The Property Podcast

It’s the December Market Update  Rob & Rob are back with your monthly update, and it’s safe to say the market isn’t ready to wind down for Christmas just yet.  From rents shooting up, to potentially devastating news for Welsh landlords. And a fall of 52% in property transactions... The Rob’s have got plenty to cover.  All the links you need to get stuck in are just below:  Sales  UK house sales fall 52% in month after stamp duty holiday deadline  Rents  Has Covid finished off the rental market?  UK rents ‘rising at fastest pace in 13 years’  Rents up sharply in prime areas of London as market bounces back  Savills - Rental revival  Landlords face punishing new costs under property wealth tax plan  Mortgages  Bank of England considering easing mortgage rules in move that could boost house prices  Kensington launches long-term fixed rates up to 40 years  Cladding  BoE concerned cladding crisis poses risk to UK financial stability  Cladding scandal: How plans to make flat leaseholders pay for repairs have been put on hold  Other  Legal Warning — some buy to lets will never meet new EPC targets  Carbon Monoxide alarms must be fitted in private rentals with gas boilers  And finally...  Research lays bare failure to tackle criminal landlords  Hub Extra   This week’s Hub Extra is coming straight from our producer, Dan.  The Beatles: Get Back follows The Beatles along the making of the Let It Be album.  Oscar winning film maker Peter Jackson, has compiled hours of unseen video and unheard audio to create a three-part documentary on this pivotal moment in music history.  It’s definitely one to add to your must-watch list.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another episode of Ask Rob & Rob. This week they’re only answering one question, but it’s a biggie and there’s plenty to cover.  As public spending has hit an all-time high, it’s safe to assume that we can anticipate an increase in taxes and inflation.  And James wants to know whether this means he should rethink his strategy.  Is now the time to be more cautious, limiting leverage and looking at fixed-term mortgages, or is it time to take a risk and double down as prices could rocket even further?  Tune in to find out what advice the guys have got for James.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

What’s happening with property around the globe?  It’s no secret that the UK property market has gone crazy this year, and with house price growth in double digits, people are wondering when this is going to end.  But is the UK market an anomaly or is it happening elsewhere?  Rob & Rob are taking a closer look at what’s going on in property markets across the globe and are using this to make sense of what’s happening in the UK.  In the news   As today is an international episode, it’s only fitting that we share some international news for you.  As rental prices rise across Europe, this country is trying to get a grasp on the situation as Spain takes on private equity landlords as cost of housing soars  And the Netherlands is no different as Dutch cities look to ban private investors from the property market to combat soaring house prices.  Hub Extra   Sticking with the international theme, as we all (hopefully) start travelling again, this week's Hub Extra is one you’ll want to know about.  Wise (Formally TransferWise) is the app you need for all your international transactions and transfers.  With exchange rates that are almost definitely going to be better than your bank, and a debit card you can use to withdraw local currency, you need to add this to your must-have travel list.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week and Rob & Rob are back with two more listener questions, and we’ve got some pretty interesting ones.  First up, we’ve got a question from Terry in Luton.  Terry’s got his eye on a couple of properties in Ipswich and what he wants to know is, is now a good time to invest in the South East?  Do Rob & Rob think the cycle has moved on enough to make this a smart investment?  Our next question is all about leaseholds.   David is looking to purchase another buy-to-let and is considering a leasehold flat.  He wants to know if he should be concerned about properties with leases of around 90 years? And how can he tell if a property’s lease renewal process is going to be straightforward?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Rob & Rob are sharing their investment strategies It’s easy for Rob & Rob to give their advice each week on The Property Podcast, but this week they’re putting their money where their mouths are. To give listeners an insight into how they’ve been so successful at investing, The Robs are sharing their personal investment strategies. Unsurprisingly, they start by looking at the fundamentals (which you can read about here). They also reveal why they look for new-builds, or at least properties less than a decade old, despite some investors having strong opinions on them. What are ‘trophy assets’ and why do Rob & Rob look for them? And finally, you’ll find out which locations they’re focussing on at the moment. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions. First up is John, who wants to know the best way to get the truest return on investment for a flat in his portfolio. And the second question is about whether mortgage rates will continue rising as headlines are currently suggesting. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

There’s been over 450 episodes of The Property Podcast, but until now, we’ve not revealed the secret formula that investors NEED to be aware of. In the past, Rob & Rob have told you all about net yield and return on investment (ROI), and how using these can show you how profitable your investments have been - and will be in the future. But there’s an important factor that neither of these consider. That’s capital growth. That’s a big thing to miss out, especially since capital growth is usually the biggest return you’ll get. It’s one of the main factors we consider when sourcing deals for our Property Hub Invest clients. The new formula, called the ‘Total Return Formula’, takes capital growth into account. Listen as Rob & Rob explain how to use this formula, as well as how to best predict capital growth for future investments. In the news  And this week’s big news is actually a notable lack of news! Specifically, about how there was no increase in interest base rates announced last week. It was predicted that they’d rise from 0.1%-0.25%, but this move wasn’t taken. What do Rob & Rob think this means for the property market? Hub Extra  We’ve got a great book for you this week, and it’s about something that almost everyone on earth has engaged with in one way or another – Instagram! ‘No Filter: The Inside Story of Instagram’ by Sarah Frier. This one’s different from the other books about the origins of social media channels, because it’s not solely focussed on controversy. Instead, it zeroes in on how this brand-new platform went from something small to something that has impacted not just app-users, but businesses and the world at large. We’re big supporters of thinking big, and the story of Instagram is a prime example of that. Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The Robs are back with more listener questions!  First up is Geoff, who wants to know what the best kind of way to save his money is.  Second is from Ian, who wants to know about quantitative easing.  He wants to know how money raised via QE makes it’s way back into the economy.   Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).     Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the November Market Update   Rob & Rob are back with your monthly update and it’s a budget special!  With the autumn budget announcement, the guys have got plenty to discuss as they look at what the latest news means for investors and how it will affect them.   Here are all the links you need to get stuck right in.  Budget  Autumn Budget 2021: CGT Deadline Relaxed  Autumn Budget 2021: £5bn fund confirmed for victims of cladding crisis  Autumn Budget 2021: Property developer tax to partially fund cladding remediation  Budget confirms £1.8bn to deliver homes on brownfield and 'underused' land  Interest Rates  Lenders raise UK mortgage rates as inflation fears take hold  House Prices  Hometrack Report  House prices to rise by 3% in 2022 – Zoopla  U-turn on housing market forecast by government advisers  Rent  Demand and rents on the rise as tenants return to city life  Fewer than 500 flats available to rent in Manchester, says report  Other  Landlords to be helped by new Covid arrears fund  Hub Extra   If leadership is a skill you’re looking to improve, you’ll definitely want to get your hands on this Hub Extra recommendation.  The CEO of Yum! Brands (which controls big players like KFC, Pizza Hut, Taco Bell and more!) - David Novak cuts right to the chase in his book Taking People With You.  In this must-read for leadership, David shares his step-by-step guide to setting big goals and building strong teams.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!  Our first question is from Derek.  Derek is a builder who currently buys properties and fixes them up while living in them.  He’s built up some equity in his current property and is planning on using this to help him buy a couple of buy-to-lets.  His question is what percentage of this equity should he release?  Next up, we’ve got a question from Joe in London.  Joe is considering buying a bungalow that already has a tenant in-situ and a really good yield of 8.4%.  But he’s concerned about this niche market and how this is going to affect the capital growth potential.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.