The Investor Lab How To Build A Property Portfolio That Pays For Itself
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Jun 28, 2025 Callum Rhodes, Head of Dashdot Finance and expert in helping investors navigate borrowing limits, shares valuable insights on creating self-funding property portfolios. He reveals how to unlock trapped equity without selling properties and elaborates on structuring strategies that enhance borrowing capacity. Listeners will discover techniques to make negative cash flow properties work for them, and learn that leveraging existing assets strategically can fuel future growth. It's a game changer for those feeling stuck in their property investment journey!
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Falling Yields Drive Cashflow Pressure
- Property yields are falling because prices rise faster than rents, causing more negative cash flow pressures.
- This trend makes it harder for investors to grow portfolios without clever strategies to manage cash flow.
Key Constraints Limit Portfolio Growth
- Most property investors never go beyond two properties due to constraints in borrowing, capital, and cash flow.
- Managing these constraints effectively is essential to scale a portfolio past this common barrier.
Use Trust Structures to Multiply Borrowing
- Limit personal name debt and use trust structures to split debt across entities.
- This approach preserves borrowing power and creates repeatable borrowing capacity across trusts.