SeedTime Money (Christian living & Personal Finances)

Bob Lotich, Linda Lotich
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Jul 5, 2025 • 42min

(4/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: Why Nothing You Have Actually Belongs to You

Discover how viewing your possessions as temporary loans from God can shift your financial mindset. The hosts discuss the vital distinction between stewardship and ownership, emphasizing gratitude in managing resources. Learn about the transformative power of accountability within community and the biblical perspectives on divine rewards versus earthly gains. Through personal stories and reflections on ethical spending, they inspire listeners to adopt a stewardship approach, ultimately leading to a more generous and stress-free life.
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Jun 28, 2025 • 31min

(3/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: Golden Calves and Golden Lampstands

Dive into the deep end of money's spiritual implications and discover its dual nature as both a tool and a potential idol. Learn why the golden calf represents misused blessings, while the golden lampstand reflects divine purpose. Explore Jesus' teachings on treasure and heart, revealing the importance of intent in financial stewardship. Enjoy insights on wealth from biblical figures and their stewardship, along with personal stories that challenge misplaced trust in materialism. This thought-provoking discussion urges a re-examination of how we view and use money in faith.
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Jun 21, 2025 • 26min

(2/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: What Jesus actually said about money

Explore the intriguing teachings of Jesus on wealth that challenge common beliefs. Unpack why the rich young ruler was asked to sell everything while others, like Zacchaeus, were not. Discover that wealth isn't inherently bad but can become dangerous without the right heart posture. Learn how sharing and intentional spending can serve as acts of worship. Dive into the transformational role of generosity and the importance of aligning intentions with divine guidance, highlighting the true essence of wealth in a spiritual context.
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Jun 14, 2025 • 42min

(1/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: The Dangerous Lie Dividing Christians

A compelling discussion contrasts the prosperity and poverty gospels, showing how both extremes can be misleading. The transformative power of prayer and personal reflection is emphasized, especially regarding greed's impact on faith. The idea of stewardship as a core principle is explored, advocating for a purpose-driven approach to wealth. Insights from biblical texts and real-life examples illustrate how Christians can navigate financial decisions while maintaining spiritual integrity. This conversation encourages a balanced understanding of faith and finances.
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Jun 7, 2025 • 45min

🤖 33 Ways We're Actually Using AI in Real Life (Not Just Theory)

Explore the fascinating ways AI is woven into our daily lives, from parenting hacks to travel planning. Discover custom GPTs for eBay flipping and content creation. Delve into how AI aids personal Bible study and tackles gardening issues like poison ivy. Fashion enthusiasts can learn about color analysis and style tips based on AI insights. The discussion takes a thoughtful angle on AI's potential role as an idol versus a tool, emphasizing the importance of grounding in faith while navigating technology.
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May 31, 2025 • 33min

This Study of $25M+ Families Will Make You Rethink Your Financial Goals with Dr. Shane Enete

I sat down with Dr. Shane Enete—professor at Biola University, PhD in personal financial planning, total Jesus-loving money nerd, and author of Whole Heart Finances: A Jesus Centered Guide to Managing Money with Joy.  We dug into a fascinating study of ultra-wealthy families (yes, $25M+ net worth) and uncovered a surprising truth.  We talk about hedonic adaptation, generosity as a spiritual thermostat, and what your savings account might be saying about your heart.    In this episode, you’ll learn: The biological and spiritual reasons why wealth never satisfies How to spot when your heart is starting to trust money more than God Why generosity is the fastest way back to peace What $25M families regret (hint: it’s not about the stock market) A brilliant money framework: acquisition, use, and management—and which one dominates your life Why savings isn’t evil, but hoarding might be How to know when you’ve moved from stewardship into idolatry   Mentioned Resources: Whole Heart Finances by Dr. Shane Enete - http://wholeheartfinances.com 2 Corinthians 9 – Biblical metaphor of seed (consume vs. plant) Dr. Eileen Gallo’s Money Dimensions Framework: Acquisition, Use, Management Book: Communicating for a Change by Andy Stanley - http://amzn.to/3JF0L0R   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/_iwhObTFD7I)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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May 24, 2025 • 18min

God Called Gold GOOD & Why That Forever Changed How I View Money (with Myron Golden)

In this episode, we crack open something most believers have never even noticed: In Genesis 2:12, God says the gold of the land was “good.” Wait, what? Before money was minted, before greed and shame twisted its meaning, God placed gold in Eden... and He called it good. That same word—“good”—used for trees, land, animals, and all creation. Money wasn’t cursed. It was created by God and called "good". We dive into: The 8 times gold is mentioned in Genesis—and why that number matters. Why gold is incorruptible (literally) and what that symbolizes. How Abraham’s wealth wasn’t just allowed—it was celebrated. The surprising truth about opulence and what God really designed money for. Why your discomfort with money might not be holy… it might be unhealed.   Resources Mentioned: 📖 Genesis 2:12 (where it all starts) 📺 Clip from Myron Golden – https://www.youtube.com/@MyronGolden 📚 The Bible (especially Genesis, 1 Peter) 🎙️ Subscribe to the show & leave us a review to keep this conversation going.   👉 Got questions or thoughts? Hit us up—we’re always listening.   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/zCvSDN8qKV4)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.
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5 snips
May 17, 2025 • 26min

AI Skills (Part 3/3): Why simply learning how to use AI can increase your income by 50%

Dive into the transformative power of AI and how it can boost your income by 25-50%! Discover practical ways to integrate AI into your professional life, even if you're a complete novice. Hear inspiring stories, like how a stay-at-home mom created a $4k/month curriculum using AI tools. Learn about the importance of staying prepared in a tech-driven world and the significance of effective communication with AI. Confront your fears and explore the intersection of faith and technology for personal and economic growth!
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May 10, 2025 • 26min

AI and Money (Part 2/3): Why 40% of Jobs Might Be Gone in 10 Years — And What To Do About It

You ever watch the movie WALL-E and think, “No way that could be real”? Well... buckle up. This episode is PART TWO of our conversation about Artificial Intelligence — and it’s probably the most important thing you’ll hear all year. We dive deep into where AI is headed, how fast it’s moving, and why this isn’t just another tech shift... it's a total civilization shift.   Here’s what we talk about: The 3 groups emerging in the AI revolution (ownership, adapters, dependents) Why AI with a 180 IQ is already smarter than Einstein How 90% of jobs (yes, even lawyers and designers) are about to change The massive wealth opportunity coming... if you’re ready And the real reason we don’t need to fear any of it — because God is still God   This isn’t doom and gloom. It’s preparation. And it’s faith-forward. Let’s run toward this like David ran toward Goliath. 💥   Resources Mentioned: Mike Dillard’s AI email series (search his newsletter) Tesla, Google, Nvidia (publicly traded companies leading in AI/robotics) Our 10x Investing Course: http://seedtime.com/investing AI Part 1: Start here first (or watch the episode on YouTube) Email Bob: bob@seedtime.com   Stay encouraged. Stay aware. And stay close to the One who holds it all together.   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/pcsUkL2In9A)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  
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May 3, 2025 • 27min

AI and the Bible (Part 1/3): Is Artificial Intelligence Replacing Our Faith?

In this episode, we ask a big, uncomfortable question: What does AI mean for our faith? I (Bob) have been obsessed with AI lately—not just how it works, but what it means. And Linda? Well, she’s more on the “this-freaks-me-out” side of things. So this conversation got real… fast. We dive into: The theological implications of AI (yep, we went there). Why AI can reflect human creativity but will never have a soul. How idolatry sneaks in when we rely on AI more than God. Personal stories (like when our son was sick and we turned to AI first… before prayer). The Tower of Babel, the wisdom of God, and the crazy race toward immortality. Practical ways to steward technology without losing our soul. Whether you're a tech-savvy believer or a skeptical scroller, this episode will help you think deeply—and biblically—about the tech shaping our world. Mentioned in this episode: Bible app: http://youversion.com  AI study tools like ChatGPT: http://openai.com/chatgpt  Gutenberg Press reference: https://en.wikipedia.org/wiki/Printing_press  Dolly the sheep cloning: https://en.wikipedia.org/wiki/Dolly_(sheep)  Cryogenic freezing: https://en.wikipedia.org/wiki/Cryonics  Got thoughts, questions, or helpful links? Email me at bob@seedtime.com — I’d love to hear from you.   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/BoYjvHvyzFA)!   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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