The Investor Lab

That property in your portfolio that's been performing well... have you been wondering if it's time to cash in? You're not alone. This week, we're tackling the age-old property investor's dilemma: Hold vs. Sell. We dove deep into the science and strategy behind knowing exactly when to take profits – and when to hold for another growth cycle. What you'll learn:• The truth about 'Buy & Hold' (and why it's not always the best strategy)• How to read suburb-level data to spot stagnation before it hits• Real case studies: Including a high-growth property owner facing the "sell or buy more" decision• Practical frameworks for analysing your own portfolio If you've been wondering when to hold 'em or when to fold 'em, this is the episode for you.  See you on the inside  WATCH ON YOUTUBE TO SEE THE CHARTS: https://www.youtube.com/watch?v=gVM0xAYBzwE   IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   --  Join Property Pathfinder, for free Real Estate Market Intelligence here: http://propertypathfinder.io Apply for a Portfolio Review here: https://pages.dashdot.com.au/TILportfolioreview Got a question? We're all ears!https://bit.ly/tilqs Want help to invest in 2025? Book in a quick chat here and we’ll point you in the right direction:https://bit.ly/3E0wKGa Need finance guidance? Chat with Callum: http://hey.dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: Bitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect: https://www.dashdot.com.au https://youtube.com/@theinvestorlab https://instagram.com/dashdotproperty https://instagram.com/goosemcgrath https://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

You already know that property is one of the best ways to build and protect wealth — that’s why you’re here. But here’s the thing: our money is broken. Governments keep printing more of it, eroding its value, and making it harder for everyday investors to get ahead. Property has been a tried-and-true hedge against this for centuries… But what if I told you there’s another asset that solves the exact same problem, but is more scarce, more portable, and more accessible to everyday investors? Bitcoin. In this week's episode, we dive deep into why every property investor should consider owning Bitcoin and what happens when these two worlds — real estate and digital property — collide. Here’s what we cover: The fundamentals of Bitcoin and why it matters more than ever. Why every property investor should own Bitcoin as part of their portfolio. How and why Bitcoin is could reach $1 million per coin by 2030. Real estate is scarce. Bitcoin is even scarcer — with only 21 million coins ever to exist. While governments can (and will) keep inflating the money supply, nobody can create more Bitcoin or land. If you’re serious about wealth preservation, you need to understand both. This episode could reshape how you think about wealth preservation in the digital age. See you on the inside    WATCH THE EPISODE ON YOUTUBE: https://youtube.com/live/XkNvBPDfmlI   IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   --  RESOURCES: * Youtube: Raoul Pal / Real Vision * Youtube: Michael Saylor* Youtube: Natalie Brunnell* Book: The Bitcoin Standard - Saifedean Ammous* Book: The Hidden Cost of Money - Seb Bunney* Courses: Seb’s ‘Looking Glass Education’ Bitcoin course* Beginner Guide: https://thesimplestbitcoinbook.net* How to buy 101: https://youtu.be/JEA7inK8Akg --  Got a question? We're all ears!https://bit.ly/tilqs Want help to invest in 2025? Book in a quick chat here and we’ll point you in the right direction:https://bit.ly/3E0wKGa Need finance guidance? Chat with Callum: http://hey.dashdotfinance.com.au/discoverycall –  Catch Up On Recent Episodes: Everything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect: https://www.dashdot.com.au https://youtube.com/@theinvestorlab https://instagram.com/dashdotproperty https://instagram.com/goosemcgrath https://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

What’s Your Biggest Finance Challenge Right Now? Trying to figure out how to finance your next property? Unsure whether to refinance now or wait for interest rates to drop? Curious about trusts and SMSFs, or just feeling stuck? We know you’ve got questions — and we’ve got answers. In this special Finance Q&A episode of The Investor Lab, we tackle YOUR burning property finance questions, live and unfiltered. Whether you’re new to investing or scaling a portfolio, this is your chance to get tailored advice from one of the most savvy and strategic mortgage brokers around right now — Callum Rhodes, Head of Dashdot Finance.  Here's what we cover: * Interest Rates & Market Outlook* Impact of Rate Cuts on Borrowing Capacity* Fixed vs Variable Rates* Interest-Only Loans & Debt Structuring* Offset Accounts vs Redraw Facilities* Debt Recycling Strategy & Paying Down a PPOR* Investing Through Trusts* Investing Through SMSFs (Self-Managed Super Funds)* Non-Bank Lenders & Alternative Financing See you on the inside,  WATCH ON YOUTUBE: https://youtube.com/live/XkNvBPDfmlI    IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   -- LINKS: * Dashdot Finance — http://hey.dashdotfinance.com.au/discoverycall* Dashdot Property — https://bit.ly/3E0wKGa* Book: 'The Debt Millionaire'  by George Antone — https://www.amazon.com/Debt-Millionaire-people-never-wealth-ebook/dp/B01FTY5YSE Got a question? We're all ears! https://bit.ly/tilqs  -- Want Dashdot's help to invest in 2025? Our team can help — book in a quick chat here and we’ll point you in the right direction: https://bit.ly/3E0wKGa Need finance guidance? Chat with Callum: http://hey.dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: Property Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything– Connect: https://www.dashdot.com.au https://youtube.com/@theinvestorlab https://instagram.com/dashdotproperty https://instagram.com/goosemcgrath https://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

How should I invest in 2025 to navigate the biggest property trends of the year? With an election looming, record-breaking immigration, and a critical housing supply crunch, 2025 is shaping up to be one of the most pivotal years in Australian property. Whether you’re just starting to consider real estate or looking for your next move, this episode will unpack the biggest trends shaping the market—and why now might be the time you’ve been waiting for. In this live episode of The Investor Lab, we’re diving into: The election wildcard: What could change for property investors as we approach and come out the other side. The migration boom: Why record immigration is shaking up the market—and where the opportunities could lie. Supply and demand chaos: Is the housing supply crisis a short-term hiccup or the key to long-term growth? Interest rates vs opportunity: Why 2025’s interest rate environment could be hiding some of the best opportunities in years. “Where should I buy?” The first steps to figuring out your next move (and the clues to watch for). Live Q&A: Answering audience questions on strategy, market conditions, and common investor mistakes. With special guest Sean Simpson, Dashdot’s Head of Property, who leads a team analysing over 500 properties every single week, this episode delivers unmatched insight into what’s really happening—and where the best opportunities are hiding. See you on the inside,  WATCH ON YOUTUBE : https://www.youtube.com/live/q-ax_rnISFQ   IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   --  Resources mentioned: Book: The Secret Life of Real Estate and Banking by Phillip J Anderson — Amazon Portfolio Growth Plan: Start your plan or update an existing one to approach 2025 with clarity: click here Strategic Finance Guidance & Mortgage Broking: Chat with Dashdot Finance for specialist advice: click here Submit a question for future episodes: https://bit.ly/tilqs -- Want Dashdot's help to invest in 2025? Our team can help — book in a quick chat here and we’ll point you in the right direction:https://bit.ly/3E0wKGa Catch Up On Recent Episodes:Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything   Connect: https://www.dashdot.com.auhttps://www.youtube.com/@theinvestorlabhttps://www.instagram.com/dashdotpropertyhttps://www.instagram.com/goosemcgrathhttps://www.instagram.com/gabi.billing See omnystudio.com/listener for privacy information.

“How should I invest in 2025 to set myself up for the next few years?” It’s a big question — and if you’re feeling overwhelmed by the sheer number of options, you’re not alone. With so many paths to choose from, how do you figure out what’s right for you? In this live episode of The Investor Lab, we’re cutting through the noise and give you a clear roadmap to make smarter financial moves this year. Here’s what we’re covering: Breaking down asset types — property, stocks, crypto, and more — and their key characteristics.  How to match opportunities to your goals and situation — at the right time.  3 realistic scenarios — hear how we’d approach investing in 2025 based on different starting points.  If you’ve been wondering where to start, what’s realistic for you, or how to navigate today’s market, this episode will give you the clarity and confidence you need. See you on the inside!   WATCH ON YOUTUBE: https://www.youtube.com/live/pVz1Ns2V_cw   IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.     --  Resources mentioned: Asset Class Comparison Matrix - Download here: https://bit.ly/42kFTDx  Strategic Finance Guidance & Mortgage Broking - email callum@dashdotfinance.com.au -- Want Dashdot's help to invest in 2025? Our team can help — book in a quick chat here and we’ll point you in the right direction: https://bit.ly/3E0wKGa Want to submit a question for a future episode? We'd love to hear it: https://bit.ly/tilqs -- Catch Up On Recent Episodes:Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything Connect: https://www.dashdot.com.au https://www.youtube.com/@theinvestorlab https://www.instagram.com/dashdotproperty https://www.instagram.com/goosemcgrath https://www.instagram.com/gabi.billing See omnystudio.com/listener for privacy information.

Feel like you’re working harder, saving more, and still falling behind? It’s not just you. The secret lies in something most people don’t even think about: global liquidity. This week, we’re breaking down: What global liquidity actually means (in plain English so you understand why to pay attention) Why central banks, not your boss, might determine your financial future. How liquidity cycles quietly shape property prices, crypto surges, and even your day-to-day spending power. As we touched on last week, money doesn’t store value like it used to — making investing essential. And liquidity is the reason. This week, we’re diving deeper into how the flow of liquidity impacts where and how you should invest. If you’ve been wondering why everything feels more expensive, this is the episode that explains it all—and shows you what to do next. See you on the inside! WATCH ON YOUTUBE: https://youtube.com/live/D_vC4kD5ckM    IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   --  Resources mentioned: Goose’s quick reference guide - Global Liquidity, Debt, Cross-Border Capital Flows, and Their Impacts on Asset Prices Michael Howell liquidity newsletter: ‘Capital Wars’ - https://capitalwars.substack.com Portfolio Growth Plan (Create your own here). If you have existing properties, speak with the team here --  Want Dashdot's help to become an investor? Our team can help — book in a quick chat here and we’ll point you in the right direction: https://go.oncehub.com/til-discovery-call  -- Connect: https://www.dashdot.com.au https://www.youtube.com/@dashdotinsider https://www.instagram.com/dashdotproperty https://www.instagram.com/goosemcgrath https://www.instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

We’re back - bigger, bolder, and bringing the heat. Goose and Gabi are here to cut through the noise and share what you need to know about money, wealth, and creating your ideal life in today’s rapidly changing world. In this LIVE conversation, we dive into: The truth about the broken monetary system and how it’s impacting your financial future.  Why understanding money is the critical first step to building freedom and wealth. The exciting new vision for The Investor Lab - bigger conversations, sharper insights, and practical strategies you can use to build your life of freedom, choice and abundance.  This isn’t just a podcast update - it’s a wake-up call. And we’ll be here every week to help you take action through 2025 and beyond. If you’ve been feeling like the world is changing faster than ever and you’re not sure how to keep up, this episode is for you.  So join us to take the first step towards reclaiming control over your financial future.  See you on the inside WATCH ON YOUTUBE: https://youtube.com/live/WlmKKv458k4  IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   --  Resources mentioned: Goose's report on Money Supply Trends and Monetary Debasement in Australia Book: The Price of Tomorrow by Jeff Booth --  Want Dashdot's help to become an investor? Our team can help — book in a quick chat here and we’ll point you in the right direction: https://bit.ly/3E0wKGa   Connect: https://www.dashdot.com.au https://www.youtube.com/@dashdotinsider https://www.instagram.com/dashdotproperty https://www.instagram.com/goosemcgrath https://www.instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

It’s official — The Investor Lab is coming back, and we’re kicking things off with something big. Goose and Gabi are here to cut through the confusion and help you tackle the financial chaos, uncertainty, and overwhelm many of us are feeling right now. Starting January 3rd, we’ll be going live every Friday to bring you the conversations you need to hear about money, investing, and building a life of freedom, choice and abundance. Tune into this micro-episode to hear why we’re relaunching and how The Investor Lab will help you make 2025 the turning point you’ve been looking for.   See you LIVE on Friday, Jan 3rd @ 12:30 PM AEDT   Hit ‘Notify Me’ on Youtube:  https://www.youtube.com/live/WlmKKv458k4   Add reminder to Calendar: https://evt.to/eueasduow   Any questions? podcast@dashdot.com.auSee omnystudio.com/listener for privacy information.

Is flipping properties the secret to building wealth? Or is the buy-and-hold strategy the key to long-term success? Mathew Russo thinks he has the answer. A seasoned builder turned property investor, Mat started with renovations and flips, leveraging his construction background to chase big profits. The returns were rewarding, but the 24-hour workdays and constant hustle? Not so much. When their family grew, Mat and his wife knew they had to shift gears. With Dashdot’s help, they adopted a buy-and-hold strategy, securing a property in Bunbury, WA, that gained over $100K in equity within a year.  Now, Mat’s growing his portfolio while balancing family dinners, running a business, and keeping his sanity intact. So, if you’ve been wondering whether flipping or holding is the better path to financial freedom, Mat’s hard-earned insights are a must-hear. If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 01:08  Introduction to Matt Russo and Property Strategy   03:04  Building and Renovation Experience   05:06  Comparing Flipping and Buy and Hold Strategies   12:53 Balancing Family and Property Investment   18:06 Adapting to Market Conditions   25:55 Risk Management and Long-Term Goals   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://youtu.be/qu3dEr1WRQs)  Listen on Spotify (https://open.spotify.com/episode/2DlWgZlAkkugEzGX8Yc9R6?si=207b77636bff4f34)  Dashdot Website (https://theinvestorlab.com.au/?p=3923) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.

What do you think is the best age to enter property investing? Is it 20? 30? What about your 40s? Would you consider it too late? Tony Wilkinson thought so, too… at first. You see, Tony experienced major setbacks in his property investing journey… But he decided to give it another try after turning 40. And that became one of the best decisions of his life. In this episode of the Dashdot Insider Podcast, Tony shared how he leveraged his experience, skills, and Dashdot’s Dashboard tool to identify high-growth areas. He used metrics relating to infrastructure projects, demand-supply ratios, industry diversity and more.  He also discussed the pros and cons of a quick renovation flip… and how he transformed his Townsville property with a bit of elbow grease and strategic upgrades. So, if you’ve been sitting on the sidelines and unsure about getting in or reentering the property market… listen to Tony to get the motivation you need to dive in. If you love this episode, email us at podcast@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 00:58 Introduction to Tony Wilkinson's Property Journey 04:40 Tony's Early Investments and Key Lessons 07:40 The GFC Impact and Turning to Travel 12:16 Returning to Property Investment 12:34 Strategic Goals and Future Ambitions 12:47 Property vs Shares: A Comparison 24:06 - Tony's Property Investment Decision Factors 29:27 - The Value of Investing in Regional Markets   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)  See omnystudio.com/listener for privacy information.