Fintech Chatter: Insights From Fintech Leaders

In Ep. 007 of Blockchain Chatter Dexter Cousins talks to David Lavecky, CEO and Co-Founder of CANVAS. Tune in as they discuss the latest RBA CBDC pilot scheme and the work Canvas is doing on Atomic FX settlements.As a payments and fintech veteran, David shares his thoughts on the convergence of blockchain and payments and why he feels the time is right for mainstream adoption of the technology.About CanvasCanvas is a global blockchain company with a mission to digitise finance. Canvas offers decentralized capital market infrastructure that enables financial institutions and governments to easily expand their reach into the digital economy.Canvas Connect is a privacy focused Layer 2 ZK network built for finance and the digital economy. Connect extends the capabilities of Ethereum with assurances of privacy, high speed and low costs.Connect uses an API first model that supports easy integration with no solidity skills required.Capital Markets Applications are built on the network that enable the Transfer, Trade & Investment of Tokenised Real World Assets, Stablecoins, CBDCs & Digital Assets, all with privacy and secured by Ethereum.With a deep understanding of financial markets and the digital economy, Canvas is committed to driving the digital transformation of banks, financial institutions and governments in the modern landscape. By providing innovative solutions that are faster, more secure, and more cost-effective than traditional systems, Canvas is helping to unlock the potential of digital finance globally. About DavidDavid is a highly experienced technology entrepreneur and investor, and CEO and Co-Founder of CANVAS.He was previously the Co-Founder, COO & EVP of Pure Commerce which was one of Australia’s first high-growth fintech companies, providing electronic payment infrastructure to banks globally. Following the sale of Pure Commerce to Euronet WorldWide (NASDAQ: EEFT), David was retained to continue the global growth, working with major banks and financial institutions across the globe.As their next venture, David and his brother Daniel Co-Founded CANVAS in the belief that Blockchain technologies, Digital Assets, & Tokenisation will radically transform financial and capital markets over the next decade with trillions of $ of securities and currencies to be tokenized and traded 24/7/365.Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Welcome to Fintech News - in this special  edition Dexter Cousins chats to Scott Heyes of Mendoza Ventures about the Silicon Valley Bank crash. Scott shares his first hand experience of events as they unfolded last Thursday with an urgent call from the CEO of SVB. As we know things quickly escalated from there leaving most VC firms with little choice but to recommend their portfolio companies withdraw their funds.Scott shares his views on what went wrong, how it could have been avoided and what the impacts will be both short and long term for the global startup sector.To find out more about Mendoza Ventures -  https://mendoza-ventures.com/You can follow Scott Heyes - https://www.linkedin.com/in/scottheyes/Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

What a crazy week! Dexter Cousins is joined in person by Carolyn Breeze as co-host of Fintech News. They cover the latest Aus Fintech news from capital raises, acquisitions, legislation and layoffs.Scott Heyes dials in from the US to give a first-hand account of the SVB collapse and what happens next.And Carolyn shares her advice to founders looking to raise capital in the current climate.Tune in to this jam-packed show as we cover:- SVB - What happened, why and what it means for Aus Fintechs- Cuscal Acquires Basiq- Till raises $70m in Series D round- Xero lays off 800 staff- Datamesh raise $30m- RBA announces CBDC pilot scheme- Revolut turns a profitTo find out more about Scalare Partners - https://www.scalarepartners.com/You can follow Carolyn Breeze - https://www.linkedin.com/in/carolynbreeze/To find out more about Mendoza Ventures -  https://mendoza-ventures.com/You can follow Scott Heyes - https://www.linkedin.com/in/scottheyes/This months Fintech Startup to watch is https://www.planpay.com/Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In Ep 137 of Fintech Chatter Dexter Cousins chats to David M. Brear, CEO of 11:FS.A celebration of sorts as both 11:FS and Tier One People celebrate their 7th anniversaries.Tune in as Dexter and David discuss their contrasting experiences over the last 7 years as founder/builders in Fintech. They share their lessons in business, hiring, leadership, life, startups, parenthood and everything else in between.About 11:FS11:FS is a challenger consultancy that builds and launches next generation digital propositions for some of the biggest banks in the world.The team is driven by the belief that digital banking is 1% done and that digital reform is needed to improve systems and services for banks and their customers. 11:FS build new digital banks and banking products, and deliver benchmarking, research, and consultancy for banks, insurers, governments, regulators and startups around the world.They are also behind multiple podcasts including Fintech Insider, a bi-weekly show about all things fintech and financial services, which is downloaded in over 100 countries every week and is one of the top business podcasts on Apple podcasts; Blockchain Insider, a dedicated podcast specialising in all things blockchain, ledger technology and cryptocurrencies and Insurtech Insider, covering the latest news, insights and trends in the Insurtech industry.About David M. BrearDavid is the CEO of 11:FS and since his dream of being a sportsperson was crushed (along with the ligaments in his knee!) and he had to get a proper job, he has worked in pretty much every angle of the financial services industry never losing that competitive desire to drive forwards and win. Having pitched, established and run billion-pound transformations for some of the biggest FS companies on the planet the realisation that Digital Financials Services Is Only 1% Finished has spurred his desire to establish an organisation that can actually support the industry through its greatest challenge. 11:FS is a challenger to the incumbent consultancies. We create innovative strategies and build out new propositions and ventures in the UK, US, Europe and Asia for some of the biggest brands on the planet. Alongside this 11:FS build in-house products from competitor benchmarking tools like 11:FS Pulse, to core banking and modern architecture systems like 11:FS Foundry. In 4 years 11:FS went from zero brand and zero revenues to a multimillion a month business with one of the hottest brands in fintech all with zero external investment in the group.https://www.linkedin.com/in/davidbrear/Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In Ep 136 of Fintech Chattter Podcast, Dexter Cousins is joined by Jeff Parker SVP and Managing Director, International at Marqeta.Tune in as Dexter and Jeff discuss:03:38 Pipes and Plumbing of Fintech 05:42 Serving a Global customer base 09:29 Embedded Finance - Hype or BIG opportunity? 19:44 The Marqeta Culture 23:01 Making the switch from Big Bank to Fintech 28:56 Why most people fail in startups 33:45 Where the next big shift in Fintech innovation will come from39:56 Jeff's Podcast recommendationsAbout Jeff Jeff is responsible for building Marqeta’s go-to-market and operational functions internationally and advancing the company’s service offerings in its key markets across Europe and APAC.In his 20 years of experience in the financial services space, Jeff has worked across four continents, in senior roles at Macquarie Bank and international payments businesses, OFX, and then WorldFirst, a company he led as CEO.About MarqetaMarqeta is headquartered in Oakland, California and is certified to operate in 39 countries globally. Marqeta’s modern card issuing platform empowers its customers to create customized and innovative payment cards. Its modern architecture gives its customers the ability to build more configurable and flexible payment experiences, accelerating time-to-market and democratizing access to card-issuing technology. Marqeta's open APIs provide instant access to highly scalable, cloud-based payment infrastructure that enables customers to launch and manage their own card programs, issue cards and authorize and settle payment transactions. For more information visit Marqeta Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Co-host Chloe White joins Dexter Cousins to cover the Blockchain news headlines and interesting events  in February 2023.Every month Chloe calls in from an international city embracing digital assets and Web3.This month Chloe calls in from Dubai to share some exciting developments and give an "on the ground" report of the GCC digital asset scene.They also discuss the latest Token Mapping Exercise, NAB Stablecoin and Carbon trading, Russia's Digital Ruble potentially spelling the end of SWIFT payments, South East Asia being the new epicentre of crypto - plus Bitcoin and Ordinals.Find out more about Genesis Block - https://genesisblock.com.au/You can follow Chloe on Linkedin - https://www.linkedin.com/in/policyeconomist/or Twitter - https://twitter.com/ChloeWhiteAusSend us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode 5 of Blockchain Chatter Dexter Cousins chats to Guy Dickinson, CEO and Co-founder of BetaCarbon.BetaCarbon launched in 2021 and winner of the Finnies People's Choice Award in 2022. Guy shares his journey of heading up Carbon Markets for HSBC to launching his own startup, democratising carbon trading tokens on the Ethereum network.About BetaCarbonBetacarbon enables retail investors to get exposure to Australian Carbon. For the first time, you can take part in the Australian carbon market with as little as $1.Carbon credits are created through projects that capture greenhouse gases from the atmosphere, such as planting trees. These credits can then be bought and sold in the carbon markets, with the goal of reducing overall carbon emissions.As the world moves towards a low-carbon future, carbon credits will likely continue to play a role in helping businesses and individuals offset their carbon emissions and transition to cleaner energy sources.About ClimaIn just three simple steps, Clima makes it easy to show customers your commitment to climate change, while improving brand loyalty.https://www.clima.com.au/Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode 135 of Fintech Chatter Podcast Dexter  Cousins is joined by Andrew Black, Managing Director of ConnectID.ConnectID aims to become Australia’s first and leading reusable digital identity exchange, allowing citizens to take more control over their identity and data, and enabling organisations to unlock value and reduce security risks. Part of Australian Payments Plus (which also includes eftpos, BPAY, Beem and the New Payments Platform) ConnectID provides businesses access to trusted and reliable identity data, and is partnering with the big 4 banks to launch this Digital Identity ecosystem for Australians.Andrew is an established leader in the Digital Identity industry, working with state and federal government here in Australia. He also works with international bodies to shape future technology evolutions and policies to protect citizen data and rights. Originally hailing from Scotland, Andrew spent the past decade leading digital ventures on data and cyber security in 2 major UK banks, having most recently led Open Banking and Digital Identity.Connect with Andrew https://www.linkedin.com/in/andrew-black-a5118239/Find out more - https://connectid.com.auSend us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Fintech Chatter News is back for 2023!In this new format Dexter chats with a friend of the show about the BIG Aussie Fintech news of the month.This months guest is Alan Tsen - https://twitter.com/alantsen As an OG of Aussie Fintech Alan was GM of Stone and Chalk and Chair of Fintech Australia.More recently Alan held the Director of Revenue Strategy role for African Fintech Chipper cash.And Alan has now gone back to his roots by heading up IAGs Firemark accellerator program, FMX - https://www.firemarkaccelerate.com/Alan is also the author of the excellent Fintech Radar newsletter - https://fintechradar.substack.com/In this edition of Fintech Chatter News Dexter and Alan cover:- Hnry $35m Series B- Tyro turns 20- Openpay goes into receivership- FMX accelerator programme- Career tips on creating a personal brand in FintechSend us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode 133 of Fintech Chatter, Dexter Cousins is joined by Daniel Cannizzaro, CEO and Founder of Parpera. Parpera was Founded in April 2020, raising AUD2.7m in equity funding through Equitise.In October 2021, they launched the Parpera App, which grew to serve hundreds of Australian businesses. Then disaster struck on 29 June 2022, Parpera had to temporarily pause the set up of new accounts, due to the closure of partner bank, Volt (read more).Dexter chats to Daniel about the relaunch of Parpera, finding new BaaS partners and facing the challenge of preserving capital. This is a timely story of a founder who truly believes in their mission and is willing to push through what feels like insurmountable challenges to keep their dream alive.About ParperaWe make it easier for people to manage their business finances so that they can focus more on what matters most to them.Parpera provides everything you need to run your business finances in one app, including access to a Business account, Business Debit Mastercard®, invoicing, cash flow insights, and tax and accounting capabilities, specifically designed for Sole Traders (companies coming soon!)Focus more on what matters. Download Parpera now. It’s free to get started!Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp