Property People

We sit down with Hardeep Toor to talk about his hybrid approach to mixed use property development.Hardeep has dedicated 10+ years as a Chartered Quantity Surveyor at Balada Group and overseen £20M+ successful projects. Alongside his development work, Hardeep founded AssetsWise, where he mentors investors who want to navigate commercial conversions and HMOs with confidence. Specialising in commercial to residential (C2R) and HMO conversions, his work has earned multiple accolades, including Mixed Use Development of the Year 2024 at the International Property Awards and Property Developer of the Year 2024 at the Property Investors Awards.In this episode, Hardeep shares:How he transitioned from quantity surveying to property developmentHis strategy for creating hybrid developments that hold valueWhat commercial valuations really look like in mixed use projectsThe current state of HMOs in the UK marketKey differences between commercial and HMO tenants_______________________________________This episode is proudly sponsored by AssetsWise. It's founder, Hardeep, has been involved in construction for more than a decade. He specializes in providing hands on, one to one guidance so you can derisk your projects. Hardeep designed his mentoring program to cut out all the fluff and get straight to the execution. So whether you're struggling with your first commercial to residential appraisal or looking to scale your portfolio with a hybrid strategy of HMOs and commercial conversions, AssetWise is there for you to provide everything that you need from advanced deal appraisals to construction advice to raising private finance planning and permitted development rights. Everything under one roof on a one to one basis.https://assetswise.co.uk/https://www.instagram.com/harv_propertyhttps://www.linkedin.com/in/htoor/🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Jamie Pritchard is the Sales Director at MS Lending Group, a specialist lender in Manchester founded in 2021 by Michael Stratton, which has grown into a key player in short term bridging finance for residential and commercial properties.Bringing over 20 years of experience, Jamie joins us to discuss the real limits of artificial intelligence in short term lending. He explains why his team relies on AVMs and desktop valuations to deliver 70+ deals monthly, yet draws a firm line at full AI underwriting.🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

🚨 Need a £250k+ property loan? Merryoaks helps developers and investors get their deals funded quickly and efficiently. Start here → https://zurl.co/DXAi8______________________________________In this episode, we sit down with Ruban Selvanayagam, the co-founder of the UK's leading 'Sell House Fast' company, Property Solvers. A seasoned professional cash homebuyer and auctioneer. Ruban has been helping homeowners and investors achieve fast sales and ethical solutions in complex situations.Ruban dives deep into his non linear career path and the ruthless but fascinating world of fast property buying. He shares how he navigated the 2008 crash, used creative finance to build a portfolio during turbulent times, and reveals what most investors get wrong about buying below market value. From ethical challenges to lessons learned through “lemons,” this conversation offers a raw, transparent look at what it takes to survive and thrive across multiple market cycles.🔗 Connect with Ruban on LinkedIn: https://www.linkedin.com/in/rubanselva/🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

🚨 Need a £250k+ property loan? Merryoaks helps developers and investors get their deals funded quickly and efficiently. Start here → https://zurl.co/DXAi8______________________________________In this episode, ⁨Saam Lowni sits down with Sean Land, a UK property investor with a £10 million portfolio through single lets, HMOs and care homes.With a background in banking and over 20 years of experience, Sean shares how he transitioned from a corporate career to becoming a full time investor. He breaks down the mindset behind building real wealth in property from adding value and thinking long term, to really understanding the numbers behind each deal.______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram:   / propertypeoplemedia  _______________________________________This episode is brought to you by Merryoaks. Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://zurl.co/Yi8AV_____________________________________🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

🚨 Need a £250k+ property loan? Merryoaks helps developers and investors get their deals funded quickly and efficiently. Start here → https://zurl.co/DXAi8______________________________________In this episode, Saam Lowni speaks to Ravinder Badyal, the Director of Structured Property Finance at MT Finance. Rav breaks down how deals are really structured, the red flags lenders spot early and what separates a fundable deal from a bad one. He has decades of experience working with developers, brokers, and private investors and shares real insight into how lending decisions are made. This is a must watch for anyone who wants to learn what it takes to build success.______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram:   / propertypeoplemedia  _______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://zurl.co/Yi8AV_____________________________________🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

🚨 Need a £250k+ property loan? Merryoaks helps developers and investors get their deals funded quickly and efficiently. Start here → https://zurl.co/DXAi8______________________________________In this episode, Saam Lowni speaks with Adam Lawrence, a well known figure in the UK property space with a portfolio of over 600 properties. Adam shares how he went from beating fruit machines to becoming a successful investor, and gives his honest take on strategy, what investors should be wary of and the problems with property education schemes. He even calls out Samuel Leeds! ______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram:   / propertypeoplemedia  _______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://zurl.co/Yi8AV_____________________________________🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Welcome to Property People! Today, we're hosting Immanuel Ezekiel – an award-winning property developer, angel investor, author, and public speaker. In this interview, Immanuel sheds light on his humble beginnings, defying the odds and buying his first property at 19, creative finance strategies and how he scaled his successful career.______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia_______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://zurl.co/DXAi8_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/_________________________________________#propertyinvesting #propertytips #propertyeducation #propertyinvestor #landlord #investingtips #realestate #ukproperty #propertydeveloper #propertydevelopment #propertybusiness #propertywealth #propertyinvestor #propertydeveloper #hmo #hmobusiness #servicedaccommodation #commercialproperty🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Welcome to another episode of Property People. Today we’re joined by Toby Spanier an award-winning property investor. His story is quite powerful, from his childhood beginnings where he was labelled as "backwards" to climbing the corporate ladder and eventually building a legacy through property. Stay tuned to hear all about his story. MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia_______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://www.merryoaks.com/_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/_________________________________________📣 GUESTS & SPONSORSHIP 📣Are you a property professional with something interesting to share? Or maybe you'd like to sponsor an episode and get your business in front of our growing audience of property investors & developers?Get in touch with marketing@merryoaks.com🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

What does it really take to scale a £1B+ property business?Join us this week as Saam Lowni chats with Michael Dean, co-founder of Avamore Capital, to talk about the journey of building credibility, raising money, and navigating the messy side of the property finance industry. ______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia_______________________________________This episode is sponsored by Avamore Capital.Avamore is a specialist non-bank lender focused on bridging and development finance. Since 2015, they’ve funded £1 billion in loans and supported UK developers with various property projects. Their team has also been recognised at the British Specialist Lending Awards for their work and service.Find out more about Avamore Capital here: https://avamorecapital.com/_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/_________________________________________📣 GUESTS & SPONSORSHIP 📣Are you a property professional with something interesting to share? Or maybe you'd like to sponsor an episode and get your business in front of our growing audience of property investors & developers?Get in touch with marketing@merryoaks.com🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...

Jake Cowell started out fitting kitchens with his dad. From there, he moved into selling £100K+ luxury kitchens across the UK, and now runs a property development and investment company with his wife Lucy under Innova Property.In this episode, Jake shares the moments that shaped their journey, how they won HMO Property Investors of the Year, and how they’ve raised millions in private investment through social media.______________________________________MORE CONTENT ON INSTAGRAM! 🧠📲 Follow Property People on Instagram: https://www.instagram.com/propertypeoplemedia_______________________________________This episode is sponsored by Merryoaks.Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project and be part of your ongoing growth to bigger, better, and more aspirational deals.Find out more about Merryoaks here: https://www.merryoaks.com/_____________________________________🗣️ Hosted by Saam Lowni 🗣️Saam has a rounded view of the market gained from 20 years of experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance. Saam launched Property People in 2018 as a way to connect with property investors and developers across the country and share valuable information and stories.Saam has been a founding member of a Property Finance Provider, which grew its fund from £0 to £300m and is on course to fund 1000 homes across the UK. Following this, Saam launched Merryoaks Property Finance in 2021 as a way of applying his experience to provide bespoke property finance to property investors & developers.🔗 Connect with Saam on LinkedIn: https://www.linkedin.com/in/saamlowni/ 📲 Follow Saam on Instagram: https://www.instagram.com/saamlowni/🔥GET MORE VALUABLE PROPERTY CONTENT!🔥Subscribe to our channel to never miss a conversation with a property pro!🧠 Get the latest property industry insights and convos in your inbox every month📩📲 Follow Property People on Instagram.📲👇🗣️ HOSTED BY: Saam LowniSaam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn📲 Saam's Instagram📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email y...