

Your Financial Pharmacist
Tim Ulbrich and Tim Baker
The Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances.
Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
Episodes
Mentioned books

Dec 14, 2017 • 29min
YFP 025: 10 Financial Moves to Make Before the New Year (Part 2)
On this episode of the Your Financial Pharmacist Podcast, we continue a two-part series where we cover a list of 10 financial things every pharmacist should do to wrap up the year and to set themselves up to have an awesome New Year. Episodes 25 Special Giveaway Along with this episode, we have created a free checklist that will: Provide you a checklist of 10 financial things you should do prior to the year ending; Make sure you take advantage of any available end-of-year tax savings; Help you hit the New Year with the momentum you need to crush your financial goals! Head on over to www.yourfinancialpharmacist.com/endofyearchecklist to get your copy today. Featured on the Show Legal Zoom Nolo Legal Shield Financial Peace University by Dave Ramsey YFP Legacy Folder Checklist

Dec 7, 2017 • 42min
YFP 024: 10 Financial Moves to Make Before the New Year (Part 1)
On this episode of the Your Financial Pharmacist Podcast, we begin a two-part series where we cover a list of 10 financial things every pharmacist should do to wrap up the year and to set themselves up to have an awesome New Year. Episodes 24 Special Giveaway Along with this episode, we have created a free checklist that will: Provide you a checklist of 10 financial things you should do prior to the year ending; Make sure you take advantage of any available end-of-year tax savings; Help you hit the New Year with the momentum you need to crush your financial goals! Head on over to www.yourfinancialpharmacist.com/endofyearchecklist to get your copy today. Featured on the Show YFP End of Year Financial Checklist Seven Figure Pharmacist by Tim Church, PharmD, BCACP, CDE and Tim Ulbrich, PharmD. Use coupon code HOLIDAY for 30% off any order through 12/25/17. YFP Episode 023: Have a Painless Financial Holiday (No Rx Needed!) Script Financial YFP Episodes 015 - 017: Financial Planning Series Episode 015: Interview with Tim Baker, CFP Episode 016: Benefits of a Financial Planner Episode 017: Questions to Ask When Hiring a Financial Planner YFP Financial Planning Page YFP Episode 019: How Do Health Savings Accounts (HSA) Fit Into A Financial Plan? IRS Retirement Topics - IRA Contribution Limits YFP Episode 010: Is Whole Life Insurance a Good Investment Strategy for College Savings?

Nov 30, 2017 • 33min
YFP 023: Have a Painless Financial Holiday (no RX needed!)
On this episode of the Your Financial Pharmacist Podcast, we're diving into something everyone is talking about right now: the holidays! We're going to share our tools and tips for managing a painless financial holiday, without compromising the fun and excitement of this most wonderful time of year. Episodes 23 Special Giveaway Along with this episode, we have created a free guide that will help you have a painless financial holiday (with no Rx needed). This step-by-step guide will help you: Account for all of your holiday expenses; Identify creative ways to save money during the holiday season: Develop a December budget that will put you in control; Get your FREE YFP 'Having a Painless Financial Holiday' guide at www.yourfinancialpharmacist.com/holidays Featured on the Show 2017 Consumer Holiday Shopping Report The 5 Love Languages - www.5lovelanguages.com Airbnb - https://www.airbnb.com/ Rover - www.rover.com Gift Card Granny - https://www.giftcardgranny.com/

Nov 23, 2017 • 39min
YFP 022: The Power of Giving
On Episode 22 of the Your Financial Pharmacist Podcast, we discuss the importance and impact that giving can have in your life and with your financial plan. We will hear from several pharmacists throughout the show to learn about areas they are passionate about giving towards and why they choose to give despite having competing financial priorities. Featured on the Show Pelotonia - http://pelotonia.org/ PODEMOS - http://podemosu.org/w/ World Wildlife Fund (WWF) - https://www.worldwildlife.org/ 'Are You in the Top One Percent of the World' by Daniel Kurt at Investopedia Bureau of Labor Statistics (Pharmacist; 2016) Income and Poverty in The United States by US Census Bureau; 2016 2016 World Hunger and Poverty Facts and Statistics by www.worldhunger.org Pharmapreneur Academy by Blair Thielemier, PharmD Unbound - https://www.unbound.org/ The Happy PharmD by Alex Barker, PharmD Compassion International - https://www.compassion.com/ CRU - https://www.cru.org/us/en.html Financial Peace University by Dave Ramsey - https://www.daveramsey.com/fpu Join the YFP Community! I Want In! Recent Posts [pt_view id="f651872qnv"]

Nov 17, 2017 • 43min
YFP 021: 6 Reasons Pharmacy Graduates Will Struggle to Build Wealth (And What You Can Do About It) - Part 2
On Episode 21 of the Your Financial Pharmacist Podcast, we wrap up our two-part series talking about six reasons pharmacy graduates will struggle to build wealth and what they can do to combat these factors working against them. Episodes 20-21 Special Giveaway Along with this series, we are providing a YFP step-by-step spending plan (budget) template that will put you on the path to putting purpose to your spending each month. As this series highlights the factors working against us to build wealth, the reality is that we need to be more intentional about our monthly spending in order to achieve our long-term goals. This YFP spending plan Excel template is ready to go with formulas that will allow you to easily create a zero-based budget. Get your FREE spending plan template at www.yourfinancialpharmacist.com/budget Featured on the Show Seven Figure Pharmacist by Tim Church, PharmD, BCACP, CDE and Tim Ulbrich, PharmD YFP Podcast Episode 20 - 6 Reasons Pharmacy Graduates Will Struggle to Build Wealth (And What You Can Do About It) - Part 1 YFP Episode 12 - Getting Organized With Your Student Loans (Part 1) YFP Episode 13 - Getting Organized With Your Student Loans (Part 2) Student Loan Quick Start Guide by Your Financial Pharmacist Budgeting Tools Mint - www.mint.com YNAB - www.youneedabudget.com Script Financial Budgeting Tool YFP Episode 15 - Financial Planning Series Interview with Tim Baker (Part 1) YFP Episode 16 - Financial Planning Series Benefits of a Financial Planner (Part 2) YFP Episode 17 - Financial Planning Series - Questions to Ask When Hiring a Planner (Part 3) Nuts & Bolts to Hire a Financial Planner by Your Financial Pharmacist The 4-Hour Workweek by Tim Ferris Automatic Millionaire by David Bach I Will Teach You to Be Rich by Ramit Sethi YFP Podcast Episode 19 - How do Health Savings Accounts (HSA) Fit Into a Financial Plan?

Nov 9, 2017 • 40min
YFP 020: 6 Reasons Pharmacy Graduates Will Struggle to Build Wealth (And What You Can Do About It) - Part 1
On Episode 20 of the Your Financial Pharmacist Podcast, we kick off a two-part series to talk about six reasons pharmacy graduates will struggle to build wealth and what they can do to combat these factors working against them. Episode 20 Special Giveaway Along with this episode, we are providing a YFP step-by-step spending plan (budget) template that will put you on the path to putting purpose to your spending each month. As this series highlights the factors working against us to build wealth, the reality is that we need to be more intentional about our monthly spending in order to achieve our long-term goals. This YFP spending plan Excel template is ready to go with formulas that will allow you to easily create a zero-based budget. Get your FREE spending plan template at www.yourfinancialpharmacist.com/budget Featured on the Show YFP Podcast Episode 5 - The Impact of Rising Student Debt on a Pharmacist's Income GoBanking Rates 2017 Survey - https://www.gobankingrates.com/saving-money/half-americans-less-savings-2017/ BankRate Survey - http://www.bankrate.com/investing/millennials-slow-to-start-investing-in-stock-market-bankrate-survey-finds/ BlackRock 2015 Survey - http://www.bankrate.com/investing/millennials-slow-to-start-investing-in-stock-market-bankrate-survey-finds/ Vanguard How America Saves 2017 - https://pressroom.vanguard.com/nonindexed/How-America-Saves-2017.pdf Kaiser Family Foundation/Health Research & Education Trust Employer Health Benefits Survey 2007 Survey - https://kaiserfamilyfoundation.files.wordpress.com/2013/04/76723.pdf 2017 Survey - https://www.kff.org/health-costs/report/2017-employer-health-benefits-survey/ YFP Podcast Episode 19 - How do Health Savings Accounts (HSA) Fit Into a Financial Plan?

Nov 2, 2017 • 36min
YFP 019: How do Health Savings Accounts (HSA) Fit Into a Financial Plan?
On Episode 19 of the Your Financial Pharmacist Podcast, we feature a listener question on an Ask Tim & Tim segment of the show. Keith from Ohio asks a question about the utility of a Health Savings Account (HSA) as a long-term investment strategy. Submit Your Question Do you have a financial question that we can feature on an upcoming Ask Tim & Tim segment of the show? Head on over to www.yourfinancialpharmacist.com or e-mail us at info@yourfinancialpharmacist.com to submit your question today! Join the YFP Community! I Want In! Recent Posts [pt_view id="f651872qnv"]

Oct 26, 2017 • 31min
YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness (PSLF)
On Episode 18 of the Your Financial Pharmacist Podcast, we welcome back to the show YFP team member and co-author of Seven Figure Pharmacist, Tim Church, PharmD, BCACP, CDE. On this episode, we talk about qualifying criteria, pros/cons and how to maximize benefits associated with the Public Service Loan Forgiveness (PSLF) Program. Episode 018 Special Giveaway Along with this episode, we are providing a PSLF Checklist to ensure you are ready to go in determining eligibility criteria, where to submit required forms, and how to maximize forgiveness. Specifically, you will learn: Information about PSLF eligible loans and how to confirm employer eligibility to meet the PSLF requirements. Details about where and when to submit the employment certification form. Ideas to reduce your adjusted gross income (AGI) to maximize forgiveness. You can access this FREE PSLF Checklist at www.yourfinancialpharmacist.com/pslfchecklist Featured on the Show Your Financial Pharmacist Podcast Episodes 12 and 13 (Getting Organized with Your Student Loans Part 1 and Part 2) Loan Repayment Estimator from the US Department of Education PSLF Employment Certification Form Public Service Loan Forgiveness: Top 40 Tips to Save Thousands by Student Loan Planner

Oct 19, 2017 • 39min
YFP 017: Essential Questions to Ask Before Hiring a Financial Planner
On Episode 017 of the Your Financial Pharmacist Podcast, we wrap up our 3-part series about the financial planning industry and what to look for when hiring a planner. We'll talk more about how they get paid and what specifically to ask to make sure you are hiring a planner that has your best interest in mind. Episode 017 Special Giveaway Along with this three-part series, the team at YFP has prepared an awesome giveaway that will give you the "Nuts & Bolts to Hiring a Financial Planner". Head on over to www.yourfinancialpharmacist.com/nutsandbolts to get your copy today! In this giveaway, we cover: the benefits of hiring a financial planner; the different types of financial planners; how financial planners get paid; questions to ask when hiring a financial planner; how to find a trustworthy financial planner Featured on the Show Episode 15 of the Your Financial Pharmacist Podcast - "West Point to CFP: Tim Baker's Journey to Becoming a Fee-Only Financial Planner for Pharmacists" Episode 16 of the Your Financial Pharmacist Podcast - "3 Reasons Why Pharmacists Should Consider Hiring a Financial Planner" John Oliver YouTube Video (Retirement Plans: Last Week Tonight with John Oliver (HBO)) Seven Figure Pharmacist (Chapter 15) by Tim Church and Tim Ulbrich Script Financial; a fee-only financial planning firm dedicated to helping pharmacists and young professionals meet their financial goals. Join the YFP Community! I Want In! Recent Posts [pt_view id="f651872qnv"]

Oct 13, 2017 • 39min
YFP 016: 3 Reasons Why Pharmacists Should Consider Hiring a Financial Planner
On Episode 016 of the Your Financial Pharmacist Podcast, we continue our 3-part series about finding a financial planner that you has your best interest in mind. Specifically, we talk about the benefits a of hiring a financial planner; some obvious, others not so much. Episode 016 Special Giveaway Along with this three-part series, the team at YFP has prepared an awesome giveaway that will give you the "Nuts & Bolts to Hiring a Financial Planner". Head on over to www.yourfinancialpharmacist.com/nutsandbolts to get your copy today! In this giveaway, we cover: the benefits of hiring a financial planner; the different types of financial planners; how financial planners get paid; questions to ask when hiring a financial planner; how to find a trustworthy financial planner Featured on the Show The Laws of Wealth: Psychology and the secret to investing Success by Dr. Daniel Crosby Seven Figure Pharmacist (Chapter 15) by Tim Church and Tim Ulbrich Script Financial; a fee-only financial planning firm dedicated to helping pharmacists and young professionals meet their financial goals. Research supporting the value of hiring a financial planner: 'Putting a Value on Your Value' by Vanguard 'Alpha, Beta, and Now...Gamma' by Morningstar Quantitative Analysis of Investor Behavior (QAIB) by Dalbar Join the YFP Community! I Want In! Recent Posts [pt_view id="f651872qnv"]


