeting Method Course - http://seedtime.com/RMB (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Spending More Than You Earn Having A Budget SeedTime’s Real Money Budgeting System Method Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Dec 30, 2019 • 13min
The Top 10 Worst Money Myths You Need to Forget
I've found an article listing the" Top 10 Money Myths You Need to Forget." And yes, there are some money myths that need debunked. Join me as we chat about some misinformation surrounding personal finance. Links Mentioned: Source article: https://www.listenmoneymatters.com/top-10-money-myths/ How to calculate your REAL hourly wage: https://seedtime.com/how-much-are-you-really-getting-paid/ (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Owning a Home vs Renting a Home Investing Money Credit Scores Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Dec 16, 2019 • 11min
Smart People Buy Cars Like This
What is your strategy when it comes to shopping for another vehicle? I’m trying to convince my wife Linda how smart people buy cars. We don't agree on everything with the cars we buy, so let's see who wins this one... Links Mentioned: Lessons from My Millionaire Mentor - https://youtu.be/K_p0ghLBvF4 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Buying New vs Buying Used Car Payments vs No Car Payments Saving Money to Purchase a Vehicle Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Dec 2, 2019 • 12min
3 relevant money tips from the Bible
The Bible is chock-full of wisdom. In this episode, Linda and I are going to share with you 3 Practical Money Tips we found in the Bible... that still hold true today! No matter where you stand financial, these tips are great biblical principles to apply to your finances. Enjoy! Links Mentioned: Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php The Atlantic article on Cosigning - https://www.theatlantic.com/business/archive/2011/06/why-you-should-never-ever-cosign-a-loan-for-anyone/239775 Millionaire Next Door (book) - https://smile.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Not Spending all of Your Money Cosigning Loans Keeping up with the Joneses Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Nov 18, 2019 • 14min
Our 5 Worst Money Moves
Have you ever made a money mistake? I’m sure we all have at some point, I know we definitely have. My wife Linda and I are sharing with you Our 5 Worst Money Moves. Experience is often the best teacher and we have learned a few lessons we will never forget... Enjoy this episode and learn from our mistakes! Links Mentioned: The Real Money Budgeting Course: https://seedtime.com/rmb4 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Learning from past money mistakes The benefit of having a budget Things to consider when buying a house Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Nov 4, 2019 • 12min
How we paid off our house in 3 years
Have you ever wondered if you’ll ever be able to pay off your mortgage? In this episode, my wife Linda and I are sharing some ways we were able to pay off our mortgage in 3 years! With God’s grace, the impossibility of feeling that you’ll never have a house payment becomes a possibility. Join us in learning the 5 things that we did that helped make it happen. Links Mentioned: How can I build wealth while in debt? [with the Seesaw Principle] - https://youtu.be/VKTnOH_LFtM 12 Best Side Hustle Ideas [That Pay Well] - https://youtu.be/iJ-lR2v9n9k 7 Legit At-Home Jobs (for moms, students, etc) - https://youtu.be/SNs-SgSCibo How To Make Money Selling Books Online - https://youtu.be/FafS-c4YaRY How I Created 5 Streams of Income (Some Passive Income) - https://youtu.be/DVRhX9uXYIc (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Paying Off Your House Believing It is Possible Have a Paid Off House How To Pay Off Your House in a Short Amount of Time The Benefits of Living Mortgage Free Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
