The Property Podcast

There’s been over 450 episodes of The Property Podcast, but until now, we’ve not revealed the secret formula that investors NEED to be aware of. In the past, Rob & Rob have told you all about net yield and return on investment (ROI), and how using these can show you how profitable your investments have been - and will be in the future. But there’s an important factor that neither of these consider. That’s capital growth. That’s a big thing to miss out, especially since capital growth is usually the biggest return you’ll get. It’s one of the main factors we consider when sourcing deals for our Property Hub Invest clients. The new formula, called the ‘Total Return Formula’, takes capital growth into account. Listen as Rob & Rob explain how to use this formula, as well as how to best predict capital growth for future investments. In the news  And this week’s big news is actually a notable lack of news! Specifically, about how there was no increase in interest base rates announced last week. It was predicted that they’d rise from 0.1%-0.25%, but this move wasn’t taken. What do Rob & Rob think this means for the property market? Hub Extra  We’ve got a great book for you this week, and it’s about something that almost everyone on earth has engaged with in one way or another – Instagram! ‘No Filter: The Inside Story of Instagram’ by Sarah Frier. This one’s different from the other books about the origins of social media channels, because it’s not solely focussed on controversy. Instead, it zeroes in on how this brand-new platform went from something small to something that has impacted not just app-users, but businesses and the world at large. We’re big supporters of thinking big, and the story of Instagram is a prime example of that. Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The Robs are back with more listener questions!  First up is Geoff, who wants to know what the best kind of way to save his money is.  Second is from Ian, who wants to know about quantitative easing.  He wants to know how money raised via QE makes it’s way back into the economy.   Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).     Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the November Market Update   Rob & Rob are back with your monthly update and it’s a budget special!  With the autumn budget announcement, the guys have got plenty to discuss as they look at what the latest news means for investors and how it will affect them.   Here are all the links you need to get stuck right in.  Budget  Autumn Budget 2021: CGT Deadline Relaxed  Autumn Budget 2021: £5bn fund confirmed for victims of cladding crisis  Autumn Budget 2021: Property developer tax to partially fund cladding remediation  Budget confirms £1.8bn to deliver homes on brownfield and 'underused' land  Interest Rates  Lenders raise UK mortgage rates as inflation fears take hold  House Prices  Hometrack Report  House prices to rise by 3% in 2022 – Zoopla  U-turn on housing market forecast by government advisers  Rent  Demand and rents on the rise as tenants return to city life  Fewer than 500 flats available to rent in Manchester, says report  Other  Landlords to be helped by new Covid arrears fund  Hub Extra   If leadership is a skill you’re looking to improve, you’ll definitely want to get your hands on this Hub Extra recommendation.  The CEO of Yum! Brands (which controls big players like KFC, Pizza Hut, Taco Bell and more!) - David Novak cuts right to the chase in his book Taking People With You.  In this must-read for leadership, David shares his step-by-step guide to setting big goals and building strong teams.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!  Our first question is from Derek.  Derek is a builder who currently buys properties and fixes them up while living in them.  He’s built up some equity in his current property and is planning on using this to help him buy a couple of buy-to-lets.  His question is what percentage of this equity should he release?  Next up, we’ve got a question from Joe in London.  Joe is considering buying a bungalow that already has a tenant in-situ and a really good yield of 8.4%.  But he’s concerned about this niche market and how this is going to affect the capital growth potential.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Are investment properties ever REALLY hands-off?  Rob & Rob are always getting requests to share their latest deals.  And this week on The Property Podcast we’ll be sharing the juicy details on Rob D’s latest deal.  He’ll run you through the process - step-by-step - as they unveil whether any property deal can truly be hands-off.  If you’re curious to hear what sort of deals the guys like to get involved in and why, then you don’t miss this episode.  In the news Whilst we’re taking a look at being hands-off, it’s clear the government has no plans to be hands-off when it comes to landlords, as the Minister reveals more about Rent Reform proposals.  The minister has announced plans to bring in a landlord register and a lifetime rental deposit scheme.  Although some registers already exist for HMOs in certain areas, these plans will require all landlords nationally to register their status as a landlord.   What are Rob & Rob’s thoughts on this?  Hub Extra We’ve got an extra special Hub Extra for you this week.  If it’s not obvious, we love a good podcast, and this one is from someone we’ve recommended before.  Sarah Ferris is an active investor that already has one successful podcast under her belt Conning the Con, and much like us, she can’t seem to get enough and has started a brand new podcast Stop the Killing.  Sarah has teamed up with the former head of the FBI’s active shooter program and is revealing what went on behind the scenes of some of the world’s worst mass shootings.  If you’re a lover of true crime this is a must-listen!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week where Rob & Rob answer listener questions.  And this week, we’re breaking all the rules as we’re answering two questions from one listener.  Recently on The Property Podcast, Rob & Rob delved into why Dave Ramsey is WRONG and this got one listener thinking.  If you have a low loan-to-value, where the risk should be lower for the lender, why aren’t you offered a more generous interest rate?  Why don’t LTD lenders reward investors with a prudent approach?  He would also like to hear Rob & Rob’s predictions on what will happen to interest rates on mortgage products.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Should you invest in property funds?  Property funds are the ultimate hands-off strategy, but what are they and should you invest in them?  This week on The Property Podcast, Rob & Rob will be sharing everything you need to know to decide if property funds are the right investment option for you.  They’ll run you through exactly what they are, the pros, cons and who they might be right for.  If you’ve ever considered property funds before but you weren’t quite sure, then you won’t want to miss this.   In the news  In the latest Market Update we had a lot to cover on the rental market, covering big cities like Leeds and Manchester, and now we’re bringing you an update on London.  The Financial Times are reporting that the London market is bouncing back with the Return of the renters: price hikes, bidding wars and bribe.  It seems like Rob & Rob were right with the prediction that city centres are not dead yet.  Hub Extra Intrigued by property funds and want to solidify what you’ve learnt so far?  This week's Hub Extra is our brand-new YouTube video Why would you invest in a property fund?   This short and snappy video is the perfect recap.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are back for another round of listener questions!  Our first question is from John in Chorley.  John bought an off-plan property, and the completion is a couple of years behind due to some delays.  What John wants to know is if the property has gone up in value since he purchased, could he use the equity and complete without putting any money in?  Next up we’ve got a question about mortgages from Sammy.  Sammy wants to know if it’s better to have a higher product fee and a lower interest rate or the other way around.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the October Market Update   It’s that time again, it’s the October Market Update!  And what a busy month it’s been, Rob & Rob have got plenty to cover and we’ve got a shedload of news stories for you to sink your teeth into.  We’ll be covering everything from eviction notices, mortgages, tax and party conference headlines.  So, settle in as The Robs to talk you through this month’s latest headlines.  Here’s all the links you need:  Market:  UK House Price Index – August 2021  Michael Gove set to pause contentious planning shake-up  Labour to give first-time buyers exclusive access to new properties  Rents:  Rental void times lowest for six years: Arla Propertymark  Surging rents in Manchester  Rental demand set to stay high as first time buyer age rises  New generation rent: Why baby boomers are selling up and choosing a more flexible lifestyle  Holiday Lets:  Holiday Lets may be the next Buy To Let, says Moneyfacts  Devon confirms 70% drop in PRS as ‘terrifying’ Airbnb trend bites  Mortgages:  Buy-to-let bonanza: Landlords can now bag a sub-1% mortgage rate as TWO lenders launch super-low interest deals - but beware the fees  Tax:  HMRC gives landlords more time to comply with new ‘making tax digital’ rules  Evictions:  Landlords hit back as Welsh Government extends notice periods again  Licensing:  UK’s most expensive ever HMO licensing scheme to launch in London  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The guys are back with two more listener questions!  First up is Matt from Devon.  Matt has built himself an investment portfolio that’s continuing to grow but wants to know whether big businesses are bad news for landlords like him?  With the increasing trend of big businesses such as Lloyds Bank and John Lewis moving into the residential property market, are private landlords going to be pushed out?  Rob & Rob share their thoughts and advice.  Our second question is from Ben.  Using a mortgage, Ben bought an ex-council property back in 2005 and when he tried to remortgage in 2011 he was advised that the property is no longer mortgageable as it was constructed with concrete.  Ben has since tried to fix this problem but is still struggling to find a lender for the property and he wants to know if Rob & Rob have any advice on the matter.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.