Your Financial Pharmacist

On Episode 45 of the Your Financial Pharmacist Podcast, YFP team member Tim Church and Certified Financial Planner Tim Baker discuss some of the key features of disability insurance and walk through how to get the right coverage. PolicyGenius Several reputable companies offer disability insurance but it can take a lot of time and energy to get multiple quotes. YFP has partnered with Policygenius, an online independent broker to help you quickly shop multiple companies for the coverage that's right for you. They have a very user-friendly interface and their team will help you through the entire process from application to signing a policy. You can even get an estimate without entering your personal information https://www.policygenius.com/yourfinancialpharmacist

On Episode 44 of the Your Financial Pharmacist Podcast, Certified Financial Planner and YFP team member Tim Baker interviews YFP Founder Tim Ulbrich to evaluate his life insurance needs and whether or not his current coverage is adequate. To learn more about whether or not you need life insurance, the pros/cons to different types of life insurance policies, how to determine how much coverage you need and where to go to get a quote from a reputable independent broker, head on over to yourfinancialpharmacist.com/life-insurance. PolicyGenius Several reputable companies offer life insurance but it can take a lot of time and energy to get multiple quotes. YFP has partnered with Policygenius, an online independent broker to help you quickly shop multiple companies for the coverage that's right for you. They have a very user-friendly interface and their team will help you through the entire process from application to signing a policy. You can even get an estimate without entering your personal information https://www.policygenius.com/yourfinancialpharmacist Mentioned on the Show YFP Life Insurance Resource Page PolicyGenius YFP Episode 010 - Is Whole Life Insurance a Good Investment Strategy for College Savings? YFP Episode 032 - Finding Your Why (Part 1) - 3 Life Planning Questions YFP Episode 033 - Finding Your Why (Part 2) - The Path to Success

On this Ask Tim & Tim episode of the Your Financial Pharmacist Podcast, we take three YFP community member questions about investing. We discuss investment terminology, considerations for choosing investments, where non-retirement accounts come into play and the pros/cons of target date funds. If you have a question you would like to have featured on the show, shoot us an e-mail at info@yourfinancialpharmacist.com Mentioned on the Show Interested in becoming a beta tester for the YFP Student Loan Online Course? Sign up using coupon code LOANRX at https://courses.yourfinancialpharmacist.com/ YFP Episode 002 - Why Every Pharmacist Should Be A Millionaire (Part 1) YFP Episode 003 - Why Every Pharmacist Should Be A Millionaire (Part 2) YFP Episode 015 - West Point to CFP: Tim Baker's Journey to Becoming a Fee-Only Financial Planner for Pharmacists YFP Episode 016 - 3 Reasons Why Pharmacist's Should Consider Hiring a Financial Planner YFP Episode 017 - Essential Questions to Ask Before Hiring a Financial Planner YFP Episode 026 - Baby Stepping Your Financial Plan - 2 Things to Focus On First Vanguard Investor Questionnaire Script Financial Risk Profile Questionnaire

On this Ask Tim & Tim episode of the Your Financial Pharmacist Podcast, we take two YFP community member questions about student loans. We discuss strategies for managing student loans during residency and how soon to refinance or consolidate student loans after graduation. If you have a question you would like to have featured on the show, shoot us an e-mail at info@yourfinancialpharmacist.com Mentioned on the Show YFP Episode 014: Turning Student Debt Frustration Into Action (Debt Free Theme Hour w/ Derek Schwartz, PharmD) Interested in learning more about becoming a beta tester for the YFP Student Loan Online Course? Sign up at http://yourfinancialpharmacist.com/studentloans YFP Episode 018 - Maximizing the Benefits of the Public Service Loan Forgiveness (PSFL) YFP Episode 026 - Baby Stepping Your Financial Plan - The 2 Things to Focus On First YFP Episode 029 - Refinancing Student Loans - Part 1 YFP Episode 030 - Refinancing Student Loans - Part 2

On Episode 41 of the Your Financial Pharmacist Podcast, we wrap up a two-part series on best practices for home buying by interviewing Dr. Nate Hedrick, The Real Estate RPh. In case you missed it, we interviewed Nate for part 1 of this series (Episode 40), where he provided the first 5 best practices for home buying. On this episode, Nate provides 5 more tips to round out the list of '10 Things Every Pharmacist Should Know About Home Buying.' Nate Hedrick is a 2013 graduate of Ohio Northern University. By day, he works from home as a hospice clinical pharmacist for ProCare HospiceCare. By night, he works with pharmacist investors in Cleveland, Ohio – buying, flipping, selling, and renting homes as a licensed real estate agent with Berkshire Hathaway. This experience has led to a new real estate blog that covers everything from first-time home buying to real estate investing. Nate's blog can be found at www.RealEstateRPH.com. Real Estate Investing Guide Looking to learn more about real estate investing? Check out The Pharmacist's Guide to Real Estate Investing at www.realestaterph.com/real-estate-investing-guide

On Episode 40 of the Your Financial Pharmacist Podcast, we begin a two-part series on best practices for home buying by interviewing Dr. Nate Hedrick, The Real Estate RPh. Nate Hedrick is a 2013 graduate of Ohio Northern University. By day, he works from home as a hospice clinical pharmacist for ProCare HospiceCare. By night, he works with pharmacist investors in Cleveland, Ohio – buying, flipping, selling, and renting homes as a licensed real estate agent with Berkshire Hathaway. This experience has led to a new real estate blog that covers everything from first-time home buying to real estate investing. Nate's blog can be found at www.RealEstateRPH.com. Real Estate Investing Guide Looking to learn more about real estate investing? Check out The Pharmacist's Guide to Real Estate Investing at https://www.realestaterph.com/real-estate-investing-guide/

On Episode 39 of the Your Financial Pharmacist Podcast, we interview Dr. Blair Thielemier, creator of BT Pharmacy Consulting, The Pharmapreneur Academy and the Elevate Pharmacy Virtual Summit. During this interview, Blair shares her personal and professional story including the financial hardships that inspired her various entrepreneurial ventures that have, in part, resulted in additional income to pay off her student loans and be on track to achieve her financial goals. Elevate Pharmacy Virtual Summit The 2018 Elevate Pharmacy Virtual Summit is presented by the NCPA Innovation Center and hosted by the founder of the Pharmapreneur Academy, Blair Thielemier. The Summit features 24 all-new interviews with pharmacists and experts discussing collaborative opportunities, team training, marketing, and profitable services in community pharmacies. The free 5 day event is March 21-25th and there are 11.5 accredited CPE hours available for pharmacists and pharmacy technicians. Go to ElevatePharmacySummit.com to register for your free ticket! Mentioned on the Show Automatic Millionaire by David Bach BT Pharmacy Consulting - https://www.btpharmacyconsulting.com/ Pharmapreneur Academy - https://pharmapreneuracademy.com/ Elevate Pharmacist Summit - www.elevatepharmacistsummit.com Mint - www.mint.com

On Episode 38 of the Your Financial Pharmacist Podcast, we interview Alex Barker, a pharmacist, entrepreneur, author, and coach to share his story of becoming completely debt free. He is a clinical pharmacist with the VA and creator of thehappypharmd.com and the Happy PharmD Summit. If you are a pharmacist who feels stuck in your current career, wants a change but don't know where to start, the Happy PharmD Summit is the place for you to hear from more than 20 pharmacist speakers about non-traditional career opportunities. You can learn more about the Happy PharmD Summit, coming up March 26th-29th, by visiting pharmacistsummit.com

On Episode 37 of the Your Financial Pharmacist Podcast, we spotlight a new practitioner leader, Drew Register, who serves as the Associate Director of Membership Engagement and Communications with the American Pharmacists Association. The team at YFP is excited to be partnering up with APhA to provide financial education services that are designed to help its' members achieve financial freedom. On this episode, we ask Drew about his successes and challenges transitioning from student to new practitioner and what the APhA-YFP partnership has planned for 2018. About Our Guest Drew Register received his Doctor of Pharmacy degree in May of 2016 from the University of Louisiana at Monroe School of Pharmacy. He completed an Executive Residency in Association Management & Leadership at the American Pharmacists Association Foundation and currently serves as the Associate Director of Membership Engagement and Communications at APhA. He is a passionate and driven leader aiming to impact and shape the future of the profession of pharmacy through his career. His strengths and interests include drafting and editing publications, organizational leadership, public relations/communications, pharmacy advocacy, and developing innovative tools for patient outreach. Join APhA Join APhA now to gain premier access to YFP facilitated webinars, financial articles, live events, resources, and consultations. Your membership will also allow you to receive exclusive discounts on YFP products and services. You can join APhA at a 20% discount by visiting www.pharmacist.com/join-now and using coupon code 'AYFP18'. For more information about our financial resources, visit www.pharmacist.com/financial-education Mentioned on the Show APhA-YFP Partnership Web Site: www.pharmacist.com/financial-education APhA Foundation Executive Residency in Association Management & Leadership: https://www.aphafoundation.org/knowlton-center APhA Membership: http://pharmacist.com/join-now APhA Annual Meeting 2018: http://aphameeting.pharmacist.com/ APhA Student Pharmacist Magazine: https://pharmacist.com/hero/student-pharmacist-magazine APhA Transitions Newsletter: http://www.pharmacist.com/new-practitioner-network Mint: www.mint.com Acorns: https://www.acorns.com/

On this episode of the Your Financial Pharmacist podcast, we finish our month long focus on how couples work together on their finances. In Episode 36, we speak with Andria and Tim Church who share their story about how they first met and how their approach to their finances evolved over the course of their relationship. Andria and Tim share their wins and their struggles and impart valuable advice to other pharmacists and couples that are working together on their finances. Featured on the Show How Tim Church used Andria's interest in primary care to court her The Church's struggle with budgeting, combining finances Their "gazelle intensity" towards their student loans enroute to payoff and acquiring the Church family cat How being budgeting, being frugal, side jobs and student loan refinance helped along the way Advice to other couples Live like a student for a few more years Know what your goals are Educate yourself on personal finance Don't take out more loans that you need "It's our money...it's our debt."