

The Property Podcast
Rob Bence and Rob Dix from The Property Hub
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
Episodes
Mentioned books

May 26, 2022 • 36min
TPP480: How to add value to your home(screen)
Time waster to time saver Our phones could be our own worst enemy or our best friend, with almost everything available right at our fingertips it’s easy to waste hours upon hours just aimlessly scrolling through your phone. With every app fighting for your attention, even once you’ve put your phone down those pesky notifications can rear their ugly head and ruin any sort of productivity. But don’t worry, we’re not about to go all anti-mobile on you here, because with a few handy apps and tricks, you can easily turn that time waster into a time saver. Today on The Property Podcast Rob & Rob are revealing the apps that have helped them reclaim some of the time back in their day, making them more efficient investors and better people in general. In the news Today’s headline definitely is one worth digging into as Letting Agent Today report the Tenancy lifecycle has been transformed by the pandemic. The pandemic certainly impacted everyone in a multitude of ways, so it’s no wonder that it’s also changed the tenants think about moving. What have the guys got to say about this? Hub Extra This week's Hub Extra might seem a bit of a given... If you love hearing all the handy resources, tips and tricks we share weekly on the podcasts Hub Extra you’ll be happy to know there’s plenty more where that came from! If you’re not already signed up to receive our weekly Hub Extra newsletter, you’re seriously missing out! But don’t worry, there’s no time like the present, you can sign up for a free Hubber account right here and Hub Extra will land in your inbox every Friday! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

May 24, 2022 • 9min
ASK334: What if tenants don't pay? PLUS: How do I stop getting outbid?
The guys are back with another round of listener questions! And this week we’ve got a double whammy! We usually answer one question per listener but when the questions are this good, we just can’t say no to answering both, so let’s dive right into Alexis’ questions. Alexis and her husband live in Manchester, and they’ve been trying to purchase a property for the last year, but due to the booming market, they’ve not been able to secure a property yet. They put their first offer down back in April and they’ve put multiple offers down since, but each time they keep getting outbid and the houses end up selling above market value. What Alexis wants to know is how do they stop getting outbid? And is it even possible in a hot market or does she need to bite the bullet and buy any property she can get her hands on just so they can get into the market? Her next question is all about tenants. Alexis’ neighbour is also a landlord and unfortunately, her tenants haven’t been paying their rent. Alexis knows that you can get insurance to help protect you in these circumstances, but what happens if you have multiple properties in the same boat as this would hugely impact cashflow. Alexis wants Rob & Rob’s advice on what to do if her tenants don’t pay their rent. Tune in to find out what advice the guys have got for her. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

May 19, 2022 • 27min
TPP479: Never choose the wrong location again
Your cheat sheet to property research Due diligence can seem a little intimidating, especially if you’re doing it from your desktop. With so much to research where could you possibly start? Thankfully research expert Mary Osmond is revealing the exact framework she uses to successfully research all her properties. She’ll run you through every single step, so you can take what you’ve learned and apply it to your next deal. With this cheat sheet, you’ll never choose the wrong location ever again. In the news This week’s news story may come as a surprise to you, especially in a booming market, but according to This is Money there’s been a surge in property down valuations all across the country. As they’ve reported ‘The bank knocked £35,000 off the price we agreed: Mortgage lenders put the brakes on runaway house prices with a surge of down valuations’ But the shocking headlines don’t stop there, as one of the sub-headlines had us choking on our morning brew as This is Money reports ‘house price growth is slowing amid predictions prices will fall 3% next year’. But what have the guys got to say about these gloomy predictions? Hub Extra If you’ve ever found yourself drowning in endless internet tabs (we’re looking at you Tracey), then this week's Hub Extra is for you. Your desktop research game will be levelled up in no-time as you save precious time thanks to this handy browser – Sidekick. Sidekick allows you to add all your favourite apps to a nifty little sidebar, and you can also group your tabs into different sessions, so you’ll never lose that perfect property on Rightmove again as you can pop it into a category for later. Plus, it’s got a built-in ad-blocker, search history function and tab suspension! Is there anything this browser can’t do? Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

May 17, 2022 • 8min
ASK333: Should I buy in London now? PLUS: Do I refinance or sell my home?
It’s Tuesday and you know what that means... Rob & Rob are back answering some more listener questions! We’ve got some really interesting ones this week so let's dive right in! Our first question is all about the London market. Our listener is looking to buy his first property in London, and after listening to our recent podcast on the 18-year property cycle (which you can catch up with here) he thinks now may be a good time to buy. However, as a long-time listener of the podcast, he knows Rob & Rob have previously mentioned that London is typically overvalued and with the crash being around four years away is now actually a good time to buy? Our listener wants to know if London is the exception from the 18-year cycle or does everything they mentioned in their latest podcast still ring true? Next up, Chris has got a tough decision to make, and he’d like the guy's advice. He’s currently on the search for a larger family home. He owns two properties, and he’s had one of them (a four-bed semi-detached) valued at around 200K, which means he’s got himself a fair bit of equity. What he wants to know is should he sell up and use the money to buy his next home or keep the property, rent it out and release some equity to buy his new family home? Tune in to find out what advice the guys have got this week! Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

May 12, 2022 • 26min
TPP478: This could save you thousands...
Research is an investor's best friend Investing is risky business, but is there a way can you avoid making costly mistakes? Every successful investor knows that doing your due diligence should be non-negotiable. But there are some investors that think they can get away with doing little to no research, and they may get lucky a couple of times, but that luck will run out. The reality is if you don’t do your due diligence you’re setting yourself up for failure. So today on The Property Podcast we’re joined by a due diligence expert – Mary Osmond who will have your research game levelled up in no time. Now you might remember Mary from a previous episode where we discussed all things HMO, but if not, you can find that episode here. In the news Now we won’t be popular for bringing this news story to your attention... But base rate has now hit 1% as the Bank of England warns of UK recession this year as it lifts interest rates. A recession could have huge implications for investors so make sure you tune in to hear what the guys have got to say about it. Hub Extra This week’s tip will make the time you spend on your phone just that little bit more productive. You might’ve already heard about widgets, but if you’ve not started taking advantage of them take this as your sign! Widgets are handy little shortcuts for your favourite apps, simply add a widget to your phone screen and at a glance, you’ll have all information you need. Live by your calendar? Add a widget to your phone screen and get a breakdown of your day to day without having to push a single button. Maybe you’re always on the go, just add a map widget and get notified how far you are from home no matter where you are. The options are endless. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

May 10, 2022 • 8min
ASK332: What are the best places to invest in the Midlands? PLUS: Will higher energy costs affect HMO landlords?
Rob & Rob are back with another round of listener questions! And getting us started this week is Danny from Croydon. Danny is an avid listener of the podcast, so he knows what Rob & Rob think about the North and London, but he’s got his eyes set on a different part of the UK. Danny wants to know, where Rob & Rob think the best place to invest in the Midlands is? Next up we’ve got Tom who’s sent his question in all the way from Dubai! Tom is considering purchasing a student HMO in the UK, as these give a higher return on investment... or do they? Tom has a fair usage clause, but even with this in place he’s predicted that the rise in energy bills is going to heavily cut into his profit margins. What he’d like to know is should he hand over this extra cost to his tenants? Or just take the hit as the landlord? Plus, how will this affect the HMO market? Will landlords across the board increase their prices as a result? Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

May 5, 2022 • 26min
TPP477: May Market Update
It’s the May Market Update It’s everyone's favourite time of the month... we’re back with your latest market update! From the rental market to cladding updates, ground rent and the one thing that’s everyone’s talking about – house prices – the guys have got plenty to cover. You won’t want to miss this one! All the links you need are just below: House Prices
Will house prices crash in 2026? This surprisingly reliable cycle theory suggests so
House prices could fall by 5% over next 2 years
House price growth slows as cost of living crisis starts to hits the market
TPP475: 18-year property cycle: When will the market crash? London Prices
London house prices rise at fastest rate since 2016 Rental Market
Rental Reform White Paper ‘may be pushed back until October’
Government considers giving more tenants the Right To Buy
Shelter leads opposition to new tenant Right To Buy proposal
Manchester braces for BTR slowdown before 2024 boom Cladding Issue
Agreement with major developers to fund building safety repairs
What support is available for property owners with cladding issues?
Many landlords still excluded from new Building Safety Law Ground Rent
Ground rent charges to be banned on new residential leases
Date revealed for ban on charging ground rent on new leases Other News
Crypto Mortgages Let Homebuyers Keep Bitcoin, Put Down Nothing
Canada to Ban Foreigners From Buying Homes as Prices Soar Hub Extra We love a good property game and we’ve got a cracking one for you this week! Now we may be a little biased as this was made by the incredible Property Hub team, but if you’re looking to put your knowledge to the test the boom phase simulator is a complete game changer! Run through the different scenarios, make decisions and try to outsmart a property crash. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

May 3, 2022 • 8min
ASK331: How do I handle a rent increase? PLUS: Should I buy in a tower block?
It’s time for some more listener questions and this week we’ve got some good’uns lined up for you! Kicking us off this week we’ve got a cracking question from Sian in Wiltshire. Sian is a fairly new investor and her first tenant’s tenancy is coming to an end. What she’d like to know is how does she go about introducing an annual increase in their rent? Is there a bog-standard calculation she should be using? Should she base it on inflation? Or are there other things she should be considering? Her tenant is a good tenant, so she doesn’t want to rock the boat, but she also doesn’t want to cut herself short and miss out on market value rent. What advice have Rob & Rob got to help her out? Next up we’ve got a question from a mystery caller. This listener didn’t leave his name, but that won’t stop us from answering this corker of a question! He’s currently considering purchasing a flat in a tower block (all cash) and he wants to hear what Rob & Rob think about this? With the ongoing cladding situation, lenders are still cautious to lend on tower blocks, but as he’s going to be buying in all cash, so he could secure himself a little discount. Do Rob & Rob see tower blocks changing any time soon and how do they think they will appreciate in the future? Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Apr 29, 2022 • 5min
Special crowdfunding update!
We launched our crowdfunding campaign yesterday, and if you don't know what happened...well, listen to find out! If you still want to get involved, go to propertyhub.net/crowdfundSee omnystudio.com/listener for privacy information.

Apr 28, 2022 • 26min
TPP476: Where we’ve invested in the last 6 months
Where have we been investing? After over a decade of podcast episodes where Rob & Rob share their best advice, tips and tricks it’s no wonder they’re inundated with questions about what they’re investing in... And during such a pivotal part of the 18-year property cycle the questions about their own investments just keep flooding in. So today on The Property Podcast, Rob & Rob are revealing details of the investments Property Hub Invest and Portfolio have made over the last six months. They’ll tell you where they’ve invested and why. So, if you want an insight into the sort of portfolio Rob & Rob are building this episode is one you really don’t want to miss! In the news We’ve got some interesting news for you this week as London house prices rise at their fastest rate since 2016! It seems the London property market may finally be bouncing back as people head back to the city for work and entertainment. What do Rob & Rob have to say about this... Hub ExtraThis week we’ve got an extra special Hub Extra... Happy Crowdfunding Day! The moment is finally here, it’s officially Crowdfunding day and we’re so incredibly excited! You, our loyal podcast listeners (if you’ve pre-registered) are getting access to this before anyone else. So, if you did manage to pre-register be sure to check your inbox for your unique early access link! And if you’d like to hear all the details about why we’re Crowdfunding check out this episode! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.


