American Monetary Association

Jason Hartman
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Feb 12, 2024 • 26min

465: Retail Renaissance- Return of the Commercial Real Estate Market

Jason welcomes Joshua Simon, founder of Simon Commercial Real Estate, as they discuss the state of commercial real estate. Josh highlights the strength of retail, especially in open-air strip centers and grocery-anchored spaces. Simon emphasized the retail renaissance, citing low vacancy rates and increased demand. Industrial properties faced challenges due to overbuilding, particularly in larger formats. Simon recommended investing in debt instruments or high-yielding retail assets, focusing on quick-service restaurants with strong operators and understanding lease structures. He also noted the value in acquiring vacant spaces from struggling tenants due to the scarcity of real estate. https://SimonCRE.com/ #CommercialRealEstate #RetailRenaissance #IndustrialProperty #InvestmentStrategy   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Feb 5, 2024 • 41min

464: Freddie Mac Economist Reveals Connection with Mortgage Debt & GDP; What Every Homeowner Must Know!

Jason talks about the importance of understanding the relationship between household real estate value, mortgage debt, and GDP. The presented chart indicates increased equity and decreased mortgage debt as a percentage of GDP, highlighting a more stable housing market. He touches on the benefits of leveraging properties and he analyzes a chart on median sold prices based on bedroom count, revealing significant appreciation in lower-priced properties. Jason welcomes Len Kiefer, Deputy Chief Economist at Freddie Mac, as they discuss the current state of the real estate market. Despite concerns about rising interest rates, Kiefer highlighted the resilience of the U.S. economy, emphasizing the stability of the housing market throughout 2023. While acknowledging a potential slowdown in consumer spending due to higher rates, Kiefer pointed out that the housing market has seen low transaction volumes and reduced refinance activity, impacting affordability. He also discussed the unique situation of homeowners with ultra-low mortgage rates, estimating the value of their locked-in rates at around $55,000 per borrower. Kiefer predicted a gradual thawing of the market as consumers adapt to the new interest rate environment. He also underscored the importance of considering broader economic factors and demographic trends in understanding the housing market's dynamics. #RealEstate #HousingMarket #EconomicOutlook #Millennials #HousingMarket #RealEstate #EconomicAnalysis   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Jan 29, 2024 • 29min

463: Predicting the Next Economic Recession & Revolutionizing Banking with Decentralized Finance | Campbell Harvey

Jason discusses the topic of decentralized finance (defi) and its potential advantages in the cryptocurrency world. He also touches on the issue of the US housing shortage and how it presents opportunities for real estate investors. Additionally, Jason highlights the benefits of joining the “Fire Your Managers” program and announced an upcoming Empowered Investor pro meeting that will host a guest who will present a special “tenant insurance” product. Finally, he invites everyone to join their community to grow their real estate portfolio. Jason then interviews Professor Campbell R. Harvey from Duke University’s Fuqua School of Business and the author of DeFi and the Future of Finance as they talk about the yield curve and Decentralized Finance. Harvey discusses the phenomenon of an inverted yield curve, which has predicted every recession for the last several decades. Harvey expressed his concern about the current inverted yield curve, which has been in place for 12 months, traditionally leading to a recession. Jason and Campbell also discuss the significance of an inverted yield curve and the potential of decentralized finance (defi) in the financial world. They identified problems with the current financial system and the possibility of solutions through DeFi, such as the need for an alternative to the SWIFT system for wire transfers and the ability to store and use value in transactions. With the advent of WEB 3.0 and the decentralization of monetary assets, DeFi is truly set to revolutionize the world in all economic aspects especially finance.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Jan 22, 2024 • 27min

462: Declining Home Sales- What It Means for Investors and Renters with Selma Hepp

Jason welcomes Selma Hepp, the Chief Economist of Core Logic. They discuss the challenging state of the real estate market and noted that the market was facing issues due to rising mortgage rates, which led to a decline in transactions and mortgage refinances. Additionally, she highlighted that existing homeowners were benefiting from this situation due to their low mortgage rates and increasing equity. Selma also pointed out that the volume of home sales was down by 18% last year and was expected to decline by a similar amount this year, while mortgage origins were likely to be down by 30-35%. She also mentioned that the inventory of available homes for sale was at its lowest level historically, a quarter of where it was before the great recession. Despite this challenging market, Selma didn’t expect much change until the spring of next year.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Jan 15, 2024 • 32min

461: The Dark Side of Private Equity; How It’s Reshaping Real Estate & Impacting YOU with Gretchen Morgenson

Jason welcomes Gretchen Morgenson as they discuss how private equity’s surge into single-family homes is reshaping urban landscapes and pricing out regular investors and first-time home buyers. They highlight concerns about these firms prioritizing profit over property maintenance, creating a semi-monopoly in the market. The impact stems from massive capital injections, largely sourced from public pension funds seeking high returns. Private equity’s historical roots in leveraged buyouts are discussed, noting the industry’s evolution and its current reliance on institutional investors. The conversation touches on rising interest rates affecting the real estate model and potential challenges for private equity firms. In closing, Gretchen warns individual investors of the industry’s growing interest in their capital.   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Jan 8, 2024 • 32min

460: Global Economy, Demographic Trends and the Resilience of the US Rental Housing Market

Jason discusses the state of the economy, focusing on the role of the Federal Reserve and potential supply chain issues. He also shared his opinion on the strength of the US dollar and Argentina’s decision to adopt it. Towards the end, Jason addressed the issue of inflation and its steady fall since June of the previous year. He also discussed changes in active inventory across various local real estate markets, comparing it to 2019, and highlighted the importance of inventory in the real estate market. Then Jason and Brian Beaulieu, Chief Economist at ITR Economics, talks about the state of the global economy, particularly in China and Europe and the potential for deflation in the real estate market in the early 2030s, the expected trajectory of inflation and the Federal Reserve’s response to it, and the state of the US housing market. They also highlight the resilience of the real estate market, even in a high-interest-rate environment, and the importance of being unleveraged in the United States and in demographically superior states. #EconomicOutlook #RealEstateInvesting #GlobalEconomicTrends #ChinaEconomicGrowth #DemographicChallenges #Inflation #InterestRates #HousingMarket #Affordability #CulturalShifts https://www.CalculatedRiskBlog.com/2023/01/housing-january-30th-weekly-update.html https://ITREconomics.com/ Key Takeaways: Jason’s editorial 1:29 Defeating inflation, US Dollar hegemony and Argentina 4:30 FED- ready for the next crisis 7:08 Local inventory numbers 10:44 Shadow demand vs. shadow supply Brian Beaulieu interview 12:21 Income property- getting the middle class wealthy 14:12 Macro view on a global scale 15:38 Chart: China is weakening and will continue to weaken 16:25 Chart: Historic opportunity- India is the most populous country 18:27 Making the case for deflation in the 2030’s 22:21 Chart: This is only round one of inflation going forward 25:36 Capitulation- buyers will eventually accept less 29:46 How it all relates to the rental housing market   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Jan 4, 2024 • 31min

459: Insider Perspectives- Alex J. Pollock Unveils the Intricacies of Housing Markets, Predictions, and Central Bank Policies

Jason talks about the resilient real estate market as the cost of money decreases and housing affordability improves. With mortgage rates dropping and the promise of increased affordability by the Fed, he anticipates significant price increases in the low-inventory market. Highlighting the 700,000-home deficit compared to normal inventory, Jason emphasizes the simple supply and demand dynamics driving potential price surges. He also urges viewers to consider the upcoming cruise for a unique learning and networking experience. Overall, the episode provides insights into the current real estate landscape, emphasizing the market's strength and predicting positive trends. Then Jason interviews Alex J. Pollock from the Mises Institute. The discussion revolves around the unpredictability of financial markets, particularly in contrast to more deterministic fields like astronomy. Pollock argues that economic and financial forecasts, even by prominent figures like central bankers, often prove inaccurate due to the interactive and recursive nature of human ideas, intents, and strategies within these systems. The conversation delves into the challenges of predicting economic and financial futures and emphasizes the significance of relying on self-corrective market properties rather than central authorities. #RealEstate #Affordability #SupplyAndDemand #MarketTrends #InvestingTips #Economics #FinancialMarkets #CentralBanking https://empoweredinvestorlive.com/ https://www.AlexJPollock.com/ Key Takeaways: Jason's editorial 2:04 Total inventory for sale- how the year ended 6:06 Join the cruise https://empoweredinvestorlive.com/ 7:25 US SFR Total Available Inventory- Weekly, by Year Alex J. Pollock's interview 11:02 "Not like reality and math" 14:35 Applying these principles to the housing market 17:04 Housing prices and the International Union for Housing Finance 19:18 Talking bubbles 21:33 Giant inventory housing shortage 24:58 Entry level housing or the New home market 28:12 The great asset and liability   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Dec 30, 2023 • 33min

458: 2024 Housing Market Forecast: Why Home Prices Are Set to Soar Despite Challenges

Today Jason talks about “shadow demand” in the housing market. He emphasizes the impact of demographics, particularly the 25 to 34 age group, where about 16% are still living at home, representing untapped demand. With 11 million potential homebuyers in this category, Jason explores the dynamics of supply and demand, debunking predictions of a looming shadow supply. He also touches on factors like low inventory, the influence of baby boomers staying in their homes, and potential wildcards like geopolitical risks affecting the housing market’s trajectory. Then Jason and Bridger finish their conversation as they delve into the housing market, the economy, and financial trends, noting that millennials and Gen Z are gradually entering it, causing a housing inventory shortage. Despite rising interest rates, the market still faces low inventory levels. The conversation shifts to the potential impact on banks due to an inverted yield curve, bond values, and the housing market’s reliance on new construction. They also explore the possibility of a banking crisis and discuss the Fed’s role in managing interest rates. Jason concludes with insights on the strength of the U.S. dollar, the perceived threat of BRICS nations, and the inevitability of central bank digital currencies, raising concerns about financial freedom. #peterschiff #RobertKiyosaki #ShadowDemand #SupplyAndDemand #RealEstate #HousingMarket #Economy #InterestRates #Banking #USDollar #BRICS #CBDC   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Dec 16, 2023 • 35min

457: Unveiling the Macro Trends Shaping the Housing Market

Jason discusses the impact of mortgage status on the US housing market and wealth distribution, highlighting the growing wealth gap and the formation of two socioeconomic classes due to approximately 40% of US homeowners not having a mortgage. He also touched on the performance of cyclical markets, particularly in luxury markets in Miami, New York, and California, attributing low sales volume to low inventory and high buyer demand. Lastly, he mentioned an upcoming cruise event and a monthly Zoom meeting for empowered investor pro members, in which they’ll be talking about insurance for landlords against tenant damage. Then Bridger Pennington of FundLaunch.com interviews Jason Hartman, renowned real estate expert. They delve into macroeconomics, market trends, and the impact of interest rates on housing affordability. Hartman emphasizes the unique value of today’s low-rate mortgages and challenges predictions of a housing crash. The discussion also covers inflation-induced debt strategies and the current housing inventory shortage. Insightful, forward-looking, and packed with actionable advice for investors, Jason provides a comprehensive understanding of the real estate landscape. https://www.FundLaunch.com #bridgerpennington #RealEstateInsights #HousingMarketDecode #MarketTrendsUnveiled #PropertyInvestmentWisdom #FinancialFreedomJourney #DebunkingRealEstateMyths   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Nov 16, 2023 • 46min

456: The Coming Perfect Housing Storm, The Dark Side of Airbnb and Short-Term Rentals with Melody Wright

Jason interviewed Melody Wright, a housing analyst and strategist, about the housing market. Melody shared her experience in the mortgage industry and her transition into real estate technology. They discussed her pessimistic outlook on the housing market due to issues like inventory shortage, short-term rental properties, and ‘shadow leverage’. Melody emphasized that she wasn’t predicting a crash but was highlighting the challenges. Melody and Jason also discussed the delay in recording Covid data in Los Angeles County and the importance of triangulating data from multiple sources. They also touched upon the impact of a frozen housing market and the role of short-term rentals in the market. They also discussed the oversaturation of the short-term rental market due to Airbnb’s growth strategy, and the trend of institutional investors pulling back. They concluded the conversation with a discussion on the current state and future prospects of the housing market, including the shift towards rental properties. She also discusses the oversaturation of the real estate market, particularly in the build-for-rent and multi-family sectors. She points out that the boom in building luxury properties and the overpricing of homes have resulted in an oversupply. Many builders have ignored the need for affordable housing, and there might be a need for government intervention to subsidize write-downs on overpriced properties. Wright also highlights the impact of demographic shifts, with fewer babies being born and boomers retiring, and their effects on housing trends.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

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