SeedTime Money (Christian living & Personal Finances)

Bob Lotich, Linda Lotich
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Jan 17, 2022 • 9min

(Real Life) Overcoming discouragement

When we started getting our finances in order I thought that once we had everything together, there'd never be any financial obstacles again. But it just doesn't work like that. If you're following God the things that he's putting in your heart are often bigger than what you have available to achieve them. That's the way it should be because we have to trust God, he will provide the provision for the vision. In this episode we're discussing overcoming discouragement when your dreams seem impossible!   Links Mentioned: SeedTime 10X Investing Course - https://seedtime.com/10x SeedTime on Instagram - ​​https://www.instagram.com/seedtime (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: How to overcome discouragement God’s faithfulness in our lives Building memorials with remembrance stones   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Jan 10, 2022 • 8min

What it's like to be financially free

Does it feel like your boss owns you? I felt that way before and it made me crave a freedom with my life that I did not have. Financial freedom has always been one of my primary motivations for improving my financial life. I'd love to help you move more in that direction, too. In this episode I’m sharing with you small steps that can make a world of difference and how I can help!   Links Mentioned: Get on SeedTime’s email list: https://SeedTime.com/subscribe    Enroll in SeedTime’s 6-week live class True Financial Freedom: https://SeedTime.com/TFF  Take SeedTime’s 10X Investing Course: https://SeedTime.com/10x  (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few topics we cover: Boss-employee relationships Wanting only one master, Jesus How to gain financial freedom   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Dec 28, 2021 • 22min

3 Side Hustle Ideas for 2022

There has never been a better time than now to have a side hustle! Earning extra cash can be done by just about anyone. In this episode, Linda and I are sitting down with Peggy Leyden to discuss the 3 side hustle ideas she and her husband took advantage of during the pandemic that paid well! We encourage you to try one (or all) of these ideas!   Links Mentioned: Make money decluttering your home (I made $2k) - https://youtu.be/Or1kKO6_KwA How to pay off debt on a low income (paying off $80k+) - https://youtu.be/zyHoqesH544 Minimalism & Decluttering with Joshua Becker - https://youtu.be/aq56KW_foeQ Minimalism for Beginners with Joshua Becker [AUDIO] - https://youtu.be/ABz4Licnol0 How to sell on eBay for beginners  [Step-by-step guide] - https://youtu.be/iWw6UbQn_oU Will it sell on Ebay?  What to sell from around your house - https://youtu.be/PWgRC4YWuQ8 How to tell how much something will sell for on eBay - https://youtu.be/_9pHkW-nBtI 12 Best Side Hustle Ideas [That Pay Well] - https://youtu.be/iJ-lR2v9n9k 30 Passive Income Ideas [for 2021 and beyond] - https://youtu.be/6RSqgJieFes Leyden Consulting - https://www.leydenconsulting.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: How to make extra cash by cleaning out your closet An easy way to earn gas money for your daily commute A fun way to make money that also brings joy into your home   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Dec 6, 2021 • 13min

Crypto...The future? A hyped bubble? & How I am investing in it

Is Crypto the future when it comes to investing? It’s difficult to take risks on anything new and we may be hesitant to experiment. I view my job as an experiment with my money to find out what works and what doesn’t. I take the risk to learn new things so you don’t have to! Recently, I’ve been learning about Crypto. Join me as I discuss what all the Crypto hype is about and how I’m currently investing in it. Links Mentioned: SeedTime 10X investment course - https://seedtime.com/10x Subscribe to SeedTime emails - https://seedtime.com/subscribe Passive Crypto Investing Strategy - https://theplanrocks.com/wigglefactor-2/?aid=e13o13 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: The future of money Is Crypto a big bubble right now? My start in Cryptoland How I am investing in Crypto now   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Nov 29, 2021 • 13min

Why I am not ANTI credit cards

Everybody knows Dave Ramsey hates credit cards. And it's funny, people just assume that I feel the same way. However, we don't share the same credit card philosophy. I'm not ANTI credit cards, just like I'm not anti mortgage or anti car loan. Now there are facets that we do agree with and we're gonna talk about that. So join Linda & I as we discuss our credit card philosophy!   Links Mentioned: Our Sapphire Preferred Credit Card review- https://seedtime.com/chase-sapphire-preferred How we travel for free - https://seedtime.com/free-travel (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: My credit card philosophy Credit cards are financial tools When it comes to personal finance you need to know yourself   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Nov 22, 2021 • 15min

The 3 types of tithing, and the 2 you shouldn't do

I've been writing about money, for money to Christians, for the last 14 years. And I get a lot of questions about tithing. There's nothing more controversial that I've ever written than on this topic. I found an awesome article by Dean Shriver that Linda and I thought was very interesting. We’re going to be discussing it and sharing with you the 3 types of tithing and the 2 you shouldn’t do! Join in!   Links Mentioned: Tithing article by Dean Shriver - https://www.sermoncentral.com/pastors-preaching-articles/dean-shriver-can-we-preach-the-tithe-648  Giving our age as a percentage - ​​https://seedtime.com/giving-our-age (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: Old covenant tithing New covenant tithing Tithing as worship   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Oct 18, 2021 • 12min

5 mindless money habits that save $10,128 a year

So many of us spend money that we don’t realize we’re spending. Linda and I want to help you instill 5 mindless money habits that can save you a lot of money each year! We’re big advocates of budgeting and we were not surprised that this habit made the list, but we found some new money saving habits that are pretty cool!   Links Mentioned: Article by Rachel Gideon - https://medium.com/financial-independence-retire-early/the-5-mindless-money-habits-that-save-me-an-effortless-10-128-a-year-6acf175efe SeedTime Real Money Method course - https://seedtime.com/realmoney (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: Having designated shopping days Capping your spending Journaling to save you money   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Oct 11, 2021 • 24min

7 things people who are good with money NEVER buy

We found a list of the “seven things that people who are good with money never buy,” that we want to share with you! Linda and I are going to go through this list and see how we stack up. And you can judge for yourself to see how you're doing, too. Let’s see if we are good with money or not! Links Mentioned: Original Business Insider article - https://medium.com/business-insider/7-things-people-who-are-good-with-money-never-buy-70cfff912729 Chase Sapphire Preferred Credit Card - https://seedtime.com/chase-sapphire-preferred How we travel for free - https://seedtime.com/free-travel Freedom Co - https://freedomcompany.co (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: Why buying a used car is a better financial choice How to determine if you can afford a house Your wedding day is just one day   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Oct 4, 2021 • 9min

Should teens invest? (My unconventional answer)

Recently a reader asked me if her 17 year old should invest. And, I have an unconventional answer when it comes to teens investing that you may find interesting. But there is one thing teens should NEVER do when investing that I cover in this episode of the podcast. Even if you’re not a teen (or have a teen) and you’re curious about investing I invite you to listen to this episode!   Links Mentioned: My 📈 investing course: https://SeedTime.com/10x   These are a few of the topics we cover: When should someone start investing My advice of what not to do when it comes to investing Our investing course: 10X Investing My investing mentor   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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Sep 27, 2021 • 21min

The 3 best investing lessons I learned from my millionaire mentor

Today we're talking about some of the three of the best investing lessons I learned from my millionaire mentor. Linda and I share with you our return on investing results, the before and after of the lessons that he gave, and we will also let you know how you can get started investing!   Links Mentioned: SeedTime 10 X Investing Course - https://seedtime.com/10x  (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover: Why cars are important in terms of financial success How you can be eating away at your financial potential How to proactively manage your money The safer way to start investing   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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