The Property Podcast

Rob Bence and Rob Dix from The Property Hub
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Jan 20, 2022 • 19min

TPP462: 2022’s hotspots to invest in

2022’s Property Hotspots  Rob & Rob are back with their top hotspots of the year, it’s always one of the most popular episodes and it’s definitely one of their favourites to record!  This year, they’ll not only be revealing their safe bets, but their up-and-comers and even a couple of wildcards.  And after hearing how well 2021’s hotspots performed, you won’t want to miss this.  Safe bets:  Liverpool  Manchester  Nottingham  Leeds   Up-and-comers:  Sheffield  Belfast  Derby  If you’re feeling brave:  Newcastle  London  Super wildcard:  Aberdeen  In the news  We’ve got some Welsh news for you this week and it’s all about the Renting Homes Act.  After years of being fiddled around with, the act is due to be implemented in July 2022 and brings about some big changes.  First up, tenants will no longer be called tenants, but are instead ‘contract holders’ and with notice periods being extended to six months from two, this is definitely one to keep on your radar.  Hub Extra  If one of your New Year’s resolutions was to improve your knowledge and improve your focus this Hub Extra is for you.  Elevate is a brain training app, that gives you five mini games to complete each day to help you achieve your objectives.  The games take less than a minute each, so instead of scrolling through Instagram first thing, train your brain instead.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Jan 18, 2022 • 8min

ASK316: Should I go ahead with this expensive mortgage? PLUS: How should I use the property cycle when refinancing?

It’s Tuesday and you know what that means! Rob & Rob are back with another round of listener questions.  This week we’ve got two great questions about mortgages.  Our first question is from Cameron from South Africa, and it's got the guys divided  Cameron is around 2 years away from getting his permanent residence in the UK and this has caused lenders to be reluctant, leaving him with limited mortgage options.  He’s currently looking at getting a flat in Nottingham city centre and has recently been offered an interest only mortgage, with an interest rate of 7.7%!  What he wants to know is what Rob & Rob would do in this situation. With Nottingham being one of our hotspots for 2022 would they still invest?  Next up, we’ve got a question from Arun.  The mortgage term on Arun’s home is due for renewal in 2025, and according to the 18-year property cycle, a crash is due slightly after this.  Arun wants to know Rob & Rob’s thoughts on refinancing before you suspect a crash is coming and whether the risk of negative equity is such a bad thing?  Thankfully for Arun, we’ve got the perfect podcast episode to help answer this. In fact, it’s almost as if we recorded this episode, just for him.  How do you use leverage in a boom and crash?   Tune in to find out what else Rob & Rob have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
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Jan 13, 2022 • 21min

TPP461: 2022’s Predictions

Rob & Rob reveal their predictions for 2022  The guys are back with one of their favourite traditions – predictions for the year ahead.  If you listened to 2021’s predictions you’ll know that last year they fared pretty well and with hardly anyone else sharing theirs this year, this episode really is a must listen.  Even if it’s so you’re in on the joke in December 2022 when they could’ve gone horribly wrong.  Here’s what 2022’s forecast consists of:  Top 3 performing cities  UK property market  London property market  Inflation  Base rate  Stock market  Bitcoin  With such big topics and some bold claims, we can’t wait to see what this year holds.  Do you think Rob & Rob’s winning streak will continue and they’ll be right by the end of the year? Or will they be wrong?  Only time can tell.  Until then, please feel free to share your own predictions with us over on our Instagram, Facebook, Twitter or forum.  In the news  The news story this week is that there is no news...  Every year Rob & Rob share their predictions for the year ahead, but they also take a closer look at what other experts have got to say and well, this year it seems like not much.  But you can take a closer look at the couple of predictions they did find below:  MoneyWeek - What does 2022 hold for UK house prices?  Savills - Prime central London and northern England to experience strongest growth across all markets  Portfolio news!  We shared some exciting news about a recent acquisition in last weeks episode and we’ve got some even more exciting news this week!  Portfolio took a little break over the festive period, but you’ll be happy to hear that we’ve started to let people in!  And if you haven’t joined the waiting list yet, you can do that here.  Hub Extra  January is the perfect time for a little spring clean, but if there’s one place you shouldn’t forget to cleanse, it’s your phone!  This week's Hub Extra is a tip straight from Rob B.  He recommends a phone audit - look through all the apps in your phone and delete anything you haven't used or doesn’t add value to your life.  Set 5 minutes aside and get rid of anything that’s clunking up that screen!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Jan 11, 2022 • 8min

ASK315: Am I wrong to get emotionally involved? PLUS: What's your minimum yield target?

We’re back and we’re starting 2022 with four questions!  Our first three questions come from Phil from Liverpool.  Phil is an avid listener of the podcast and bought his first investment property back in August – a two bed flat in Liverpool.  As he was buying in an area he was familiar with, he found himself getting emotionally invested and was ruling out any areas he wouldn’t live in himself.   What he wants to know is, should he avoid doing this in the future?  He’s also recently started to see the power of leverage, and with this in mind as he considers buying his next property, he’s started to think about interest-only mortgages.  So, Phil’s asking Rob & Rob if he should stick to an interest-only mortgage, and if so, should he only pay interest for the full term?  His final question was a special one and required Rob B to dust off his crystal ball, as he quizzed Rob on how Liverpool is going to perform in the premier league.  Tune in to hear what the guys have got to say.  But the questions don’t end there, and our final question is a big one, and it’s all about yield.  This listener wants to know what’s the minimum yield you should consider on a single buy-to-let?  Thankfully, Rob & Rob have covered this before, so if you’re searching for the Total Return Formula podcast episode, you can find that here.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
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Jan 6, 2022 • 25min

TPP460: How to have your best ever year in property

Make 2022 your year  Happy New Year!   Rob & Rob are back and they’re kicking it off with what they believe will be one of the top 5 episodes of the year.   The new year is the perfect opportunity to wipe the slate clean, get clear on your goals and get ready to embark on your best year yet.  So, in this episode Rob & Rob will be sharing their tried and tested tools that they use to work towards being the best versions of themselves.   It goes without saying that Rob & Rob are just two ordinary guys, there’s no big secret to what’s made them successful – they’ve just used these tools and methods year- after- year.  After all, it’s the simple stuff that makes the difference.  Hub Extra  One of the best ways to make sure you’re achieving your goals is to keep track of your progress.  Now, the App Store has endless apps that can be used to track almost everything, but here’s some of our favourites.  Trying to level up your fitness game in 2022? Then Strava is what you need. It will track your runs/cycles and give you all the data to analyse!  If tracking your habits feels a bit of a bore, let us introduce you to Habitica. Habitica pumps back all the fun into habit tracking as it turns real life into a game.  Of course, we couldn’t forget to share a way to track your podcasts. Spotify is super handy at collecting all your data and sharing what your favourite podcasts are every year, plus how many minutes you spent listening to them. Could you be The Property Podcast’s top listener for 2022?  The extra links you were searching for   If you’ve been searching for the extra links Rob & Rob mention you can find them right here:  Sign up to the magazine  Join the Portfolio waitlist  TPP15: How goal setting will change your life  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Dec 30, 2021 • 11min

TPP459: Reflecting on 2021

Reflecting on 2021  2021 has been another crazy year, and not just in the world of property.   No-one could’ve predicted the boom that has well and truly started, although Rob & Rob predicted growth, they didn’t even see that one coming.  And the craziness of 2021 didn’t stop there.  It’s been a rollercoaster ride at Property Hub HQ and after what’s felt like forever, we finally launched Portfolio, so there’s plenty to reflect on.  Here’s a rundown of what the guys are reflecting on:  Property prices  Rental demand  The economy  Inflation  Property Hub  The launch of Portfolio  We hope you’ve enjoyed listening to the podcast this year, just as much as we’ve enjoyed creating it for you.  2021 has been our best year yet, but we’ve got a sneaky feeling that 2022 is going to be even better.  So, we hope you have a lovely festive period and get some well-earned rest and time with your loved ones.  And we’ll be back next week to kick off the new year, so make sure you’re ready!  P.S If you’re looking for the Portfolio waitlist, you can find that here.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Dec 23, 2021 • 8min

TPP458: The best of 2021!

The top five(ish) episodes of 2021!   As we’re well and truly settling into the festive period, we didn’t want to dive into anything too heavy...  So, we thought we’d give Rob & Rob the difficult challenge of picking their top five episodes of the year!  With 2021 being the BEST year of the podcast yet and so many important topics covered, it’s no wonder they struggled to narrow it down.  But if you find yourself with some spare time and you want to get prepped for 2022, you can work your way through Rob & Robs top five(ish) episode below:  TPP416: The REAL reasons property prices go up  TPP426: We’re in a property boom – why has no-one noticed?  TPP434: How to use leverage in a boom and a crash  TPP435: What traits make a successful property investor?  TPP436: Everything you need to know about short-term inflation  TPP437: The wealth secret: Long-term inflation  PP452: Total Return Formula – the ultimate calculation for smart investors  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Dec 16, 2021 • 13min

TPP457: 2021’s predictions reviewed

How right (or wrong) were Rob & Rob’s property predictions?  It’s safe to say that 2021 was a year that no-one could’ve predicted, but Rob & Rob had a stab at it anyway.  From which cities would experience the most growth, to the Olympics and bitcoin - Rob & Rob predicted it all.  But is it time we start asking the guys for the lotto numbers or did they completely miss the mark?  Tune in to find out, as Rob & Rob revisit their predictions and see how well they fared.  Hub Extra  We love sharing a good resource, but with Christmas coming up we don’t want to give you too much extra learning!  So, you can get stuck into 2021’s best resources here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Dec 9, 2021 • 37min

TPP456: 2021’s best resources

2021’s top resources  Back by popular demand, we’re bringing you our top resources of the year.  If you’re a die-hard fan, then you’ll know at the end of each episode (and in our Hub Extra newsletter) we share a handy resource that we love.  So, it’s only right that we wrap up the year with our top picks.  The guys are covering it all, from books to podcasts and even YouTube channels - this episode contains all the best stuff we’ve consumed this year!882409  Books  Taking People With You: The Only Way to Make Big Things Happen - David Novak  Greenlights - Matthew McConaughey  A Million Miles in a Thousand Years: What I Learned While Editing My Life - Donald Miller  Alchemy: The Surprising Power of Ideas That Don't Make Sense - Rory Sutherland  Richer, Wiser, Happier: How the World's Greatest Investors Win in Markets and Life - William Green  Podcasts  Masters of Scale with Reid Hoffman  Boldt Flavours  Meditative Story  How to Take Over the World  The Pain Gain  Macro Voices  Fintech Insider Podcast by 11:FS  YouTube & TV  Succession  Chess Vibes  Patrick Boyle  Economics Explained  Below Deck  Trek Trendy   Tech & Apps  Peloton  Matter  Chess.com  1Blocker  Portfolio  Hub Extra   The resources don’t stop there!  If you’re struggling to think of the perfect present for the property lover in your life, look no further.  You can now give the gift of knowledge with a voucher for a year's subscription to the Property Hub Magazine! Simply click the link here, fill in the details and we’ll send the code straight to the lucky recipient's inbox!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Dec 7, 2021 • 6min

ASK314: A question from someone very special... what’s in store for 2022?

Can you believe it, it’s the final Ask Rob & Rob of 2021!  It’s been a crazy year and The Robs have loved answering your questions, but it was only right that they ended the year with a question from their good friend Nick.  As a dedicated listener of the podcast, Nick was desperate to know what the guys have got lined up for next year.  Rob & Rob were happy to drop a few hints, not only to ensure they get more than coal this year but to get you ready for what’s coming next.  We have a sneaky feeling 2022 is going to be our best year yet, so make sure you tune into today’s episode to see what we’ve got lined up.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

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