
ReFi Podcast
The regenerative finance (ReFi) movement in web3 offers hope to both the climate conscious and the crypto-curious. At the intersection of these two unlikely worlds lies an ecosystem of innovation answering "How do we redesign money and heal the earth?"
Latest episodes

Oct 18, 2022 • 50min
Nature, Culture & The Sacred, with Nina Simons
John and Simar are joined by co-founder of Bioneers, and author of Culture, Nature & The Sacred, Nina Simons. Nina details her discoveries made in life that put her on her journey to strive for a better, healthier world for nature and ourselves. The discussion is like a winding river that steps into the heart of regeneration, and so many lessons can be learned and cultivated to enrich our behaviors, relationships and collective goals on our ReFi journey...
Mentioned in the Show
Caroline Casey https://bioneers.org/woof-woof-wanna-play-an-interview-with-visionary-astrologer-caroline-casey
Seeds of Change https://seedsofchange.com/
Movie: The Burning Times https://www.imdb.com/title/tt0225233/
Carl Jung https://en.wikipedia.org/wiki/Carl_Jung
James Hansen https://en.wikipedia.org/wiki/James_Hansen
Biomimicry Janine Benyus https://biomimicry.org/janine-benyus/
Zaina Salbi https://twitter.com/ZainabSalbi?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor
Beloved Economies https://www.belovedeconomies.org/
00:00 Intro
05:27 Nina's Journey
10:03 Creating Bioneers
13:00 Archetypal Feminine Masculine
15:56 Unlocking the Feminine
21:40 How do we connect different movements?
27:45 How to Bring in More Nurturing/Caring
31:00 Cultivating Fields of Pluralism
38:50 Maintaining the Regenerative Spirit
43:00 Bringing new thinking to Climate Emergency
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Follow Nina, and check out Bioneers and her new book:
Nina https://www.ninasimons.com
Bioneers https://bioneers.org
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Join the conversation on Twitter, follow:
https://twitter.com/ReFiDAOist
https://twitter.com/climateXcrypto
https://twitter.com/simarsmangat
Thanks to our friends at Feed Ignite for the podcast and micro-content production: https://feedignite.com

Oct 11, 2022 • 53min
Investing in Climate and Impact Fintech with David Rodriguez from Draft Ventures
This week, John and Simar are joined by David Rodriguez from Draft Ventures, a leading seed stage venture capital fund that has invested in over 75 companies, eight of which have become unicorns. David is an active investor in ReFi, climate software, and impact fintech. He reveals his inspirations, aspirations, investment theses, perspectives on the challenges and opportunities in ReFi, and the launch of his new venture fund.
#web3 #climateimpact #fintech
Mentioned in the show:
https://draftvc.com
https://www.technoserve.org
https://treeswift.com
https://droneseed.com
https://toucan.earth
https://capitalinstitute.org/regenerative-capitalism
https://goldfinch.finance/
https://silta.finance
References: Larry Fink https://www.businessinsider.com/blackrock-larry-fink-unicorns-sustainable-companies-green-energy-capitalism-2022-1?r=US&IR=T
Charles Eisenstein https://charleseisenstein.org/books/climate-a-new-story/
UN sustainability goals https://sdgs.un.org/goals
00:00 Intro
02:36 About David/Draft
04:34 Journey into impact and climate
08:50 MRV
12:47 Case for investing in ReFi
16:20 Listening to climate calling
19:30 David's definition of ReFi
25:05 Financial Inclusion
36:30 Investment theses
40:52 Core Practices
42:06 ReFi CTA
46:35 Approaching investment in ReFi space
51:51 Connect with David
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Follow David, and check out Draft Ventures:
Website: https://draftvc.com
LinkedIn: https://www.linkedin.com/in/davidjrodriguez
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Join the conversation on Twitter, follow:
https://twitter.com/ReFiDAOist
https://twitter.com/climateXcrypto
https://twitter.com/simarsmangat
Thanks to our friends at Feed Ignite for the podcast and micro-content production: https://feedignite.com

Oct 4, 2022 • 40min
Human Empowerment with Marco from Impact Market
John and Simar welcome Marco from Impact Market, "The human empowerment protocol" which provides accessible financial services and tools to empower underprivileged people worldwide, and is based on the values of Unconditional Basic Income.
00:00 Intro
03:51 What is Impact Market?
06:43 Unconditional Basic Income Philosophy..
10:00 Financial Inclusion Problem
16:06 Empowerment stories
18:37 The Story of Money
22:02 Deploying on Celo
26:45 John unpacks Impact
27:28 What happens if available money runs out?
32:40 Future Prospects of Impact Market
35:30 CTA
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Follow Marco, and check out Impact Market:
Website: https://www.impactmarket.com
LinkedIn: https://www.linkedin.com/in/marcopsbarbosa
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Join the conversation on Twitter, follow: https://twitter.com/ReFiDAOist https://twitter.com/climateXcrypto https://twitter.com/simarsmangat
Thanks to our friends at Feed Ignite for the podcast and micro-content production: https://feedignite.com

Sep 27, 2022 • 1h 1min
Kolektivo Framework with Luuk and Pat
John and Simar welcome Luuk and Pat from Kolektivo, who are two great pioneers of the Regen space. They dig down on the Kolektivo Framework and describe some of the great outcomes within Curaçao, which has been the location for on the ground research to develop new models and technologies for regenerative economies.. Luuk also whets the appetite for the upcoming Kolektivo Festival 🎉
https://www.kolektivofestival.com
00:00 Intro
05:07 What is Kolektivo?
06:16 Pat's draw to Kolektivo
07:44 Origins of working in Curaçao
14:52 What does Regen mean to you?
17:50 The Kolektivo Network-Deep Dive
22:09 Flipping the economic crisis to drive local development
27:24 GeoNFTs 30:51 Positive outcome stories
37:17 Local grants concept
40:01 Natural Capital Assets
47:35 Ensuring integrity
52:46 Refi CTA
56:10 Get involved with Kolektivo (Festival)
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Follow Luuk and Pat, and check out Kolektivo:
Website: https://www.kolektivo.network
On Twitter: https://twitter.com/Kolektivo
Luuk on Twitter: https://twitter.com/LuukDAO
Pat on Twitter: https://twitter.com/papa_raw
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Join the conversation on Twitter, follow:
https://twitter.com/ReFiDAOist
https://twitter.com/climateXcrypto
https://twitter.com/simarsmangat
Thanks to our friends at Feed Ignite for the podcast and micro-content production: https://feedignite.com

Sep 20, 2022 • 49min
Automating Climate Impact with Kieran and Andrew from Return Protocol
John Ellison is joined by Kieran and Andrew from Return to have a chat ahead of the drop of the beta version of their new application, which makes it super easy for anybody to take #climateaction on-chain in just a few clicks, with all of the usual complexities taken away.. #refi #web3 #climateimpact
00:00 Intro
03:06 What is Return?
05:25 How does it work?
08:30 How are you different?
10:52 Celebrating climate action on return and blockchain
14:14 Where did this idea come from?..
16:33 Obstacles in your way?
20:13 AWS and online identity
22:14 Privacy
23:48 Business model?
25:45 Growth?
27:46 Calculating on-chain emissions
35:42 Where's ReFi headed?
40:20 CTA
41:22 Future investment opportunities
42:20 Advice for builders
45:38 Knowledge resources
Follow Kieran and Andrew, and check out Return:
Website: https://www.return.green
On Twitter: https://twitter.com/returnprotocol
Kieran on Twitter: https://twitter.com/kierwhite
Kieran on LinkedIn: https://www.linkedin.com/in/kieran-luke-white
Andrew on LinkedIn: https://www.linkedin.com/in/andrew-porter-a10953b4
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Join the conversation on Twitter, follow:
https://twitter.com/ReFiDAOist
https://twitter.com/climateXcrypto
https://twitter.com/simarsmangat
Thanks to our friends at Feed Ignite for the podcast and micro-content production: https://feedignite.com

Sep 13, 2022 • 48min
Climate Impact Staking with Helena and Doug from Spirals Protocol
In this episode of ReFi Podcast, John and Simar are joined by Helena and Doug, and they really dig down on everything Spirals Protocol, which uses yield generated from staking on Celo and directs the flow towards climate positive projects..
00:00 Intro
04:13 What is Spirals protocol?
05:46 How Doug met Helena, A ReFi story..
12:07 What’s been learned around the launch?
15:51 High value climate impact projects
21:34 Spirals user experience
25:31 Governance
26:00 Passive/Active staking
26:45 Yield sources?
29:21 Rollout phases
32:37 Natural asset backed treasury
33:48 Explosion of DMRV
36:20 Funding and shared visions
38:30 Biggest dream o what this could become?
40:18 This is opt-in
42:39 Founder's life/ ReFi Bubble
46:53 CTA
Follow Helena and Doug, and check out Spirals Protocol:
Website: https://www.spirals.so
On Twitter: https://twitter.com/SpiralsProtocol
Helena on Twitter: https://twitter.com/HelenaMerk
Doug on Twitter: https://twitter.com/douglasqian
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Join the conversation on Twitter, follow:
https://twitter.com/ReFiDAOist
https://twitter.com/climateXcrypto
https://twitter.com/simarsmangat
Thanks to our friends at Feed Ignite for the podcast and micro-content production: https://feedignite.com

Sep 6, 2022 • 1h 4min
What is ReFi?
In this episode John and Simar take a chance to pause and unpack, what is ReFi? Taking a look at the origin of the movement, the core concepts, ideas, and technology that make it possible, but above all provide a resounding invitation to all who want to do their part in this #climate symphony to make a difference..
00:00 Intro
03:12 So what is ReFi?
05:11 What is money?
11:49 The notion of interest
14:00 What’s next for how we think about the internet?
15:32 Sandbox of experimentation
20:27 Reflow of value, offsetting
24:05 DAOs
29:58 Hurdle of adoption for these new tools
32:30 MRV
34:34 What is a blockchain?
35:05 What is a smart contract?
39:38 Game theory of fossil fuel emissions
41:30 Individual empowerment through blockchain technology
43:33 The Carbon Market within ReFi
47:39 Measuring other planetary health factors beyond carbon
51:15 The story of self
58:30 The potential future we hope for..
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Join the conversation on Twitter, follow:
https://twitter.com/ReFiDAOist
https://twitter.com/climateXcrypto
https://twitter.com/simarsmangat
Thanks to our friends at Feed Ignite for the podcast and micro-content production: https://feedignite.com

Aug 30, 2022 • 54min
Angry Teenagers with Ben an Eline from Ecomint
John Ellison sits with Ben and Eline from Ecomint, and they discuss the stories and details behind Angry Teenagers; An NFT collection which is funding a reforestation project on depleted land in Ghana as well as investing in badly needed infrastructure for the local communities who are deeply involved with the on-ground work there. This is a great chat about a really exciting #refi project that leverages the energy and urgency of the youth of the world and aims to draw a direct line between investors and real world impact using #nfts, community building and the power of #web3
00:00 Intro
02:25 What is angry teenagers?
03:40 Eline's background
04:54 Unpacking The NFT collection
10:33 Making this work fun and engaging, artwork and branding..
12:33 Governance - Opt-out voting
14:29 Active action, not passive
15:29 The Ghana Project
19:06 Positive externalities for local communities
23:45 The Ecology of Money
26:00 Managing frontline communication and dealing with misconception
29:00 Game changer for the charity and donation world
30:25 Organization architecture
33:15 Verifiers, buyers, who are they?
38:36 Carbon offset messaging doesn't work
42:40 The unit economics
47:00 Just regeneration, not preservation?
48:17 Who else is working on this?
51:40 CTA
Follow Ben and Eline and check out Angry Teenagers:
Website: https://www.angryteenagers.xyz/
On Twitter: https://twitter.com/angryteensNFT
Ben on Twitter: https://mobile.twitter.com/benwhately
Eline on Twitter: https://twitter.com/elinehq
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Join the conversation on Twitter, follow:
https://twitter.com/ReFiDAOist
https://twitter.com/climateXcrypto
https://twitter.com/simarsmangat
Thanks to our friends at Feed Ignite for the podcast and micro-content production: https://feedignite.com

Aug 23, 2022 • 59min
Impact Hyperstructures with Kevin from Gitcoin
On episode 4 of ReFi Podcast Season Two, John chats with Kevin Owocki, founder of Gitcoin and thought leader working to incentivize public goods. We explore Kevin’s story, dive into what it means to take the “Green Pill”, and learn all about Kevin’s vision for how web3 can solve some of the most pressing challenges of our time. Recorded live at SBS in Paris..
00:00 Intro
01:56 Quadratic Funding History
04:30 Why we launched GTC
08:10 Gitcoin Passports
10:47 The idea of ‘Lunar Punk’
13:28 Green Pill
16:33 What kind of world are our kids going to grow up in?
18:22 Galaxy brain ideas into memes.
22:00 Local people are best to solve problems
23:55 Quadratic funding in Colorado during pandemic
25:28 Why blockchain is well positioned to solve global communication failure
29:00 Spinning the flywheel of sybil resistance
30:00 Web3 has to provide mainstream utility
34:04 ‘Carbon credits’ for poverty reduction, biodiversity restoration
36:44 Solar punk & web3 ready to bear fruit
39:20 Why Kevin stood down from leadership at Gitcoin
44:00 What can we do to help?
47:14 Advice for a young entrepreneur?
50:38 Ideas are fun but stressful
52:38 How do you manage a business of this size?
54:30 Hyperstructures
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Follow Kevin and check out Gitcoin:
Website: https://gitcoin.co/
Gitcoin on Twitter: https://twitter.com/gitcoin
Kevin on Twitter: https://twitter.com/owocki
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Join the conversation on Twitter, follow: https://twitter.com/ReFiDAOist
https://twitter.com/climateXcrypto
https://twitter.com/simarsmangat
Thanks to our friends at Feed Ignite for the podcast and micro-content production: https://feedignite.com

Aug 9, 2022 • 58min
Preserving the Amazon with Luis from Moss
On episode 2 of ReFi Podcast Season Two, we chat with Luis Adaime, founder and CEO of MOSS. We explore Luis’ journey, why protecting the Amazon is a global priority, and how the solutions to achieving his ambitious vision are remarkably simple.
Some of the topics we jump into:
0:00 Introduction
01:50 Luis' origin story
06:25 How do we break the cycle
10:50 The most scarce asset
12:30 Existing carbon projects
13:24 The challenge
15:20 Where are we today?
17:48 Digitizing and automating
20:26 The solution is there
22:30 The cost of the Amazon
24:40 Don't buy Bitcoin, buy the Amazon
26:00 The numbers
30:00 Protecting the Amazon
43:39 What's driving the demand?
53:23 Save with carbon credits
54:40 Saving humankind
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Follow Luis and check out MOSS:
https://twitter.com/luis_adaime
https://twitter.com/moss_earth
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Join the conversation on Twitter, follow:
https://twitter.com/ReFiDAOist
https://twitter.com/climateXcrypto
https://twitter.com/simarsmangat
Thanks to our friends at Feed Ignite for the podcast and micro-content production: https://feedignite.com