SeedTime Money (Christian living & Personal Finances)
Bob Lotich, Linda Lotich
God’s put a dream on your heart. Don’t let money get in the way.
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Episodes
Mentioned books
Sep 20, 2021 • 31min
Linda is overwhelmed and torn between work and family
Calling all moms! If you find yourself torn between your work and your family, that tension probably has you feeling overwhelmed. Know that you’re not alone! Linda invites you to some girl chat with Michelle and Somer, from She Works His Way, as they discuss being a working mom, and just a mom in general. And, that you can find true rest in Jesus! Links Mentioned: She Works His Way (website and community) - https://sheworkshisway.com She Works His Way Book: https://www.amazon.com/She-Works-His-Way-Get-Things-Done/dp/0764237691 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Giving your tension over to God Choosing God’s way daily You are given permission to rest How your husband can help you Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Aug 30, 2021 • 16min
Hiding purchases from your spouse? (Listen to this)
Linda and I talk about hiding purchases from your spouse. If you do this, you need to watch this. Or if you have a spouse who does this, you probably need to talk about it together. Join us as we share with you how we solved hiding purchases in our marriage! Links Mentioned: Follow SeedTime on Instagram (@seedtime): https://www.instagram.com/seedtime SeedTime Real Money Method course (the budgeting method we used to overcome hiding purchases in our marriage!) - https://seedtime.com/realmoney (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Realizing how your addiction is affecting your finances How to solve hiding purchases in your marriage Knowing how to support and communicate with your spouse Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Aug 24, 2021 • 26min
How to LOVE reading books (and why it is so important) with Jeff Brown
I'm excited to have Jeff Brown in this episode because I love reading and he just released his book: Read to Lead. If you're like me and had to overcome a dislike for reading, join us as we discuss how to love reading books (and why it is so important)! Links Mentioned: Read to Lead Podcast: https://readtoleadpodcast.com For all the links to books mentioned in this podcast, please visit our corresponding article: https://seedtime.com/how-to-love-reading-books (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Why you need to read like your career depends on it A technique that can double (or triple!) your reading speed How to make reading a habit Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Aug 9, 2021 • 21min
How I got paid to drive my dream car for 4 years
I am pretty sure that we all have a dream car. And whatever that dream car may be for you, you just might be able to drive it for free. Now this takes some specific scenarios to accomplish, but it can be done. In this episode, I'm going to let you know how I basically got paid to drive my dream car for four years. I'm almost in disbelief myself, but it happened! You'll see how I accomplished this and I encourage everyone to try and do the same. It definitely is a feat to accomplish, but if I can do it, so can you! Links Mentioned: Be on the lookout for our new book, launching in February! For now, here’s our current available eBooks: https://seedtime.com/books (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: he AHA financial moment I experienced in college Buying used and then reselling Financial advice to keep in mind when making purchases Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Aug 2, 2021 • 9min
How to retire in 15 years (it's not easy, but this is how you do it…)
What if I told you that you could retire in 15 years? Would you believe me? It can be done. In this episode we're talking about how to retire in 15 years, or really any amount of time that you want. Now this is not easy. I'm going to say that up front. But I'm going to give you the math and the numbers behind how to do this. If you want to retire early, this is exactly what you need to do. Links Mentioned: Online retirement calculator - https://www.playingwithfire.co/retirementcalculator Article: Is it right for Christians to chase after financial independence? - https://seedtime.com/should-christians-chase-after-financial-independence Podcast: Is it right for Christians to chase after financial independence? - https://seetime.com/podcast#096 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: In how many years will you be able to retire? It doesn’t matter how much you make The importance of investing early Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jul 26, 2021 • 20min
FIRE for Christians? Is Financial Independence something we should chase?
Retirement. It seems that much of what we work towards, and think about, is the day we can retire. And when will we have enough money to do so? Who wouldn't want to retire early, right? Today we are talking about financial independence, retiring early, and whether or not this is what Christians should be chasing after. Links Mentioned: How to retire in 15 years article - https://seedtime.com/how-to-retire-in-15-years Book: “Four Hour Work Week” - https://www.amazon.com/4-Hour-Workweek-Anywhere-Expanded-Updated/dp/B0031KN6T8 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: F.I.R.E. Questions to ask yourself about your financial goals Following the financial path God is leading you on Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jul 19, 2021 • 24min
If You Run Or Want To Start A Business, These Are The Only 5 Ways To Grow Your Business
If you’ve ever been curious about growing a business or starting a business (or just a lot of different things about a business in general), then you’ve come to the right place! In this episode, I’m talking with the economist, entrepreneur and author John Meese. He's got a wealth of expertise and insight about business. And he recently wrote a book called "Survive and Thrive: How to Build a Profitable Business in Any Economy, including the world that we live in now." So I invite you to join John and I, as we discuss how your business (or business idea) can survive and thrive in any economy! Links Mentioned: John’s Book “Survive and Thrive: How to Build a Profitable Business in Any Economy, including the world that we live in now” - https://www.amazon.com/gp/product/B08XH83Z7X Eric Ries’ Book “The Lean Startup” - https://www.amazon.com/gp/product/B004J4XGN6 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: How To Find A Great Business Idea Starting/Running A Business Post 2020 The 5 Ways To Grow A Business Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jul 12, 2021 • 20min
How This Couple Paid Off Over $229K In Debt
Mel and Murph Stewart (of FitNFunds) have an amazing story. Linda and I were so blown away by their accomplishment that we had to share their feat as an encouragement to all of our Seedtime community. Ready for it? They have paid off over $229,000 in debt!!! Join us as we discuss their debt-free journey and how they tackled eliminating that huge amount of debt! Links Mentioned: Mel & Murph’s website: http://fitnfunds.com Following Mel & Murph on Instagram: https://www.instagram.com/fitnfunds (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Realizing The Need Of A Budget and Actually Budgeting Getting The SPENDER On Board How Paying Off Debt Can Bring You Closer To God Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jul 5, 2021 • 21min
How To Homeschool While Not Losing Your Job (or your mind)
There's a lot of new homeschooling parents post 2020. With so many new to homeschooling, we’re needing some sound advice. So we're turning to homeschool expert Linsey Knerl to help us out. Join Linda and I as we discuss homeschooling hacks with Linsey and also her new book "Homeschool Hacks: How to Give Your Kid a Great Education Without Losing Your Job (or Your Mind)!" Links Mentioned: Linsey’s website: https://www.linseyknerl.com Linsey’s book "Homeschool Hacks: How to Give Your Kid a Great Education Without Losing Your Job (or Your Mind)”: https://www.amazon.com/gp/product/B08LDZNZJX (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Homeschooling Being Unique To Each Family What Not To Do When Homeschooling Parenting Vs. Teaching Find out more at https://SeedTime.com/podcast#093 If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
Jun 28, 2021 • 28min
Fix Your Money Mindset (how to start thinking like the wealthy)
Do you think like a poor person? I found an article from medium.com that states, "if you want to be rich, you need to stop thinking like a poor person." There's a lot of really good points made. And, there are things that I think are important to talk about. Join Linda and I as we discuss how you can fix your money mindset! L inks Mentioned: Medium.com Article: https://medium.datadriveninvestor.com/if-you-want-to-be-rich-you-need-to-stop-thinking-like-a-poor-person-e4ee7c668682 Our Investing Course: https://seedtime.com/10x Real Estate Investing With Fundrise: https://seedtime.com/fundrise-review Investing With Acorns: https://youtu.be/EVGJvvbdbx8 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Struggling With The Poverty Mindset Investing Early Knowing What You Own Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
