

SeedTime Money (Christian living & Personal Finances)
Bob Lotich, Linda Lotich
God’s put a dream on your heart. Don’t let money get in the way.
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Episodes
Mentioned books

Oct 21, 2019 • 11min
5 Lessons from Chip and JoJo
I bet you've watched Fixer upper and know exactly who Chip and Joanna Gaines are. But, they are so much more than who they are on TV. They strive for excellence in all that they do, no matter what life throws at them. And, they have cultivated an environment around them where growth and excellence are encouraged. They choose to see the BEST in people! Let's look at other lessons we've learned from Chip and Jojo! Links Mentioned: Chip Gaines' Book: Capital Gaines - https://amzn.to/2N7ahLL (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Business advice from Chip and Joanna Gaines Learning life advice through successful people Chip Gaines’ Book: Capital Gaines Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide..

Oct 7, 2019 • 30min
How to grow your business like Amazon
Each year Amazon founder, Jeff Bezos, releases an annual report to shareholders. My good friend Steve Anderson studied these reports to gain insight on how to grow a business like Amazon all while maintaining your standards. Steve has turned his findings of 14 business principles into a book, The Bezos Letters. If you are a business owner, looking to have growth like Amazon, this podcast is for you! Links Mentioned: Steve Anderson's Book: The Bezos Letters (plus bonuses) - https://thebezosletters.com/bonus (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Growing your business Amazon’s founder Jeff Bezos’ business strategy Studying and researching successful business models (i.e. Amazon) Steve Anderson’s Book: The Bezos Letters Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Sep 23, 2019 • 29min
Ruth Soukup on overcoming the fear of failure
What is the fear that's holding you back from achieving your goals and dreams? Being an entrepreneur, I can attest that learning to overcome your fears is a part of the journey. In life, there are always new challenges and new hurdles that we must face and overcome. Fear will permeate everything we do. I encourage you to step out of your comfort zone and try new things. There are distinct patterns (fear archetypes) in the way that fear manifests itself in our lives. Label the fear, have the courage to identify it, and give yourself the power to do something about it! Join Ruth and I as we help you overcome fears, conquer goals and reach those dreams! Links Mentioned: Ruth's New Book: Do It Scared - https://doitscared.com/book Ruth's Website: Living Well Spending Less Website - https://www.livingwellspendingless.com The Do It Scared Fear Assessment - https://doitscared.com/dis-assessment (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Facing Fears Achieving Your Goals and Dreams Do It Scared! Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Sep 9, 2019 • 10min
Not Every Decision Should Be A Financial One
There are so many decisions to be made every day. And, everyone makes decisions differently. Each of our decisions shouldn't be made solely from a financial aspect. What about health decisions? Sometimes you need help right away, no matter the financial consequences. Even when we're focused on meeting our financial goals, there are many lenses in which we should use when making decisions. And, when we do meet those financial goals, we savers need to celebrate the victories! I urge all the savers to loosen up and think of the other factors in the decision making process, not just the financial aspects! Links Mentioned: Saving on Vacations (How We Travel for Free!) - https://youtu.be/ZoC2Njxk184 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Making Decisions The Lenses In Which We Make Decisions Savers vs Spenders Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Aug 26, 2019 • 15min
8 Life Lessons from 80 years of Living
There's so much wisdom that comes with age! My wife Linda and I read an article by Byron Wien about life lessons he's learned in his first 80 years of living. He made some awesome points and gave very wise advice that we want to share with you. Now is always the right time to challenge yourself and show kindness to others. Join us as we gain some life wisdom thanks to Byron! Links Mentioned: Article by Byron Wien - https://www.blackstone.com/media/press-releases/article/blackstone's-byron-wien-discusses-lessons-learned-in-his-first-80-years How to Travel for Free - https://youtu.be/ZoC2Njxk184 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Life Lessons to Live By Wisdom That Comes With Age Challenging Ourselves Showing Kindness to Others Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Aug 12, 2019 • 9min
Ever lost a friend because of MLM?
Network marketing comes with pros and cons. In this episode, I want to discuss how to be in multi-level marketing the right way. My wife Linda and I value the relationships with our friends and family. And, we want you to know that you can be in an MLM without sacrificing your relationships for business success and financial gains... because relationships are with more than the money we make! These are a few of the topics we cover: Multi-level Marketing practices MLM and personal relationships How to be in MLM the right way Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jul 26, 2019 • 8min
4 unexpected benefits of budgeting
Most people think a budget will steal their freedom and restrict their lifestyle, but it turns out that when done correctly a budget will actually provide MORE freedom as well as these other 4 benefits. Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jul 15, 2019 • 19min
10 In-demand Jobs I Would Pursue if I Were Starting Over Today
There are so many ways to make money, new ways every day. Use your skillset to create a lucrative career for yourself with a job that is not only in-demand now, but will also be a future demanding job! In this two part series, I will give you entrepreneurial ideas you can start online and freelance right from your home. Links Mentioned: Facebook Ads Manager Training: https://sdti.me/fb-ads-training Affiliate Marketing training: https://sdti.me/affiliate-marketing-training Pinterest training: https://sdti.me/pinterest-training Kindle Author - https://sdti.me/kindleauithor (use code SEEDTIME for big discount) YouTube Training - https://sdti.me/youtube-training Creating an Online Course - https://sdti.me/create-online-courses Become a Speaker - https://sdti.me/speaking If you want to start blogging - https://sdti.me/startblogging If you want to grow your blog - https://sdti.me/ProBlogging (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Creating a Career for Yourself In-Demand Jobs Entrepreneurial Ideas Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jul 1, 2019 • 36min
Chuck Bentley on why marriage is the best financial move we can make
Marriage doesn't have to be a financial constraint! Chuck Bentley and I are here to let you know that marriage is not the cause of financial problems, it's the very best solution for financial problems! There's much more to marital finances than the mechanics of money itself. The Bible says that two are better than one. God has designed us to be mutually helpful... even when it comes to our money. Unity is a game changer! Find out why being married is The Best Financial Move! Links Mentioned: • Chuck Bentley’s Book: “Money Problems, Marriage Solutions: 7 Keys to Aligning Your Finances and Uniting Your Hearts” - https://shop.crown.org/p-144-money-problems-marriage-solutions.aspx • Crown Financial Ministries - https://www.crown.org • SeedTime Free Email Course: Master Your Money using Biblical Principles - https://www.seedtime.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: • Marriage and Money • Financial Problems • Unity in Marriage • The Best Financial Move Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jun 17, 2019 • 10min
3 keys to making money in the next decade
This episode discusses how you can make money in the 21st century, but not just simple side jobs that aren't going to help you build a career or business for yourself. If you want to make real money, you need to separate yourself from the crowd and being able to offer some value that others can't. How do you do that? That's what this podcast is all about... Links Mentioned: How to know what direction to go with your career: https://www.youtube.com/watch?v=PbBlxFYFvYQ How to find your calling in life: https://www.youtube.com/watch?v=tRXWx-3uBkU The Art of Lutherie guitar making tutorials: https://theartoflutherie.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Building Your Career Starting a Business Making Money Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.