

SeedTime Money (Christian living & Personal Finances)
Bob Lotich, Linda Lotich
God’s put a dream on your heart. Don’t let money get in the way.
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Episodes
Mentioned books

Jun 25, 2022 • 17min
How to make your kid a millionaire [& strategy for employing them in your business]
This is how you take your kid, get them to work in your business, and help them become a millionaire by age 60 without them even knowing about it. And we also talk about: * how we employ our 8-year old * why you might not want to save it all up for a huge inheritance * the most important things we should be leaving our kids with. Links Mentioned: Investing Calculator Our 10X Investing Course Find out more at SeedTime.com/podcast If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 275 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jun 18, 2022 • 15min
A divorced millionaire's biggest regret (& game-changing marriage advice)
This episode is great to listen to with your spouse or if you are engaged or know someone who is, this is perfect as we give some advice for both spenders and savers. And if you can get this before you are married or even early in your marriage you will be thanking us later!!! Links Mentioned: Source article: https://medium.com/business-insider/a-millionaire-retiree-shares-her-biggest-money-regret-6a88bac29c43 Our Book Simple Money, Rich Life: https://seedtime.com/smrl Our True Financial Freedom Class: https://seedtime.com/tff Our Real Money Method Course: https://seedtime.com/rmm These are a few of the topics we cover: A surprising millionaire money regret Marriage and money Money lessons better to be learned earlier rather than later Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jun 11, 2022 • 19min
Jordan Raynor on creativity & God (and kids)
We chat about God and creativity and how the two are deeply connected. And we chat about Jordan's new childrens book because if you are a parent you probably have 50-100 books stacked up. And most of them contain mediocre content. But you're like, "eh, it's not really harming them to read it." So when you get a book that actually teaches your kids a lesson that you're excited about, it's great! Links Mentioned: Jordan's book: The Creator In You - https://jordanraynor.com Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books. You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jun 2, 2022 • 11min
Stop believing the lies people tell you about yourself
My english teacher(s) told me I shouldn’t write. And for many years their voices carried more weight than God’s instruction to me that I SHOULD write. And this is a common ploy of the enemy to tell us lies about ourselves to keep us from fulfilling what God has created us for. Don’t let it happen to you. Links Mentioned: Our book: Simple Money, Rich Life - https://seedtime.com/smrl/ Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

May 23, 2022 • 23min
5 things to remember when your 401k/investments are dropping like a rock
The stock market has been dropping and a lot of people are freaking out. In this episode Bob & Linda are chatting about 5 important things to do when this happens. Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

May 23, 2022 • 22min
If you feel stuck or passed over, listen to this…
Today I want to share a story of my biggest career failure in hopes that it might encourage you if you feel stuck, passed over, or in a hopeless situation. Know that there is hope and God has a plan for what you have to offer the world! Join Linda and I as we share with you our story. Link Mentioned: Our Book: Simple Money, Rich Life - https://seedtime.com/smrl (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Being passed over for promotion Starting over after losing your income Trusting God for your next step The power of prayer Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

May 16, 2022 • 29min
Thoughts on starting a business with Graham Cochrane
Today Bob is chatting with business coach Graham Cochrane, author of “How To Get Paid for What You Know” and founder of the Recording Revolution. Links Mentioned: Graham’s Passive Income Workshop - https://www.grahamcochrane.com/gift (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: How literally ANYONE can start a business with less than $50 Your business idea is right in front of you (4 questions to ask yourself) “The Creativity Switch” - a hidden productivity strategy Endless Content: My method for an unending flow of content ideas Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

May 9, 2022 • 23min
10 items to cut from your budget to save $500/month
Linda and I share 10 different things that you might be able to cut to save up to $500 a month! Plus we threw in a few extras at the end that could save you much more. And find out one of our favorite impulse purchases that we’ve made recently. It may or may not change your life. Links Mentioned: Article mentioned - https://rachelkgunc.medium.com/the-10-items-i-cut-from-my-budget-to-save-an-additional-five-hundred-bucks-a-month-7a3073e97bae The 5 best and worst car insurance companies as rated by consumers - https://seedtime.com/the-5-best-and-worst-car-insurance-companies-as-rated-by-consumers BillCutterz - https://billcutterz.com Our Book: Simple Money, Rich Life - https://seedtime.com/smrl (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Breaking bad spending habits Recognizing mindless spending Negotiating your household bills Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

May 2, 2022 • 33min
Listen to me get coached on my book by a 7x best-selling author
Chandler Bolt is an investor, the CEO of Self-Publishing School, Forbes 30 Under 30, and the author of 7 bestselling books including his most recent book titled “Published.” I thought it would be fun to let this episode basically be a coaching session for me, since we are launching our book, Simple Money Rich Life. And will hopefully be helpful to anyone with a message wanting to write a book! Links Mentioned: Chandler Bolt’s Self-Publishing School - https://self-publishingschool.com/how-to-write-a-book Chandler Bolt’s Book: Published. - http://self-publishingschool.com/published SeedTime Book: Simple Money Rich Life - https://seedtime.com/smrl Get approved for more Amazon book categories article - https://self-publishingschool.com/more-categories-on-amazon (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Types of publishing Fundamentals of a best selling book Amazon discoverability Creating a launch plan Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Apr 25, 2022 • 17min
5 lessons from a secretary who invested her way to $7.2 million
There’s a really interesting story that I came across about a woman who was a lifetime secretary for 43 years and she invested her way to 7.2 million dollars! Which I think is really cool. Because it proves this thing that we are constantly trying to hammer home: you don't need a high income in order to have a high AUM (assets under management), or net worth. Linda and I are going to discuss the 5 lessons to take away from her investing story. Links Mentioned: Article link https://westwoodgroup.com/insight/the-curious-case-of-grace-groner Our 10X Investing Course - https://seedtime.com/10x How to become a millionaire [the simple math they don’t want you to know] - https://youtu.be/xtECLDc2lgw (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: The power of compounding interest Investing is not that complicated Time is your number one ally Find out more at https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.