The Property Podcast

These books could change your life... The right book has the power to completely change your life, so today on The Property Podcast Rob & Rob are revealing the three books that all investors NEED to read.  We’re avid learners here at Property Hub and clearly you are too, and that’s why you’re listening to the podcast.  So, however you consume your books whether that’s by reading or listening, you need to add these to your list.   It’s not often that the lessons you can take from a book are this invaluable and if you truly absorb them, you could set yourself up to create wealth for the long-term.  In the news How could we not talk about the budget?  With big headlines like a 5p cut on fuel duty, a pledge to cut basic rates of income tax and inflation predictions this spring statement needs some breaking down.  What have Rob & Rob got to say about it...  Hub Extra  We’re sorry, but your must-read list is about to get even longer...  As we’ve said before, some of the best books we’ve read have been recommendations.   And this recommendation is the book that inspired Mike Winnet to start his successful business.  So today’s Hub Extra is The Rules of Wealth.   This book does exactly what it says on the tin, made up of a series of rules this is the perfect book that you can dip in and out of.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

The guys are back for another round of questions and this week we’ve got two cracking ones.  Kicking us off this week is George.  George and his partner consider themself pretty hands-off investors and as a result, so they’re looking for an estate agent to help rent out their two properties,  They want to know what guidance and tips Rob & Rob have for making sure they choose the right letting agent.  Next up, we’ve got a question from John in Ireland.  John is calculating the ROI on a property he’s had for a while now.  The property has gone up in value, and his initial investment is small so the ROI is looking pretty inflated.  Is there another approach he should be taking when comparing it like for like with other investments? Should he consider how much it would cost to purchase now?   And if he’s refinanced and pulled out all of his original investment does ROI lose its value as a key statistic?  Tune in to find out what advice the guys have got for them.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

You need to hear this interview... Understanding economics, and more importantly inflation, is KEY to being a more informed and successful investor.  And it’s definitely not the easiest topic to wrap your head around...  So, we thought we’d invite the expert economist who went against the crowd and perfectly predicted the increase in inflation we’re currently experiencing onto the podcast.  If you’re keen to wrap your head around inflation, how it works and the mechanics behind it, you really don’t want to miss this.  Tim also tells us what he thinks will happen next – and given his track record, we should probably listen closely!  In the news Sticking with the theme of inflation, we HAD to discuss the base rate increasing to 0.75%.  With this being the third increase we’ve experienced in the last four months, we’re left wondering How high will the base rate go? As the Bank of England delivers ‘inevitable’ interest rate hike to 0.75% and warns inflation will intensify beyond 8%.  What have the guys got to say about this?  Hub Extra We hope you loved that interview just as much as we did, and if you’d like to hear more from Tim and check out his other videos you can find his YouTube channel here.  And if you’re looking to add some more economists to your subscription list, we couldn’t forget to mention one of our favourites Ray Dalio.  His content will really help you become a more informed and successful investor, but if you’re looking for a starting point check out the two videos below:  Principles for Dealing with the Changing World Order by Ray Dalio  How The Economic Machine Works by Ray Dalio  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means...  Rob & Rob are back to answer more of your property questions! Except this week, it’s not all about property!  Rob (yes, another one!) has sent in an interesting question about crypto. He’s been listening to the podcast for two years now and he’s just purchased his first BTL property in Worcester (congrats!) and he’s considering buying another.  Alongside kicking-off his property portfolio, he’s also got a decent cryptocurrency portfolio that has gone up a fair bit in value since he first invested.  He’d like to know if he should pull out his crypto profits and buy a second property?   With crypto having the potential to skyrocket even further the general consensus is that he should sit tight, but what he wants to know is what Rob & Rob would do?  Next up John from Ireland wants to get the guys’ opinion on reserve funds.  Having built up a diverse portfolio of seven properties, John’s been wondering what could happen if a rainy day comes.  It’s sod’s law that everything typically seems to go wrong at once, and the best thing an investor can do is put some money aside as a reserve fund for those unforeseen circumstances.  But how much on average should you be putting aside?  Tune in to find out what advice the guys have got to give.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

A very special episode...  For the first time ever, we’ve recorded the podcast on video! And we’ve not just recorded it anywhere; we’ve shot it 64 floors up in the UK’s tallest penthouse!  So, if you fancy joining us and catching the full tour of this breath-taking penthouse you can watch the video here.  Not only will you get a chance to see this incredible property, but you’ll also get to hear Rob & Rob answer your questions.  We put a call out on our socials to get all your questions in and you didn’t let us down!  You didn’t hold back, so we’ve got plenty to cover...  You can find the full run-down of what the guys are answering below;  Are house prices over-inflated at the moment?  What’s the most challenging part of running a business or property portfolio?  Are their mortgages paid off?  What do they think about HMO’s? What are the pros and cons?  How can an investor differentiate themselves from the competition?  Why don’t they recommend Birmingham as a hotspot?  What’s their end goal?  Portfolio News  We've got some HUGE Portfolio news!  It’s not often you get to celebrate a number going down... but Portfolio has officially lowered the investment level to £5,000!  If you’d like to find out more or join the waitlist, just head to https://www.portfolio.co.uk/  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back to answer some more listen questions and this week we’ve got some really great ones!  Kicking us off this week is Fraser.  Frasers recently come across an article that’s suggested that the UK’s population is set to start declining in 2025 and he’s wondering what impact this will have on property.  Will the decline in demand have a negative effect on property prices?  Next up, Johnny wants to know how to prepare for purchasing a property with a tenant in-situ.  Johnny and his business partner are currently looking at purchasing their fourth property, which has a tenant in-situ. Whilst this can be beneficial, he’s got a few questions.  How can he best prepare? Does he need to get new references/inventories etc or can he use the current ones?  They’re also looking to increase the rent as it’s currently below market value and Johnny’s wondering what’s the best way to approach this.  Does he wait until he’s purchased and then increase the rent? Or does he ask the current landlord to bring in the increase and wait until the tenant has signed the new contract before buying.  Tune in to hear what advice the guys have got to give.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Sourcing secrets revealed In a market like this it’s hard to get your hands on any properties let alone bag an incredible deal, but it’s not impossible...  Today on The Property Podcast we’re joined by two property sourcing experts that deal with multimillion pound deals every single day, and they’ll be revealing their top tips and tricks on how to land yourself a deal.  They’ll be sharing:  How to find deals  How to assess those deals  What their due diligence process looks like  What the MOST important thing to consider is  How to negotiate the deal and make sure the price is right  Their top tip for first time investors  In the news  It’s no secret that the markets booming right now, and Hometracks latest House Price Index has revealed that the average house price is up 7.8% from the 12 months leading up to January.  Breaking it further down to regions and areas, we were shocked to learn that Wales has taken the top spot with 11.7% growth!  Hub Extra This one’s for all the coffee (and tea) lovers out there.  If you’re anything like us, you can’t start your morning unless you’ve had your coffee and this week's Hub Extra will help you get your morning shot just that little bit quicker.  If you’ve not already got your favourite coffee shops app downloaded to your phone you might be missing out.  Gone are the days where you lose your loyalty card just as you were about to get your free drink. These apps store all your loyalty points on your phone, so you’ll never have to miss out on that free coffee ever again.  If free coffee isn’t enough to win you over, they’ve also added a nifty little click and collect feature. Just order your coffee when you’re enroute and it’ll be there waiting for you!    Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions!  Our first question is from Steven in Manchester.  Steve has been investing for a few years now, he’s researched various strategies and spoken to a lot of people.  And he’s had a sad realisation...   There’s a lot of negativity when it comes to being a landlord and investing. Steve approaches being a landlord in an ethical way and tries to look out for his tenants, making his property feel like their home.   What Steve would like to know is how do Rob & Rob handle this negativity? Do they have a particular approach or argument when it comes to dealing with this?  Next up, we’ve got a question about interest rates.  This listener is looking to build a Buy-to-Let portfolio and is looking for some advice on interest rates and rental income.  What he wants to know is if rent will increase to match interest rates, and if they do will this impact the profit margins of Buy-to-Let properties?  Tune in to find out what the guys have got to say.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the March Market Update  It’s that time of the month! Rob & Rob are back with your monthly update.  The markets are reacting to everything that’s going on right now and it’s affecting all of us.  From house prices continuing to soar to Scottish news, the guys have got plenty to cover.   All the links you need are right here:  Property Market  House prices go up by 10.8% at end of 2021: HM Land Registry  Huge Build To Rent programme announced by pension provider  Rental Market  No sign of rental demand slowing: NRLA  Mortgages  Weekly rate watch: Rate hike frenzy sees all fixes rise  Rental Control  Avoid rent freezes but some controls can work, academics claim  Scotland  Letting an Airbnb will require planning consent if council succeeds  Scots landlords dismayed as possession grounds kept ‘discretionary’ until September  Sentiment  London’s smallest microflat sells for 80% above asking price  Property Hub News We’ve got some exciting Portfolio news dropping soon...  So, if you’d like to be the first to hear what that is you can join the waitlist here.  And if you’d love to be a part of the incredible Property Hub team you can find all the roles we’re hiring for here.  Hub Extra This week we’re sharing the tech tool that keeps The Property Podcast running like a well-oiled machine.  Monday.com is a platform that’s redefined the way we work as it organises and streamlines your daily, weekly and monthly tasks.  The great thing about Monday.com is you can really customise it to work best for you, set yourself deadlines, add subitems and keep your team up to date with your progress – it really can do it all.  We can’t believe we used to do it all on paper before!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The guys are back for yet another round of listener questions!  And Amy from Oxford is kicking us off this week.  Amy and her fiancé are looking to buy their first property, but the properties they’ve had their eye on have had SO much interest they’re selling for £30,000 above asking!  Has overpaying in this market become the norm? Or are they right to be a little cautious...  Next up, we’ve got a couple of questions from Paul.  Paul bought his first Buy-to-Let property last year, is currently renovating his second and has had an offer accepted on his third.  Thanks to the current market, his first property has increased in value by around £30,000-£40,000. He wants to hear if Rob & Rob think he should pull the equity and use it for another deposit?  His next question is all about mortgages. He’s taken out interest-only mortgages on all his properties and has a plan for how he’ll pay these off one day.  He’s hoping to use the 18-year property cycle to his advantage, and as his properties go up in value, he plans to sell one and use this to pay off the mortgages.  Is this a good strategy?  Tune in to find out what Rob & Rob have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.