The Property Podcast

How are Rob & Rob’s predictions faring? It’s been a bonkers start to the year, and it’s fair to say that a lot of unpredictable things have happened.  So, we thought it’s about time we do a little check-in on how Rob & Rob’s predictions are faring at the half-way point.  From top performing cities to national property growth, the London market, inflation, Bitcoin and so much more… the guys placed their bets on what would happen in 2022.  So, tune in as we dig into the numbers and see how right (or wrong) they are so far!  Plus, they’ll be answering the question that’s on everyone’s lips right now – is the property boom coming to an end?  In the news  This week’s news story could divide our listeners, as depending on how you view the world this could be great news or really worrying as UK mortgage lenders told they can scrap affordability rule for buyers.  It’s official, the Bank of England have scraped affordability rules and buyers will no longer need to undergo a stress test.  Could this be incredible as it helps more people get their foot on the ladder or is it a recipe for disaster with a potential repeat of 2008?  What do Rob & Rob think?  Portfolio news  Now for some super exciting news about Portfolio!  We’ve officially introduced ApplePay into the app, making investing just that little bit easier.  If you’d like to find out more, you can do that here.  Hub Extra  If your TBR (to be read) list wasn’t already long enough we’ve got a cracking book recommendation coming your way!  You know we love a good self-improvement book here at Property Hub and Four Thousand Weeks by Oliver Burkeman is the time management book with a twist that you need in your life.  We roughly get four thousand weeks in our lifetimes, but that doesn’t mean you’ll accomplish everything you want to in life, and this book will help you come to terms with that.  Nothing can ever be perfect, and whilst that can feel like a bitter pill to swallow, it’s okay, and Oliver highlights the beauty of constructing a meaningful life and embracing your limitations.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s our favourite time of the week! Rob & Rob are back with another round of listener questions.  Getting us started this week is Dan.  Dan currently has a portfolio comprising of 4 properties, one of which he lives in. These aren’t massively leveraged, and he’s got a fair bit of combined equity but he’s not quite sure how much.  What he wants to know is how can he figure out how close he is to the financial freedom he’s been dreaming of?  Next up we’ve got a cracking question from Colin.  Colin and his business partner have been working their way through The Property Podcast back catalogue and have now kickstarted their property investment journey.  They’re now underway with their first Buy-to-Let investments - two off-market properties with tenants in-situ in the North West.   Their offers have been accepted and they’ve managed to secure lending, but what they want to know is Rob & Rob’s top five tips for preparing to purchase properties with tenants in-situ!  Tune in and hear what the guys have got to say.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

These investing principles will help you prosper  The world is a strange place at the moment and it’s certainly a difficult one to navigate, especially in the world of investing.  It’s the most interesting time for not only the property market but every market out there.  If you joined us on the podcast last week or have managed to get your hands on Rob D’s new book you’ll know exactly where we are right now and what the financial environment of the future will look like, giving you that edge when you’re deciding what to invest in.  But we’re about to make it even easier for you as Rob & Rob reveal the five investment principles that will make you wealthy. If you harness these principles not only will navigating the market become easier for you, but you’ll prosper as a result.  So be sure to tune in – you won’t want to miss out on this.  In the news We’ve got a huge news story for you this week, in fact, it’s so big we think we’re going to have to cover it in a lot more detail over the coming weeks.  And there’s plenty of headlines as the government have released a white paper on how they plan to create a fairer private rental sector.  Now there’s a lot to dig further into but some of the biggest headlines were the end of section 21 and new legislation involving tenants and their pets.  Tune in and hear what the guys have got to say.  Hub Extra  Now we don’t usually give out an anti-recommendation but there’s a first for everything!  Rob B was excited to get his hands on the Empire of Pain: The Secret History of the Sackler Dynasty, but was pretty disappointed as he didn’t think it was worth the hype. Not every recommendation is a winner but this one was a hard hitter as it’s got so many amazing reviews...  But don’t worry, we can’t let you walk away without a good recommendation! Thankfully Rob stumbled across Dopesick on Disney+ which follows the same story of the Sackler family and their involvement in the opioid crisis in America.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob have two fascinating questions to answer this week!  First up is Lukas, who’s asking a question right of the back of attending a webinar (a seriously dedicated listener!). Now the market is hot, Lukas has got an opportunity to pull cash out of his properties.   However, he refinanced a property in the past only to have it valued under what he paid for it. As Lukas thinks there will be a crash in the next 2-3 years he’s worried about prices dropping in a crash leaving him over leveraged.  Rob & Rob have some excellent advice for avoiding this trap – and also some cautionary words about a crash.  Next up is George from Bristol, who’s in the process of buying a home to live in. It’s in a village, which isn’t something we usually discuss on the podcast, but as it’s for George to live in rather than a rental. However, he’s discovered that there is planning permission for homes that will double the size of the village.   So now he wants to know, will this extra supply negatively affect house prices? Rob D has seen this explosive growth in houses happen before so he’s pretty sure he knows what is likely to happen next.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Do you understand the financial landscape?  This has to be in our top 10 MUST listen podcast episodes - and it’s a big one.  With 50 years of financial history to run through Rob & Rob have got plenty to cover. They’ll start with the HUGE event in 1971 that completely transformed everything about the world of money, what has played out ever since and how it’s going to affect what’s to come.  Once you understand what’s going to come next, you’ll be well on your way to better position yourself to make smart investment decisions, so you definitely won't want to miss this.  In the news   With the government leaking stories that their next announcement was going to completely transform the market we were eagerly awaiting what they had to say.  And to be honest, we were sort of disappointed as their huge announcement was that they’re planning on extending the right to buy scheme to housing associations.  What do the guys have to say about this ‘transformational’ announcement?  Hub Extra  Of course, this week's Hub Extra has to be none other than Rob D’s new book, The Price of Money.  If you loved this episode, you really do need to get your hands on it as it will completely alter the way you view the financial world taking you deeper than a single podcast episode ever could.  There’s also some additional perks for anyone that purchases it in the first week (including a mini-podcast series, the chance to have lunch with Rob and a live Q&A session!).   Keen to add it to your must-read list? You can purchase it right here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and that means Rob & Rob are back answering your questions!  First up is Ash. She’s a huge fan of the podcast and especially looks forward to the Market Updates. So, it’s no surprise that she’s noticed the economic warnings that a recession is likely in the UK this year.   Indeed, just yesterday leading economist Dr Gerard Lyons told the BBC: “A recession is likely in the UK and, I think, a recession is likely across Western Europe.” Which is pretty direct, especially for an economist.  So, Ash wants to know, what will a recession mean for property prices? Is now a bad time to buy if there is going to be a downturn? A great question, and one Rob D is especially well placed to answer, having just finished a book on how money actually works.  Next up is Pete, who controversially doesn’t have a question, but instead has opted to issue a warning! We’ll let Pete off this rebellious change to our format because he has an important warning about new tax rules that will affect almost all landlords.  Even though it’s not strictly a question, Rob & Rob still have some helpful advice on how to prepare for the tax changes so that you’re not caught out.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Inflation can change the entire way you invest  Inflation is the word on everyone's lips at the moment, but do you truly understand it?  It’s a complicated topic and with the rise in living costs it can be tempting to just try and block it out, but you’d be doing yourself a massive injustice.  When you truly understand inflation, you can use it to your advantage and have the opportunity to win big!  So, make sure you don’t miss out on this one!  In the news We couldn’t quite believe our eyes when we saw this headline...  When the words ‘landlords’ and ‘tax’ are in the same headline it’s almost never good news, but this one, whilst it’s just a rumour, sounds fairly positive.  We know we’re crossing our fingers as Property Investor Post have reported Landlords could receive tax breaks to sell up.  Is it too good to be true?   Hub Extra If you loved this episode, then you’re going to love this week's Hub Extra!  Rob & Rob revealed some pretty shocking numbers today, and we know you’ll be keen to see those numbers and graphs for yourself.  Thankfully, Rob D has broken everything down in just 12 minutes in our latest YouTube video.  But it doesn’t end there!   If you joined us last week, you’ll know Rob D’s new book will be landing next week! If you want to be the one of the first to get your hands on his latest book you can sign-up for notifications here.  We promise, it’ll be worth your while and if you purchase it in the first week, there's a few extra perks in store for you.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.   See omnystudio.com/listener for privacy information.

Rob & Rob are back with some more listener questions!  Starting us off this week is Jack.  Jack and his partner have recently sold their first property and have moved back in with family whilst they search for their new home.  Of course, this means they’ve got a chunk of cash lying around at the minute and Jack is wondering what they should do with it.  As they’re hoping to purchase their first investment property soon should they dip into this cash and use it for a deposit to buy their investment property instead of a home for themselves?  Their residential home will be higher in value than any investment property they purchase, so with this in mind and the stamp duty implications do Rob & Rob think they should buy the investment property before their home?  Next up we’ve got another great question from Joe.  Joe’s a young landlord and currently has one property that he rents out as a holiday let.  He’s hoping to expand his portfolio, but before he does, he wants to make sure he’s prepared.   As his portfolio increases, he’d like to ensure he can keep it as professional as possible and easy to manage so he can crunch all the numbers, keeping a watchful eye on his finances.  He’s had a look on the market and has come across Lendlord. What he wants to know is, is there any magical software out there that Rob & Rob currently use and would recommend OR do they keep it classic with a good old trusty excel sheet?  Tune in and hear what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

New book incoming!  Yes, you read that right! We are so excited to announce that Rob D is releasing a new book on June 16th!  But, if like us, you just can’t wait any longer, just sign-up here and we’ll send you a preview chapter to get your teeth stuck into.  Plus, we’ve got some special surprises lined up for everyone who purchases the book in its first week, so we’ll send you a reminder on the release day, so you don’t miss out!  It’s the June Market Update!  Rob & Rob are back with your monthly update and what a busy month it’s been!  There’s almost too much to talk about, but don’t worry we’ve selected the best and most important headlines of the month for this Property Podcast.  Macro Economy  How do I get the £400 energy grant and the £650 one-off payment?  House Prices  Michael Gove is right about one thing: building more homes won’t solve anything  Which housing markets are most exposed to the coming interest-rate storm?  Cost-of-living crisis to halt surge in house prices  Slowdown ahead for UK housing market  Record house prices see 4.3m homes pushed into a higher stamp duty bracket  Hometrack UK Cities House Price Index  Rents  Zoopla Rental Market Report  Government to deliver ‘new deal’ for renters  Sadiq Khan: I am calling on the prime minister to freeze London rents now  Mortgages  The Nottingham loosens BTL criteria  The Mortgage Works reduces limited company BTL rates  Other News  Will the Crossrail effect give a boost to house prices along the Elizabeth line?  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

We’ve got some cracking questions for you this week, so let’s dive straight in!  Kicking us off is Jessica!  Jess has been listening to the podcast for a while now, and she’s finally ready to purchase her first property.  She’s been looking around Liverpool for the past 18 months and has put in multiple offers, in various areas and price ranges but has found her offers consistently being rejected.  Even though her offers are always at asking price or above, she’s starting to wonder if being a single buyer is what’s setting her back?  So, she’s hoping Rob & Rob can give her some advice and help her get her foot on the ladder.  Next up, we’ve got a question from Ben in Birmingham.  Ben’s looking to purchase a property for £275,000 flip it and sell it for £385,000 leaving him with a healthy £30,000 in profit.   But he’s wondering if he can avoid the hefty capital gains tax on this.  He’s got a few different ideas in mind but he’s hoping Rob & Rob will be able to help him decide.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.