The Wealth Habit: Building Black Wealth & Financial Joy - Mary & Ken Okoroafor | EP 127

In this powerful episode, we sit down with Mary and Ken Okoroafor of The Humble Penny to discuss their new book, The Wealth Habit - out on 19 March 2026 and available on pre-order:The Wealth Habit book: https://geni.us/TheWealthHabit We dive deep into the current state of Black wealth in the UK, unpacking the startling ethnicity wealth gap and the complexities surrounding single-parent households and generational trauma. Ken and Mary share their journey from cleaner to CFO and financial independence in their early 30s, emphasising systemising wealth and the hidden costs of decisions like building houses "back home."This is an eye-opening conversation about mindset, unity, and concrete steps to achieving Black generational wealth and financial joy.To BUY Ken and Mary's first book, Financial Joy, please visit:Financial Joy book: https://geni.us/financialjoy ---TIMESTAMPS0:00 Trailer0:41 Introduction and Guest Introductions2:40 Why Mary & Ken Wrote Their New Book, The Wealth Habit4:32 Writing a Second Book: Easier or Harder?5:53 The FI Journey: Becoming Financially Independent in Their 30s10:29 The Cleaner to CFO Journey (Ken's Story)12:24 The UK Black Wealth Gap: Data by Ethnicity17:34 The Impact of 'Black Tax' and Sending Money Back Home18:52 The Dilemma of Building Houses Back Home28:03 Reconciling Emotion with Financial Decisions29:24 The Black Family: Why Lone Parent Households are so High37:16 The Power of Intergenerational Support & Community40:10 The Financial Advantage of Unity in a Household43:10 Building Wealth for Children: Investing and Enterprising53:05 Private, Grammar, or State School? The Big Education Debate1:00:26 One Key to a Successful 14-Year Marriage1:02:18 Ken Shares What He Loves About Mary1:05:07 The Final Question: What Does Black Wealth Mean to You?---FOLLOWMr MoneyJarInstagram: instagram.com/mrmoneyjar TikTok: tiktok.com/mrmoneyjar YouTube: youtube.com/@mrmoneyjar Website: mrmoneyjar.comThe Humble PennyOur blog/website: https://thehumblepenny.comFinancial Joy Academy: https://financialjoyacademy.comInstagram: https://www.instagram.com/thehumblepennyYouTube: https://youtube.com/thehumblepennyFacebook: https://www.facebook.com/thehumblepennyTikTok: https://www.tiktok.com/@thehumblepennyTwitter: https://twitter.com/thehumblepennyLinkedIn (Ken): https://www.linkedin.com/in/ken-okoroaforLinkedIn (Mary): https://www.linkedin.com/in/mary-okoroafor Email: support@thehumblepenny.comAnd if you enjoyed today's episode, please SUBSCRIBE: youtube.com/themrmoneyjarshow