The Investor Lab

Are trusts still the best way to invest in 2025?Is it smarter to buy in your personal name?How do SMSFs fit into a modern portfolio strategy? This week, Goose and Gabi are joined property accounting wizard, Jeremy Iannuzzelli, to explore how advanced property investors are adapting to a changing market — and what you should consider before making your next move. What we’ll cover:* Are trusts still the ‘golden child’ to maximise your borrowing capacity?* When it might actually be smarter to invest in your personal name* How SMSFs fit into a long-term portfolio growth strategy* Why the old rules don’t apply anymore — and what to do instead If you’re serious about portfolio growth, tax strategy, and future-proofing your investments, this session is packed with critical insights for 2025 and beyond. See you on the inside,    WATCH ON YOUTUBE: https://youtube.com/live/W4AgKFhyMW0   IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   -- Build a roadmap to achieve your goals for FREE on Property Pathfinder: propertypathfinder.io Want help to invest in 2025?Book in a quick chat here and we'll point you in the right direction:bit.ly/3E0wKGa Got a question or some feedback? We're all ears!bit.ly/tilqs Need finance guidance?Chat with the team: dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster How to Create A Property Portfolio Growth Plan The Smartest Plan B for Business Owners? Sean's $464k StoryFinancial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow ConstraintsWinning the Investment Game: How to Set & Beat Your Hurdle RateFake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?  The RBA Just Changed the Game — Here’s What It Means for YouHold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect:https://www.dashdot.com.auhttps://youtube.com/@theinvestorlabhttps://instagram.com/dashdotpropertyhttps://instagram.com/goosemcgrathhttps://instagram.com/gabi.billing  See omnystudio.com/listener for privacy information.

The markets just suffered their biggest weekly drop since the GFC. Headlines are screaming panic. But what if there's a bigger story unfolding – one that could actually set up Australian investors for advantage? This week on The Investor Lab, we're diving deep into what's really happening behind the market meltdown and emerging trade wars. Here's what we'll unpack:* The real story behind Trump's new tariff plan (and why it's reshaping global trade)* Why tariffs might actually lead to lower prices in Australia (not higher)* Are we about to head into a recession, or come out of one?* How this massive market correction could impact your portfolio (for the better) So if you’re getting caught in the swell, join us on Friday. We’ll break it all down. See you on the inside,  WATCH ON YOUTUBE: https://www.youtube.com/live/cOCsUjucTlY    IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   -- RESOURCES & REFERENCES: Related Episodes: What You Don’t Know About Money Could Cost You EverythingFollow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)Investment Strategies for 2025Winning the Investment Game: How to Set & Beat Your Hurdle Rate Books:* The Bitcoin Standard by Saifedean Ammous - https://www.amazon.com/Bitcoin-Standard-Decentralized-Alternative-Central/dp/1119473861* The Price of Tomorrow by Jeff Booth - https://www.amazon.com/Price-Tomorrow-Deflation-Abundant-Future/dp/1999257405 Further Research & Data Sources:* Real Vision - https://www.realvision.com* ARK Invest - https://ark-invest.com* Capital Wars Newsletter - https://capitalwars.substack.com* Bank for International Settlements - https://data.bis.org/topics/GLI* CoreLogic Australia - https://www.corelogic.com.au Charts & Statistics Referenced:* US Labor Force Participation Rate* US Government Debt to GDP (123%)* Chinese M2 Money Supply Growth (5388% since 1996)* Australian M3 Money Supply Growth (926%)* US M2 Velocity Trends* Global Liquidity Measures* Australian Residential Real Estate Value ($11.3T) -- Build a roadmap to achieve your goals for FREE on Property Pathfinder: propertypathfinder.io Want help to invest in 2025?Book in a quick chat here and we'll point you in the right direction:bit.ly/3E0wKGa Got a question or some feedback? We're all ears!bit.ly/tilqs Need finance guidance?Chat with the team: dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster How to Create A Property Portfolio Growth Plan The Smartest Plan B for Business Owners? Sean's $464k StoryFinancial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow ConstraintsWinning the Investment Game: How to Set & Beat Your Hurdle RateFake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?  The RBA Just Changed the Game — Here’s What It Means for YouHold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect:https://www.dashdot.com.auhttps://youtube.com/@theinvestorlabhttps://instagram.com/dashdotpropertyhttps://instagram.com/goosemcgrathhttps://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

This one's best as a watch-along, folks! Jump onto Youtube and build with us: Watch here:  https://www.youtube.com/live/N1HSRv_DeSY Access the FREE Strategic Seller's Toolkit: https://propertypathfinder.io We were originally going to create this masterclass exclusively for Dashdot clients… But after some deep thinking, we’ve decided not to gatekeep it. Too many investors are flying blind — unsure whether to hold or sell, how to evaluate their portfolio, or what their next move should be. So we’re going public. In this 2-hour Portfolio Acceleration Masterclass, we’ll walk you through: ✅ When it might be time to consider a strategic sale✅ What to look for in your suburb data✅ How borrowing capacity could influence your decision✅ The exact DIY steps to sell a property✅ How to avoid panic-selling or decision paralysis✅ The tools and frameworks we use with real clients every day✅ Plus: Downloadable resources and decision-making templates to use on your own TIMESTAMPS:  00:28 Why are we doing this? 06:14  Why would I consider selling? 41:07 Strategic Seller's Toolkit41:58 When should I consider selling? 57:22 Suburb Assessment Framework1:18:00 How should I think strategically about finance? 1:45:44 How do I strategically sell a property? 1:56:06 What else could I reinvest in today?  RESOURCES: * Access the Strategic Seller's Toolkit: https://dashdot.com.au/strategic-sellers-toolkit* Find your FREE Suburb Report: https://propertypathfinder.io EXPERT PANEL:* Sean Simpson – Head of Property & Market Maestro* Callum Rhodes – Head of Dashdot Finance & Lending Strategist* Jason D’Silva – Head of Client Success & Portfolio Ninja* Goose & Gabi – Your friendly neighbourhood spiderhosts This session will help you make clear, confident, self-led decisions with your portfolio. See you on the inside, IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. WATCH ON YOUTUBE: https://www.youtube.com/live/N1HSRv_DeSY -- Build a roadmap to achieve your goals for FREE on Property Pathfinder: propertypathfinder.io Want help to invest in 2025?Book in a quick chat here and we'll point you in the right direction:bit.ly/3E0wKGa Got a question or some feedback? We're all ears!bit.ly/tilqs Need finance guidance?Chat with the team: dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: How to Create A Property Portfolio Growth Plan The Smartest Plan B for Business Owners? Sean's $464k StoryFinancial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow ConstraintsWinning the Investment Game: How to Set & Beat Your Hurdle RateFake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?  The RBA Just Changed the Game — Here’s What It Means for YouHold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect:https://www.dashdot.com.auhttps://youtube.com/@theinvestorlabhttps://instagram.com/dashdotpropertyhttps://instagram.com/goosemcgrathhttps://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

Andy Bernardos, Dashdot’s Business Innovation Analyst, shares his expertise in portfolio strategy and innovative property investment tech. The conversation delves into the alarming statistics of property investors, emphasizing the need for a structured Portfolio Growth Plan. Listeners learn how to quickly create personalized growth plans, explore the integration of AI for optimized investment strategies, and discuss the importance of ongoing dialogue in navigating housing affordability. Bernardos also highlights practical tools for effective property management amid market changes.

"I had to rebuild both companies after COVID. That's when I realised... I needed something that could grow without consuming my life." This week, we’re bringing you an exclusive, in-depth client interview with Sean Grant — a serial entrepreneur and long-time Dashdot client. Sean has built a thriving business empire, but when COVID hit, he realised the need for financial diversification. That’s when he turned to property investing with Dashdot. In this episode, Sean shares: How he built nearly $500K in equity across two properties Why he chose property as his Plan B for financial security The real challenges of investing (yes, things can go wrong!) and how a high-stakes problem was handled Why he prefers “set and forget” investing over spending hours researching markets His daughter’s inspiring first investment at just 18 years old Sean brings 30+ years of business experience and shares candid insights about why he chose property to complement his ventures. His story might just change how you think about building long-term wealth. If you’re an entrepreneur, business owner, or investor looking for a smarter way to build long-term wealth, you won’t want to miss this one! See you on the inside,  Live episodes will return next Friday, Mar 28th   IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. WATCH ON YOUTUBE: https://youtu.be/ceYLNkg_eyE   -- Want help to invest in 2025?Book in a quick chat here and we'll point you in the right direction:https://bit.ly/3E0wKGa Got a question or some feedback? We're all ears!https://bit.ly/tilqs Need finance guidance?Chat with the team: http://hey.dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow ConstraintsWinning the Investment Game: How to Set & Beat Your Hurdle RateFake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?  The RBA Just Changed the Game — Here’s What It Means for YouHold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect:https://www.dashdot.com.auhttps://youtube.com/@theinvestorlabhttps://instagram.com/dashdotpropertyhttps://instagram.com/goosemcgrathhttps://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

Discover the three major constraints that hold property investors back from achieving financial freedom. Learn practical strategies like refinancing and debt recycling to enhance cash flow. Hear real case studies of investors successfully breaking through barriers. Explore modern approaches to investing and rethink traditional homeownership for better financial outcomes. Uncover the secrets of banking criteria and the benefits of offset accounts over redraw facilities. Collaborating with financial experts could be your key to unlocking success!

How do you know if you're really winning at investing?  Your portfolio might be up this year, but in a world where money is losing value at 10% annually, even positive returns could mean you're falling behind. But there's a number that changes everything - your personal hurdle rate. It's the crucial metric that helps you to know if you're actually getting ahead - or just keeping afloat.  In this episode, we break down: How to calculate your personal hurdle rate (the return you actually need to win) The exact framework Goose & Gabi use to define and exceed their targets Strategies to beat your hurdle rate using leverage and market timing effectively See you on the inside!   IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   WATCH ON YOUTUBE: https://www.youtube.com/live/VrIInoLfZWE?si=eNfNwAmem-Q-tP4I   -- Want help to invest in 2025?Book in a quick chat here and we'll point you in the right direction:https://bit.ly/3E0wKGa Got a question or some feedback? We're all ears!https://bit.ly/tilqs Need finance guidance?Chat with the team: http://hey.dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?  The RBA Just Changed the Game — Here’s What It Means for YouHold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect:https://www.dashdot.com.auhttps://youtube.com/@theinvestorlabhttps://instagram.com/dashdotpropertyhttps://instagram.com/goosemcgrathhttps://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

There's financial news happening that you’re probably not hearing about. This week on The Investor Lab, we break down three massive financial stories that could have a huge impact on investors…  Because the world’s financial system is looking shakier than ever: RBA Discovered Fake Gold Reserves in Australia? And the US hasn’t audited its gold reserves since 1953? 🧐 Global Liquidity is Rising — but what does that actually mean for investors? Markets are Bleeding — Nasdaq, S&P 500, BTC, everything. What's going on? Get ready for a rapid-fire breakdown of what’s real, what’s fake, and what it all means for you as an investor. See you on the inside,    WATCH ON YOUTUBE: https://youtube.com/live/mNlEEIq1dPg   IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   --RESOURCES & REFERENCES: Gold & Reserve Assets: Fort Knox explainer: Why verifying the US gold reserves matters Short: "Where is Australia's gold?" RBA Gold Audit Summary Gold Reserves by Country  Market Data & Research: Global Liquidity Watch by Michael Howell Cross Border Capital Research Morgan Stanley - 2025 Bond Market Outlook Vanguard Fixed Income Perspectives Q1 2025   Live Market Tracking: Yahoo Finance - Real-time Market Data TradingView - Market Charts  Research Tools: Perplexity AI Perplexity Deep Research Key Statistics Mentioned: Global Liquidity: $173.61T as of Feb 21, 2025 (4.32% increase in 2 months)US Gold Reserves: ~8,000 tons / 147.3M ounces at Fort Knox (last full audit: 1953) --  Got a question or some feedback? We're all ears!https://bit.ly/tilqs Want help to invest in 2025?Book in a quick chat here and we'll point you in the right direction:https://bit.ly/3E0wKGa Need finance guidance?Chat with the team: http://hey.dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: The RBA Just Changed the Game — Here’s What It Means for YouHold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect:https://www.dashdot.com.auhttps://youtube.com/@theinvestorlabhttps://instagram.com/dashdotpropertyhttps://instagram.com/goosemcgrathhttps://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

It happened. For the first time since 2020, the Reserve Bank of Australia just cut interest rates. If you're renting, saving, or paying off a mortgage — this impacts you.If you buy groceries, travel, or have a credit card — this impacts you.If you have HECS debt, invest, or just like having money — yep, you guessed it…. So, what does this rate cut actually mean? Is it good news, bad news, or just a bandaid on a broken system? In this episode of The Investor Lab, we break down:• The real reason behind the rate cut (it's deeper than the headlines)• What this means for your rent, salary, savings, and spending power• How this fits into the global economy (and who's really pulling the strings)• What's next? More cuts? Inflation? A recession? This is one of those "if you know, you know" moments—and after this episode, you'll know. Best case? You’ll be ahead of the game while everyone else is catching up. Worst case? You’ll walk away with a new dinner party conversation topic ;)  See you on the inside WATCH ON YOUTUBE TO SEE THE CHARTS: https://www.youtu.be/ZJGgxy0RhOI   IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   -- RESOURCES:* RBA's Official Announcement: "Statement on Monetary Policy – February 2025"* RBA Business Cycle Overview * Book: "The Secret Life of Real Estate and Banking" by Phil Anderson* Dashdot's Portfolio Growth System Overview -- Want help to invest in 2025? Book in a quick chat here and we’ll point you in the right direction:https://bit.ly/3E0wKGa Need finance guidance? Chat with the team: http://hey.dashdotfinance.com.au/discoverycall Join Property Pathfinder, for free Real Estate Market Intelligence here: http://propertypathfinder.io Got a question? We're all ears!https://bit.ly/tilqs – Catch Up On Recent Episodes: Hold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect: https://www.dashdot.com.au https://youtube.com/@theinvestorlab https://instagram.com/dashdotproperty https://instagram.com/goosemcgrath https://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

That property in your portfolio that's been performing well... have you been wondering if it's time to cash in? You're not alone. This week, we're tackling the age-old property investor's dilemma: Hold vs. Sell. We dove deep into the science and strategy behind knowing exactly when to take profits – and when to hold for another growth cycle. What you'll learn:• The truth about 'Buy & Hold' (and why it's not always the best strategy)• How to read suburb-level data to spot stagnation before it hits• Real case studies: Including a high-growth property owner facing the "sell or buy more" decision• Practical frameworks for analysing your own portfolio If you've been wondering when to hold 'em or when to fold 'em, this is the episode for you.  See you on the inside  WATCH ON YOUTUBE TO SEE THE CHARTS: https://www.youtube.com/watch?v=gVM0xAYBzwE   IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.   --  Join Property Pathfinder, for free Real Estate Market Intelligence here: http://propertypathfinder.io Apply for a Portfolio Review here: https://pages.dashdot.com.au/TILportfolioreview Got a question? We're all ears!https://bit.ly/tilqs Want help to invest in 2025? Book in a quick chat here and we’ll point you in the right direction:https://bit.ly/3E0wKGa Need finance guidance? Chat with Callum: http://hey.dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: Bitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect: https://www.dashdot.com.au https://youtube.com/@theinvestorlab https://instagram.com/dashdotproperty https://instagram.com/goosemcgrath https://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.