

SeedTime Money (Christian living & Personal Finances)
Bob Lotich, Linda Lotich
God’s put a dream on your heart. Don’t let money get in the way.
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.
Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.
Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.
We help you spend less time thinking about money while getting better results.
The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:
- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40
Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.
And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'.
Find out more at https://seedtime.com/
Episodes
Mentioned books

Jun 21, 2021 • 13min
Stop Trying So Hard... (and enjoy life more)
Today we're going to talk about something that not everyone may need to hear. Some people need to hear the opposite message. But, use your own wisdom on whether or not this is for you, or if you may know someone who could benefit from this. Linda and I are talking about: Why it might be beneficial to stop trying so hard. And what could result from that? It’s a much more stress-free life! Links Mentioned: Derek Sivers Interview: https://youtu.be/amS0u15AL14 Prayers For Finances Sheet: https://seedtime.com/prayer (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Working Too Hard Recognizing The Need To Relax Making Your Debt-Free Journey Enjoyable Walking In God’s Grace Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

May 10, 2021 • 35min
Buying a house with cash, Parenting, and Finding balance with Crystal Paine
Have you ever felt like you’ve failed as a parent? I’m sure this is something every parent feels at some point. Linda and I are sitting down with Money Saving Mom, Crystal Paine, to discuss her new book Love-Centered Parenting. She shares with us the no-fail secret to launching your kids. And, how you too can parent with grace through love-centered parenting! Links Mentioned: • Money Saving Mom - https://moneysavingmom.com • Love-Centered Parenting - https://www.amazon.com/gp/product/B08CJDSY12/ref=dbs_a_def_rwt_bibl_vppi_i0 • My Sabbatical Year - https://seedtime.com/why-sabbatical-year (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: • Relying On God And Walking In Faith • Choosing Your Priorities: Providing Vs. Parenting • What Is Your Job As A Parent? • How To Love A Child Right Where They’re At • Why Christians Should Be Intentional With Their Finances
Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Apr 19, 2021 • 12min
How To Find The Best Price For All The Stuff You Buy
Are you looking for a quick and easy way to find the best price for something you're planning on buying? I have fine-tuned some money saving buying processes that I want to share with you! Linda and I will also give you some hacks that we have found over the years to not only save money online, but also in store! Links Mentioned: • Rakuten - https://seedtime.com/rakuten
• eBay - http://www.ebay.com
• Amazon - http://www.amazon.com • Camel Camel Camel - http://CamelCamelCamel.com
• Save Money On Groceries (Carrie Rocha Interview) - https://youtu.be/bGxw8p2vhtk (video) https://seedtime.com/podcast#002 (podcast)
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: • How To Save Money Shopping Online
• Buying New Vs. Buying Used
• How Not To Pay Full Price At Brick And Mortar Stores
Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Apr 12, 2021 • 7min
These Cities Are Paying People Up To $16k To Move There
If you were paid to move, would you? It’s surprising to know that you actually can be paid to move to certain U.S. cities. In this episode, Linda and I are discussing the benefits of moving. And, we’ll let you know how you can find out which cities are offering this cash incentive! Links Mentioned: https://MakeMyMove.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Cash Incentives To Move To Specific U.S. Cities Moving As A Life Hack How Moving Encourages Personal Growth Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Apr 5, 2021 • 10min
Warren Buffet and a life-changing lesson
Have you ever dreamed of having the net-worth of Warren Buffett? But, what if the opposite was true? What if Warren, who is 90 years of age and now in failing health, is dreaming of the life you're living? Although money is nice, time is so precious and we encourage you to live every moment now! Links Mentioned: Book: “Die with Zero” - https://amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Time Is More Valuable Than Riches Leaning On God Enjoying The Moment Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Mar 22, 2021 • 36min
Why we should all be concerned about the impending inflation (and how to prepare)
Inflation Is On The Way! Are you prepared? In this episode Linda and I are talking with Chuck Bentley, of Crown Financial Ministries. We are giving you a comprehensive understanding of inflation and how you can prepare! Links Mentioned: Chuck Bentley’s Book: ”Seven Gray Swans: Trends That Threaten Our Financial Future” - https://www.amazon.com/Seven-Gray-Swans-Threaten-Financial-ebook/dp/B08SBRL5ZP (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Why Should You Care About Inflation? The Modern Monetary Theory (aka Monopoly Money Theory) Preparing For The Inevitable Inflation The Warning Signs Of Inflation Living with sound Biblical Principles Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Mar 15, 2021 • 15min
The last month has been difficult...
Have you ever had an intense month where everything just hits all at once? This past month was one of those for us. Join us as we share our trials and as we encourage you to know that no matter what you may be going through... you’re not alone! Links Mentioned: Sign Up To Be On The SeedTime Email List: https://seedtime.com SeedTime On Instagram: https://www.instagram.com/seedtime (@seedtime) (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Feeling Alone During Difficult Times Being Aware Of Other’s Needs Praying For Others Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Mar 8, 2021 • 19min
Will more money make you happier? [with Daniel Fusco]
Zig Ziglar has a quote that says "money will not make you happy, but everyone wants to find out for themselves." I have found this to be so true. In this episode, I'm excited because we’re talking with Daniel Fusco about happiness. He wrote this book called Crazy Happy, which is really fun! We're going to talk about how to find real, authentic happiness and how to do this. Links Mentioned: Daniel’s Book “Crazy Happy: Nine surprising ways to live the truly beautiful life” - https://www.amazon.com/Crazy-Happy-Surprising-Truly-Beautiful/dp/0593192664 Daniel’s Website - https://danielfusco.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Will More Money Make You Happy Do Your Circumstances Determine Your Happiness How To Be Truly Happy Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Feb 15, 2021 • 17min
The Meaning of Stewardship
Today, Marcus Hall and I are discussing his book Spiritual Wealth. It’s a guide to help you become a better manager of God’s gifts. Stewardship is one of those really important topics for Christians when it comes to money. We invite you to join us as we talk about “The Meaning Of Stewardship!” Links Mentioned: Spiritual Wealth by Marcus Hall - https://www.amazon.com/Spiritual-Wealth-Journey-Developing-Stewardship/dp/057877447X Marcus Hall Website: https://stewardshipmindset.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: What Stewardship Means For Believers Practical Ways To Become A Better Steward Why Cares About The Small Things Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Feb 8, 2021 • 13min
Investing tips from the sauna
A look at some of the insane financial advice I heard yesterday in the Sauna and what I am going to be doing about it in a month or two. Find out more a https://SeedTime.com If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.