

SeedTime with Bob and Linda Lotich
Bob Lotich, Linda Lotich
Success as a Christian. Success in Marriage. Success as a manager of the money God's entrusted to you. That's what we're after. If you want that too, then you'll love the show.
Learn to simplify, automate, multiply & get full control of the money God's entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren't going to judge you for your past mistakes and we haven't forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn't the goal, but is simply a tool that can be used to fulfill what God has called us to do.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book 'Simple Money, Rich Life' or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Learn to simplify, automate, multiply & get full control of the money God's entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren't going to judge you for your past mistakes and we haven't forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn't the goal, but is simply a tool that can be used to fulfill what God has called us to do.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book 'Simple Money, Rich Life' or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Episodes
Mentioned books

Aug 10, 2020 • 14min
5 Used Car Buying Tips (my exact strategy I use to save thousands)
If you're in the market for a used car you need these 5 used car buying tips. I'll show you how to buy a car with my car buying tips, my exact strategy, that has saved me over $10k. So, if you're looking how to save money buying a car, you've come to the right place! Links Mentioned: One Month of Consumer Reports Online Service - https://www.consumerreports.org/cars Edmunds Total Cost To Own (TCTO) - https://www.edmunds.com CarFax Report - https://www.carfax.com AutoCheck Report - https://www.autocheck.com/vehiclehistory CarMax - https://www.carmax.com Carvana - https://www.carvana.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: How To Save Money Car Shopping Tips For Buying A Used Car Resources For Researching Vehicles Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Aug 3, 2020 • 4min
7 struggles only people married to SPENDERS will understand
Spenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SAVERS (who live with SPENDERS) have to put up with! Are you married to a spender? If you are, I'm sure you'll agree with some of these struggles! Links Mentioned: 7 Struggles Only People Married To SAVERS Will Understand - https://youtu.be/ucTqProH6Z0 Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Spenders Will Always Find A Reason To Spend They Have No Idea How Much Stuff Costs They Buy Stuff Without Researching Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jul 27, 2020 • 6min
7 struggles only people married to SAVERS will understand
Spenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SPENDERS (who live with SAVERS) have to put up with! Are you married to a saver? If you are, I'm sure you'll agree with some of these struggles! Links Mentioned: 7 Struggles Only People Married To SPENDERS Will Understand - https://youtu.be/bccNtiHsrgI Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Feeling The Need To Ask Permission To Spend Money There Isn't Enough Money In The World To Have Enough In Savings Savers Want To Squash The Fun Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jul 20, 2020 • 27min
Wealth Secret #5 (of 5)
Join us as we finish up our book study of Craig Hill's: "The 5 Wealth Secrets 96% Of Us Don't Know." In this podcast Linda and I discuss Wealth Secret #5 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 6: Leave An Inheritance For Two Generations). Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 How We Paid Off Our House In 3 Years - https://youtu.be/Iwc1mFfAUno Are Jews Wealthier Than Christians? - https://youtu.be/-8HAqej2klc SeedTime Podcast - https://seedtime.com/podcast SeedTime YouTube Live - https://seedtime.com/live (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Thinking Long Term Paying Off Your Debt With God Teaching Our Children About Money And Finance Sometimes It's Good For Us To Struggle Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jul 13, 2020 • 29min
Wealth Secret #4 (of 5)
Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode, Linda and I discuss Wealth Secret #4 (of 5) that you need to know about! (If you're following along in the book study, we're discussing chapter 4: Anticipate Economic Cycles). Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Economic Cycles Biblical Jubilee Preparing For A Recession Emergency Fund Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jul 6, 2020 • 35min
Wealth Secret #3 (of 5)
Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode Linda and I discuss Wealth Secret #3 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 3.) Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Invest In Things That Multiply The Borrower Is Servant To The Master Focusing On What You Do Have Meekness Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jun 29, 2020 • 36min
Wealth Secret #2 (of 5)
Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this podcast Linda and I discuss Wealth Secret #2 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 2.) Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 Our Real Money Method Budgeting Course - https://seedtime.thinkific.com/courses/real-money-budgeting Sign up For Our Free Weekly Email Newsletter - https://seedtime.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Provision Vs. Vision Why Do You Need Money? Character Vs. Convenience The World's View Of Evaluating Success Vs. God's View Of Success Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jun 22, 2020 • 14min
Wealth Secret #1 (of 5) that the 96% don't know
Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode, Linda and I discuss Wealth Secret #1 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 1: Used Jars.) Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194/ (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Managing Your Money How You Spend Your Money Budgeting Your Money Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jun 15, 2020 • 14min
I quit social media for 1 year (8 lessons I learned)
You learn a lot about yourself when you fast from social media for an entire year. As a Christian fasting social media had some big implications. It wasn't just a detox, but quitting social media for a year was a spiritual thing for me that had some amazing benefits. Join Linda and I as we discuss the 8 biggest lessons I learned from my experience. These are a few of the topics we cover: Taking A Sabbatical From Social Media Feeling More Present Having More Peace And Less Stress Gaining Time Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jun 8, 2020 • 20min
30 purchases that will start saving you money today
We're always looking to save money where we can. What if I told you that spending money today can actually save you money in the long run? Join Linda and I as we tell you about 30 purchases that will start saving you money immediately! Links Mentioned: Source article: https://www.msn.com/en-us/money/personalfinance/30-purchases-that-will-start-saving-you-money-immediately/ss-BBYASK8?li=BBnb7Kz#image=1 Produce Keeper: https://amzn.to/3aHmLlC Smartphone Protector/Screen Protector: https://amzn.to/3aJLBRN Window Insulation Kit: https://amzn.to/3aMLS6C Electricity Usage Monitor: https://amzn.to/3dV2afG Oven Thermometer: https://amzn.to/2wROSQp Groupon: https://www.groupon.com/ Insulated Lunch Bag: https://amzn.to/2xTYI47 Food Vacuum Sealer: https://amzn.to/2RbHy96 Reusable Water Bottle: https://amzn.to/2UFNhGe Shower Timer: https://amzn.to/2wVtg5I Wool Dryer Balls: https://amzn.to/2V08SbC Multi-use Cooker - Instapot: https://amzn.to/2JC7Yww Rechargeable Batteries: https://amzn.to/2V1jjf1 Food Dehydrator: https://amzn.to/349CIhQ Reusable Swiffer Pads: https://amzn.to/2XbDQzV Tire-pressure Gauge: https://amzn.to/3dTflO0 Basic Sewing Kit: https://amzn.to/2JHjLtz SodaStream: https://amzn.to/2X8AMEN Small Chest Freezer https://amzn.to/3dV6f3n Heated Mattress Pad: https://amzn.to/2X9kj3h Solar Holiday Lights: https://amzn.to/2wiFQLY Espresso Machine: https://amzn.to/2JEDFW3 Low-flow Showerheads: https://amzn.to/39LSxfM Amazon Prime: https://amzn.to/2VfXYi7 Ceiling Fan: https://amzn.to/2XacwC8 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Buying Items That Pay For Themselves, And Then Some! Local Coupon Books Warehouse Club Memberships Meal-kit Deliveries Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


