SeedTime Money (Christian living & Personal Finances)

7 pieces of financial advice that have changed my life

Sep 20, 2025
Explore transformative financial insights that can reshape your money mindset. Discover the common traps of overspending, like excessive housing and car costs, and learn practical strategies for young adults. Gain wisdom on prioritizing values over income, like giving when finances are tight. Plus, find out how to accelerate your mortgage payoff. By the end, you'll have actionable advice to reduce financial stress and enhance stewardship.
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INSIGHT

Three Places Money Disappears

  • Overspending usually hides in three places: house, car, or entertainment.
  • Cutting back on these areas frees the largest chunks of disposable income.
ADVICE

Start Marriage On One Income

  • Begin married life on one income when possible to build habits of living small.
  • It's much easier to scale up from a smaller lifestyle than to scale down from a large one.
ADVICE

Pay Cash For Cars

  • Buy your car with cash and make car payments to your savings instead of a bank.
  • Use what you have now as your budget and save a monthly ‘car payment’ to build funds for the next vehicle.
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