The Property Podcast

You’re probably not going to like this... We’re going to ruffle a few feathers this week as Rob & Rob are revealing their most unpopular property opinions.  And honestly, we can’t quite believe some of these!  The guys have got plenty of opinions and they’re famous for not being aligned with the crowd and that’s definitely going to be the case today.   From referencing working both ways, to paying capital gains tax on your main residence, Rob & Rob are not holding back.   Some of the opinions are pretty controversial, so much so, that Rob & Rob don’t even agree – this is one episode you really don’t want to miss.  And if you’re wanting to hear why Rob & Rob think property is an awful way to make money, you can find the full episode here.  In the news  Selective licensing schemes, we’ve all heard of them and some of us have to pay to have them.  So, we were pretty shocked to find out that nearly 2/3 of the councils that run these schemes don’t actually record the number of complaints they’re receiving!  Hub Extra This week’s Hub Extra is for those of you that, like Rob B, don’t enjoy travelling and hate queueing!  We’ve got some simple tips that might cost you a little extra but will make your travel experience A LOT more enjoyable.  Tip 1 – Opt for a meet and greet service over standard airport parking  Rather than paying to just park your car in the airport, you can choose a meet and greet service that’ll let you drive to the closest location to the airport, hand over your keys and someone will go park it for you. Then just let them know when you arrive, and they’ll bring your car back around to you!  Tip 2 – Book fast passes (in advance)  This one we don’t recommend leaving until the last minute as it can work out pretty expensive, but if you book your fast passes in advance, often for around the same price as a pint you’ll be able to skip the queues and whiz through security!  Tip 3 – Get a credit card that gives you lounge access  Some credit cards will offer airport lounge access as a benefit, and honestly, it’s a complete game changer! After whizzing through security, you can sit back and relax in a lounge that’s stocked up with food and drinks. So, skip the uncomfortable chairs and get yourself in a lounge.  Tip 4 – Pick your seats at the front  Quite simply, you’ll get off the plane much quicker than everyone else and be at the front of those queues! So, no need to be spending ages in the security line, plus you’ll be the first to grab your drinks/snacks from the carts on the plane.  Tip 5 – Upgrade to faster luggage drop-off for the way home  Another time saver and complete game changer. By simply paying a little extra your bags will be the first on and off the plane!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back with another round of listener questions!  First up we’ve got a question from Mike.  Mike’s mortgages are due for renewal soon, and he’s been considering whether he should get a two- or five-year fixed rate.  With five-year fixed rates being pretty good at the moment he’s leaning more towards this, but after taking a closer look at the 18-year property cycle this fixed rate might end around the same time as a crash.  What he wants to know is what Rob & Rob would do? Should he get a two-year fixed rate and then a five after or get the five now and hope for the best!  The guys share some helpful advice, but thankfully we’ve got another perfect podcast episode that might just help him out.   Find out how to use leverage in a boom and crash right here.  Next up, David wants to know how he can turn his recent renovation projects into a business.  David has completed a couple of refurbs over the last 3 years and he’s looking at how he can turn this success into a business.  Controversially Rob & Rob have actually discussed this on The Property Podcast before and revealed why property is a terrible way to make money.  Tune in to find out what tips the guys have got for him.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Step up your Rightmove game  The property market is booming right now, and that’s great if you’ve already established your portfolio, but if you’re trying to find your next investment it’s not the easiest time to bag a deal.  You’re probably already spending a huge portion of your time scrolling on Rightmove, so you’ll want to make sure you’re doing this as effectively as possible.  Thankfully, Rob & Rob have been investing for years and they’ve managed to build up a good few tips and tricks.  So, this week on The Property Podcast they’ll be revealing all the ways you can optimise your search for your next investment.  And if you’re looking for the link to help Beau and donate, you can do this here.  In the news We canine believe this week's news story...  27% of landlords have no idea their tenants have cats or dogs! With the surge in tenants becoming pet parents, it’s no wonder the majority of landlords have made the switch to pet-friendly properties.  But it seems that a huge portion of tenants are keeping their pets under wraps!   Hub Extra  We’ve shared some pretty game-changing tools this episode, so rather than overload with you more, we thought we’d remind you to download them!  With a few simple clicks, you’ll be stepping up your investment game in no time.  Property Log  Advanced Property Insights  Property Data  Rightmove Hub  Fancy joining the Property Hub team? Do you know someone who'd be perfect for our CTO role or do you just fancy joining the incredible team here at Property Hub (we promise we're not biased!) you can find all our latest roles right here. Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions!  Kicking it off this week is Laura from Essex.  Laura bought her first property (a two-bed flat) six years ago and is now looking to buy her second property.  She’s recently had an offer accepted on a four-bed detached house and can afford to purchase it without using any equity from her flat.  But Laura’s unsure if she should sell the flat and use the equity to put down a bigger deposit and lower her mortgage repayments on the new house.  What do Rob & Rob think?   Should she keep the flat and rent it out or sell up and put a bigger deposit down?  Next up, we’ve got a mortgage question from Andrew.  Andrew has recently received an inheritance and is looking to buy a terraced house outright in Leeds and then let it out.  He’s then hoping to refinance this property and use the equity to expand his portfolio and purchase a couple more buy-to-let properties.  Andrew wants to know if his mortgage can be interest only, and if not, why?  Tune in to find out what the guys have got to say.  And if you’re looking for the latest episode of The Property Podcast with a mortgage expert you can find it here or if it’s the Buy-to-let mortgages explained video you’re after, that’s right here.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

The interview you’ve been waiting for   The mortgage market is CRAZY right now, and we’re always inundated with questions about rates, fixed terms and so much more.  So, in true The Property Podcast fashion, we thought we’d get a leading mortgage expert to give us a complete run-down of what’s going on in the market right now.  This is an episode you really don’t want to miss.  In the news  Shockingly this week's news has had hardly any coverage...  With everything that going on right now with energy bill increases, national insurance increases and so much more, the Bank of England’s latest move seems rather stealthy.  With the base rate jumping from 0.25 to 0.5 it’s pretty surprising that this has gone relatively unnoticed.  Hub Extra What could’ve possibly caused Rob D to completely change his outlook on money?  Die With Zero by Bill Perkins challenges the typical concept of saving your money forever and presents a provocative philosophy on how you can make the most out of your money.   Refer a friend  There’s nothing better than a good recommendation.   If you’re an avid reader of the magazine and know someone that would benefit from the knowledge you can now refer them.  Just direct them here and they’ll instantly receive a free digital issue of the latest magazine!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means... we’re back with another episode of Ask Rob & Rob.  And this week we’ve got a couple of really interesting questions!  First up, Imran from London is wondering about the pending changes to EPC (Energy Performance Certificate) rules.  Imran has a budget of £80,000 and is looking to purchase two or three properties in the Midlands/North.  With this budget, the stock that’s available to him is typically older buildings with lower ratings of D or E. If he were to invest in these, with the proposed changes he would need to bring the rating up to a C.  With such little information about how much these improvements would cost; Imran is feeling a little cautious about making investments like this and wants to know what Rob & Rob think.  Next up, we’ve got a question from Roisin.  With mindset and manifestation’s recent rise in popularity, Roisin wants to know what the guys think about it all?  Should investors be looking into mindset training as heavily as they do with property? Or is it just the latest fad?  And do Rob & Rob themselves manifest?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the February Market Update   Rob & Rob are back with your monthly update and this one is a must listen!  With HUGE numbers across the board the guys have never reported on stats like this, in fact, we might start calling this update the record high edition.   From soaring property prices and rents to surging mortgage products and Welsh news, Rob & Rob have a lot to cover.  All the links you need are right below:  Property Prices  Government releases latest data for average UK house prices  New Year demand for property hits record levels, up 50%  Fears of pandemic exodus from England’s cities prove unfounded  Rents  Rents rise at fastest rate ever  Latest figures show UK rents continue their inexorable rise  Private rents in Britain rise at fastest rate on record  UK property rents rise at fastest ever rate  Cladding Issue     Government sets out new plan to protect leaseholders and make industry pay for the cladding crisis  Government slams insurance firms over premiums on blocks  Don’t exclude landlords from cladding help, politicians will be told  Mortgages  Mortgage lenders battle to win growing holiday let landlord market  Landlord product choice approaching record levels: Moneyfacts  Leasehold  Restrictions on ground rent for new leases set to become law  Wales  Renting Homes (Wales) Act Starts July 2022  And finally...  Call for action ahead of new Carbon Monoxide alarm laws  Hub Extra  We spend so much time on our phones, so this week's Hub Extra is trying to improve that experience.  We’re sure it’s no news to you that you can organise the apps on your phones into little folders and you can name these things to help you keep things organised.  But have you ever considered naming them something a little more motivational?  Instead of popping all your banking/investing apps into a folder called ‘finance’, switch it out for ‘Make X amount of money this year’.  Whilst this might seem a little silly, when you’re picking up your phone 100+ times a day this little mental nudge might help keep you on track.  A further little tip straight from Rob B, is if you have an iPad as well as your iPhone, move any of those apps that you find distracting off your phone and onto your iPad.  And if you’d like to find out more about Portfolio you can do that here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob! As always, we’ve got two great questions this week, so let’s get stuck in!  First up, we’ve got a question from Harry.  Harry is an overseas investor with a portfolio predominately made up of flats.  Our Houses vs. Flats episode on The Property Podcast and the high demand for houses during a recent Property Hub Invest launch in Sheffield has got him thinking.  He’d like to diversify and get his hands on some new build houses, but he’s struggling to source these remotely.  Harry would love to hear if Rob & Rob have got any advice on how he can source the properties he’s after.  Next up, we’ve got a question from Adam in Swansea.  He’s currently purchasing his first HMO in a student area and is looking to let this out to some students.  Unfortunately, he’s just missed the start of the academic year and he’s expecting the property to remain empty because of this.  What Adam wants to know is how can he monetise the property until the next academic year starts and avoid a void period.  Tune in to find out what advice the guys have got for our callers.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Property is a terrible way to make money  Could this be the last ever episode of The Property Podcast?   After all these years in the game have Rob & Rob done a 180 and realised that property just isn’t the best way to make money?  This week on The Property Podcast Rob & Rob are revealing why property is a terrible way to make money.  They’ll be taking a closer look at different strategies and revealing why each one isn’t a good way to achieve the goal of generating £2,000 each month.  But it’s not all bad news, because they’ll be pointing you in the direction of how you CAN make money, phew, maybe The Property Podcast will continue after all...  In the news  It seems that we didn’t just experience double digit growth in house prices last year, as LandlordZone have revealed a 50% increase in landlords using ltd companies to take out a mortgage last year.  This figure is the highest number since the changes George Osbourne made to the tax system!  What do Rob & Rob think about this?  Hub Extra  Do you know someone who would benefit from The Property Podcast, but you’ve failed to win them over so far?  Maybe they’re just not a podcast person and find it all very complicated.  We’ve got the perfect Hub Extra for them.  Listening to podcasts couldn’t be any simpler than with Spotify. Just search the name of a specific podcast or topic, and within seconds you can be listening!  They’ve also recently introduced a star rating system, so you can quickly decide if a podcast is worth your time!  And if you haven’t done so already, you can rate The Property Podcast right here.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob.  This week we’ve got two super interesting questions that the guys couldn’t wait to get into!  Kicking things off this week is Dragos.  Dragos has recently had an offer accepted on a 1-bed flat in a great part of Liverpool, but thanks to a couple of declining lenders, he’s recently discovered something that’s left him questioning if the deal is right for him.  The lenders revealed that the development mainly consists of investment units with a limited demand for owner occupation.  Would Rob & Rob go ahead with this deal? And what would they do or ask as a precaution?  Next up, we’ve got a question from Sal in London.  Sal has built himself a portfolio of property, but he’s looking to expand and diversify.   With the ongoing developments in technology and the recent spike in popularity for things like NFT’s and blockchains, should he be consider trying his hand at digital property?  Sal wants to know what Rob & Rob think about digital assets and whether they see the market developing.  Tune in to find out their thoughts!  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.