The Mr MoneyJar Show

In this powerful episode, we sit down with Mary and Ken Okoroafor of The Humble Penny to discuss their new book, The Wealth Habit - out on 19 March 2026 and available on pre-order:The Wealth Habit book: https://geni.us/TheWealthHabit We dive deep into the current state of Black wealth in the UK, unpacking the startling ethnicity wealth gap and the complexities surrounding single-parent households and generational trauma. Ken and Mary share their journey from cleaner to CFO and financial independence in their early 30s, emphasising systemising wealth and the hidden costs of decisions like building houses "back home."This is an eye-opening conversation about mindset, unity, and concrete steps to achieving Black generational wealth and financial joy.To BUY Ken and Mary's first book, Financial Joy, please visit:Financial Joy book: https://geni.us/financialjoy ---TIMESTAMPS0:00 Trailer0:41 Introduction and Guest Introductions2:40 Why Mary & Ken Wrote Their New Book, The Wealth Habit4:32 Writing a Second Book: Easier or Harder?5:53 The FI Journey: Becoming Financially Independent in Their 30s10:29 The Cleaner to CFO Journey (Ken's Story)12:24 The UK Black Wealth Gap: Data by Ethnicity17:34 The Impact of 'Black Tax' and Sending Money Back Home18:52 The Dilemma of Building Houses Back Home28:03 Reconciling Emotion with Financial Decisions29:24 The Black Family: Why Lone Parent Households are so High37:16 The Power of Intergenerational Support & Community40:10 The Financial Advantage of Unity in a Household43:10 Building Wealth for Children: Investing and Enterprising53:05 Private, Grammar, or State School? The Big Education Debate1:00:26 One Key to a Successful 14-Year Marriage1:02:18 Ken Shares What He Loves About Mary1:05:07 The Final Question: What Does Black Wealth Mean to You?---FOLLOWMr MoneyJarInstagram: instagram.com/mrmoneyjar TikTok: tiktok.com/mrmoneyjar YouTube: youtube.com/@mrmoneyjar Website: mrmoneyjar.comThe Humble PennyOur blog/website: https://thehumblepenny.comFinancial Joy Academy: https://financialjoyacademy.comInstagram: https://www.instagram.com/thehumblepennyYouTube: https://youtube.com/thehumblepennyFacebook: https://www.facebook.com/thehumblepennyTikTok: https://www.tiktok.com/@thehumblepennyTwitter: https://twitter.com/thehumblepennyLinkedIn (Ken): https://www.linkedin.com/in/ken-okoroaforLinkedIn (Mary): https://www.linkedin.com/in/mary-okoroafor Email: support@thehumblepenny.comAnd if you enjoyed today's episode, please SUBSCRIBE: youtube.com/themrmoneyjarshow

Watch Mr. Money Jar and the insightful John aka Prof Mims, a qualified financial advisor and dynamic content creator, for an inspiring discussion on harnessing financial power, building genuine wealth, and prioritizing ownership within the Black community.Prof Mims shares essential strategies for dramatically increasing your income (stressing the power of a personal brand) and demystifies the world of investing, explaining how to beat inflation and why seeing investment as gambling is a mistake. He provides practical, actionable advice on achieving homeownership, managing money as a new parent, and utilizing collaborative saving methods like Susu. Ultimately, John reveals why robust life insurance and widespread ownership are the critical keys to securing Black generational wealth.---TIMESTAMPS 0:00 Introduction0:34 Prof Mims: Who he is and his mission to explain finance and careers to lower socio-economic backgrounds.3:00 Growth as a content creator; balancing TikTok, Instagram, and YouTube.4:09 Why his most popular video is about Strep A (background in biology).5:48 Why UK wages are unfair: The decline of Unions.8:43 The impact of inflation and frozen tax thresholds on salary.11:27 Leveraging Content Creation and Ownership to Increase Income.13:42 Tips for growing quickly on social media: consistency and perseverance.16:50 Property: Why "Shared Ownership is a Scam."19:15 Prof Mims' tips for getting on the property ladder (saving discipline, avoiding materialism).23:36 Parenting: The financial commitment of having a first child (£1,000 disposable income rule).26:15 The emotional toll and health implications of parenting.27:32 Raising a child in a blended culture (Caribbean/Nigerian).30:26 Investing: Barriers to entry (jargon, fear of loss).32:25 Simplifying investing: It's putting your money to work (vs. gambling).34:10 The double standard of financial warnings (consumerism vs. investing).36:12 Life Insurance as a tool for generational wealth.38:50 How to get life insurance and customizing policies to your budget.39:48 Understanding SuSu (Partners/Ajo): A cultural saving method.41:43 Final Question: What does Black Wealth mean to you? (Focus on Ownership).44:48 Outro.---PLEASE FOLLOW Jonathan  Instagram: https://www.instagram.com/prof_mims/TikTok: https://www.tiktok.com/@prof_mimsYoutube: https://www.youtube.com/@prof_mimsMr MoneyJarInstagram: instagram.com/mrmoneyjar TikTok: tiktok.com/mrmoneyjar YouTube: youtube.com/@mrmoneyjar  Website: mrmoneyjar.comAnd if you enjoyed this week's episode, please SUBSCRIBE: youtube.com/@themrmoneyjarshow

Join Mr. Money Jar and Tobi Oke, a successful content creator who built an £800k candle company, for a deep dive into Black British identity and the meaning of legacy.Tobi shares his journey from quitting law to entrepreneurship, his Nigerian upbringing, and the cultural pressure to pursue traditional careers. The discussion tackles the "sound white" stereotype and the pigeonholing of Black men, linking it to broader issues of identity and the need for diversity in media. Tobi also speaks candidly about his Bipolar diagnosis and the importance of men's mental health. Ultimately, they define legacy as economic, social, physical and educational wealth passed through generations.---TIMESTAMPS 0:00 Welcome & Introducing Content Creator Tobi0:47 Tobi's Background, Clarity, and Content Platforms (TikTok, YouTube, Instagram)2:29 Business & Finance: The £800k Candle Company Story (Fentons)2:38 Quitting Law School and the Genesis of the Candle Business in 20175:56 The 4 Signature Scents: Sandalin Piper, Cedrris Leaf, Arabica, & Flossum6:28 £800k Revenue & How COVID-19 and Force Majeure Ended the Business6:58 Selling Clothes on Vinted & The Joy of Quick Cash7:31 The Nigerian Career Trap: Why Did Our Parents Force Law on Us?8:10 Education as Bragging Rights: The "Do They Have Two Heads?" Mentality10:27 The Enterprising Element of Nigerian Culture11:27 What is a Nigerian "Almond Mum"? (High Fiber & Healthy Doctoring)14:24 My Father's Legacy: Coping with Motor Neuron Disease16:18 Financial Lessons from Parents: "Always Be The Lender & Never The Borrower"18:28 The Asset Classes I Learned About Growing Up (Cash & Property)19:43 Yoruba vs. Urhobo Culture, Food, and Language Differences23:43 Is There Such A Thing As Black British Culture? (A Feeling & Shared Experience)28:59 The "Coconut" Insult & Why I Hate The "Sound White" Stereotype31:29 Pigeonholing Black Men: Why There are Less Things We're Allowed to Be32:39 Our Parallel Journeys with Accents and Identity35:01 The South African Gay Algorithm & Receiving Graphic AI-Doctored Images41:01 Safeguarding Mental Health from the "Racist Troll Brigade"41:49 My Bipolar Diagnosis & The Day I Tried to End My Life at Tower BridgE45:35 The Journey to Finding the Right Medication (Chemical Imbalance)46:48 My Experience with Depression at University48:17 The Sad Truth About Men's Mental Health Messages ("I'm So Sorry, I'm a Loser")49:43 Prostate Cancer UK's Racist Ad Backlash: The Need for Black Consultation52:33 The History of Microaggressions in Advertising (Sanex & Soap Commercials)54:38 Final Question: What Does Black Wealth Mean To You? (Legacy)---PLEASE FOLLOW Tobi Instagram: https://www.instagram.com/tobblesv2/TikTok: https://www.tiktok.com/@tobblesv2Mr MoneyJarInstagram: instagram.com/mrmoneyjar TikTok: tiktok.com/mrmoneyjar YouTube: youtube.com/@mrmoneyjar Website: mrmoneyjar.comAnd if you enjoyed this week's episode, please SUBSCRIBE: youtube.com/@themrmoneyjarshow

Join Mr MoneyJar with Debodun, a seasoned trader with a 12-year career spanning Goldman Sachs and various hedge funds, for a critical examination of financial disparity and the path to generational wealth.This episode confronts the hard truth of why Black Brits have the lowest financial assets, identifying financial education illiteracy as the biggest hurdle. Debodun shares a powerful, practical strategy: the £100/Month Formula to get to £124K through S&P 500 investing, and a crucial mindset hack: treating investing like a bill. The conversation tackles the cultural challenge of being "consumers" and argues that trust is more valuable than money in building lasting success.We also dive deep into community strategies, including the RIGHT way to network and a candid discussion on Black collaboration in building wealth. This episode is packed with hard-hitting truths and actionable insights to help the community move to a new, collaborative definition of "Black Wealth.TIMESTAMPS 0:00 - Intro0:33 - What is Stock Pickers Academy? (The Community Vibe)2:03 - Debodun's 12-Year Trading Career (Goldman Sachs, Hedge Funds)10:52 - Why Black Brits Have the Lowest Financial Assets11:07 - The Biggest Problem: Financial Education Illiteracy17:47 - The £100/Month Formula to Get to £124K (S&P 500)19:34 - The Mindset Hack: Treat Investing Like a BILL20:38 - The Elephant in the Room: We Are Consumers27:39 - The Core Problem: Why Trust is More Valuable Than Money30:12 - The RIGHT Way to Network (Beyond the Business Card)38:30 - Do Black Men Work Well Together on Building Wealth?43:55 - Setting an Example: Collaboration at the Top59:49 - What Does "Black Wealth" Really Mean? (Beyond Money)---PLEASE FOLLOW Debodun OsekitaInstagram: instagram.com/coachdebs.spa/TikTok: https://www.tiktok.com/@stockpickersacademyWebsite: https://www.osekitaacademy.com/The Mr MoneyJar ShowInstagram: instagram.com/themrmoneyjarshowSpotify: creators.spotify.com/pod/profile/themrmoneyjarshow/TikTok: tiktok.com/@themrmoneyjarshow YouTube: youtube.com/@themrmoneyjarshow  Website: mrmoneyjar.comAnd if you enjoyed this week's episode, please SUBSCRIBE

The Black Wealth, Pay Rise & Property Ladder Guide for Black Women with Arlene Chinyanganya.Join Mr. Money Jar and Arlyne Chinyanganya founder of Roots to Fruits and a Top 50 Woman in Accounting, for a deep dive into financial wellness, with a focus on Black women. Arlene shares her personal journey, from buying her first London home at 27 to her experience getting a £20k pay rise. The conversation tackles crucial, often-overlooked topics like the Black Tax, navigating money in relationships and marriage, and the steps to securing pay raises and promotions in the workplace. We also cover essential financial planning, including debt payoff strategies, investing for women, the pension gap, and saving for children. This episode is packed with practical, actionable advice to help you build generational wealth and financial peace of mind.---TIMESTAMPS00:00 Introduction to Arlyne, Founder of Roots to Fruits02:40 The meaning behind "Roots to Fruits" and Arlene's financial wellness mission05:05 Arlene's career journey and being awarded Top 50 Women in Accounting08:35 Why financial empowerment is critical for Black women10:45 Practical tips for Black women to get a pay rise or promotion14:50 Moving jobs for the biggest pay jump16:00 Arlene's payday routine as a self-employed business owner18:15 A good payday routine for employees20:25 How women can invest more: Stocks & Shares ISAs and Index Funds23:45 Pensions and retirement planning for Black African women26:40 Arlene's journey to buying her first home at 2729:40 The controversial topic of contributing to parents' household bills ("rent")31:25 Explaining the Black Tax and how to set financial boundaries with family36:20 Money tips for couples: dating, marriage, and shared finances40:50 Credit scores explained and tips for increasing them43:05 Debt management strategies: Avalanche vs. Snowball methods46:30 Financial planning for women expecting a child (maternity leave, pensions)49:45 Saving and investing for children (Junior ISAs & Pensions)52:20 Thoughts on the UK's forthcoming Autumn Budget and supporting female founders55:30 Why so little VC funding goes to Black women founders57:25 How people approach money differently in Zimbabwe vs. the UK01:00:50 Arlene's three essential financial habits01:02:40 What Black Wealth means to Arlene: Freedom and Peace of Mind---PLEASE FOLLOWArlene Chinyanganya (Roots to Fruits)Instagram: instagram.com/rootstofrootsTikTok: instagram.com/rootstofrootsYouTube: youtube.com/rootstofrootsWebsite: rootstofroots.comMr MoneyJarInstagram: instagram.com/mrmoneyjarTikTok: tiktok.com/mrmoneyjarYouTube: youtube.com/@UCLxS2Y1NfjIMKgj_Zm2afFQ Website: mrmoneyjar.comAnd if you enjoyed this week's episode, please SUBSCRIBE

Rotimi Merriman Johnson sits down with Mas Manima, seven-figure entrepreneur and founder of Translate Culture, for a deep dive into business, family, and masculinity.Mas shares his journey of building his marketing agency and reaching the monumental milestone of £100 million in client revenue.Discover his top business insights, including why he'd take $500k over dinner with Jay-Z, and the keys to balancing a business with an 11-year marriage and family life.The episode also explores what masculinity means for a black man in the 21st-century UK and what black wealth truly represents.TIMESTAMPS0:00: Introduction to Mas Manima and Translate Culture0:45: Why Mas started Translate Culture: From data insights to paid ads3:03: Proudest business milestones: Meta event, Rooker TV campaign4:22: Celebrating £100 million in client revenue and moving to Central London6:43: The importance of community and networking to Mas's mission7:40: Black British entrepreneurs Mas admires (Tendai from Ruka) and broader role models11:16: The role of black British entrepreneurs as future role models12:36: Dinner with Jay-Z or $500k? The entrepreneurial choice16:25: The moment Mas realized his business hit seven figures17:56: Balancing marriage and business: Communication and creating boundaries23:12: Three keys to a successful marriage: Vulnerability, enduring seasons, and commitment28:52: Discussion on nuclear family, Black British lone parenthood, and Ayesha Curry's comments35:09: What fatherhood taught Mas: Conflict resolution in front of the children39:52: Growing up in Congo, Tottenham, and the meaning of 'Translating Culture'45:44: What masculinity means to Mas: Being present and having faith48:33: Final Question: What black wealth means to MasFOLLOW GUESThttps://www.instagram.com/masibu _manimaFOLLOW MR MONEYJARhttps://linktr.ee/mrmoneyjarAnd if you enjoyed this episode, please SUBSCRIBE.

Pick up your copy of How to Love Your Afro here: https://amzn.to/476JtBUIn this week's episode of The Mr MoneyJar Show, Paige Lewin is here to challenge everything you think you know about afro hair. We dive into the inspiring story of how a dream inspired her book, "How to Love Your Afro," and why she felt compelled to write it after creating over 1,000 online videos.Paige gets brutally honest about her own hair journey - from begging for a relaxer as a teen due to a lack of attention from boys, to the trauma of hair damage and being diagnosed with traction alopecia.Plus, we explore the deep historical links between colonisation, the transatlantic slave trade, and why so many feel a pressure to hide their natural hair.This isn't just a hair chat - it's an unflinching conversation about identity, trauma, and black self love.FOLLOW PAIGEhttps://www.instagram.com/paigelewinofficialhttps://www.tiktok.com/@paigelewinofficialhttps://www.youtube.com/@paigelewinofficialFOLLOW MR MONEYJARhttps://linktr.ee/mrmoneyjarAnd if you enjoyed today's episode, please SUBSCRIBE!

EP 120 - How To Invest The Lazy Way - Chloe Daniels aka ClobareThis week I am joined by the amazing Chloe Daniels, founder of financial education platform Clo Bare.Chloe Daniels is a money coach who teaches people how to invest and build wealth the "lazy way", and shares her own financial journey, starting in 2018 with $70k of debt and increasing her net worth to over $300k by focusing on high-impact actions like increasing income and investing. She emphasizes the importance of understanding the difference between trading and investing, advocating for a long-term, diversified approach using index funds (or tracker funds). There are plenty of gems to be had in this conversation, so I hope you enjoy listening to it!You can learn more with Chloe on her website: https://clobare.com/Follow Mr MoneyJarIG - https://www.instagram.com/mrmoneyjar/⁠LI -⁠ https://www.linkedin.com/in/timimerrimanjohnson/⁠TT -⁠ https://www.tiktok.com/@mrmoneyjar⁠X -⁠ https://twitter.com/mrmoneyjar⁠YT - https://www.youtube.com/mrmoneyjar⁠Theme music: Energetic Hip-Hop Lo-Fi by InfractionIf you enjoyed this episode of The Mr MoneyJar Show, then please SUBSCRIBE!

EP119 - How To Set Financial Goals - Kia CommodoreThis week I am joined by Kia Commodore, founder of the financial literacy platform Pennies 2 Pounds. Kia shares her inspiring story of how she started the platform in 2019, initially just creating content to educate friends, and how it exploded in popularity after a Twitter thread she created went viral. We discuss Kia's financial goals, including property ownership, boosting her pension, and her investment portfolio, and Kia gets into the details of her strategies for achieving these goals. She also shares a very unique tip about investing in a particular stock to receive an in-store discount.See more of Kia here: https://www.penniestopounds.co.uk/about-pageFollow Mr MoneyJarIG - https://www.instagram.com/mrmoneyjar/⁠LI -⁠ https://www.linkedin.com/in/timimerrimanjohnson/⁠TT -⁠ https://www.tiktok.com/@mrmoneyjar⁠X -⁠ https://twitter.com/mrmoneyjar⁠YT - https://www.youtube.com/mrmoneyjar⁠Theme music: Energetic Hip-Hop Lo-Fi by InfractionIf you enjoyed this episode of The Mr MoneyJar Show, then please SUBSCRIBE!