Your Financial Pharmacist

Dr. David Zgarrick, a Professor Emeritus of Northeastern University, shares why he views the next phase of life as a preferment phase of his career, why he started planning financially early in his career, and advice for new grads facing the financial headwind of competing priorities including student loans, saving for the future, and buying a home. Links Mentioned in Today's Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Connect with David Zgarrick on LinkedIn Retirement Stepping Stones: Find Meaning, Live with Purpose, and Leave a Legacy by Tony Hixon Your Financial Pharmacist Disclaimer and Disclosures

Dr. Michael Lee, a pharmacist and newly minted real estate agent, shares his mindset and approach to starting new ventures, insights that pharmacist real estate investors can apply to take on any new challenge, and his tips for getting out of your comfort zone as a rookie in the field of real estate. Links Mentioned in Today's Episode The Your Financial Pharmacist Podcast Connect with Michael Lee on LinkedIn YFP Real Estate Investing Join the YFP Real Estate Investing Facebook Group Your Financial Pharmacist Disclaimer and Disclosures

Sean Richards, CPA, EA returns to the podcast to discuss the difference between tax planning and tax preparation, how effective tax planning can prevent costly mistakes, tax changes for 2023, and the basics of YFP's Comprehensive Tax Planning. Links Mentioned in Today's Episode Learn more about YFP Tax YFP Tax Comprehensive Tax Planning YFP 283: How to Optimize Your Tax Situation with Sean Richards, CPA You Can't Undo That: How Tax Planning Can Prevent Costly Mistakes YFP Real Estate Investing Podcast Inflation Reduction Act of 2022 Email Sean Richards: sean@yfptax.com Schedule a YFP Tax Discovery Call Get Started with YFP Tax Your Financial Pharmacist Disclaimer and Disclosures

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from Celine from the website: What are the pros/cons of buying an annuity? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP 272: How Much Is Enough? (Retirement Planning) YFP 273: Alphabet Soup of Retirement Accounts (Retirement Planning) YFP 274: Risk Tolerance vs Risk Capacity (Retirement Planning) YFP 275: How to Build a Retirement Paycheck (Retirement Planning) Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Nate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, discuss practical ways that real estate investors can take action based on market predictions for 2023. Links Mentioned in Today's Episode YFP Real Estate Investing 90: Three (Likely Wrong) Predictions for 2023 Real Estate Join the YFP Real Estate Investing Facebook Group YFP Real Estate Investing Download the Property Analysis Spreadsheet Your Financial Pharmacist Disclaimer and Disclosures

Kun Yang, a pharmacist and Co-Founder & CEO of Pricklee Cactus Water, shares how and when he knew the entrepreneurial path was right for him. In this episode, he discusses the experience of being on Shark Tank, where he effectively navigated a negotiation with two sharks that led to a deal, and the most important skills he has had to acquire as an entrepreneur leading a growing company. Links Mentioned in Today's Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning Pricklee Cactus Water Shark Tank US | Barbara and Kevin's Prickly Fight Over Pricklee Product Hangry: A Startup Journey by Mike Evans Shoe Dog: A Memoir by the Creator of Nike by Phil Knight Brian Scudamore: Founders Stories Podcast Never Split the Difference: Negotiating as if Your Life Depended on It by Chris Voss Connect with Kun Yang on LinkedIn Your Financial Pharmacist Disclaimer and Disclosures

Nate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, share their predictions for the real estate market in 2023, including interest and mortgage rates, rent rates, and house pricing. Links Mentioned in Today's Episode Planet Money Join the YFP Real Estate Investing Facebook Group Connect with Nate Hedrick on LinkedIn FRED Economic Data: 30-Year Fixed Rate Mortgage Average in the United States Mortgage News Daily FRED Economic Data: Median Sales Price of Houses Sold for the United States YFP Real Estate Investing Your Financial Pharmacist Disclaimer and Disclosures

This week we replay a YFP Podcast Classic. Suze Orman, #1 New York Times bestselling author on personal finance with over 25 million books in circulation, joins Tim Ulbrich on today's episode. They talk about her most recent book Women & Money: Be Strong, Be Smart, Be Secure and the advice Suze has for pharmacy professionals feeling overwhelmed with their student loan debt and managing their financial plan. Links Mentioned in Today's Episode YFP 109: An Interview with Suze Orman Suze Orman Women & Money: Be Strong, Be Smart, Be Secure by Suze Orman Women and Money Podcast YFP 108: How to Effectively Talk with Mom & Dad About Their Finances w/ Cameron Huddleston Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston Suze Orman Must Have Documents Offer Email Suze Orman: asksuzepodcast@gmail.com Your Financial Pharmacist Disclaimer and Disclosures

Nate Hedrick, PharmD, and David Bright, PharmD, MBA, BCACP, FAPhA, FCCP, discuss standout moments from a common resource of podcast guests from the last year and why the book has motivated so many to start their journey in real estate investing. Links Mentioned in Today's Episode Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki YFP Real Estate Investing Download the Real Estate Investing Guide YFP Real Estate Investing 85: Pharmacist House Hacking in a HCOL State Join the YFP Real Estate Investing Facebook Group Your Financial Pharmacist Disclaimer and Disclosures

Tim Gauthier, antimicrobial stewardship pharmacist and pharmacy entrepreneur, discusses the genesis of IDStewardship.com and LearnAntibiotics.com, how he has monetized his clinical expertise to create passive revenue streams, and how he balances the demands of entrepreneurship with his personal and professional commitments. Links Mentioned in Today's Episode YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning IDStewardship.com LearnAntibiotics.com YFP 217: How Kelley Used Her Clinical Expertise to Build a Business KelleyCPharmD Pharmacy & Acute Care University Follow IDstewardship on Instagram: @idstewardship Follow IDstewardship, Antibiotic Stewardship & Pharmacy Education on Facebook Follow IDstewardship on Twitter: @IDstewardship Your Financial Pharmacist Disclaimer and Disclosures