

Property People
Saam Lowni
Property People is a media brand featuring conversations with a wide variety of property professionals sharing ideas, experiences, problems, and solutions within the property industry. Are you a property professional with something interesting to share? Or maybe you'd like to sponsor an episode and get your business in front of our audience of property investors & developers?Drop us an email if you'd like to feature on the pod or sponsor an episode!Email: yasmin@propertypeople.co
Episodes
Mentioned books

Oct 31, 2025 • 1h 18min
Ep 89 | From The Hood to £10M Property Portfolio: EX Barclays Worker Tells All | Sean Land Interview
🚨 Need a £250k+ property loan? Merryoaks helps developers and investors get their deals funded quickly and efficiently. Start here → https://zurl.co/DXAi8______________________________________In this episode, Saam Lowni sits down with Sean Land, a UK property investor with a £10 million portfolio through single lets, HMOs and care homes.With a background in banking and over 20 years of experience, Sean shares how he transitioned from a corporate career to becoming a full time investor. He breaks down the mindset behind building real wealth in property from adding value and thinking long term, to really understanding the numbers behind each deal.______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: / propertypeoplemedia _______________________________________This episode is brought to you by Merryoaks. Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://zurl.co/Yi8AV_____________________________________🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Oct 31, 2025 • 1h 3min
Ep 88 | The Truth About Property Loans | An Inside View From an Award Winning UK Broker
🚨 Need a £250k+ property loan? Merryoaks helps developers and investors get their deals funded quickly and efficiently. Start here → https://zurl.co/DXAi8______________________________________In this episode, Saam Lowni speaks to Ravinder Badyal, the Director of Structured Property Finance at MT Finance. Rav breaks down how deals are really structured, the red flags lenders spot early and what separates a fundable deal from a bad one. He has decades of experience working with developers, brokers, and private investors and shares real insight into how lending decisions are made. This is a must watch for anyone who wants to learn what it takes to build success.______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: / propertypeoplemedia _______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://zurl.co/Yi8AV_____________________________________🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Sep 8, 2025 • 1h 23min
Ep 87 | I Own 700 UK Properties. Here’s What I’d Do If I Were Starting Today | Adam Lawrence Interview
🚨 Need a £250k+ property loan? Merryoaks helps developers and investors get their deals funded quickly and efficiently. Start here → https://zurl.co/DXAi8______________________________________In this episode, Saam Lowni speaks with Adam Lawrence, a well known figure in the UK property space with a portfolio of over 600 properties. Adam shares how he went from beating fruit machines to becoming a successful investor, and gives his honest take on strategy, what investors should be wary of and the problems with property education schemes. He even calls out Samuel Leeds! ______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: / propertypeoplemedia _______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://zurl.co/Yi8AV_____________________________________🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Aug 4, 2025 • 1h 4min
Ep 86 | The UK Expert who Manipulated Mortgages to save clients £50k and 7 years | Immanuel Ezekiel's Interview
Welcome to Property People! Today, we're hosting Immanuel Ezekiel – an award-winning property developer, angel investor, author, and public speaker. In this interview, Immanuel sheds light on his humble beginnings, defying the odds and buying his first property at 19, creative finance strategies and how he scaled his successful career.______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia_______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://zurl.co/DXAi8_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/_________________________________________#propertyinvesting #propertytips #propertyeducation #propertyinvestor #landlord #investingtips #realestate #ukproperty #propertydeveloper #propertydevelopment #propertybusiness #propertywealth #propertyinvestor #propertydeveloper #hmo #hmobusiness #servicedaccommodation #commercialproperty🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Jul 29, 2025 • 1h 25min
Ep 85 | The £1 Property Deal: How an Award Winning Developer Convinced a Landlord to Sell 8 Flats!
Welcome to another episode of Property People. Today we’re joined by Toby Spanier an award-winning property investor. His story is quite powerful, from his childhood beginnings where he was labelled as "backwards" to climbing the corporate ladder and eventually building a legacy through property. Stay tuned to hear all about his story. MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia_______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://www.merryoaks.com/_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/_________________________________________📣 GUESTS & SPONSORSHIP 📣Are you a property professional with something interesting to share? Or maybe you'd like to sponsor an episode and get your business in front of our growing audience of property investors & developers?Get in touch with marketing@merryoaks.com🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Jul 28, 2025 • 1h 16min
Ep 84 | How I Built a £1Billion Property Lending Company in Under 10 Years | Michael Dean
What does it really take to scale a £1B+ property business?Join us this week as Saam Lowni chats with Michael Dean, co-founder of Avamore Capital, to talk about the journey of building credibility, raising money, and navigating the messy side of the property finance industry. ______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia_______________________________________This episode is sponsored by Avamore Capital.Avamore is a specialist non-bank lender focused on bridging and development finance. Since 2015, they’ve funded £1 billion in loans and supported UK developers with various property projects. Their team has also been recognised at the British Specialist Lending Awards for their work and service.Find out more about Avamore Capital here: https://avamorecapital.com/_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/_________________________________________📣 GUESTS & SPONSORSHIP 📣Are you a property professional with something interesting to share? Or maybe you'd like to sponsor an episode and get your business in front of our growing audience of property investors & developers?Get in touch with marketing@merryoaks.com🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Jun 20, 2025 • 1h 7min
Ep 83 | Raising Millions for Property: Lessons on Scaling & Investor Finance with Award Winning Developer Jake Colwill
Jake Cowell started out fitting kitchens with his dad. From there, he moved into selling £100K+ luxury kitchens across the UK, and now runs a property development and investment company with his wife Lucy under Innova Property.In this episode, Jake shares the moments that shaped their journey, how they won HMO Property Investors of the Year, and how they’ve raised millions in private investment through social media.______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia_______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://www.merryoaks.com/_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

May 21, 2025 • 50min
Ep 82 | How To Make £35K a Day from Property | An Award-Winning Investor’s Journey from £0 to £10M A Year | Jamie York Interview
In this episode of Property People, Saam Lowni sits down with Jamie York, an investor, trader, and the brains behind a group of property businesses now generating over £10 million a year. But his journey didn't start off smooth, from botching the electrics on his first house to losing £1.5 million on a deal, Jamie opens up about the side of property many people don’t talk about.______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: / propertypeoplemedia _______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://www.merryoaks.com/_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.🔗 Connect with Saam on LinkedIn: / saamlowni 📲 Follow Saam on Instagram: / saamlowni _________________________________________🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

May 12, 2025 • 1h 20min
Ep 81 | From 217 Deals to 38p in the Bank: The Brutal Reality of a Property Multimillionaire | Suzannah Cole
In this no-filter episode of Property People, Susannah Cole gives one of her most honest interviews yet. From becoming a multimillionaire to meeting Rihanna (unknowingly 😅), Susannah shares her journey through the highs and lows of property investment, surviving cancer, attempts to be cancelled, media backlash and everything in between.______________________________________Timestamps02:30 – How Suzannah did 217 property deals in 4.5 years12:45 – Buying in Bristol23:00 – Section 24 and taxes42:00 – Surviving 4 cancers55:00 – Handling criticism and public pressure______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia_______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://www.merryoaks.com/_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Apr 9, 2025 • 1h 7min
Ep 80 | 300% Profit in 1 deal: £96k to £425k | Property Investor Award Winner Mariam Radi
In this episode, 3x Property Awards winner Mariam Radi, takes us through her inspiring property journey. From starting out as a lawyer in Manchester then moving to London, and winning The Property Investor Awards' Deal of the Year. Mariam works on some great projects, including a 15-bed HMO under some pretty unique circumstances. It’s a story of resilience and navigating challenges in the property world.______________________________________Timestamps00:00 – Introduction21:20 – Breaking into property26:54 – Mariam's first big property deal43:33 – Funding projects51:30 – Sourcing deals01:04:24 – Skills to succeed in property development______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia_______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://www.merryoaks.com/_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...


