The Property Podcast

It’s the February Market Update   Rob & Rob are back with your monthly update and this one is a must listen!  With HUGE numbers across the board the guys have never reported on stats like this, in fact, we might start calling this update the record high edition.   From soaring property prices and rents to surging mortgage products and Welsh news, Rob & Rob have a lot to cover.  All the links you need are right below:  Property Prices  Government releases latest data for average UK house prices  New Year demand for property hits record levels, up 50%  Fears of pandemic exodus from England’s cities prove unfounded  Rents  Rents rise at fastest rate ever  Latest figures show UK rents continue their inexorable rise  Private rents in Britain rise at fastest rate on record  UK property rents rise at fastest ever rate  Cladding Issue     Government sets out new plan to protect leaseholders and make industry pay for the cladding crisis  Government slams insurance firms over premiums on blocks  Don’t exclude landlords from cladding help, politicians will be told  Mortgages  Mortgage lenders battle to win growing holiday let landlord market  Landlord product choice approaching record levels: Moneyfacts  Leasehold  Restrictions on ground rent for new leases set to become law  Wales  Renting Homes (Wales) Act Starts July 2022  And finally...  Call for action ahead of new Carbon Monoxide alarm laws  Hub Extra  We spend so much time on our phones, so this week's Hub Extra is trying to improve that experience.  We’re sure it’s no news to you that you can organise the apps on your phones into little folders and you can name these things to help you keep things organised.  But have you ever considered naming them something a little more motivational?  Instead of popping all your banking/investing apps into a folder called ‘finance’, switch it out for ‘Make X amount of money this year’.  Whilst this might seem a little silly, when you’re picking up your phone 100+ times a day this little mental nudge might help keep you on track.  A further little tip straight from Rob B, is if you have an iPad as well as your iPhone, move any of those apps that you find distracting off your phone and onto your iPad.  And if you’d like to find out more about Portfolio you can do that here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob! As always, we’ve got two great questions this week, so let’s get stuck in!  First up, we’ve got a question from Harry.  Harry is an overseas investor with a portfolio predominately made up of flats.  Our Houses vs. Flats episode on The Property Podcast and the high demand for houses during a recent Property Hub Invest launch in Sheffield has got him thinking.  He’d like to diversify and get his hands on some new build houses, but he’s struggling to source these remotely.  Harry would love to hear if Rob & Rob have got any advice on how he can source the properties he’s after.  Next up, we’ve got a question from Adam in Swansea.  He’s currently purchasing his first HMO in a student area and is looking to let this out to some students.  Unfortunately, he’s just missed the start of the academic year and he’s expecting the property to remain empty because of this.  What Adam wants to know is how can he monetise the property until the next academic year starts and avoid a void period.  Tune in to find out what advice the guys have got for our callers.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Property is a terrible way to make money  Could this be the last ever episode of The Property Podcast?   After all these years in the game have Rob & Rob done a 180 and realised that property just isn’t the best way to make money?  This week on The Property Podcast Rob & Rob are revealing why property is a terrible way to make money.  They’ll be taking a closer look at different strategies and revealing why each one isn’t a good way to achieve the goal of generating £2,000 each month.  But it’s not all bad news, because they’ll be pointing you in the direction of how you CAN make money, phew, maybe The Property Podcast will continue after all...  In the news  It seems that we didn’t just experience double digit growth in house prices last year, as LandlordZone have revealed a 50% increase in landlords using ltd companies to take out a mortgage last year.  This figure is the highest number since the changes George Osbourne made to the tax system!  What do Rob & Rob think about this?  Hub Extra  Do you know someone who would benefit from The Property Podcast, but you’ve failed to win them over so far?  Maybe they’re just not a podcast person and find it all very complicated.  We’ve got the perfect Hub Extra for them.  Listening to podcasts couldn’t be any simpler than with Spotify. Just search the name of a specific podcast or topic, and within seconds you can be listening!  They’ve also recently introduced a star rating system, so you can quickly decide if a podcast is worth your time!  And if you haven’t done so already, you can rate The Property Podcast right here.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob.  This week we’ve got two super interesting questions that the guys couldn’t wait to get into!  Kicking things off this week is Dragos.  Dragos has recently had an offer accepted on a 1-bed flat in a great part of Liverpool, but thanks to a couple of declining lenders, he’s recently discovered something that’s left him questioning if the deal is right for him.  The lenders revealed that the development mainly consists of investment units with a limited demand for owner occupation.  Would Rob & Rob go ahead with this deal? And what would they do or ask as a precaution?  Next up, we’ve got a question from Sal in London.  Sal has built himself a portfolio of property, but he’s looking to expand and diversify.   With the ongoing developments in technology and the recent spike in popularity for things like NFT’s and blockchains, should he be consider trying his hand at digital property?  Sal wants to know what Rob & Rob think about digital assets and whether they see the market developing.  Tune in to find out their thoughts!  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

2022’s Property Hotspots  Rob & Rob are back with their top hotspots of the year, it’s always one of the most popular episodes and it’s definitely one of their favourites to record!  This year, they’ll not only be revealing their safe bets, but their up-and-comers and even a couple of wildcards.  And after hearing how well 2021’s hotspots performed, you won’t want to miss this.  Safe bets:  Liverpool  Manchester  Nottingham  Leeds   Up-and-comers:  Sheffield  Belfast  Derby  If you’re feeling brave:  Newcastle  London  Super wildcard:  Aberdeen  In the news  We’ve got some Welsh news for you this week and it’s all about the Renting Homes Act.  After years of being fiddled around with, the act is due to be implemented in July 2022 and brings about some big changes.  First up, tenants will no longer be called tenants, but are instead ‘contract holders’ and with notice periods being extended to six months from two, this is definitely one to keep on your radar.  Hub Extra  If one of your New Year’s resolutions was to improve your knowledge and improve your focus this Hub Extra is for you.  Elevate is a brain training app, that gives you five mini games to complete each day to help you achieve your objectives.  The games take less than a minute each, so instead of scrolling through Instagram first thing, train your brain instead.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means! Rob & Rob are back with another round of listener questions.  This week we’ve got two great questions about mortgages.  Our first question is from Cameron from South Africa, and it's got the guys divided  Cameron is around 2 years away from getting his permanent residence in the UK and this has caused lenders to be reluctant, leaving him with limited mortgage options.  He’s currently looking at getting a flat in Nottingham city centre and has recently been offered an interest only mortgage, with an interest rate of 7.7%!  What he wants to know is what Rob & Rob would do in this situation. With Nottingham being one of our hotspots for 2022 would they still invest?  Next up, we’ve got a question from Arun.  The mortgage term on Arun’s home is due for renewal in 2025, and according to the 18-year property cycle, a crash is due slightly after this.  Arun wants to know Rob & Rob’s thoughts on refinancing before you suspect a crash is coming and whether the risk of negative equity is such a bad thing?  Thankfully for Arun, we’ve got the perfect podcast episode to help answer this. In fact, it’s almost as if we recorded this episode, just for him.  How do you use leverage in a boom and crash?   Tune in to find out what else Rob & Rob have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Rob & Rob reveal their predictions for 2022  The guys are back with one of their favourite traditions – predictions for the year ahead.  If you listened to 2021’s predictions you’ll know that last year they fared pretty well and with hardly anyone else sharing theirs this year, this episode really is a must listen.  Even if it’s so you’re in on the joke in December 2022 when they could’ve gone horribly wrong.  Here’s what 2022’s forecast consists of:  Top 3 performing cities  UK property market  London property market  Inflation  Base rate  Stock market  Bitcoin  With such big topics and some bold claims, we can’t wait to see what this year holds.  Do you think Rob & Rob’s winning streak will continue and they’ll be right by the end of the year? Or will they be wrong?  Only time can tell.  Until then, please feel free to share your own predictions with us over on our Instagram, Facebook, Twitter or forum.  In the news  The news story this week is that there is no news...  Every year Rob & Rob share their predictions for the year ahead, but they also take a closer look at what other experts have got to say and well, this year it seems like not much.  But you can take a closer look at the couple of predictions they did find below:  MoneyWeek - What does 2022 hold for UK house prices?  Savills - Prime central London and northern England to experience strongest growth across all markets  Portfolio news!  We shared some exciting news about a recent acquisition in last weeks episode and we’ve got some even more exciting news this week!  Portfolio took a little break over the festive period, but you’ll be happy to hear that we’ve started to let people in!  And if you haven’t joined the waiting list yet, you can do that here.  Hub Extra  January is the perfect time for a little spring clean, but if there’s one place you shouldn’t forget to cleanse, it’s your phone!  This week's Hub Extra is a tip straight from Rob B.  He recommends a phone audit - look through all the apps in your phone and delete anything you haven't used or doesn’t add value to your life.  Set 5 minutes aside and get rid of anything that’s clunking up that screen!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

We’re back and we’re starting 2022 with four questions!  Our first three questions come from Phil from Liverpool.  Phil is an avid listener of the podcast and bought his first investment property back in August – a two bed flat in Liverpool.  As he was buying in an area he was familiar with, he found himself getting emotionally invested and was ruling out any areas he wouldn’t live in himself.   What he wants to know is, should he avoid doing this in the future?  He’s also recently started to see the power of leverage, and with this in mind as he considers buying his next property, he’s started to think about interest-only mortgages.  So, Phil’s asking Rob & Rob if he should stick to an interest-only mortgage, and if so, should he only pay interest for the full term?  His final question was a special one and required Rob B to dust off his crystal ball, as he quizzed Rob on how Liverpool is going to perform in the premier league.  Tune in to hear what the guys have got to say.  But the questions don’t end there, and our final question is a big one, and it’s all about yield.  This listener wants to know what’s the minimum yield you should consider on a single buy-to-let?  Thankfully, Rob & Rob have covered this before, so if you’re searching for the Total Return Formula podcast episode, you can find that here.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Make 2022 your year  Happy New Year!   Rob & Rob are back and they’re kicking it off with what they believe will be one of the top 5 episodes of the year.   The new year is the perfect opportunity to wipe the slate clean, get clear on your goals and get ready to embark on your best year yet.  So, in this episode Rob & Rob will be sharing their tried and tested tools that they use to work towards being the best versions of themselves.   It goes without saying that Rob & Rob are just two ordinary guys, there’s no big secret to what’s made them successful – they’ve just used these tools and methods year- after- year.  After all, it’s the simple stuff that makes the difference.  Hub Extra  One of the best ways to make sure you’re achieving your goals is to keep track of your progress.  Now, the App Store has endless apps that can be used to track almost everything, but here’s some of our favourites.  Trying to level up your fitness game in 2022? Then Strava is what you need. It will track your runs/cycles and give you all the data to analyse!  If tracking your habits feels a bit of a bore, let us introduce you to Habitica. Habitica pumps back all the fun into habit tracking as it turns real life into a game.  Of course, we couldn’t forget to share a way to track your podcasts. Spotify is super handy at collecting all your data and sharing what your favourite podcasts are every year, plus how many minutes you spent listening to them. Could you be The Property Podcast’s top listener for 2022?  The extra links you were searching for   If you’ve been searching for the extra links Rob & Rob mention you can find them right here:  Sign up to the magazine  Join the Portfolio waitlist  TPP15: How goal setting will change your life  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Reflecting on 2021  2021 has been another crazy year, and not just in the world of property.   No-one could’ve predicted the boom that has well and truly started, although Rob & Rob predicted growth, they didn’t even see that one coming.  And the craziness of 2021 didn’t stop there.  It’s been a rollercoaster ride at Property Hub HQ and after what’s felt like forever, we finally launched Portfolio, so there’s plenty to reflect on.  Here’s a rundown of what the guys are reflecting on:  Property prices  Rental demand  The economy  Inflation  Property Hub  The launch of Portfolio  We hope you’ve enjoyed listening to the podcast this year, just as much as we’ve enjoyed creating it for you.  2021 has been our best year yet, but we’ve got a sneaky feeling that 2022 is going to be even better.  So, we hope you have a lovely festive period and get some well-earned rest and time with your loved ones.  And we’ll be back next week to kick off the new year, so make sure you’re ready!  P.S If you’re looking for the Portfolio waitlist, you can find that here.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.