The Property Podcast

Rob Bence and Rob Dix from The Property Hub
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Mar 10, 2022 • 21min

TPP469: Property sourcers’ secrets revealed

Sourcing secrets revealed In a market like this it’s hard to get your hands on any properties let alone bag an incredible deal, but it’s not impossible...  Today on The Property Podcast we’re joined by two property sourcing experts that deal with multimillion pound deals every single day, and they’ll be revealing their top tips and tricks on how to land yourself a deal.  They’ll be sharing:  How to find deals  How to assess those deals  What their due diligence process looks like  What the MOST important thing to consider is  How to negotiate the deal and make sure the price is right  Their top tip for first time investors  In the news  It’s no secret that the markets booming right now, and Hometracks latest House Price Index has revealed that the average house price is up 7.8% from the 12 months leading up to January.  Breaking it further down to regions and areas, we were shocked to learn that Wales has taken the top spot with 11.7% growth!  Hub Extra This one’s for all the coffee (and tea) lovers out there.  If you’re anything like us, you can’t start your morning unless you’ve had your coffee and this week's Hub Extra will help you get your morning shot just that little bit quicker.  If you’ve not already got your favourite coffee shops app downloaded to your phone you might be missing out.  Gone are the days where you lose your loyalty card just as you were about to get your free drink. These apps store all your loyalty points on your phone, so you’ll never have to miss out on that free coffee ever again.  If free coffee isn’t enough to win you over, they’ve also added a nifty little click and collect feature. Just order your coffee when you’re enroute and it’ll be there waiting for you!    Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.
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Mar 8, 2022 • 9min

ASK323: How do you deal with anti-landlord views? PLUS: Will increasing interest rates squeeze my margins?

It’s time for another round of listener questions!  Our first question is from Steven in Manchester.  Steve has been investing for a few years now, he’s researched various strategies and spoken to a lot of people.  And he’s had a sad realisation...   There’s a lot of negativity when it comes to being a landlord and investing. Steve approaches being a landlord in an ethical way and tries to look out for his tenants, making his property feel like their home.   What Steve would like to know is how do Rob & Rob handle this negativity? Do they have a particular approach or argument when it comes to dealing with this?  Next up, we’ve got a question about interest rates.  This listener is looking to build a Buy-to-Let portfolio and is looking for some advice on interest rates and rental income.  What he wants to know is if rent will increase to match interest rates, and if they do will this impact the profit margins of Buy-to-Let properties?  Tune in to find out what the guys have got to say.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
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Mar 3, 2022 • 26min

TPP468: March Market Update

It’s the March Market Update  It’s that time of the month! Rob & Rob are back with your monthly update.  The markets are reacting to everything that’s going on right now and it’s affecting all of us.  From house prices continuing to soar to Scottish news, the guys have got plenty to cover.   All the links you need are right here:  Property Market  House prices go up by 10.8% at end of 2021: HM Land Registry  Huge Build To Rent programme announced by pension provider  Rental Market  No sign of rental demand slowing: NRLA  Mortgages  Weekly rate watch: Rate hike frenzy sees all fixes rise  Rental Control  Avoid rent freezes but some controls can work, academics claim  Scotland  Letting an Airbnb will require planning consent if council succeeds  Scots landlords dismayed as possession grounds kept ‘discretionary’ until September  Sentiment  London’s smallest microflat sells for 80% above asking price  Property Hub News We’ve got some exciting Portfolio news dropping soon...  So, if you’d like to be the first to hear what that is you can join the waitlist here.  And if you’d love to be a part of the incredible Property Hub team you can find all the roles we’re hiring for here.  Hub Extra This week we’re sharing the tech tool that keeps The Property Podcast running like a well-oiled machine.  Monday.com is a platform that’s redefined the way we work as it organises and streamlines your daily, weekly and monthly tasks.  The great thing about Monday.com is you can really customise it to work best for you, set yourself deadlines, add subitems and keep your team up to date with your progress – it really can do it all.  We can’t believe we used to do it all on paper before!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Mar 1, 2022 • 10min

ASK322: Should I just give up and overpay? PLUS: Release equity or not?

The guys are back for yet another round of listener questions!  And Amy from Oxford is kicking us off this week.  Amy and her fiancé are looking to buy their first property, but the properties they’ve had their eye on have had SO much interest they’re selling for £30,000 above asking!  Has overpaying in this market become the norm? Or are they right to be a little cautious...  Next up, we’ve got a couple of questions from Paul.  Paul bought his first Buy-to-Let property last year, is currently renovating his second and has had an offer accepted on his third.  Thanks to the current market, his first property has increased in value by around £30,000-£40,000. He wants to hear if Rob & Rob think he should pull the equity and use it for another deposit?  His next question is all about mortgages. He’s taken out interest-only mortgages on all his properties and has a plan for how he’ll pay these off one day.  He’s hoping to use the 18-year property cycle to his advantage, and as his properties go up in value, he plans to sell one and use this to pay off the mortgages.  Is this a good strategy?  Tune in to find out what Rob & Rob have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
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Feb 24, 2022 • 39min

TPP467: Sharing our most unpopular property opinions

You’re probably not going to like this... We’re going to ruffle a few feathers this week as Rob & Rob are revealing their most unpopular property opinions.  And honestly, we can’t quite believe some of these!  The guys have got plenty of opinions and they’re famous for not being aligned with the crowd and that’s definitely going to be the case today.   From referencing working both ways, to paying capital gains tax on your main residence, Rob & Rob are not holding back.   Some of the opinions are pretty controversial, so much so, that Rob & Rob don’t even agree – this is one episode you really don’t want to miss.  And if you’re wanting to hear why Rob & Rob think property is an awful way to make money, you can find the full episode here.  In the news  Selective licensing schemes, we’ve all heard of them and some of us have to pay to have them.  So, we were pretty shocked to find out that nearly 2/3 of the councils that run these schemes don’t actually record the number of complaints they’re receiving!  Hub Extra This week’s Hub Extra is for those of you that, like Rob B, don’t enjoy travelling and hate queueing!  We’ve got some simple tips that might cost you a little extra but will make your travel experience A LOT more enjoyable.  Tip 1 – Opt for a meet and greet service over standard airport parking  Rather than paying to just park your car in the airport, you can choose a meet and greet service that’ll let you drive to the closest location to the airport, hand over your keys and someone will go park it for you. Then just let them know when you arrive, and they’ll bring your car back around to you!  Tip 2 – Book fast passes (in advance)  This one we don’t recommend leaving until the last minute as it can work out pretty expensive, but if you book your fast passes in advance, often for around the same price as a pint you’ll be able to skip the queues and whiz through security!  Tip 3 – Get a credit card that gives you lounge access  Some credit cards will offer airport lounge access as a benefit, and honestly, it’s a complete game changer! After whizzing through security, you can sit back and relax in a lounge that’s stocked up with food and drinks. So, skip the uncomfortable chairs and get yourself in a lounge.  Tip 4 – Pick your seats at the front  Quite simply, you’ll get off the plane much quicker than everyone else and be at the front of those queues! So, no need to be spending ages in the security line, plus you’ll be the first to grab your drinks/snacks from the carts on the plane.  Tip 5 – Upgrade to faster luggage drop-off for the way home  Another time saver and complete game changer. By simply paying a little extra your bags will be the first on and off the plane!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Feb 22, 2022 • 8min

ASK321: What does the property cycle mean for my mortgages? PLUS: How do I turn my refurbs into a business?

Rob & Rob are back with another round of listener questions!  First up we’ve got a question from Mike.  Mike’s mortgages are due for renewal soon, and he’s been considering whether he should get a two- or five-year fixed rate.  With five-year fixed rates being pretty good at the moment he’s leaning more towards this, but after taking a closer look at the 18-year property cycle this fixed rate might end around the same time as a crash.  What he wants to know is what Rob & Rob would do? Should he get a two-year fixed rate and then a five after or get the five now and hope for the best!  The guys share some helpful advice, but thankfully we’ve got another perfect podcast episode that might just help him out.   Find out how to use leverage in a boom and crash right here.  Next up, David wants to know how he can turn his recent renovation projects into a business.  David has completed a couple of refurbs over the last 3 years and he’s looking at how he can turn this success into a business.  Controversially Rob & Rob have actually discussed this on The Property Podcast before and revealed why property is a terrible way to make money.  Tune in to find out what tips the guys have got for him.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
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Feb 17, 2022 • 30min

TPP466: How to use Rightmove the RIGHT way

Step up your Rightmove game  The property market is booming right now, and that’s great if you’ve already established your portfolio, but if you’re trying to find your next investment it’s not the easiest time to bag a deal.  You’re probably already spending a huge portion of your time scrolling on Rightmove, so you’ll want to make sure you’re doing this as effectively as possible.  Thankfully, Rob & Rob have been investing for years and they’ve managed to build up a good few tips and tricks.  So, this week on The Property Podcast they’ll be revealing all the ways you can optimise your search for your next investment.  And if you’re looking for the link to help Beau and donate, you can do this here.  In the news We canine believe this week's news story...  27% of landlords have no idea their tenants have cats or dogs! With the surge in tenants becoming pet parents, it’s no wonder the majority of landlords have made the switch to pet-friendly properties.  But it seems that a huge portion of tenants are keeping their pets under wraps!   Hub Extra  We’ve shared some pretty game-changing tools this episode, so rather than overload with you more, we thought we’d remind you to download them!  With a few simple clicks, you’ll be stepping up your investment game in no time.  Property Log  Advanced Property Insights  Property Data  Rightmove Hub  Fancy joining the Property Hub team? Do you know someone who'd be perfect for our CTO role or do you just fancy joining the incredible team here at Property Hub (we promise we're not biased!) you can find all our latest roles right here. Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Feb 15, 2022 • 10min

ASK320: Sell my former home, or rent it out? PLUS: How do I get a mortgage for my refurb?

Rob & Rob are back for another round of listener questions!  Kicking it off this week is Laura from Essex.  Laura bought her first property (a two-bed flat) six years ago and is now looking to buy her second property.  She’s recently had an offer accepted on a four-bed detached house and can afford to purchase it without using any equity from her flat.  But Laura’s unsure if she should sell the flat and use the equity to put down a bigger deposit and lower her mortgage repayments on the new house.  What do Rob & Rob think?   Should she keep the flat and rent it out or sell up and put a bigger deposit down?  Next up, we’ve got a mortgage question from Andrew.  Andrew has recently received an inheritance and is looking to buy a terraced house outright in Leeds and then let it out.  He’s then hoping to refinance this property and use the equity to expand his portfolio and purchase a couple more buy-to-let properties.  Andrew wants to know if his mortgage can be interest only, and if not, why?  Tune in to find out what the guys have got to say.  And if you’re looking for the latest episode of The Property Podcast with a mortgage expert you can find it here or if it’s the Buy-to-let mortgages explained video you’re after, that’s right here.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.
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Feb 10, 2022 • 29min

TPP465: How to protect yourself against rate rises and more

The interview you’ve been waiting for   The mortgage market is CRAZY right now, and we’re always inundated with questions about rates, fixed terms and so much more.  So, in true The Property Podcast fashion, we thought we’d get a leading mortgage expert to give us a complete run-down of what’s going on in the market right now.  This is an episode you really don’t want to miss.  In the news  Shockingly this week's news has had hardly any coverage...  With everything that going on right now with energy bill increases, national insurance increases and so much more, the Bank of England’s latest move seems rather stealthy.  With the base rate jumping from 0.25 to 0.5 it’s pretty surprising that this has gone relatively unnoticed.  Hub Extra What could’ve possibly caused Rob D to completely change his outlook on money?  Die With Zero by Bill Perkins challenges the typical concept of saving your money forever and presents a provocative philosophy on how you can make the most out of your money.   Refer a friend  There’s nothing better than a good recommendation.   If you’re an avid reader of the magazine and know someone that would benefit from the knowledge you can now refer them.  Just direct them here and they’ll instantly receive a free digital issue of the latest magazine!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.
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Feb 8, 2022 • 13min

ASK319: Should we be worried about new EPC rules? PLUS: Do you use this mindset trick?

It’s Tuesday and you know what that means... we’re back with another episode of Ask Rob & Rob.  And this week we’ve got a couple of really interesting questions!  First up, Imran from London is wondering about the pending changes to EPC (Energy Performance Certificate) rules.  Imran has a budget of £80,000 and is looking to purchase two or three properties in the Midlands/North.  With this budget, the stock that’s available to him is typically older buildings with lower ratings of D or E. If he were to invest in these, with the proposed changes he would need to bring the rating up to a C.  With such little information about how much these improvements would cost; Imran is feeling a little cautious about making investments like this and wants to know what Rob & Rob think.  Next up, we’ve got a question from Roisin.  With mindset and manifestation’s recent rise in popularity, Roisin wants to know what the guys think about it all?  Should investors be looking into mindset training as heavily as they do with property? Or is it just the latest fad?  And do Rob & Rob themselves manifest?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

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