Your Financial Pharmacist

On Episode 035 of the Your Financial Pharmacist Podcast, Tim Baker, CFP interviews Sarah Stanley Fallaw, Ph.D, the founder and President of Data Points. Sarah is continuing the study of wealth in America started by Thomas J. Stanley, Ph.D. using analytics to identify and develop wealth potential. Show Notes How Sarah's company applies the lessons in The Millionaire Next Door by Dr. Thomas Stanley Discussion about the factors that measure our propensity to build wealth Frugality Confidence Focus Social Indifference Responsibility Planning & Monitoring The importance of net worth How to apply behavioral finance between couples Role responsibility How to approach if partners are dissimilar and similar Want to check out your wealth building potential? Take the assessment here.

On this episode of the Your Financial Pharmacist podcast, we continue our month-long focus on how couples can work together to manage their finances. In Episode 34, we interview Ellen & Ethan Ko who chronicle their journey walking through the valley of debt as a young couple, how they have managed to work together through financial hard times and what they are doing differently to be on the path towards financial freedom. Ellen is a 3rd year pharmacy student at VCU School of Pharmacy and Ethan is a physician that is trained in internal medicine with a subspecialty in nephrology. Featured on the Show How I Built This with Guy Raz: NPR The White Coat Investor (WCI) Podcast Mint

In Part 2 of a series on Finding Your Why, Tim Baker, CFP, interviews YFP Founder Tim Ulbrich and his wife, Jess Ulbrich, by asking them a series of questions designed to help them envision what financial success looks like for them in 2, 5, 10 and 30 years into the future. In this two-part series, Tim & Jess Ulbrich invite the listeners into their Find Your Why client meeting with Tim Baker, CFP.

In Part 1 of this two-part series on Finding Your Why, Tim Baker, CFP, interviews YFP Founder Tim Ulbrich and his wife, Jess Ulbrich, by asking them three life planning questions that challenge them to uncover their beliefs about money, their long-term financial goals and ultimately, why they want to achieve financial freedom. In this two-part series, Tim & Jess Ulbrich invite the listeners into their Find Your Why client meeting with Tim Baker, CFP. Featured on the Show Don't Waste Your Life by John Piper Radical by David Platt 3 Questions That Can Provide a Spark for Your Financial Plan by Scott Spann of Forbes.

On this Debt Free Theme Hour of the Your Financial Pharmacist Podcast, we interview Adam Patterson about his journey paying off $211,000 of student loans in 26 months. Episode 31 Giveaway If you are looking to put together your own plan to pay off your student loans, make sure to check out the free YFP Student Loan Quick Start Guide. Inside this guide, you'll learn: How to inventory your student loans before you determine your payoff strategy (with a bonus student loan organization sheet to get you started...) How to determine the debt payoff strategy that is best for your personal financial situation. How to determine your loan payoff date (with an ultra-nerdy prescription vial thermometer to track your progress...) Get your free copy of the YFP Student Loan Quick Start Guide TODAY at: http://yourfinancialpharmacist.com/studentloanguide Featured on the Show Financial Peace University by Dave Ramsey YFP Refinance Resource Page YFP Episode 029 - Refinancing Your Student Loans (Part 1) YFP Episode 030 - Refinancing Your Student Loans (Part 2) YFP Episode 014 - Interview with Derek Schwartz (Debt Free Theme Hour) Seven Figure Pharmacist by Tim Church, PharmD, BCACP, CDE and Tim Ulbrich, PharmD Mint by Intuit

On Episode 30 of the Your Financial Pharmacist Pharmacist Podcast, we continue this two part series discussing the ins and out of refinancing your student loans. Specifically we discuss: How to choose a reputable refinance company Key features to look for when refinancing Minimum requirements to refinance Types of interest rates Cash bonuses that are available for being a new customer Student Loan Refinancing Page Check out our student loan refinancing page to calculate your savings and check out exclusive YFP offers. Featured on the Show NerdWallet Watchlist Better Business Bureau Student Loan Refinance Calculator

On Episode 29 of the Your Financial Pharmacist Pharmacist Podcast, we kick off a two part series discuss the ins and out of refinancing your student loans and how to determine if it's a good move for you. In part 1, we discuss the benefits of refinancing, how to determine if it's a good option for you, and some scenarios calculating the potential savings in interest. Student Loan Refinancing Page Check out our student loan refinancing page to calculate your savings and check out exclusive YFP offers. Featured on the Show YFP Episode 28: New Year, New Budget Student Loan Refinance Calculator - www.yourfinancialpharmacist.com/refinance

On Episode 28 of the Your Financial Pharmacist Podcast, we discuss the dreaded, yet all important, "B word"....budgeting. With a New Year comes the opportunity to get a fresh start on setting a budget that will help you achieve your financial goals. In this episode, we cover why having a budget is key to your long-term financial success, why so many people fail with keeping a budget, various budgeting strategies, and tools that can help you execute your monthly budget. Episodes 28 Giveaway Along with this episode, we are providing a YFP step-by-step spending plan (budget) template that will put you on the path to putting purpose to your spending each month. This YFP spending plan Excel template is ready to go with formulas that will allow you to easily create a zero-based budget. Get your FREE spending plan template at www.yourfinancialpharmacist.com/budget Featured on the Show YFP Episode 027: Tim, Tim & Tim Recap the Best of 2017 & What's Ahead for 2018 'When Budgeting Isn't Your Thing' by Jess Ulbrich Nerdwallet 2017 American Household Credit Card Debt Study The 4-Hour Workweek by Tim Ferris YFP Episode 020 & 021: 6 Reasons Pharmacy Graduates Will Struggle to Build Wealth (And What to Do About It) YFP Episode 005: The Impact of Rising Student Debt on a Pharmacist's Income YFP Episode 026: Baby Stepping Your Financial Plan - The 2 Things to Focus on First YFP Student Loan Quick Start Guide Financial Peace University by Dave Ramsey Seven Figure Pharmacist by Tim Church, PharmD, BCACP, CDE and Tim Ulbrich, PharmD Mint - www.mint.com Mvelopes - www.mvelopes.com EveryDollar - www.everydollar.com You Need a Budget (YNAB) -www.youneedabudget.com/ YFP Pharmacist's Guide to $1 Million

On this episode of the Your Financial Pharmacist Podcast, we recap the best of the best from 2017 and discuss what the YFP team has planned for 2018. YFP End of Year Giveaway The team at YFP is excited to be launching an end of the year giveaway. We are giving away 3 prize backs valued at over $500 each. You can enter the contest by clicking on the image below or by going to www.yourfinancialpharmacist.com/2017-giveaway. Entries will be accepted through 12/31/17 and three winners will be selected on/around 1/1/18. Featured on the Show Full Focus Planner by Michael Hyatt Seven Figure Pharmacist by Tim Church, PharmD, BCACP, CDE and Tim Ulbrich, PharmD YFP Episodes 002 & 003: Why Every Pharmacist Should be a Millionaire (Parts 1 & 2) YFP Episode 009: How One Pharmacist Paid Off $135k in Debt and Acquired 18 Rental Units (Debt Free Theme Hour) YFP Episode 006: Interview with Ken & Trenie: The Healthy Pharmacists (Millionaire Theme Hour) YFP Episode 011: Interview with Sam Leveritt (Millionaire Theme Hour) YFP Free Guides (all available at www.yourfinancialpharmacist.com -> 'Download a Free Guide) Student Loan Quick Start Guide - The Pharmacist's Guide to $1 Million 10 Financial Mistakes to Avoid Nuts & Bolts to Hiring a Financial Planner American Pharmacists Association (APhA) APhA website: www.pharmacist.com APhA-YFP partnership website: www.pharmacist.com/financial-education Membership sign-up: www.pharmacist.com/join-now YFP Episode 015 (Tim Baker's Story): West Point to CFP: Tim Baker's Journey to Becoming a Fee-Only Financial Planner for Pharmacists. YFP Episode 008 (Tim Church's Story): Developing a Millionaire Mindset. Script Financial YFP Financial Planner Resource Page YFP refinancing resources (coming soon!): www.yourfinancialpharmacist.com/refinance

On this episode of the Your Financial Pharmacist Podcast, we help you baby step into creating your financial plan by giving you the 2 things that you should focus on first. YFP End of Year Giveaway The team at YFP is excited to be launching an end of the year giveaway. We are giving away 3 prize backs valued at over $500 each. You can enter the contest by clicking on the image below or by going to www.yourfinancialpharmacist.com/2017-giveaway. Entries will be accepted through 12/31/17 and three winners will be selected on/around 1/1/18. Featured on the Show YFP Episodes 24 & 25 - 10 Financial Moves to Make Before the New Year (Part 1 & 2) The ONE Thing by Gary Keller YFP Budget Template Ally Financial Inc. YFP Episode 4 - The Landscape of Student Loans in Pharmacy Education YFP Episode 5 - The Impact of Rising Student Debt on a Pharmacist's Income YFP Episodes 12 & 13 - Getting Organized with Your Student Loans (Part 1 & 2) Seven Figure Pharmacist by Tim Church, PharmD, BCACP, CDE and Tim Ulbrich, PharmD