SeedTime with Bob and Linda Lotich

Entrepreneurship is often portrayed as the ultimate freedom, but reality tells a different story. Bob and Linda reveal the hidden struggles, including the high mental health challenges faced by founders and the glamorization of business on social media. They emphasize that success often comes from repeated failures and the importance of prayer and purpose over profit. Listeners are encouraged to discern their true calling, whether it's a business venture or faithful service in a more traditional role. It's a refreshing take on what it really means to be an entrepreneur.

Mark Batterson, a bestselling author and pastor, shares insights on long-term growth and the power of gradual breakthroughs. He emphasizes that most "overnight successes" take decades and reveals what 95-year-olds regret most. Mark discusses a 25-year mindset for parenting, the importance of long-range thinking, and staying committed despite slow progress. He highlights how his debt-free church grew through small steps and community engagement, illustrating that faith and persistence lead to unexpected miracles.

A poignant reflection on parenting emerges as Bob and Linda discuss the transformative idea of the '$50,000 Moment.' They explore how a simple bedtime can hold immense value, prompting parents to cherish fleeting details they often overlook. The discussion intertwines biblical wisdom with real-world applications, emphasizing the importance of presence over distraction. By sharing personal stories and practical prompts, they inspire listeners to engage fully with their loved ones, creating lasting memories that truly matter.

Just a 4-minute little reminder today! What if one short, 29-word sentence from the Bible could shift the atmosphere in your home, change how you see your finances, and remind you that God Himself has placed His name on you? In this episode, Bob & Linda dive into the Aaronic blessing from Numbers 6 — a prayer that God commanded to be spoken over His people. You've probably heard it before, maybe even sung it in church, but chances are you've never fully realized its power in your daily life 📖 Scripture highlight: "May the Lord bless you and protect you. May the Lord smile on you and be gracious to you. May the Lord show you His favor and give you His peace." (Numbers 6:24–26, NLT) 💡 This week's action step: Speak the Aaronic blessing out loud once a day—over yourself, your family, or your finances. Notice how it shifts your mindset and brings peace. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

In this episode, I sat down with PJ Vescovi — financial advisor, pastor, and author of The Great Money Reform — and this one's going to challenge you in the best way possible. We dove deep into the 5 keys to being a truly good steward, not just in theory, but in daily decisions. PJ's insights are fire — especially his stories around radical generosity, godly work ethic, and the real reason you're not walking in financial freedom. This isn't your average money conversation. This is faith, finance, and focus colliding in a way that'll leave you rethinking how you spend, give, invest, and even parent. If you've ever asked: "How do I know if I'm being obedient with my money?" "Am I managing my finances with intentionality, or just winging it?" "Why is God calling me to give something that doesn't make sense financially?" Then this episode is your blueprint. Resources & Links Mentioned: PJ Vescovi's book: The Great Money Reform — https://amzn.to/4qOTuN0 Necessary Endings by Dr. Henry Cloud — http://amzn.to/3XMPfA0 Atomic Habits by James Clear — https://jamesclear.com/atomic-habits Get our award-winning book Simple Money, Rich Life — http://seedtime.com/free Let's be a generation that stewards well — not just for ourselves, but for the Kingdom. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtu.be/pCExM8e7A18)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

71% of Americans admit they're losing sleep over money—but Jesus already gave us the cure in the most famous sermon ever preached. In this episode, Bob and Linda unpack the surprising connection between mammon, anxiety, and misplaced treasure—and share the one simple prayer that can break financial fear and open the door to God's peace and provision. They walk through Matthew 6:19–34, revealing how birds and lilies understand something most believers forget: your value isn't in what you own—it's in who owns you. What You'll Learn: The hidden link between serving mammon and constant money stress Why Jesus' words in Matthew 6 are a direct cure for financial anxiety The "treasure principle" that keeps peace and provision flowing How comparison steals your provision (and how to stop) A practical, Biblical step you can take today to renounce financial fear Scripture References (NLT): Matthew 6:19–34 — "You cannot serve both God and money." Philippians 4:6–7 — "Don't worry about anything; pray about everything." Genesis 8:22 — "Seedtime and harvest will never cease." Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/BkqokuEOHM8) BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What if the greatest danger in our giving isn't how much we give—but why we give? In this episode, Bob and Linda unpack one of the most shocking stories in Acts 5: the tale of Ananias and Sapphira. Why did God respond so severely—and what does it reveal about our own struggles with wealth, legacy, and generosity? Together, we wrestle with the tension between leaving an inheritance (Proverbs 13:22) and practicing radical generosity (Acts 4, Matthew 6:33). You'll hear how this tension has played out in our own finances, and we'll share a 4-part framework to help you align your money with God's priorities—without guilt, fear, or legalism. What You'll Learn in This Episode: Why the story of Ananias & Sapphira still convicts believers today. The hidden danger of looking generous versus being generous. How Barnabas modeled the right heart posture in giving. 4-part biblical framework for wealth + generosity: Provide, Preserve, Prioritize, Pivot. Practical questions to evaluate your heart when it comes to money Scripture Anchors (NLT): Acts 5:1–11 — The sobering story of Ananias & Sapphira. Proverbs 13:22 — "Good people leave an inheritance to their grandchildren…" Matthew 6:33 — "Seek the Kingdom of God above all else…" 1 Timothy 5:8 — "Those who won't care for their relatives… have denied the true faith." Listen & Share: If this conversation challenged you, would you share it with a friend? Let's normalize radical obedience and kingdom generosity in today's world. Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/_AonHZ0jWnk) BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

If your teen is starting to earn money—or even just asking bigger financial questions—this episode will give you the tools to start them off on the right foot. Bob & Linda share how they're teaching their own kids about money, why the Real Money Method works even for high schoolers, and how to weave generosity, saving, and wise spending into everyday life. You'll also hear how apps like Greenlight can help, why starting investing early pays off, and the tension Christian parents face between "nudging" kids toward giving vs. letting them choose it themselves. By the end, you'll have a practical, biblical framework for setting your teen up for financial confidence—without overwhelming them. What You'll Learn in This Episode: Why teens are often afraid to "launch" financially—and how to help A simple way to adapt the Real Money Method for high schoolers How to teach kids to give, save, and spend wisely (10/10/80 rule) Practical tools: using Greenlight cards and starter investment accounts The debate: should we require kids to tithe, or let them choose? How just a few early investing years can radically change retirement Key Scriptures Mentioned: "The borrower is servant to the lender." (Proverbs 22:7, NLT) "Wherever your treasure is, there the desires of your heart will also be." (Matthew 6:21, NLT) "The generous will prosper; those who refresh others will themselves be refreshed." (Proverbs 11:25, NLT) Resources & Links: Learn more about the Real Money Method → seedtime.com/realmoney Explore Greenlight debit cards for kids → seedtime.com/2/greenlight.php Our 10x Investing Course for teens & adults → seedtime.com/investing Action Step This Week: If your teen has income—whether it's $10 or $100—help them set up 3 simple buckets: Give, Save, Spend. Start small, but keep it consistent. Subscribe & Review: If you enjoyed today's episode, hit subscribe so you don't miss the next one! And if you found it helpful, would you take 30 seconds to leave us a review? It helps more families discover this show. Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-3g3ym6JndI)! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Over the last few weeks, there's been so much talk about the Charlie Kirk tragedy. But as I've listened to all the commentary, I realized—no one's talking about this. We didn't want to make another video about what happened. We wanted to talk about what Jesus actually modeled when something unthinkable happens… and how that applies to us right now. This episode honestly challenged both of us deeply. It's one of those conversations where you feel the tension between what feels fair… and what faith actually calls us to do. We're not trying to debate headlines. We're just asking—what does it look like to follow Jesus when it really costs something? Episode Takeaway: It's easy to pray for victims. It's supernatural to pray for the ones who caused the pain. But that's exactly what Jesus modeled—and when we do, we invite heaven into places the world wants to keep dark. Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/-wbON8CU8gU) BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

Discover the surprising patterns that can secure your financial future. Overspending on status traps you, while investing in education pays off. Shopping without a list can drain your funds, and the real profit often lies in investing in your skills. Evaluate purchases by hours worked and prioritize savings over high income. Surround yourself with the right people and model their habits at the correct life stage. Finally, focus on experiences that enhance your life while choosing a location that saves both time and money!