

The Property Podcast
Rob Bence and Rob Dix from The Property Hub
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
Episodes
Mentioned books

Apr 26, 2022 • 8min
ASK330: Why invest in crowdfunding? PLUS: Is this a good way to play the property cycle?
It’s Tuesday and you know what that means... Rob & Rob are back for another round of listener questions, and we’ve got some super interesting ones this week. We recently announced on The Property Podcast that we’re crowdfunding (you can find the full episode here and pre-register here) and that got one of our listeners wondering... Sam heard our latest announcement and was super excited! But he couldn’t help but wonder what does crowdfunding actually mean and why would someone invest in it? Next up, we’ve got a question from Argent in London and it’s all about the 18-year property cycle. Argent’s wondering if he could use this interesting play to his advantage... He’d like to know if he times it right, could he keep his money liquefied and out of the property market until the crash, then swoop in and bag himself a discounted deal? OR is he better of just buying now as he’ll still benefit in the long term? Tune in and find out what advice Rob & Rob have got for these two listeners! Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

4 snips
Apr 21, 2022 • 41min
TPP475: 18-year property cycle: When will the market crash?
When is the market heading towards a crash?This has got to be our most requested topic ever and honestly, we’ve lost count of how many times we’ve been asked ‘where are we in the cycle?’. But it’s finally the moment you’ve been waiting for... Rob & Rob are revealing where we are in the cycle, what they think is going to happen, when the crash will be and sharing how they plan to invest between now and then. This is going to be a whopper of an episode and definitely one you won’t want to miss. Want to scrub up on your 18-year property cycle knowledge or find out Rob & Rob’s 2022 hotspots? All the links you need are below:
Where are we in the 18 Year Property Cycle?
Has Coronavirus broken the property cycle?
The 18 Year Property Cycle
The 18 year property cycle, year-by-year: Part 1
The 18 year property cycle, year-by-year: Part 2
Is the 18 year property cycle a scam?
The 18 year property cycle explained
2022’s hotspots to invest in
Play our boom phase simulation game
Property Hub news Last week we revealed that we’re going to be crowdfunding and gave you, our amazing podcast listeners a chance to pre-register your interest before anyone else! If you missed the news, everything you need to know is right here in last week's episode and if you’re ready to pre-register your interest you can do that here! In the news This week's news is coming straight to you from the leader of NRLA and it’s a bit of a warning... Speaking at The Property Investor Show Ben Beadle has warned potential investors of ‘too good to be true’ rent-to-rent schemes. Rent-to-rent has always been popular, but with the power of social media the number of ‘get rich quick’ videos popping up has seen an alarming increase. You can find the full story here. Hub Extra Even in our downtime we can’t help but want to learn more, and if you’re a lover of start-ups stories we’ve got some cracking recommendations for you. WeCrashed reveals the epic story behind the incredible rise and dramatic fall of WeWork. If you’re keen to learn how a brand worth $47 billion managed to, in less than a year, lose $40 billion this is the show for you. And the start-up dramas don’t end there. The Dropout follows the incredible story of Elizabeth Holmes and her business Theranos. How did it go so wrong for this self-made billionaire? Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Apr 19, 2022 • 9min
ASK329: Where next for property prices? PLUS: Have some areas hit their peak already?
Rob & Rob are back for some more listener questions, and we’ve got an 18-year property cycle double whammy for you this week! Kicking us off this week is long-term listener – Barry! Barry’s been listening to the podcast since we started back in 2013, and he’s recently been thinking about property prices and the 18-year property cycle. What he wants to know is what Rob & Rob expect to happen to property prices in the next 18 months, but with a specific focus on different property types rather than regions. Will larger country property prices continue to grow in line with other property types and follow the 18-year cycle or will it deviate? Staying on theme, our next listener has been wondering how Rob & Rob think the cycle is going to play out over the next 10, 20, 25 years. Tune in to find out the advice Rob & Rob have got to give and make sure you join us on Thursday for the much-awaited episode dedicated to all things 18-year property cycle on The Property Podcast. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Apr 14, 2022 • 17min
TPP474: Do you want to invest with us?
You won’t believe this We’ve got some HUGE news and we’re not sure anyone could’ve anticipated this... Over the years we’ve been asked if we can do this more times than we can count - and today's the day we can finally announce it’s going to happen! Want in on the secret? Then tune in and join us for this very special edition of The Property Podcast. And if you’ve already listened, this is the link you're looking for - http://propertyhub.net/crowdfund Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Apr 12, 2022 • 10min
ASK328: Should I buy a cheap property or keep saving? PLUS: Can you challenge a service charge increase?
Rob & Rob are back and it’s time for more listener questions! And Jason’s kicking us off with a corker. Jason is currently saving to purchase his first property and reckons by next year he’ll have around £20,000 saved! What he wants to know is should he use this as his deposit, purchase a lower value property and get his foot firmly on the ladder or hold out, save some more, and purchase a higher value property? It’s a difficult decision, so what advice have Rob & Rob got for him? Next up, we’ve got a question from Mike. Following a change in the property management company that manages his property in Northampton, he’s recently received his service charge demand. And whilst he expected a potential increase, he was shocked to find an increase of a whopping 92.5% compared to 2021! What Mike would like to know is are service charge changes set in stone, or can he challenge this? And if he can, is it a fairly straightforward process or is it a long and costly one? We know with inflation pushing up costs across the board this might be a question on a few people's lips. Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Apr 7, 2022 • 30min
TPP473: April Market Update
Portfolio Info If you’d like to find out more about what Portfolio is and how it works, you can do that right here. And if you’re just looking for more sneak peeks or you just love a bit of #propertyporn, we’ve got the perfect Instagram account for you. You can follow @PortfolioInvestors here. It’s the April Market Update It’s our favourite time of the month! Rob & Rob are bringing you the April Market Update and wow what a busy month it’s been! With the Spring Statement, interest rate rises, huge inflation levels and much more - the guys have got their work cut-out... They’ll even be revealing the one piece of HUGE news that no-one is talking about, which is bonkers because it has the potential to completely change the UK property market! You can find all the links you need and get stuck in below: Policy
Spring Statement: Key points at a glance
Consultation on proposal to withdraw Financial Policy Committee’s mortgage affordability test published Interest Rate
Interest rates rise again to counter higher prices
Property industry reacts to latest Bank of England interest rate hike Market
UK House Price Index - Zoopla
Proportion of new homes sold off-plan rises: Hamptons Rental Market
London exodus reverses as rental demand climbs in Q1
Massive London rent rise takes UK average growth over 10%
Private rents rise at fastest annual rate in more than five years
More properties are being bought by landlords, so why aren’t there more rentals? Cladding Crisis
Housebuilders and Gove close to deal on cladding repairs
MPs admit it’s unfair for landlords to pay for cladding removal Landlords / Register
Plans revealed to speed up possessions for landlords – FOUR years after consultation
Vast majority of tenants satisfied with renting Hub Extra We’ve got a complete game changer for you this week... As we know time is a precious resource and the more time you can spend learning and working on your portfolio the better. And Rob & Rob have been saving some more previous time, by investing in a robot hoover! There’s no need to worry about messy floors, just let the hoover work it’s magic in the background! You save time and get a clean house – winner, winner. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Apr 5, 2022 • 10min
ASK327: How are your 2014 predictions holding up?
This week's listener question has got Rob & Rob whipping out their time machine as we’re taking a look back to 2014... (bet you didn’t know the Robs can go back in time as well as predicting the future). Luke from London has recently bought his first buy-to-let property and it’s got him thinking about the 18-year property cycle. So, he did a little research and went digging in the podcast archives and found the first podcast episode Rob & Rob recorded on the 18-year property cycle back in 2014. What Luke wants to know is how are Rob & Rob’s predictions faring 8 years down the line. Looking at it from 2022’s perspective, where do they think we actually are in the cycle? Do they still think their original date predictions are pretty accurate? Were they wrong or did they hit the nail on the head? And finally, since 2014 has their mindset or investment strategy changed? We’ve got a lot to unpack, so tune in and find out how mystic the mystic Rob’s are... Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Mar 31, 2022 • 33min
TPP472: The 3 investment books that could change your life
These books could change your life... The right book has the power to completely change your life, so today on The Property Podcast Rob & Rob are revealing the three books that all investors NEED to read. We’re avid learners here at Property Hub and clearly you are too, and that’s why you’re listening to the podcast. So, however you consume your books whether that’s by reading or listening, you need to add these to your list. It’s not often that the lessons you can take from a book are this invaluable and if you truly absorb them, you could set yourself up to create wealth for the long-term. In the news How could we not talk about the budget? With big headlines like a 5p cut on fuel duty, a pledge to cut basic rates of income tax and inflation predictions this spring statement needs some breaking down. What have Rob & Rob got to say about it... Hub Extra We’re sorry, but your must-read list is about to get even longer... As we’ve said before, some of the best books we’ve read have been recommendations. And this recommendation is the book that inspired Mike Winnet to start his successful business. So today’s Hub Extra is The Rules of Wealth. This book does exactly what it says on the tin, made up of a series of rules this is the perfect book that you can dip in and out of. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

Mar 29, 2022 • 7min
ASK326: What do you look for in a letting agent? PLUS: How do I calculate the ROI of long-term holdings?
The guys are back for another round of questions and this week we’ve got two cracking ones. Kicking us off this week is George. George and his partner consider themself pretty hands-off investors and as a result, so they’re looking for an estate agent to help rent out their two properties, They want to know what guidance and tips Rob & Rob have for making sure they choose the right letting agent. Next up, we’ve got a question from John in Ireland. John is calculating the ROI on a property he’s had for a while now. The property has gone up in value, and his initial investment is small so the ROI is looking pretty inflated. Is there another approach he should be taking when comparing it like for like with other investments? Should he consider how much it would cost to purchase now? And if he’s refinanced and pulled out all of his original investment does ROI lose its value as a key statistic? Tune in to find out what advice the guys have got for them. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Mar 24, 2022 • 35min
TPP471: What will happen next with inflation? Meet the economist who's predicted it perfectly so far
You need to hear this interview... Understanding economics, and more importantly inflation, is KEY to being a more informed and successful investor. And it’s definitely not the easiest topic to wrap your head around... So, we thought we’d invite the expert economist who went against the crowd and perfectly predicted the increase in inflation we’re currently experiencing onto the podcast. If you’re keen to wrap your head around inflation, how it works and the mechanics behind it, you really don’t want to miss this. Tim also tells us what he thinks will happen next – and given his track record, we should probably listen closely! In the news Sticking with the theme of inflation, we HAD to discuss the base rate increasing to 0.75%. With this being the third increase we’ve experienced in the last four months, we’re left wondering How high will the base rate go? As the Bank of England delivers ‘inevitable’ interest rate hike to 0.75% and warns inflation will intensify beyond 8%. What have the guys got to say about this? Hub Extra We hope you loved that interview just as much as we did, and if you’d like to hear more from Tim and check out his other videos you can find his YouTube channel here. And if you’re looking to add some more economists to your subscription list, we couldn’t forget to mention one of our favourites Ray Dalio. His content will really help you become a more informed and successful investor, but if you’re looking for a starting point check out the two videos below:
Principles for Dealing with the Changing World Order by Ray Dalio
How The Economic Machine Works by Ray Dalio Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.


